Financhill
Buy
72

UNM Quote, Financials, Valuation and Earnings

Last price:
$82.33
Seasonality move :
6.79%
Day range:
$82.50 - $84.48
52-week range:
$48.38 - $84.48
Dividend yield:
1.96%
P/E ratio:
8.77x
P/S ratio:
1.22x
P/B ratio:
1.34x
Volume:
1.5M
Avg. volume:
1.8M
1-year change:
56.3%
Market cap:
$14.7B
Revenue:
$12.8B
EPS (TTM):
$9.47
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $13.1B $11.8B $11.9B $12.3B $12.8B
Revenue Growth (YoY) 9.63% -9.96% 0.32% 3.65% 3.93%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $953.2M $975.2M $1.1B $1.2B $1.2B
Other Inc / (Exp) -- $242.9M $261.1M $279.2M $294.5M
Operating Expenses $2B $1.9B $2.1B $2.3B $2.4B
Operating Income -- -- -- -- --
 
Net Interest Expenses $188.2M $185M $188.5M $194.8M $201.1M
EBT. Incl. Unusual Items $964M $1.3B $1.8B $1.6B $2.3B
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $171M $279.6M $342.8M $356.3M $472.2M
Net Income to Company $793M $981M $1.4B $1.3B $1.8B
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $793M $981M $1.4B $1.3B $1.8B
 
Basic EPS (Cont. Ops) $3.89 $4.80 $7.01 $6.53 $9.49
Diluted EPS (Cont. Ops) $3.89 $4.79 $6.96 $6.50 $9.46
Weighted Average Basic Share $203.6M $204.2M $200.6M $196.7M $187.5M
Weighted Average Diluted Share $203.8M $204.8M $202.1M $197.6M $188.1M
 
EBITDA -- -- -- -- --
EBIT $1.2B $1.4B $1.9B $1.8B $2.5B
 
Revenue (Reported) $13.1B $11.8B $11.9B $12.3B $12.8B
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $1.2B $1.4B $1.9B $1.8B $2.5B
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $4.2B $2.9B $3B $3.1B $3.2B
Revenue Growth (YoY) 39.1% -30.16% 2.49% 4.33% 2.6%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $227.2M $249.3M $295.4M $295.3M $270.3M
Other Inc / (Exp) -- $62.4M $63.6M $68.6M $72M
Operating Expenses $438.7M $489.4M $568.4M $588.7M $586.1M
Operating Income -- -- -- -- --
 
Net Interest Expenses $45.6M $50.6M $47.2M $49.2M $52.5M
EBT. Incl. Unusual Items $124.7M $389.3M $373.5M $428.7M $445.5M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense -$10.7M $72.8M $84.3M $98.1M $96.8M
Net Income to Company $135.4M $316.5M $289.2M $330.6M $348.7M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $135.4M $316.5M $289.2M $330.6M $348.7M
 
Basic EPS (Cont. Ops) $0.66 $0.78 $1.41 $1.70 $1.93
Diluted EPS (Cont. Ops) $0.66 $0.78 $1.39 $1.69 $1.92
Weighted Average Basic Share $203.9M $203.6M $198.8M $194.8M $181M
Weighted Average Diluted Share $204.1M $204.2M $200.9M $195.5M $181.6M
 
EBITDA -- -- -- -- --
EBIT $170.3M $439.9M $420.7M $477.9M $498M
 
Revenue (Reported) $4.2B $2.9B $3B $3.1B $3.2B
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $170.3M $439.9M $420.7M $477.9M $498M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $13.1B $11.9B $11.9B $12.3B $12.8B
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $953.2M $975.2M $1.1B $1.2B $1.2B
Other Inc / (Exp) $119.3M $242.9M $261.1M $279.2M $294.5M
Operating Expenses $2B $1.9B $2.1B $2.3B $2.4B
Operating Income -- -- -- -- --
 
Net Interest Expenses $188.2M $185M $188.5M $194.8M $201.1M
EBT. Incl. Unusual Items $964M $1.3B $1.8B $1.6B $2.3B
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $171M $279.6M $342.8M $356.3M $472.2M
Net Income to Company $793M $981M $1.4B $1.3B $1.8B
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $793M $981M $1.4B $1.3B $1.8B
 
Basic EPS (Cont. Ops) $3.88 $4.03 $6.98 $6.53 $9.49
Diluted EPS (Cont. Ops) $3.88 $4.02 $6.91 $6.49 $9.47
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $1.2B $1.4B $1.9B $1.8B $2.5B
 
Revenue (Reported) $13.1B $11.9B $11.9B $12.3B $12.8B
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $1.2B $1.4B $1.9B $1.8B $2.5B
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Revenue $11.9B $11.9B $12.3B $12.8B --
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $975.2M $1.1B $1.2B $1.2B --
Other Inc / (Exp) $242.9M $261.1M $279.2M $294.5M --
Operating Expenses $1.9B $2.1B $2.3B $2.4B --
Operating Income -- -- -- -- --
 
