Why Did SoFi Stock Drop?
Fintech platform SoFi (NASDAQ:SOFI) has stumbled in recent days, selling…
| Period Ending | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | |
|---|---|---|---|---|---|---|
| Revenue | -- | -- | -- | -- | -- | |
| Revenue Growth (YoY) | -- | -- | -- | -- | -- | |
| Cost of Revenues | -- | -- | $1.3K | $2K | $1.9K | |
| Gross Profit | -- | -- | -$1.3K | -$2K | -$1.9K | |
| Gross Profit Margin | -- | -- | -- | -- | -- | |
| R&D Expenses | -- | -- | $392.9K | $4.1M | $4.2M | |
| Selling, General & Admin | -- | -- | $2.3M | $3.5M | $6.8M | |
| Other Inc / (Exp) | -- | -- | -- | -$956.2K | -- | |
| Operating Expenses | -- | -- | $2.7M | $7.6M | $11M | |
| Operating Income | -- | -- | -$2.7M | -$7.6M | -$11M | |
| Net Interest Expenses | -- | -- | $107.1K | $17.1K | -- | |
| EBT. Incl. Unusual Items | -- | -- | -$6.7M | -$8.4M | -$10.7M | |
| Earnings of Discontinued Ops. | -- | -- | -- | -- | -- | |
| Income Tax Expense | -- | -- | -- | -- | -- | |
| Net Income to Company | -- | -- | -$6.7M | -$8.4M | -$10.7M | |
| Minority Interest in Earnings | -- | -- | -- | -- | -- | |
| Net Income to Common Excl Extra Items | -- | -- | -$6.7M | -$8.4M | -$10.7M | |
| Basic EPS (Cont. Ops) | -- | -- | -$8.66 | -$9.63 | -$8.73 | |
| Diluted EPS (Cont. Ops) | -- | -- | -$8.66 | -$9.63 | -$8.73 | |
| Weighted Average Basic Share | -- | -- | $775.6K | $868.2K | $1.2M | |
| Weighted Average Diluted Share | -- | -- | $775.6K | $868.2K | $1.2M | |
| EBITDA | -- | -- | -$2.7M | -$7.6M | -$11M | |
| EBIT | -- | -- | -$2.7M | -$7.6M | -$11M | |
| Revenue (Reported) | -- | -- | -- | -- | -- | |
| Operating Income (Reported) | -- | -- | -$2.7M | -$7.6M | -$11M | |
| Operating Income (Adjusted) | -- | -- | -$2.7M | -$7.6M | -$11M | |
| Period Ending | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 | |
|---|---|---|---|---|---|---|
| Revenue | -- | -- | -- | -- | -- | |
| Revenue Growth (YoY) | -- | -- | -- | -- | -- | |
| Cost of Revenues | -- | $500 | $600 | $400 | $400 | |
| Gross Profit | -- | -$500 | -$600 | -$400 | -$400 | |
| Gross Profit Margin | -- | -- | -- | -- | -- | |
| R&D Expenses | -- | $56.4K | $243.9K | $784.6K | $688.5K | |
| Selling, General & Admin | -- | $915.9K | $898.1K | $1.7M | $2M | |
| Other Inc / (Exp) | -- | -$21.3K | -- | -- | -- | |
| Operating Expenses | -- | $972.3K | $1.1M | $2.5M | $2.7M | |
| Operating Income | -- | -$972.8K | -$1.1M | -$2.5M | -$2.7M | |
| Net Interest Expenses | -- | $32K | -- | -- | -- | |
| EBT. Incl. Unusual Items | -- | -$1M | -$1M | -$2.4M | -$2.7M | |
| Earnings of Discontinued Ops. | -- | -- | -- | -- | -- | |
| Income Tax Expense | -- | -- | -- | -- | -- | |
| Net Income to Company | -- | -- | -$1M | -$2.4M | -$2.7M | |
| Minority Interest in Earnings | -- | -- | -- | -- | -- | |
| Net Income to Common Excl Extra Items | -- | -$1M | -$1M | -$2.4M | -$2.7M | |
| Basic EPS (Cont. Ops) | -- | -$1.32 | -$1.19 | -$2.18 | -$1.31 | |
| Diluted EPS (Cont. Ops) | -- | -$1.32 | -$1.19 | -$2.18 | -$1.31 | |
| Weighted Average Basic Share | -- | $775.6K | $868.2K | $1.1M | $2M | |
| Weighted Average Diluted Share | -- | $775.6K | $868.2K | $1.1M | $2M | |
| EBITDA | -- | -$972.3K | -$1.1M | -$2.5M | -$2.7M | |
