Financhill
Buy
61

CFBK Quote, Financials, Valuation and Earnings

Last price:
$26.01
Seasonality move :
8.66%
Day range:
$25.81 - $26.31
52-week range:
$19.22 - $27.46
Dividend yield:
1.15%
P/E ratio:
10.44x
P/S ratio:
1.31x
P/B ratio:
0.93x
Volume:
24.2K
Avg. volume:
56.7K
1-year change:
6.98%
Market cap:
$167.6M
Revenue:
$123.6M
EPS (TTM):
$2.49
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $99M $79.7M $70.3M $112.3M $123.6M
Revenue Growth (YoY) 125.92% -19.47% -11.87% 59.86% 10.02%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -- -- -- -- --
Operating Expenses -$36.3M -$23.2M -$23.2M -$21M -$16.2M
Operating Income $36.3M $23.2M $23.2M $21M $16.2M
 
Net Interest Expenses $2.7M $2.3M $3M $4.3M $4.6M
EBT. Incl. Unusual Items $36.3M $22.8M $22.6M $21M $16.1M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $6.7M $4.4M $4.4M $4M $2.8M
Net Income to Company $29.6M $18.5M $18.2M $16.9M $13.4M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $27.3M $18.5M $18.2M $16.9M $13M
 
Basic EPS (Cont. Ops) $4.53 $2.84 $2.84 $2.64 $2.08
Diluted EPS (Cont. Ops) $4.47 $2.77 $2.78 $2.63 $2.06
Weighted Average Basic Share $6M $6.5M $6.4M $6.4M $6.3M
Weighted Average Diluted Share $6.1M $6.7M $6.5M $6.4M $6.3M
 
EBITDA -- -- -- -- --
EBIT $50.9M $33.1M $41.6M $81.6M $87.9M
 
Revenue (Reported) $99M $79.7M $70.3M $112.3M $123.6M
Operating Income (Reported) $36.3M $23.2M $23.2M $21M $16.2M
Operating Income (Adjusted) $50.9M $33.1M $41.6M $81.6M $87.9M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $21.5M $18.7M $29.5M $31.6M $32.1M
Revenue Growth (YoY) -30.52% -12.82% 57.42% 7.29% 1.5%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -- -- -- -- --
Operating Expenses -$5.1M -$5.6M -$5M -$5.3M -$2.7M
Operating Income $5.1M $5.6M $5M $5.3M $2.7M
 
Net Interest Expenses $513K $698K $1.1M $1.2M $1.4M
EBT. Incl. Unusual Items $5.1M $5.3M $5M $5.3M $2.7M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $985K $1M $984K $1.1M $373K
Net Income to Company $4.1M $4.2M $4M $4.2M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $4.1M $4.2M $4M $4.1M $2.3M
 
Basic EPS (Cont. Ops) $0.63 $0.66 $0.63 $0.65 $0.36
Diluted EPS (Cont. Ops) $0.61 $0.65 $0.62 $0.65 $0.36
Weighted Average Basic Share $6.5M $6.4M $6.4M $6.3M $6.3M
Weighted Average Diluted Share $6.7M $6.5M $6.5M $6.3M $6.3M
 
EBITDA -- -- -- -- --
EBIT $7.4M $10M $21.5M $23.8M $19.3M
 
Revenue (Reported) $21.5M $18.7M $29.5M $31.6M $32.1M
Operating Income (Reported) $5.1M $5.6M $5M $5.3M $2.7M
Operating Income (Adjusted) $7.4M $10M $21.5M $23.8M $19.3M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $93.6M $62.5M $104.1M $123M $125.9M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -- -- -- -- --
Operating Expenses -$24.3M -$22.3M -$21.7M -$16.1M -$19.9M
Operating Income $24.3M $22.3M $21.7M $16.1M $19.9M
 
Net Interest Expenses $2.7M $2.6M $4.2M $4.6M $4.7M
EBT. Incl. Unusual Items $25.5M $22.3M $21.7M $16.1M $19.9M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $4.1M $4.3M $4.3M $2.9M $3.6M
Net Income to Company $21.3M $18M $17.4M $13.2M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $21.3M $18M $17.4M $13M $15.7M
 
