Financhill
Buy
53

UNM Quote, Financials, Valuation and Earnings

Last price:
$72.81
Seasonality move :
4.51%
Day range:
$74.16 - $75.58
52-week range:
$66.81 - $84.48
Dividend yield:
2.37%
P/E ratio:
14.47x
P/S ratio:
1.00x
P/B ratio:
1.14x
Volume:
1.3M
Avg. volume:
1.4M
1-year change:
-2.38%
Market cap:
$12.4B
Revenue:
$12.9B
EPS (TTM):
$5.13
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $13.2B $12B $12B $12.4B $12.9B
Revenue Growth (YoY) 9.69% -8.72% -0.41% 3.63% 4.04%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -- $242.9M $261.1M $279.2M $294.5M
Operating Expenses -$1.2B -$1.3B -$2B -$1.9B -$2.5B
Operating Income $1.2B $1.3B $2B $1.9B $2.5B
 
Net Interest Expenses $188.2M $185M $188.5M $194.8M $201.1M
EBT. Incl. Unusual Items $964M $1.1B $1.8B $1.6B $2.3B
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $171M $238.8M $342.8M $356.3M $472.2M
Net Income to Company $793M $981M $1.4B $1.3B $1.8B
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $793M $824.2M $1.4B $1.3B $1.8B
 
Basic EPS (Cont. Ops) $3.89 $4.04 $7.01 $6.53 $9.49
Diluted EPS (Cont. Ops) $3.89 $4.02 $6.96 $6.50 $9.46
Weighted Average Basic Share $203.6M $204.2M $200.6M $196.7M $187.5M
Weighted Average Diluted Share $203.8M $204.8M $202.1M $197.6M $188.1M
 
EBITDA -- -- -- -- --
EBIT $964M $1.1B $1.8B $1.6B $2.3B
 
Revenue (Reported) $13.2B $12B $12B $12.4B $12.9B
Operating Income (Reported) $1.2B $1.3B $2B $1.9B $2.5B
Operating Income (Adjusted) $964M $1.1B $1.8B $1.6B $2.3B
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $3B $3B $3.1B $3.2B $3.4B
Revenue Growth (YoY) -0.89% -0.5% 4.52% 4.34% 4.66%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $65.9M $63M $71.6M $73.3M --
Operating Expenses -$466.7M -$710.8M -$334.2M -$886.4M -$107.6M
Operating Income $466.7M $710.8M $334.2M $886.4M $107.6M
 
Net Interest Expenses $44.7M $47M $48.6M $49.2M $52.2M
EBT. Incl. Unusual Items $409.9M $641.6M $261.7M $814.6M $54.5M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $81.3M $131.3M $59.7M $168.9M $14.8M
Net Income to Company $328.6M $510.3M $202M $645.7M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $328.6M $510.3M $202M $645.7M $39.7M
 
Basic EPS (Cont. Ops) $1.61 $2.55 $1.03 $3.46 $0.23
Diluted EPS (Cont. Ops) $1.60 $2.53 $1.02 $3.46 $0.23
Weighted Average Basic Share $204.6M $200M $196.1M $186.4M $170.2M
Weighted Average Diluted Share $205.1M $201.7M $197.1M $186.9M $170.6M
 
EBITDA -- -- -- -- --
EBIT $409.9M $641.6M $261.7M $814.6M $54.5M
 
Revenue (Reported) $3B $3B $3.1B $3.2B $3.4B
Operating Income (Reported) $466.7M $710.8M $334.2M $886.4M $107.6M
Operating Income (Adjusted) $409.9M $641.6M $261.7M $814.6M $54.5M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $13.3B $11.9B $12.3B $12.8B $13B
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $180.5M $259.9M $274.2M $291.1M --
Operating Expenses -$1.3B -$1.8B -$1.9B -$2.5B -$1.4B
Operating Income $1.3B $1.8B $1.9B $2.5B $1.4B
 
Net Interest Expenses $180M $191.9M $192.8M $197.8M $208.7M
EBT. Incl. Unusual Items $996M $1.6B $1.6B $2.2B $1.2B
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $196.1M $290.5M $342.5M $473.5M $247.5M
Net Income to Company $799.9M $1.4B $1.2B $1.8B --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $799.9M $1.3B $1.2B $1.8B $913.1M
 
Basic EPS (Cont. Ops) $3.91 $6.35 $6.29 $9.27 $5.15
Diluted EPS (Cont. Ops) $3.90 $6.31 $6.24 $9.24 $5.13
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $996M $1.6B $1.6B $2.2B $1.2B
 
Revenue (Reported) $13.3B $11.9B $12.3B $12.8B $13B
Operating Income (Reported) $1.3B $1.8B $1.9B $2.5B $1.4B
Operating Income (Adjusted) $996M $1.6B $1.6B $2.2B $1.2B
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $9B $9B $9.2B $9.7B $9.8B
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $180.5M $197.5M $210.6M $222.5M $152.7M
Operating Expenses -$1.1B -$1.6B -$1.4B -$2B -$891.8M
Operating Income $1.1B $1.6B $1.4B $2B $891.8M
 
