Financhill
Buy
53

TF.TO Quote, Financials, Valuation and Earnings

Last price:
$7.25
Seasonality move :
3.2%
Day range:
$7.18 - $7.24
52-week range:
$5.91 - $8.29
Dividend yield:
9.53%
P/E ratio:
12.93x
P/S ratio:
4.05x
P/B ratio:
0.87x
Volume:
107.1K
Avg. volume:
164.4K
1-year change:
1.69%
Market cap:
$599.1M
Revenue:
$161.4M
EPS (TTM):
$0.56

Analysts' Opinion

  • Consensus Rating
    Timbercreek Financial has received a consensus rating of Hold. The company's average rating is a Hold based on 1 Buy rating, 2 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $7.88, Timbercreek Financial has an estimated upside of 8.77% from its current price of $7.24.
  • Price Target Downside
    According to analysts, the lowest downside price target is $7.50 representing -- downside risk from its current price of $7.24.

Fair Value

  • According to the consensus of 3 analysts, Timbercreek Financial has 8.77% upside to fair value with a price target of $7.88 per share.

TF.TO vs. S&P 500

  • Over the past 5 trading days, Timbercreek Financial has underperformed the S&P 500 by -1.19% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Timbercreek Financial does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Timbercreek Financial revenues have been falling on a year-over-year basis for 5 quarters in a row. In the most recent quarter Timbercreek Financial reported revenues of $40.7M.

Earnings Growth

  • Timbercreek Financial has grown year-over-year earnings for 1 quarter straight. In the most recent quarter Timbercreek Financial reported earnings per share of $0.18.
Enterprise value:
1.1B
EV / Invested capital:
0.00x
Price / LTM sales:
4.05x
EV / EBIT:
18.73x
EV / Revenue:
6.61x
PEG ratio (5yr expected):
3.64x
EV / Free cash flow:
-22.33x
Price / Operating cash flow:
8.32x
Enterprise value / EBITDA:
18.73x
Gross Profit (TTM):
$74.7M
Return On Assets:
2.71%
Net Income Margin (TTM):
28.87%
Return On Equity:
6.72%
Return On Invested Capital:
4%
Operating Margin:
42.45%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-03-31 2024-03-31 2025-03-31 2024-03-31 2025-03-31
Income Statement
Revenue $165M $176.2M $161.3M $40.8M $40.7M
Gross Profit $78M $77.9M $74.7M $18.2M $19.8M
Operating Income $68.6M $70.3M $54.6M $16.3M $17.3M
EBITDA $70.1M $71.7M $57M $16.6M $17.4M
Diluted EPS $0.72 $0.74 $0.56 $0.17 $0.18
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Balance Sheet
Current Assets $679K $64.8M $87.7M $223.9M $76M
Total Assets $1.7B $1.9B $1.9B $1.7B $1.8B
Current Liabilities $46.6M $47.5M $13.1M $83.7M $349.1M
Total Liabilities $1B $1.2B $1.2B $1B $1.1B
Total Equity $686.9M $696.2M $701.4M $696.4M $685.6M
Total Debt $573.1M $684.1M $527M $436.6M $473M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-03-31 2024-03-31 2025-03-31 2024-03-31 2025-03-31
Cash Flow Statement
Cash Flow Operations $91M $220.1M -$47.8M -$14.5M $6.8M
Cash From Investing $121.6M -$64.7M $67.9M -$274K $66M
Cash From Financing -$215M -$150.8M -$20.8M $15.9M -$80.8M
Free Cash Flow $91M $220.1M -$47.8M -$14.5M $6.8M
TF.TO
Sector
Market Cap
$599.1M
$628.1M
Price % of 52-Week High
--
87.3%
Dividend Yield
9.53%
1.97%
Shareholder Yield
9.28%
4.02%
1-Year Price Total Return
1.69%
9.14%
Beta (5-Year)
1.147
0.587
Dividend yield:
9.53%
Annualized payout:
$0.75
Payout ratio:
110.5%
Growth streak:
1 years

Technicals

8-day SMA
Buy
Level $7.15
200-day SMA
Sell
Level $7.32
Bollinger Bands (100)
Buy
Level 6.55 - 7.09
Chaikin Money Flow
Buy
Level 5.1M
20-day SMA
Buy
Level $7.00
Relative Strength Index (RSI14)
Buy
Level 67.44
ADX Line
Buy
Level 24.3
Williams %R
Sell
Level 0
50-day SMA
Buy
Level $6.70
MACD (12, 26)
Buy
Level 0.15
25-day Aroon Oscillator
Buy
Level 96
On Balance Volume
Sell
Level -1.3M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.5877)
Sell
CA Score (Annual)
Level (-0.7716)
--
Beneish M-Score (Annual)
Level (--)
Sell
Momentum Score
Level (4)
Sell
Ohlson Score
Level (1.0702)
Buy
Piotroski F Score (Annual)
Level (4)
Sell
Quality Ratio Score
Level (1)
Sell
Fundamental Score
Level (6)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Timbercreek Financial Corp is a Canada-based non-banking commercial real estate lender. The company provides shorter-duration, customized financing solutions to professional real estate investors. It invests directly in a diversified portfolio of structured mortgage loans predominantly secured by stabilized, income-producing commercial real estates, such as multi-residential, office and retail buildings located in urban markets across Canada. The company's objective is to preserve investor capital and provide risk adjusted returns by lending mainly against income producing real estate, mitigate concentration risk by diversifying geographically by asset type and borrower and ensure loan to value ratios.

Stock Forecast FAQ

In the current month, TF.TO has received 1 Buy ratings 2 Hold ratings, and 0 Sell ratings. The TF.TO average analyst price target in the past 3 months is $7.88.

  • Where Will Timbercreek Financial Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Timbercreek Financial share price will rise to $7.88 per share over the next 12 months.

  • What Do Analysts Say About Timbercreek Financial?

    Analysts are divided on their view about Timbercreek Financial share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Timbercreek Financial is a Sell and believe this share price will drop from its current level to $7.50.

  • What Is Timbercreek Financial's Price Target?

    The price target for Timbercreek Financial over the next 1-year time period is forecast to be $7.88 according to 3 Wall Street analysts, 1 of them rates the stock a Buy, 0 rate the stock a Sell, and 2 analysts rate the stock a Hold.

  • Is TF.TO A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Timbercreek Financial is a Hold. 2 of 3 analysts rate the stock a Hold at this time.

  • How Can I Buy Shares Of TF.TO?

    You can purchase shares of Timbercreek Financial via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, tastytrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Timbercreek Financial shares.

  • What Is The Timbercreek Financial Share Price Today?

    Timbercreek Financial was last trading at $7.25 per share. This represents the most recent stock quote for Timbercreek Financial. Yesterday, Timbercreek Financial closed at $7.24 per share.

  • How To Buy Timbercreek Financial Stock Online?

    In order to purchase Timbercreek Financial stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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