Basic EPS (Cont. Ops) $3.27 $2.80 $2.71 $2.05 $2.51
Diluted EPS (Cont. Ops) $3.21 $2.74 $2.68 $2.04 $2.49
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $37.3M $34.6M $73.1M $88.4M $86.5M
 
Revenue (Reported) $93.6M $62.5M $104.1M $123M $125.9M
Operating Income (Reported) $24.3M $22.3M $21.7M $16.1M $19.9M
Operating Income (Adjusted) $37.3M $34.6M $73.1M $88.4M $86.5M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $63.6M $47.6M $81.6M $92.2M $94.4M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -- -- -- -- -$103K
Operating Expenses -$16.1M -$16.7M -$15.8M -$11M -$14.7M
Operating Income $16.1M $16.7M $15.8M $11M $14.7M
 
Net Interest Expenses $1.8M $2.1M $3.2M $3.5M $3.6M
EBT. Incl. Unusual Items $17.3M $16.7M $15.8M $11M $14.7M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $3.3M $3.2M $3.1M $2M $2.9M
Net Income to Company $14M $13.5M $12.7M $9M $9.5M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $14M $13.5M $12.7M $8.7M $11.4M
 
Basic EPS (Cont. Ops) $2.14 $2.11 $1.98 $1.39 $1.82
Diluted EPS (Cont. Ops) $2.10 $2.06 $1.96 $1.38 $1.81
Weighted Average Basic Share $19.6M $19.2M $19.3M $18.8M $18.9M
Weighted Average Diluted Share $20M $19.6M $19.4M $19M $19M
 
EBITDA -- -- -- -- --
EBIT $25.4M $26.9M $58.5M $65.3M $63.9M
 
Revenue (Reported) $63.6M $47.6M $81.6M $92.2M $94.4M
Operating Income (Reported) $16.1M $16.7M $15.8M $11M $14.7M
Operating Income (Adjusted) $25.4M $26.9M $58.5M $65.3M $63.9M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $221.6M $166.6M $151.8M $261.6M $235.3M
Short Term Investments $8.7M $16.3M $10.4M $8.1M $8.7M
Accounts Receivable, Net -- -- -- -- --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $226.3M $170.8M $161.9M $270.9M $243.8M
 
Property Plant And Equipment $5.1M $7.8M $5.1M $9M $9.6M
Long-Term Investments $307.2M $36M $15M $17.2M $15.4M
Goodwill -- -- -- -- --
Other Intangibles -- -- -- -- --
Other Long-Term Assets -- -- -- -- --
Total Assets $1.5B $1.5B $1.8B $2.1B $2.1B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $207.2M $295.9M $264.6M $806.8M $850.8M
 
Long-Term Debt $222.8M $96M $125.3M $129.2M $112.9M
Capital Leases -- -- -- -- --
Total Liabilities $1.4B $1.4B $1.7B $1.9B $1.9B
 
Common Stock $67K $68K $69K $70K $68K
Other Common Equity Adj -- -- -- -- --
Common Equity $110.2M $125.3M $139.2M $155.4M $168.4M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $110.2M $125.3M $139.2M $155.4M $168.4M
 
Total Liabilities and Equity $1.5B $1.5B $1.8B $2.1B $2.1B
Cash and Short Terms $230.4M $183M $162.3M $269.8M $244.1M
Total Debt $230.3M $106M $125.3M $129.2M $112.9M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Cash and Equivalents $68.2M $198.1M $229.8M $233.5M $272.4M
Short Term Investments $17.1M $11.4M $8.5M $8.7M --
Accounts Receivable, Net -- -- -- -- --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $68.3M $204.2M $239.1M $243.3M $281.9M
 
