Financhill
Buy
53

UNM Quote, Financials, Valuation and Earnings

Last price:
$77.22
Seasonality move :
2.19%
Day range:
$76.53 - $77.56
52-week range:
$66.81 - $84.48
Dividend yield:
2.28%
P/E ratio:
15.04x
P/S ratio:
1.04x
P/B ratio:
1.18x
Volume:
1.1M
Avg. volume:
1.4M
1-year change:
5.9%
Market cap:
$12.9B
Revenue:
$12.9B
EPS (TTM):
$5.13

Analysts' Opinion

  • Consensus Rating
    Unum Group has received a consensus rating of Buy. The company's average rating is a Buy based on 7 Buy ratings, 4 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $94.08, Unum Group has an estimated upside of 21.81% from its current price of $77.23.
  • Price Target Downside
    According to analysts, the lowest downside price target is $84.00 representing 100% downside risk from its current price of $77.23.

Fair Value

  • According to the consensus of 11 analysts, Unum Group has 21.81% upside to fair value with a price target of $94.08 per share.

UNM vs. S&P 500

  • Over the past 5 trading days, Unum Group has underperformed the S&P 500 by -1.28% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Unum Group does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Unum Group has grown year-over-year revenues for 2 quarters straight. In the most recent quarter Unum Group reported revenues of $3.4B.

Earnings Growth

  • Unum Group earnings have been falling on a year-over-year basis for 3 quarters in a row. In the most recent quarter Unum Group reported earnings per share of $0.23.
Enterprise value:
16.7B
EV / Invested capital:
--
Price / LTM sales:
1.04x
EV / EBIT:
14.36x
EV / Revenue:
1.28x
PEG ratio (5yr expected):
0.41x
EV / Free cash flow:
24.19x
Price / Operating cash flow:
19.77x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
1.69%
Net Income Margin (TTM):
7%
Return On Equity:
8.25%
Return On Invested Capital:
6.18%
Operating Margin:
3.19%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $12.3B $12.8B $13B $3.2B $3.4B
Gross Profit -- -- -- -- --
Operating Income $1.9B $2.5B $1.4B $886.4M $107.6M
EBITDA -- -- -- -- --
Diluted EPS $6.24 $9.24 $5.13 $3.46 $0.23
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $4.5B $4.7B $4.8B $5.7B $6.6B
Total Assets $59.5B $50.6B $51.1B $55.5B $52B
Current Liabilities -$11.1B -$10.1B -$8.6B -$8.5B -$11.4B
Total Liabilities $48.4B $41.9B $41.5B $44.6B $41.1B
Total Equity $11.1B $8.7B $9.6B $11B $10.9B
Total Debt $3.4B $3.4B $3.4B $3.5B $3.5B
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $1.2B -- $815.6M $390M -$371.8M
Cash From Investing -$763.3M -- $820.1M -$119.7M -$189.3M
Cash From Financing -$430.3M -- -$1.5B -$239.6M -$305.8M
Free Cash Flow $1.1B -- $689.1M $352.3M -$402.6M
UNM
Sector
Market Cap
$12.9B
$549M
Price % of 52-Week High
91.42%
90.77%
Dividend Yield
2.28%
1.57%
Shareholder Yield
11.07%
3.06%
1-Year Price Total Return
5.9%
6.69%
Beta (5-Year)
0.200
0.461
Dividend yield:
2.28%
Annualized payout:
$1.57
Payout ratio:
197.68%
Growth streak:
16 years

Technicals

8-day SMA
Sell
Level $78.45
200-day SMA
Buy
Level $77.00
Bollinger Bands (100)
Buy
Level 72.36 - 78.12
Chaikin Money Flow
Sell
Level -345.8K
20-day SMA
Buy
Level $77.03
Relative Strength Index (RSI14)
Buy
Level 50.12
ADX Line
Sell
Level 31.04
Williams %R
Neutral
Level -71.4628
50-day SMA
Buy
Level $76.36
MACD (12, 26)
Buy
Level 21.03
25-day Aroon Oscillator
Buy
Level 36
On Balance Volume
Sell
Level -5.9M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (1.2277)
Sell
CA Score (Annual)
Level (-1.598)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (8)
Buy
Ohlson Score
Level (0.009)
Buy
Piotroski F Score (Annual)
Level (6)
Buy
Quality Ratio Score
Level (3)
Buy
Fundamental Score
Level (8)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Unum Group engages in the provision of financial protection benefits. Its services include disability, life, accident, critical illness, dental, vision, and other related services. It operates through the following segments: Unum US, Unum International, Colonial Life, Closed Block, and Corporate. The Unum US segment focuses on group disability, group life and accidental death and dismemberment products, and supplemental and voluntary lines of business. The Unum International segment engages in the operations of the UK business, which includes insurance for group long-term disability, group life, and supplemental lines of business that include dental, individual disability, and critical illness products. The Colonial Life segment includes insurance for accident, sickness, disability products, life products, and cancer and critical illness products. The Closed Block segment consists of individual disability, group and individual long-term care, and other insurance products no longer actively marketed. The Corporate segment refers to investment income on corporate assets and other corporate income and expenses not allocated to a line of business. The company was founded in 1848 and is headquartered in Chattanooga, TN.

Stock Forecast FAQ

In the current month, UNM has received 7 Buy ratings 4 Hold ratings, and 0 Sell ratings. The UNM average analyst price target in the past 3 months is $94.08.

  • Where Will Unum Group Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Unum Group share price will rise to $94.08 per share over the next 12 months.

  • What Do Analysts Say About Unum Group?

    Analysts are divided on their view about Unum Group share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Unum Group is a Sell and believe this share price will drop from its current level to $84.00.

  • What Is Unum Group's Price Target?

    The price target for Unum Group over the next 1-year time period is forecast to be $94.08 according to 11 Wall Street analysts, 7 of them rate the stock a Buy, 0 rate the stock a Sell, and 4 analysts rate the stock a Hold.

  • Is UNM A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Unum Group is a Buy. 7 of 11 analysts rate the stock a Buy at this time.

  • How Can I Buy Shares Of UNM?

    You can purchase shares of Unum Group via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Unum Group shares.

  • What Is The Unum Group Share Price Today?

    Unum Group was last trading at $77.22 per share. This represents the most recent stock quote for Unum Group. Yesterday, Unum Group closed at $77.23 per share.

  • How To Buy Unum Group Stock Online?

    In order to purchase Unum Group stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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