VBNK.TO Quote, Financials, Valuation and Earnings

goeasy Ltd. has a net margin of 6.51% compared to VersaBank's net margin of 7.52%. VersaBank's return on equity of 5.67% beat goeasy Ltd.'s return on equity of 19.44%.

VersaBank has a consensus price target of $20.00, signalling downside risk potential of -2.53%. On the other hand goeasy Ltd. has an analysts' consensus of $203.40 which suggests that it could grow by 54.95%. Given that goeasy Ltd. has higher upside potential than VersaBank, analysts believe goeasy Ltd. is more attractive than VersaBank.

VersaBank has a beta of 1.091, which suggesting that the stock is 9.111% more volatile than S&P 500. In comparison goeasy Ltd. has a beta of 1.196, suggesting its more volatile than the S&P 500 by 19.641%.

VersaBank has a quarterly dividend of $0.03 per share corresponding to a yield of 0.49%. goeasy Ltd. offers a yield of 4.45% to investors and pays a quarterly dividend of $1.46 per share. VersaBank pays 11.07% of its earnings as a dividend. goeasy Ltd. pays out 28.26% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

VersaBank quarterly revenues are $79.9M, which are smaller than goeasy Ltd. quarterly revenues of $440.2M. VersaBank's net income of $5.2M is lower than goeasy Ltd.'s net income of $33.1M. Notably, VersaBank's price-to-earnings ratio is 22.58x while goeasy Ltd.'s PE ratio is 9.56x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for VersaBank is 2.12x versus 1.34x for goeasy Ltd.. Usually stocks with elevated PS ratios are considered overvalued.

Laurentian Bank of Canada has a net margin of 6.51% compared to VersaBank's net margin of 5.91%. VersaBank's return on equity of 5.67% beat Laurentian Bank of Canada's return on equity of 5.12%.

VersaBank has a consensus price target of $20.00, signalling downside risk potential of -2.53%. On the other hand Laurentian Bank of Canada has an analysts' consensus of $40.38 which suggests that it could grow by 0.39%. Given that Laurentian Bank of Canada has higher upside potential than VersaBank, analysts believe Laurentian Bank of Canada is more attractive than VersaBank.

VersaBank has a beta of 1.091, which suggesting that the stock is 9.111% more volatile than S&P 500. In comparison Laurentian Bank of Canada has a beta of 1.353, suggesting its more volatile than the S&P 500 by 35.309%.

VersaBank has a quarterly dividend of $0.03 per share corresponding to a yield of 0.49%. Laurentian Bank of Canada offers a yield of 4.67% to investors and pays a quarterly dividend of $0.47 per share. VersaBank pays 11.07% of its earnings as a dividend. Laurentian Bank of Canada pays out 66.25% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

VersaBank quarterly revenues are $79.9M, which are smaller than Laurentian Bank of Canada quarterly revenues of $532.7M. VersaBank's net income of $5.2M is lower than Laurentian Bank of Canada's net income of $31.5M. Notably, VersaBank's price-to-earnings ratio is 22.58x while Laurentian Bank of Canada's PE ratio is 14.19x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for VersaBank is 2.12x versus 0.78x for Laurentian Bank of Canada. Usually stocks with elevated PS ratios are considered overvalued.

National Bank of Canada has a net margin of 6.51% compared to VersaBank's net margin of 13.37%. VersaBank's return on equity of 5.67% beat National Bank of Canada's return on equity of 13.21%.

VersaBank has a consensus price target of $20.00, signalling downside risk potential of -2.53%. On the other hand National Bank of Canada has an analysts' consensus of $170.29 which suggests that it could fall by -2.82%. Given that National Bank of Canada has more downside risk than VersaBank, analysts believe VersaBank is more attractive than National Bank of Canada.

VersaBank has a beta of 1.091, which suggesting that the stock is 9.111% more volatile than S&P 500. In comparison National Bank of Canada has a beta of 1.075, suggesting its more volatile than the S&P 500 by 7.472%.

VersaBank has a quarterly dividend of $0.03 per share corresponding to a yield of 0.49%. National Bank of Canada offers a yield of 2.71% to investors and pays a quarterly dividend of $1.24 per share. VersaBank pays 11.07% of its earnings as a dividend. National Bank of Canada pays out 45.59% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

VersaBank quarterly revenues are $79.9M, which are smaller than National Bank of Canada quarterly revenues of $7.9B. VersaBank's net income of $5.2M is lower than National Bank of Canada's net income of $1.1B. Notably, VersaBank's price-to-earnings ratio is 22.58x while National Bank of Canada's PE ratio is 17.35x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for VersaBank is 2.12x versus 2.21x for National Bank of Canada. Usually stocks with elevated PS ratios are considered overvalued.

Propel Holdings, Inc. has a net margin of 6.51% compared to VersaBank's net margin of 9.87%. VersaBank's return on equity of 5.67% beat Propel Holdings, Inc.'s return on equity of 30.22%.

VersaBank has a consensus price target of $20.00, signalling downside risk potential of -2.53%. On the other hand Propel Holdings, Inc. has an analysts' consensus of $36.37 which suggests that it could grow by 44.67%. Given that Propel Holdings, Inc. has higher upside potential than VersaBank, analysts believe Propel Holdings, Inc. is more attractive than VersaBank.

VersaBank has a beta of 1.091, which suggesting that the stock is 9.111% more volatile than S&P 500. In comparison Propel Holdings, Inc. has a beta of 0.000, suggesting its less volatile than the S&P 500 by 100%.

VersaBank has a quarterly dividend of $0.03 per share corresponding to a yield of 0.49%. Propel Holdings, Inc. offers a yield of 2.98% to investors and pays a quarterly dividend of $0.21 per share. VersaBank pays 11.07% of its earnings as a dividend. Propel Holdings, Inc. pays out 29.84% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

VersaBank quarterly revenues are $79.9M, which are smaller than Propel Holdings, Inc. quarterly revenues of $209.4M. VersaBank's net income of $5.2M is lower than Propel Holdings, Inc.'s net income of $20.7M. Notably, VersaBank's price-to-earnings ratio is 22.58x while Propel Holdings, Inc.'s PE ratio is 11.51x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for VersaBank is 2.12x versus 1.33x for Propel Holdings, Inc.. Usually stocks with elevated PS ratios are considered overvalued.