Net Interest Expenses $185M $188.5M $194.8M $201.1M --
EBT. Incl. Unusual Items $1.3B $1.8B $1.6B $2.3B --
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $279.6M $342.8M $356.3M $472.2M --
Net Income to Company $981M $1.4B $1.3B $1.8B --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $981M $1.4B $1.3B $1.8B --
 
Basic EPS (Cont. Ops) $4.03 $6.98 $6.53 $9.49 --
Diluted EPS (Cont. Ops) $4.02 $6.91 $6.49 $9.47 --
Weighted Average Basic Share $816.9M $802.6M $786.1M $749.8M --
Weighted Average Diluted Share $819.4M $808.5M $790.3M $752.1M --
 
EBITDA -- -- -- -- --
EBIT $1.4B $1.9B $1.8B $2.5B --
 
Revenue (Reported) $11.9B $11.9B $12.3B $12.8B --
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $1.4B $1.9B $1.8B $2.5B --
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $197M $75M $119.2M $146M $162.8M
Short Term Investments $45.6B $44.7B $36.2B $38.4B $38.2B
Accounts Receivable, Net $12.2B $12.4B $11.1B $10.7B $9.8B
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $58.1B $57.2B $47.4B $49.2B $48.1B
 
Property Plant And Equipment $498M $462.7M $451.7M $485.3M $487.6M
Long-Term Investments $45.6B $44.7B $36.2B $38.4B $38.2B
Goodwill $353M $352.2M $347.6M $349.9M $349.1M
Other Intangibles $83.8M $73.1M $62.9M $63.9M $55.1M
Other Long-Term Assets -- -- -- -- --
Total Assets $70.6B $70.1B $61.1B $63.3B $62B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities -- $159.1M $192.9M $190M $501.1M
 
Long-Term Debt $3.3B $3.4B $3.4B $3.4B $3.5B
Capital Leases -- -- -- -- --
Total Liabilities $59.8B $58.7B $52.4B $53.6B $51B
 
Common Stock $30.7M $30.7M $30.8M $19.4M $19.5M
Other Common Equity Adj $374.2M $354.1M -$3.4B -$3.3B -$2.5B
Common Equity $10.9B $11.4B $8.7B $9.7B $11B
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $10.9B $11.4B $8.7B $9.7B $11B
 
Total Liabilities and Equity $70.6B $70.1B $61.1B $63.3B $62B
Cash and Short Terms $45.8B $44.8B $36.4B $38.6B $38.3B
Total Debt $3.3B $3.4B $3.4B $3.4B $3.7B
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $197M $75M $119.2M $146M $162.8M
Short Term Investments $45.6B $44.7B $36.2B $38.4B $38.2B
Accounts Receivable, Net $12.2B $12.4B $11.1B $10.7B $9.8B
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $58.1B $57.2B $47.4B $49.2B $48.1B
 
Property Plant And Equipment $498M $462.7M $451.7M $485.3M $487.6M
Long-Term Investments $45.6B $44.7B $36.2B $38.4B $38.2B
Goodwill $353M $352.2M $347.6M $349.9M $349.1M
Other Intangibles $83.8M $73.1M $62.9M $63.9M $55.1M
Other Long-Term Assets -- -- -- -- --
Total Assets $70.6B $70.1B $61.1B $63.3B $62B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities -- $159.1M $192.9M $190M $501.1M
 
Long-Term Debt $3.3B $3.4B $3.4B $3.4B $3.5B
Capital Leases -- -- -- -- --
Total Liabilities $59.8B $58.7B $52.4B $53.6B $51B
 
Common Stock $30.7M $30.7M $30.8M $19.4M $19.5M
Other Common Equity Adj $374.2M $354.1M -$3.4B -$3.3B -$2.5B
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $10.9B $11.4B $8.7B $9.7B $11B
 
Total Liabilities and Equity $70.6B $70.1B $61.1B $63.3B $62B
Cash and Short Terms $45.8B $44.8B $36.4B $38.6B $38.3B
Total Debt $3.3B $3.4B $3.4B $3.4B $3.7B
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $793M $981M $1.4B $1.3B $1.8B
Depreciation & Amoritzation $113.6M $119.8M $110.5M $108.8M $116.1M
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable $242.9M $676.1M $590.6M $602.7M $623.9M
Change in Inventories -- -- -- -- --
Cash From Operations $469.3M $1.4B $1.4B $1.2B $1.5B
 
Capital Expenditures $119.1M $110.3M $102.2M $134.8M $125.7M
Cash Acquisitions -- -- -- -- --
Cash From Investing -$267.7M -$1.3B -$955.9M -$725.9M -$344.4M
 