| EBIT | -- | -$972.8K | -$1.1M | -$2.5M | -$2.7M | |
| Revenue (Reported) | -- | -- | -- | -- | -- | |
| Operating Income (Reported) | -- | -$972.8K | -$1.1M | -$2.5M | -$2.7M | |
| Operating Income (Adjusted) | -- | -$972.8K | -$1.1M | -$2.5M | -$2.7M | |
| Period Ending | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 | |
|---|---|---|---|---|---|---|
| Revenue | -- | -- | -- | -- | -- | |
| Revenue Growth (YoY) | -- | -- | -- | -- | -- | |
| Cost of Revenues | -- | -- | $2.1K | $2.1K | $6.7K | |
| Gross Profit | -- | -$500 | -$2.1K | -$2.1K | -$6.7K | |
| Gross Profit Margin | -- | -- | -- | -- | -- | |
| R&D Expenses | -- | -- | $3.8M | $3M | $5M | |
| Selling, General & Admin | -- | $1.3M | $3.6M | $4.9M | $9.7M | |
| Other Inc / (Exp) | -- | -$27.9K | -$977.5K | -- | -- | |
| Operating Expenses | -- | -- | $7.4M | $7.9M | $14.7M | |
| Operating Income | -- | -- | -$7.4M | -$7.9M | -$14.7M | |
| Net Interest Expenses | -- | $51.4K | $72.8K | -- | -- | |
| EBT. Incl. Unusual Items | -- | -$1.7M | -$12.2M | -$7.6M | -$14.4M | |
| Earnings of Discontinued Ops. | -- | -- | -- | -- | -- | |
| Income Tax Expense | -- | -- | -- | -- | -- | |
| Net Income to Company | -- | -- | -$12.2M | -$7.6M | -$14.4M | |
| Minority Interest in Earnings | -- | -- | -- | -- | -- | |
| Net Income to Common Excl Extra Items | -- | -- | -$12.2M | -$7.6M | -$14.4M | |
| Basic EPS (Cont. Ops) | -- | -- | -$15.56 | -$7.30 | -$8.01 | |
| Diluted EPS (Cont. Ops) | -- | -$2.53 | -$15.56 | -$7.30 | -$8.01 | |
| Weighted Average Basic Share | ||||||
| Weighted Average Diluted Share | ||||||
| EBITDA | -- | -- | -$7.4M | -$7.9M | -$14.7M | |
| EBIT | -- | -- | -$7.4M | -$7.9M | -$14.7M | |
| Revenue (Reported) | -- | -- | -- | -- | -- | |
| Operating Income (Reported) | -- | -- | -$7.4M | -$7.9M | -$14.7M | |
| Operating Income (Adjusted) | -- | -- | -$7.4M | -$7.9M | -$14.7M | |
| Period Ending | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 | |
|---|---|---|---|---|---|---|
| Revenue | -- | -- | -- | -- | -- | |
| Revenue Growth (YoY) | -- | -- | -- | -- | -- | |
| Cost of Revenues | -- | $500 | $1.4K | $1.5K | $6.3K | |
| Gross Profit | -- | -$500 | -$1.4K | -$1.5K | -$6.3K | |
| Gross Profit Margin | -- | -- | -- | -- | -- | |
| R&D Expenses | -- | $276.5K | $3.7M | $2.7M | $3.4M | |
| Selling, General & Admin | -- | $1.3M | $2.6M | $4M | $7M | |
| Other Inc / (Exp) | -- | -$27.9K | -$956.2K | -- | -- | |
| Operating Expenses | -- | $1.6M | $6.4M | $6.7M | $10.4M | |
| Operating Income | -- | -$1.6M | -$6.4M | -$6.7M | -$10.4M | |
| Net Interest Expenses | -- | $51.4K | $17.1K | -- | -- | |
| EBT. Incl. Unusual Items | -- | -$1.7M | -$7.2M | -$6.5M | -$10.2M | |
| Earnings of Discontinued Ops. | -- | -- | -- | -- | -- | |
| Income Tax Expense | -- | -- | -- | -- | -- | |
| Net Income to Company | -- | -$176.6K | -$7.2M | -$6.5M | -$10.2M | |
| Minority Interest in Earnings | -- | -- | -- | -- | -- | |
| Net Income to Common Excl Extra Items | -- | -$1.7M | -$7.2M | -$6.5M | -$10.2M | |
| Basic EPS (Cont. Ops) | -- | -$2.53 | -$9.10 | -$5.98 | -$5.27 | |
| Diluted EPS (Cont. Ops) | -- | -$2.53 | -$9.10 | -$5.98 | -$5.27 | |
| Weighted Average Basic Share | -- | $2.1M | $2.4M | $3.2M | $5.8M | |