Net Interest Expenses $134.4M $141.3M $145.6M $148.6M $156.2M
EBT. Incl. Unusual Items $871.3M $1.4B $1.2B $1.8B $715.1M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $206.8M $258.5M $258.2M $375.4M $150.7M
Net Income to Company $664.5M $1.1B $953.2M $1.4B $524.7M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $664.5M $1.1B $953.2M $1.4B $564.4M
 
Basic EPS (Cont. Ops) $3.25 $5.56 $4.83 $7.57 $3.22
Diluted EPS (Cont. Ops) $3.24 $5.53 $4.80 $7.55 $3.21
Weighted Average Basic Share $613.3M $603.8M $591.4M $568.8M $522.7M
Weighted Average Diluted Share $615.2M $607.6M $594.8M $570.5M $523.9M
 
EBITDA -- -- -- -- --
EBIT $871.3M $1.4B $1.2B $1.8B $715.1M
 
Revenue (Reported) $9B $9B $9.2B $9.7B $9.8B
Operating Income (Reported) $1.1B $1.6B $1.4B $2B $891.8M
Operating Income (Adjusted) $871.3M $1.4B $1.2B $1.8B $715.1M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $197M $75M $119.2M $146M $162.8M
Short Term Investments $45.6B $44.7B $36.2B $38.4B $38.2B
Accounts Receivable, Net $12.2B $12.4B $11.1B $10.7B $9.8B
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $4.8B $4.4B $4.7B $4.9B $6.3B
 
Property Plant And Equipment $580.9M $511.8M $489.4M $521.1M $532.7M
Long-Term Investments $825.6M $1.2B $1.4B $1.5B $1.7B
Goodwill $353M $352.2M $347.6M $349.9M $349.1M
Other Intangibles $83.8M $73.1M $62.9M $63.9M $55.1M
Other Long-Term Assets -- -- -- -- --
Total Assets $60.7B $59.5B $51.3B $54B $53.5B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities -$11.5B -$11.5B -$10B -$9.4B -$8.3B
 
Long-Term Debt $3.4B $3.5B $3.4B $3.5B $3.5B
Capital Leases -- -- -- -- --
Total Liabilities $49.8B $48.1B $42.6B $44.3B $42.6B
 
Common Stock $30.7M $30.7M $30.8M $19.4M $19.5M
Other Common Equity Adj $374.2M $354.1M -$3.4B -$3.3B -$2.5B
Common Equity $10.9B $11.4B $8.7B $9.7B $11B
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $10.9B $11.4B $8.7B $9.7B $11B
 
Total Liabilities and Equity $60.7B $59.5B $51.3B $54B $53.5B
Cash and Short Terms $45.8B $44.8B $36.4B $38.6B $38.3B
Total Debt $3.5B $3.5B $3.4B $3.5B $3.5B
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Cash and Equivalents $121.7M $143.3M $165.9M $163.4M $327.9M
Short Term Investments $45.1B $35.3B $35.6B $39.8B --
Accounts Receivable, Net $12.7B $11.8B $10.4B $10.1B --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $4.5B $4.7B $4.8B $5.7B $6.6B
 
Property Plant And Equipment $462.5M $442.4M $463.3M $495.2M $496.6M
Long-Term Investments -- -- -- -- --
Goodwill $352.1M $344.4M $347.9M $352M --
Other Intangibles -- -- -- -- --
Other Long-Term Assets -- -- -- -- --
Total Assets $59.5B $50.6B $51.1B $55.5B $52B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities -$11.1B -$10.1B -$8.6B -$8.5B -$11.4B
 
Long-Term Debt $3.4B $3.4B $3.4B $3.5B $3.5B
Capital Leases -- -- -- -- --
Total Liabilities $48.4B $41.9B $41.5B $44.6B $41.1B
 
Common Stock $30.7M $30.8M $30.9M $19.5M $19.6M
Other Common Equity Adj $113.9M -$3.1B -$3.2B -$2.7B --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $11.1B $8.7B $9.6B $11B $10.9B
 
Total Liabilities and Equity $59.5B $50.6B $51.1B $55.5B $52B
Cash and Short Terms $45.2B $35.5B $35.7B $39.9B --
Total Debt $3.4B $3.4B $3.4B $3.5B $3.5B
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $793M $981M $1.4B $1.3B $1.8B
Depreciation & Amoritzation $113.6M $119.8M $110.5M $108.8M $116.1M
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable $242.9M $676.1M $590.6M $602.7M $623.9M
Change in Inventories -- -- -- -- --
Cash From Operations $597.5M $1.4B $1.4B $1.2B $1.5B
 