Property Plant And Equipment $5.4M $5.3M $9.1M $9.7M $9.5M
Long-Term Investments $85.8M $8.3M $16M $19.9M $16.1M
Goodwill -- -- -- -- --
Other Intangibles -- -- -- -- --
Other Long-Term Assets -- -- -- -- --
Total Assets $1.4B $1.8B $2B $2.1B $2.1B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $243.8M $271.8M $217.1M $276.7M $280.4M
 
Long-Term Debt $57.5M $119.1M $129.9M $113.8M $121.8M
Capital Leases -- -- -- -- --
Total Liabilities $1.2B $1.6B $1.8B $1.9B $1.9B
 
Common Stock $67K $69K $70K $68K $69K
Other Common Equity Adj -- -- -- -- --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $123.2M $134.9M $151.3M $164M $179.3M
 
Total Liabilities and Equity $1.4B $1.8B $2B $2.1B $2.1B
Cash and Short Terms $85.4M $209.6M $238.3M $242.3M --
Total Debt $57.5M $119.1M $129.9M $129.8M $121.8M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $29.6M $18.5M $18.2M $16.9M $13.4M
Depreciation & Amoritzation $381K $435K $496K $567K $486K
Stock-Based Compensation $711K $707K $899K $1.2M $1.2M
Change in Accounts Receivable -$18.5M $17.9M -$6.5M -$2.7M $3.5M
Change in Inventories -- -- -- -- --
Cash From Operations -$25.1M $8.8M $13.4M $19.2M $14.2M
 
Capital Expenditures $12.4M $11M $905K $661K $266K
Cash Acquisitions -- -- -- -- --
Cash From Investing -$358.1M -$72.2M -$326.9M -$123M -$33M
 
Dividends Paid (Ex Special Dividend) $195K $848K $1.2M $1.5M $1.6M
Special Dividend Paid
Long-Term Debt Issued $575.1M $174.3M $40.2M $37.1M $27.2M
Long-Term Debt Repaid -$452.2M -$229M -$20.5M -$36.6M -$44.5M
Repurchase of Common Stock $680K $3M $2.3M $177K $223K
Other Financing Activities $100K $1.7M $761K -$1.3M $59K
Cash From Financing $558.9M $8.4M $298.8M $213.6M -$7.5M
 
Beginning Cash (CF) $45.9M $221.6M $166.6M $151.8M $261.6M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $175.7M -$55M -$14.8M $109.8M -$26.3M
Ending Cash (CF) $221.6M $166.6M $151.8M $261.6M $235.3M
 
Levered Free Cash Flow -$37.5M -$2.1M $12.5M $18.5M $13.9M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $4.1M $4.2M $4M $4.2M --
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation $171K $246K $293K $326K $370K
Change in Accounts Receivable $2M -$3.5M -$2.8M -$2.7M --
Change in Inventories -- -- -- -- --
Cash From Operations $4M $280K $2.4M $679K $5.5M
 
Capital Expenditures $302K $315K -- $28K $263K
Cash Acquisitions -- -- -- -- --
Cash From Investing $83.9M -$95.4M -$28.4M -$30.2M $21.9M
 
Dividends Paid (Ex Special Dividend) $196K $321K $385K $388K $519K
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued $15.3M $32.2M $25K -- --
Long-Term Debt Repaid -$48.3M -$5M -$25K -$28.5M --
Repurchase of Common Stock $707K $1.8M -- -- $76K
Other Financing Activities $344K $694K -$297K $1.1M --
Cash From Financing -$154.1M $138.3M $24.2M $21.3M -$30.7M
 
Beginning Cash (CF) $134.3M $154.9M $231.6M $241.8M --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$66.2M $43.2M -$1.8M -$8.3M -$3.3M
Ending Cash (CF) $68.2M $198.1M $229.8M $233.5M --
 
Levered Free Cash Flow $3.7M -$35K $2.4M $651K $5.2M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $21.3M $18M $17.4M $13.2M --
Depreciation & Amoritzation $414K $499K $547K $512K --
Stock-Based Compensation $648K $828K $1.1M $1.1M $1.4M
Change in Accounts Receivable $21.1M -$5.9M -$2.7M -$1.4M --
Change in Inventories -- -- -- -- --
Cash From Operations $7.5M $9.9M $18.1M $13.1M $28.3M
 