| Weighted Average Diluted Share | -- | $2.1M | $2.4M | $3.2M | $5.8M | |
| EBITDA | -- | -$1.6M | -$6.4M | -$6.7M | -$10.4M | |
| EBIT | -- | -$1.6M | -$6.4M | -$6.7M | -$10.4M | |
| Revenue (Reported) | -- | -- | -- | -- | -- | |
| Operating Income (Reported) | -- | -$1.6M | -$6.4M | -$6.7M | -$10.4M | |
| Operating Income (Adjusted) | -- | -$1.6M | -$6.4M | -$6.7M | -$10.4M | |
| Period Ending | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | |
|---|---|---|---|---|---|---|
| Cash and Equivalents | -- | -- | $32.6K | $8.4M | $10M | |
| Short Term Investments | -- | -- | -- | -- | -- | |
| Accounts Receivable, Net | -- | -- | -- | -- | -- | |
| Inventory | -- | -- | -- | -- | -- | |
| Prepaid Expenses | -- | -- | $22.7K | $89.7K | $42.3K | |
| Other Current Assets | -- | -- | -- | -- | -- | |
| Total Current Assets | -- | -- | $55.3K | $8.5M | $10.1M | |
| Property Plant And Equipment | -- | -- | $44.6K | $23.3K | $6.9K | |
| Long-Term Investments | -- | -- | -- | -- | -- | |
| Goodwill | -- | -- | -- | -- | -- | |
| Other Intangibles | -- | -- | -- | -- | -- | |
| Other Long-Term Assets | -- | -- | $6K | $3.8K | $3.8K | |
| Total Assets | -- | -- | $778.2K | $8.5M | $10.1M | |
| Accounts Payable | -- | -- | $404.9K | $167.3K | $1.5M | |
| Accrued Expenses | -- | -- | $258.3K | $42.1K | $214.9K | |
| Current Portion Of Long-Term Debt | -- | -- | -- | -- | -- | |
| Current Portion Of Capital Lease Obligations | -- | -- | $22.3K | $21.4K | -- | |
| Other Current Liabilities | -- | -- | -- | -- | -- | |
| Total Current Liabilities | -- | -- | $1.3M | $826.9K | $2.7M | |
| Long-Term Debt | -- | -- | $574.7K | -- | -- | |
| Capital Leases | -- | -- | -- | -- | -- | |
| Total Liabilities | -- | -- | $6.3M | $826.9K | $2.7M | |
| Common Stock | -- | -- | $8.2K | $13K | $1.8K | |
| Other Common Equity Adj | -- | -- | -- | -- | -- | |
| Common Equity | -- | -- | -$5.6M | $7.7M | $7.4M | |
| Total Preferred Equity | -- | -- | -- | -- | -- | |
| Minority Interest, Total | -- | -- | -- | -- | -- | |
| Total Equity | -- | -- | -$5.6M | $7.7M | $7.4M | |
| Total Liabilities and Equity | -- | -- | $778.1K | $8.5M | $10.1M | |
| Cash and Short Terms | -- | -- | $32.6K | $8.4M | $10M | |
| Total Debt | -- | -- | $574.7K | -- | -- | |
| Period Ending | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 | |
|---|---|---|---|---|---|---|
| Cash and Equivalents | -- | $103.1K | $9.1M | $4.4M | $3.9M | |
| Short Term Investments | -- | -- | -- | -- | -- | |
| Accounts Receivable, Net | -- | -- | -- | -- | -- | |
| Inventory | -- | -- | -- | -- | -- | |
| Prepaid Expenses | -- | $24K | $168.6K | $191.7K | -- | |
| Other Current Assets | -- | -- | -- | -- | -- | |
| Total Current Assets | -- | $127.1K | $9.3M | $4.6M | $4M | |
| Property Plant And Equipment | -- | $1.8K | $29.8K | $3K | $5.7K | |
| Long-Term Investments | -- | -- | -- | -- | -- | |
| Goodwill | -- | -- | -- | -- | -- | |
| Other Intangibles | -- | -- | -- | -- | -- | |
| Other Long-Term Assets | -- | $2.2K | $3.8K | $3.8K | -- | |
| Total Assets | -- | $545.3K | $9.3M | $4.7M | $4.1M | |
| Accounts Payable | -- | $308.2K | $141.7K | $496.8K | $614.1K | |
| Accrued Expenses | -- | $364.1K | $41.4K | $154.7K | -- | |
| Current Portion Of Long-Term Debt | -- | -- | -- | -- | -- | |