Capital Expenditures $119.1M $110.3M $102.2M $134.8M $125.7M
Cash Acquisitions -- -- -- -- --
Cash From Investing -$267.7M -$1.3B -$955.9M -$725.9M -$344.4M
 
Dividends Paid (Ex Special Dividend) $231.9M $239.4M $254.2M $277.1M $296.5M
Special Dividend Paid
Long-Term Debt Issued $494.1M $588.1M $349.2M -- $391.6M
Long-Term Debt Repaid -$480M -$500M -$364M -$2M -$350M
Repurchase of Common Stock -- $50M $200.1M $250.1M $972.9M
Other Financing Activities $124.7M $29M $46.5M $73.9M $69.8M
Cash From Financing -$216.9M -$168.9M -$418.6M -$450.1M -$1.2B
 
Beginning Cash (CF) $197M $75M $119.2M $146M $162.8M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $112.9M -$122M $44.2M $26.8M $16.8M
Ending Cash (CF) $309.9M -$47M $163.4M $172.8M $179.6M
 
Levered Free Cash Flow $478.4M $1.3B $1.3B $1.1B $1.4B
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $328.6M $510.3M $202M $645.7M --
Depreciation & Amoritzation $30.4M $26.8M $28.1M $30.6M $31.6M
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable $145.7M -$23.2M $170.3M $301.9M --
Change in Inventories -- -- -- -- --
Cash From Operations $455.1M $277.2M $395.1M $390M -$371.8M
 
Capital Expenditures $24.8M $26.4M $32.8M $37.7M $30.8M
Cash Acquisitions -- -- -- -- --
Cash From Investing -$399.1M -$176.9M -$225.4M -$119.7M -$189.3M
 
Dividends Paid (Ex Special Dividend) $61.3M $66.1M $71.4M $77.8M $78.4M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- $349.2M -- -- --
Long-Term Debt Repaid -- -$364M -- -- --
Repurchase of Common Stock -- $42.7M $75.6M $200M $250.9M
Other Financing Activities $32.9M $14.2M $33.5M $36.8M --
Cash From Financing -$57.4M -$108.4M -$112.1M -$239.6M -$305.8M
 
Beginning Cash (CF) $121.7M $143.3M $165.9M $163.4M $327.9M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$1.4M -$8.1M $57.6M $30.7M -$866.9M
Ending Cash (CF) $120.3M $135.2M $223.5M $194.1M -$539M
 
Levered Free Cash Flow $430.3M $250.8M $362.3M $352.3M -$402.6M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $799.9M $1.4B $1.2B $1.8B --
Depreciation & Amoritzation $118M $113.3M $107.9M -- $118M
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable $506.9M $706.8M $588.6M $713.2M --
Change in Inventories -- -- -- -- --
Cash From Operations $318M $1.5B $1.2B -- $815.6M
 
Capital Expenditures $102M $98.7M $120.5M $83.4M $126.5M
Cash Acquisitions -- -- -- -- --
Cash From Investing -$83.4M -$1.1B -$763.3M -- $820.1M
 
Dividends Paid (Ex Special Dividend) $236.1M $249.8M $271.5M -- $306.1M
Special Dividend Paid
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock -- $186.1M $238.2M -- $1.2B
Other Financing Activities $183M $52.6M $74M $68.1M --
Cash From Financing -$216.7M -$302.4M -$430.3M -- -$1.5B
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $17.9M $21.6M $22.6M -- $164.5M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $216M $1.4B $1.1B -- $689.1M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $664.5M $1.1B $953.2M $1.4B $524.7M
Depreciation & Amoritzation $90M $83.5M $80.9M $30.6M $91.8M
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable $427.2M $457.9M $455.9M $566.4M $360.2M
Change in Inventories -- -- -- -- --
Cash From Operations $999.3M $1.1B $859.3M $390M $329.8M
 
Capital Expenditures $82.4M $70.8M $89.1M $37.7M $94.5M
Cash Acquisitions -- -- -- -- --
Cash From Investing -$905.8M -$691.2M -$498.6M -$119.7M $771.4M
 
Dividends Paid (Ex Special Dividend) $178M $188.4M $205.7M $77.8M $228.9M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued $588.1M $349.2M -- $391.6M --
Long-Term Debt Repaid -$500M -$364M -- -$350M --
Repurchase of Common Stock -- $136.1M $174.2M $200M $751.8M
Other Financing Activities $10.7M $34.3M $61.8M $56M $18.3M
Cash From Financing -$168.8M -$302.3M -$314M -$239.6M -$936.1M
 
Beginning Cash (CF) $806.6M $401.3M $397.3M $575.2M $1.8B
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$75.3M $68.3M $46.7M $30.7M $165.1M
Ending Cash (CF) $731.3M $469.6M $444M $194.1M $1.9B
 
Levered Free Cash Flow $916.9M $991M $770.2M $352.3M $235.3M

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