Financhill
Buy
63

CACC Quote, Financials, Valuation and Earnings

Last price:
$471.02
Seasonality move :
10.54%
Day range:
$458.46 - $468.79
52-week range:
$409.22 - $616.66
Dividend yield:
0%
P/E ratio:
31.48x
P/S ratio:
2.85x
P/B ratio:
3.45x
Volume:
13.2K
Avg. volume:
68.8K
1-year change:
-11.23%
Market cap:
$5.7B
Revenue:
$1.9B
EPS (TTM):
$14.89

Analysts' Opinion

  • Consensus Rating
    Credit Acceptance has received a consensus rating of --. The company's average rating is a -- based on 0 Buy ratings, 0 Hold ratings, and 0 Sell ratings.
  • Price Target Downside
    According to analysts' consensus price target of --, Credit Acceptance has an estimated downside of -9.02% from its current price of $468.79.
  • Price Target Upside
    According to analysts, the highest upside price target is -- representing -100% upside increase from its current price of $468.79.

Fair Value

  • According to the consensus of 0 analysts, Credit Acceptance has -9.02% downside to fair value with a price target of -- per share.

CACC vs. S&P 500

  • Over the past 5 trading days, Credit Acceptance has underperformed the S&P 500 by -7.21% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Credit Acceptance does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Credit Acceptance has grown year-over-year revenues for 6 quarters straight. In the most recent quarter Credit Acceptance reported revenues of $543.6M.

Earnings Growth

  • Credit Acceptance has grown year-over-year earnings for 1 quarter straight. In the most recent quarter Credit Acceptance reported earnings per share of $6.35.
Enterprise value:
11.8B
EV / Invested capital:
1.49x
Price / LTM sales:
2.85x
EV / EBIT:
46.44x
EV / Revenue:
5.71x
PEG ratio (5yr expected):
--
EV / Free cash flow:
10.32x
Price / Operating cash flow:
5.16x
Enterprise value / EBITDA:
41.88x
Gross Profit (TTM):
$1.3B
Return On Assets:
2.37%
Net Income Margin (TTM):
9.2%
Return On Equity:
11.41%
Return On Invested Capital:
2.62%
Operating Margin:
18.36%
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Income Statement
Revenue $1.8B $1.8B $2.1B $472.8M $543.6M
Gross Profit $1.4B $1.3B $1.3B $319.1M $336.6M
Operating Income $825.2M $394.1M $253.4M $90.7M $99.8M
EBITDA $851.1M $420.3M $281M $97.8M $106.7M
Diluted EPS $43.97 $24.31 $14.89 $5.43 $6.35
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Balance Sheet
Current Assets $7.3B $7.1B $6.7B $7.2B $8.5B
Total Assets $7.4B $7.2B $6.9B $7.4B $8.7B
Current Liabilities $187.4M $251.5M $239.2M $293.6M $364.6M
Total Liabilities $5.1B $5.2B $5.3B $5.7B $7B
Total Equity $2.3B $2B $1.6B $1.7B $1.6B
Total Debt $4.6B $4.6B $4.6B $4.9B $6.2B
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Cash Flow Statement
Cash Flow Operations $1.1B $1.2B $1.1B $313.4M $317.7M
Cash From Investing -$116M -$1.2B -$1.9B -$359.9M -$424M
Cash From Financing -$1B $56.8M $1B $72.7M $305M
Free Cash Flow $1.1B $1.2B $1.1B $313.5M $317.3M
CACC
Sector
Market Cap
$5.7B
$700.3M
Price % of 52-Week High
76.02%
88.31%
Dividend Yield
0%
2.2%
Shareholder Yield
0.09%
3.87%
1-Year Price Total Return
-11.23%
7.75%
Beta (5-Year)
1.456
0.737
Dividend yield:
0%
Annualized payout:
$0.00
Payout ratio:
--
Growth streak:
0 years

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Technicals

8-day SMA
Sell
Level $474.21
200-day SMA
Sell
Level $493.07
Bollinger Bands (100)
Buy
Level 440.37 - 478.93
Chaikin Money Flow
Buy
Level 9.6M
20-day SMA
Sell
Level $482.49
Relative Strength Index (RSI14)
Sell
Level 47.31
ADX Line
Sell
Level 20.18
Williams %R
Neutral
Level -67.0755
50-day SMA
Buy
Level $466.50
MACD (12, 26)
Buy
Level 0.71
25-day Aroon Oscillator
Buy
Level 28
On Balance Volume
Neutral
Level 17.1M

Financial Scores

Hold
Altman Z-Score (Annual)
Level (2.4622)
Sell
CA Score (Annual)
Level (-1.3755)
Buy
Beneish M-Score (Annual)
Level (-3.944)
Sell
Momentum Score
Level (6)
Sell
Ohlson Score
Level (0.3923)
Buy
Piotroski F Score (Annual)
Level (4)
Buy
Quality Ratio Score
Level (3)
Buy
Fundamental Score
Level (8)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S. nationwide network of automobile dealers that benefit from sales of vehicles to consumers who could otherwise not obtain financing. The company also benefits from repeat and referral sales, and from sales to customers responding to advertisements for financing, but qualify for traditional financing. The company derives its revenue from finance charges, premiums earned on the reinsurance of vehicle service contracts, and other fees. Of these, financing charges, including servicing fees, are by far a source of revenue.

Stock Forecast FAQ

In the current month, CACC has received 0 Buy ratings 0 Hold ratings, and 0 Sell ratings. The CACC average analyst price target in the past 3 months is --.

  • Where Will Credit Acceptance Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Credit Acceptance share price will drop to -- per share over the next 12 months.

  • What Do Analysts Say About Credit Acceptance?

    Analysts are divided on their view about Credit Acceptance share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Credit Acceptance is a Sell and believe this share price will rise from its current level to --.

  • What Is Credit Acceptance's Price Target?

    The price target for Credit Acceptance over the next 1-year time period is forecast to be -- according to 0 Wall Street analysts, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.

  • Is CACC A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Credit Acceptance is a --. 0 of 0 analysts rate the stock a -- at this time.

  • How Can I Buy Shares Of CACC?

    You can purchase shares of Credit Acceptance via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, TastyTrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Credit Acceptance shares.

  • What Is The Credit Acceptance Share Price Today?

    Credit Acceptance was last trading at $471.02 per share. This represents the most recent stock quote for Credit Acceptance. Yesterday, Credit Acceptance closed at $468.79 per share.

  • How To Buy Credit Acceptance Stock Online?

    In order to purchase Credit Acceptance stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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