| Current Portion Of Capital Lease Obligations | -- | -- | $25K | $2.2K | -- | |
| Other Current Liabilities | -- | -- | -- | -- | -- | |
| Total Current Liabilities | -- | $672.4K | $563.6K | $1.3M | $1.4M | |
| Long-Term Debt | -- | $528.5K | $2.2K | -- | -- | |
| Capital Leases | -- | -- | -- | -- | -- | |
| Total Liabilities | -- | $1.7M | $565.8K | $1.3M | $1.4M | |
| Common Stock | -- | $8.1K | $13K | $1.2K | $2.1K | |
| Other Common Equity Adj | -- | -- | -- | -- | -- | |
| Common Equity | -- | -- | -- | -- | -- | |
| Total Preferred Equity | -- | -- | -- | -- | -- | |
| Minority Interest, Total | -- | -- | -- | -- | -- | |
| Total Equity | -- | -$1.2M | $8.7M | $3.4M | $2.7M | |
| Total Liabilities and Equity | -- | $545.3K | $9.3M | $4.7M | $4.1M | |
| Cash and Short Terms | -- | $103.1K | $9.1M | $4.4M | $3.9M | |
| Total Debt | -- | $528.5K | $2.2K | -- | -- | |
| Period Ending | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | |
|---|---|---|---|---|---|---|
| Net Income to Stockholders | -- | -- | -$6.7M | -$8.4M | -$10.7M | |
| Depreciation & Amoritzation | -- | -- | $1.3K | $2K | $1.9K | |
| Stock-Based Compensation | -- | -- | $928K | $710.4K | $1.4M | |
| Change in Accounts Receivable | -- | -- | -- | -$37.3K | -$900 | |
| Change in Inventories | -- | -- | -- | -- | -- | |
| Cash From Operations | -- | -- | -$1.2M | -$3.5M | -$7.4M | |
| Capital Expenditures | -- | -- | -- | $3.3K | $6.5K | |
| Cash Acquisitions | -- | -- | -- | -- | -- | |
| Cash From Investing | -- | -- | -$2.3K | -$3.3K | -$6.5K | |
| Dividends Paid (Ex Special Dividend) | -- | -- | -- | -- | -- | |
| Special Dividend Paid | ||||||
| Long-Term Debt Issued | -- | -- | -- | -- | -- | |
| Long-Term Debt Repaid | -- | -- | -- | -$250K | -- | |
| Repurchase of Common Stock | -- | -- | -- | -- | -- | |
| Other Financing Activities | -- | -- | -- | -- | -$878.7K | |
| Cash From Financing | -- | -- | $1.2M | $11.9M | $9M | |
| Beginning Cash (CF) | -- | -- | $32.6K | $8.4M | $10M | |
| Foreign Exchange Rate Adjustment | -- | -- | -- | -- | -- | |
| Additions / Reductions | -- | -- | $32.6K | $8.4M | $1.6M | |
| Ending Cash (CF) | -- | -- | $65.2K | $16.8M | $11.6M | |
| Levered Free Cash Flow | -- | -- | -$1.2M | -$3.5M | -$7.4M | |
| Period Ending | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 | |
|---|---|---|---|---|---|---|
| Net Income to Stockholders | -- | -- | -$1M | -$2.4M | -$2.7M | |
| Depreciation & Amoritzation | -- | -- | $600 | $400 | $400 | |
| Stock-Based Compensation | -- | -- | $153.1K | $300K | $473.4K | |
| Change in Accounts Receivable | -- | -- | -- | -$16.4K | $6.2K | |
| Change in Inventories | -- | -- | -- | -- | -- | |
| Cash From Operations | -- | -- | -$627.8K | -$2.2M | -$2.4M | |
| Capital Expenditures | -- | -- | -- | -- | $1.9K | |
| Cash Acquisitions | -- | -- | -- | -- | -- | |
| Cash From Investing | -- | -- | -- | -- | -$1.9K | |
| Dividends Paid (Ex Special Dividend) | -- | -- | -- | -- | -- | |
| Special Dividend Paid | -- | -- | -- | -- | -- | |
| Long-Term Debt Issued | -- | -- | -- | -- | -- | |
| Long-Term Debt Repaid | -- | -- | -- | -- | -- | |
| Repurchase of Common Stock | -- | -- | -- | -- | -- | |