Capital Expenditures $21.1M $2.8M $755K $52K $659K
Cash Acquisitions -- -- -- -- --
Cash From Investing -$95.4M -$270.2M -$186.4M -$66M -$12.1M
 
Dividends Paid (Ex Special Dividend) $783K $1.1M $1.4M $1.5M $1.9M
Special Dividend Paid
Long-Term Debt Issued $250.3M $82M $43.7M $27.2M --
Long-Term Debt Repaid -$371.3M -$20.5M -$36.6M -$28.5M --
Repurchase of Common Stock $1M $4.3M -- $400K $843K
Other Financing Activities $1.2M $817K -$836K -$523K --
Cash From Financing $63.2M $390.2M $200M $56.7M $22.7M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$24.6M $129.9M $31.7M $3.8M $38.8M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow -$13.6M $7.1M $17.4M $13M $27.6M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $14M $13.5M $12.7M $9M $9.5M
Depreciation & Amoritzation $97K $115K $133K $130K $236K
Stock-Based Compensation $527K $648K $875K $842K $1.1M
Change in Accounts Receivable $16.9M -$6.9M -$3.1M -$1.8M $112K
Change in Inventories -- -- -- -- --
Cash From Operations $4.9M $6M $10.8M $4.7M $15.6M
 
Capital Expenditures $8.9M $798K $648K $39K $432K
Cash Acquisitions -- -- -- -- --
Cash From Investing -$30M -$227.9M -$87.4M -$30.4M -$6.4M
 
Dividends Paid (Ex Special Dividend) $588K $835K $1.1M $1.2M $1.4M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued $125.8M $33.5M $37.1M $27.2M $10.1M
Long-Term Debt Repaid -$229M -$20.5M -$36.6M -$28.5M -$1.8M
Repurchase of Common Stock $970K $2.3M -- $223K $843K
Other Financing Activities $727K -$179K -$1.8M -$965K -$1.9M
Cash From Financing -$128.4M $253.4M $154.6M -$2.3M $27.9M
 
Beginning Cash (CF) $481.7M $489.7M $597.6M $740.3M $476.3M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$153.4M $31.5M $78M -$28.1M $37.1M
Ending Cash (CF) $328.3M $521.2M $675.6M $712.2M $516.7M
 
Levered Free Cash Flow -$4M $5.2M $10.1M $4.6M $15.2M

SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS

GET BETTER TRADE IDEAS

Popular

Is DocuSign Stock Undervalued?
Is DocuSign Stock Undervalued?

Digital signature software business DocuSign (NASDAQ:DOCU) has been struggling over…

Is SentinelOne Stock Undervalued?
Is SentinelOne Stock Undervalued?

Cybersecurity major SentinelOne (NYSE:S) has struggled over several years, delivering…

Is Broadcom Stock on Sale?
Is Broadcom Stock on Sale?

Chip and software maker Broadcom (NASDAQ:AVGO) has been among the…

Stock Ideas

Buy
57
Is NVDA Stock a Buy?

Market Cap: $4.6T
P/E Ratio: 64x

Buy
55
Is AAPL Stock a Buy?

Market Cap: $4T
P/E Ratio: 37x

Buy
61
Is GOOG Stock a Buy?

Market Cap: $3.8T
P/E Ratio: 39x

Alerts

Buy
80
TVTX alert for Dec 25

Travere Therapeutics, Inc. [TVTX] is up 14.03% over the past day.

Buy
68
KOD alert for Dec 25

Kodiak Sciences, Inc. [KOD] is up 13.41% over the past day.

Buy
64
ZCSH alert for Dec 25

Grayscale Zcash Trust (ZEC) [ZCSH] is up 5.33% over the past day.

THE #1 STOCK ANALYSIS TOOL
TO MAKE SMARTER BUY AND SELL DECISIONS

Show me the best stock