Dividends Paid (Ex Special Dividend) -$231.9M -$239.4M -$254.2M -$277.1M -$296.5M
Special Dividend Paid
Long-Term Debt Issued $494.1M $588.1M $349.2M -- $391.6M
Long-Term Debt Repaid -$480M -$500M -$364M -$2M -$350M
Repurchase of Common Stock -- -$50M -$200.1M -$250.1M -$972.9M
Other Financing Activities $124.7M $29M $46.5M $73.9M $69.8M
Cash From Financing -$88.7M -$168.9M -$418.6M -$450.1M -$1.2B
 
Beginning Cash (CF) $84.1M $197M $75M $119.2M $146M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $112.9M -$122M $44.2M $26.8M $16.8M
Ending Cash (CF) $197M $75M $119.2M $146M $162.8M
 
Levered Free Cash Flow $350.2M $1.3B $1.3B $1.1B $1.4B
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $135.4M $316.5M $289.2M $330.6M $348.7M
Depreciation & Amoritzation $28M $29.8M $27M $27.9M $26.2M
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable $79.7M $248.9M $132.7M $146.8M $57.5M
Change in Inventories -- -- -- -- --
Cash From Operations -$809.5M $480.1M $356.9M $343.5M $485.8M
 
Capital Expenditures $19.6M $27.9M $31.4M $45.7M $32M
Cash Acquisitions -- -- -- -- --
Cash From Investing $822.4M -$434.8M -$264.7M -$227.3M $48.7M
 
Dividends Paid (Ex Special Dividend) -$58.1M -$61.4M -$65.8M -$71.4M -$77.2M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -$35M -- -- -$2M --
Repurchase of Common Stock -- -$50M -$64M -$75.9M -$472.9M
Other Financing Activities $172.3M $18.3M $12.2M $12.1M $13.8M
Cash From Financing $80.3M -$92M -$116.3M -$136.1M -$535.1M
 
Beginning Cash (CF) $103.8M $121.7M $143.3M $165.9M $163.4M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $93.2M -$46.7M -$24.1M -$19.9M -$600K
Ending Cash (CF) $197M $75M $119.2M $146M $162.8M
 
Levered Free Cash Flow -$829.1M $452.2M $325.5M $297.8M $453.8M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $793M $981M $1.4B $1.3B $1.8B
Depreciation & Amoritzation $113.6M $119.8M $110.5M $108.8M $116.1M
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable $242.9M $676.1M $590.6M $602.7M $623.9M
Change in Inventories -- -- -- -- --
Cash From Operations $469.3M $1.4B $1.4B $1.2B $1.5B
 
Capital Expenditures $119.1M $110.3M $102.2M $134.8M $125.7M
Cash Acquisitions -- -- -- -- --
Cash From Investing -$267.7M -$1.3B -$955.9M -$725.9M -$344.4M
 
Dividends Paid (Ex Special Dividend) -$231.9M -$239.4M -$254.2M -$277.1M -$296.5M
Special Dividend Paid
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -$480M -- -- -- --
Repurchase of Common Stock -- -$50M -$200.1M -$250.1M -$972.9M
Other Financing Activities $124.7M $29M $46.5M $73.9M $69.8M
Cash From Financing -$88.7M -$168.9M -$418.6M -$450.1M -$1.2B
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $112.9M -$122M $44.2M $26.8M $16.8M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $350.2M $1.3B $1.3B $1.1B $1.4B
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Net Income to Stockholders $981M $1.4B $1.3B $1.8B --
Depreciation & Amoritzation $119.8M $110.5M $108.8M $116.1M --
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable $676.1M $590.6M $602.7M $623.9M --
Change in Inventories -- -- -- -- --
Cash From Operations $1.4B $1.4B $1.2B $1.5B --
 
Capital Expenditures $110.3M $102.2M $134.8M $125.7M --
Cash Acquisitions -- -- -- -- --
Cash From Investing -$1.3B -$955.9M -$725.9M -$344.4M --
 
Dividends Paid (Ex Special Dividend) -$239.4M -$254.2M -$277.1M -$296.5M --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued $588.1M $349.2M -- $391.6M --
Long-Term Debt Repaid -$500M -$364M -$2M -$350M --
Repurchase of Common Stock -$50M -$200.1M -$250.1M -$972.9M --
Other Financing Activities $29M $46.5M $73.9M $69.8M --
Cash From Financing -$168.9M -$418.6M -$450.1M -$1.2B --
 
Beginning Cash (CF) $1B $476.3M $516.5M $721.2M --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$122M $44.2M $26.8M $16.8M --
Ending Cash (CF) $881.6M $520.5M $543.3M $738M --
 
Levered Free Cash Flow $1.3B $1.3B $1.1B $1.4B --

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