| Other Financing Activities | -- | -- | -- | -- | -- | |
| Cash From Financing | -- | -- | $6.5M | $1.5M | $648.4K | |
| Beginning Cash (CF) | -- | $103.1K | $9.1M | $4.4M | $3.9M | |
| Foreign Exchange Rate Adjustment | -- | -- | -- | -- | -- | |
| Additions / Reductions | -- | -- | $5.9M | -$673.3K | -$1.7M | |
| Ending Cash (CF) | -- | -- | $15M | $3.7M | $2.1M | |
| Levered Free Cash Flow | -- | -- | -$627.8K | -$2.2M | -$2.4M | |
| Period Ending | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 | |
|---|---|---|---|---|---|---|
| Net Income to Stockholders | -- | -- | -$12.2M | -$7.6M | -$14.4M | |
| Depreciation & Amoritzation | -- | -- | $2.1K | $2.1K | $6.7K | |
| Stock-Based Compensation | -- | -- | $1.1M | $758.9K | $2.4M | |
| Change in Accounts Receivable | -- | -- | -- | -- | -- | |
| Change in Inventories | -- | -- | -- | -- | -- | |
| Cash From Operations | -- | -- | -$3.1M | -$6.3M | -$11.8M | |
| Capital Expenditures | -- | -- | -$2.3K | $3.3K | $11.7K | |
| Cash Acquisitions | -- | -- | -- | -- | -- | |
| Cash From Investing | -- | -- | -$3.3K | -- | -$11.6K | |
| Dividends Paid (Ex Special Dividend) | -- | -- | -- | -- | -- | |
| Special Dividend Paid | ||||||
| Long-Term Debt Issued | -- | -- | -- | -- | -- | |
| Long-Term Debt Repaid | -- | -- | -- | -- | -- | |
| Repurchase of Common Stock | -- | -- | -- | -- | -- | |
| Other Financing Activities | -- | -- | -- | -- | -- | |
| Cash From Financing | -- | -- | $12.1M | $1.5M | $11.3M | |
| Beginning Cash (CF) | -- | -- | -- | -- | -- | |
| Foreign Exchange Rate Adjustment | -- | -- | -- | -- | -- | |
| Additions / Reductions | -- | -- | $9M | -$4.7M | -$503.8K | |
| Ending Cash (CF) | -- | -- | -- | -- | -- | |
| Levered Free Cash Flow | -- | -- | -$3.1M | -$6.3M | -$11.8M | |
| Period Ending | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 | |
|---|---|---|---|---|---|---|
| Net Income to Stockholders | -- | -$176.6K | -$7.2M | -$6.5M | -$10.2M | |
| Depreciation & Amoritzation | -- | -- | $1.4K | $1.5K | $6.3K | |
| Stock-Based Compensation | -- | -- | $607.3K | $655.8K | $1.6M | |
| Change in Accounts Receivable | -- | -- | -- | -- | $25.3K | |
| Change in Inventories | -- | -- | -- | -- | -- | |
| Cash From Operations | -- | -$43.7K | -$2.8M | -$5.6M | -$10M | |
| Capital Expenditures | -- | -- | -- | -- | $5.2K | |
| Cash Acquisitions | -- | -- | -- | -- | -- | |
| Cash From Investing | -- | -- | -$3.3K | -- | -$5.2K | |
| Dividends Paid (Ex Special Dividend) | -- | -- | -- | -- | -- | |
| Special Dividend Paid | -- | -- | -- | -- | -- | |
| Long-Term Debt Issued | -- | $498.5K | -- | -- | -- | |
| Long-Term Debt Repaid | -- | -- | -$250K | -- | -- | |
| Repurchase of Common Stock | -- | -- | -- | -- | -- | |
| Other Financing Activities | -- | -- | -- | -- | -$149K | |
| Cash From Financing | -- | $506K | $11.9M | $1.5M | $3.9M | |
| Beginning Cash (CF) | -- | $162.7K | $16.4M | $16M | $16.8M | |
| Foreign Exchange Rate Adjustment | -- | -- | -- | -- | -- | |
| Additions / Reductions | -- | $462.3K | $9.1M | -$4M | -$6.2M | |
| Ending Cash (CF) | -- | $462.3K | $25.4M | $11.9M | $10.6M | |
| Levered Free Cash Flow | -- | -$43.7K | -$2.8M | -$5.6M | -$10M | |
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