Is DocuSign Stock Undervalued?
Digital signature software business DocuSign (NASDAQ:DOCU) has been struggling over…
Buy
65
USMT Quote, Financials, Valuation and Earnings
Last price:
$5.10
Seasonality move
:
7.01%
Day range:
$5.10 - $5.10
52-week range:
$3.30 - $5.25
Dividend yield:
2.35%
P/E ratio:
8.11x
P/S ratio:
1.76x
P/B ratio:
0.77x
Volume:
--
Avg. volume:
6.5K
1-year change:
42.06%
Market cap:
$84.3M
Revenue:
$93.7M
EPS (TTM):
$0.63
Price Performance History
Performance vs. Valuation Benchmarks
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Competitors
| Company | Revenue Forecast | Earnings Forecast | Revenue Growth Forecast | Earnings Growth Forecast | Analyst Price Target Median |
|---|---|---|---|---|---|
|
USMT
US Metro Bancorp, Inc.
|
-- | -- | -- | -- | -- |
|
BHB
Bar Harbor Bankshares
|
$42.6M | $0.87 | -24.74% | 22.79% | $35.00 |
|
BRBS
Blue Ridge Bankshares, Inc. (Virginia)
|
-- | -- | -- | -- | -- |
|
OPHC
OptimumBank Holdings, Inc.
|
-- | -- | -- | -- | $5.00 |
|
PRK
Park National Corp.
|
$144.7M | $2.45 | -13.63% | 18.03% | $180.33 |
|
TMP
Tompkins Financial Corp.
|
$83.5M | $1.76 | 22.83% | 24.5% | $78.00 |
| Company | Price | Analyst Target | Market Cap | P/E Ratio | Dividend per Share | Dividend Yield | Price / LTM Sales |
|---|---|---|---|---|---|---|---|
|
USMT
US Metro Bancorp, Inc.
|
$5.10 | -- | $84.3M | 8.11x | $0.03 | 2.35% | 1.76x |
|
BHB
Bar Harbor Bankshares
|
$31.87 | $35.00 | $531.9M | 13.74x | $0.32 | 3.95% | 2.13x |
|
BRBS
Blue Ridge Bankshares, Inc. (Virginia)
|
$4.37 | -- | $399.8M | 107.64x | $0.25 | 0% | 2.50x |
|
OPHC
OptimumBank Holdings, Inc.
|
$4.24 | $5.00 | $48.9M | 3.69x | $0.00 | 0% | 0.91x |
|
PRK
Park National Corp.
|
$157.52 | $180.33 | $2.5B | 14.52x | $2.32 | 2.72% | 3.87x |
|
TMP
Tompkins Financial Corp.
|
$74.11 | $78.00 | $1.1B | 12.57x | $0.65 | 3.39% | 2.28x |
| Company | Total Debt / Total Capital | Beta | Debt to Equity | Quick Ratio |
|---|---|---|---|---|
|
USMT
US Metro Bancorp, Inc.
|
-- | 1.677 | -- | 0.00x |
|
BHB
Bar Harbor Bankshares
|
26.95% | 0.833 | 37.81% | 0.00x |
|
BRBS
Blue Ridge Bankshares, Inc. (Virginia)
|
32.65% | 1.058 | 44.45% | 0.00x |
|
OPHC
OptimumBank Holdings, Inc.
|
2.38% | 0.312 | 5.84% | 0.00x |
|
PRK
Park National Corp.
|
6.69% | 1.119 | 3.65% | 0.00x |
|
TMP
Tompkins Financial Corp.
|
39.99% | 1.042 | 55.29% | 0.00x |
| Company | Gross Profit | Operating Income | Return on Invested Capital | Return on Common Equity | EBIT Margin | Free Cash Flow |
|---|---|---|---|---|---|---|
|
USMT
US Metro Bancorp, Inc.
|
-- | -- | 5.61% | 6.8% | 60.16% | -- |
|
BHB
Bar Harbor Bankshares
|
-- | $10.8M | 4.95% | 7.61% | 45.12% | $18.1M |
|
BRBS
Blue Ridge Bankshares, Inc. (Virginia)
|
-- | $7.5M | 0.83% | 1.31% | 54.67% | $5.7M |
|
OPHC
OptimumBank Holdings, Inc.
|
-- | $5.7M | 12.2% | 14.8% | 59.75% | $1.9M |
|
PRK
Park National Corp.
|
-- | $58.1M | 11.44% | 13.78% | 50.75% | $45.1M |
|
TMP
Tompkins Financial Corp.
|
-- | $31.1M | 5.95% | 11.34% | 53.65% | $33.9M |
US Metro Bancorp, Inc. vs. Competitors
-
Which has Higher Returns USMT or BHB?
Bar Harbor Bankshares has a net margin of 12.03% compared to US Metro Bancorp, Inc.'s net margin of 13.32%. US Metro Bancorp, Inc.'s return on equity of 6.8% beat Bar Harbor Bankshares's return on equity of 7.61%.
Company Gross Margin Earnings Per Share Invested Capital USMTUS Metro Bancorp, Inc.-- $0.18 $109.4M BHBBar Harbor Bankshares-- $0.54 $713.1M -
What do Analysts Say About USMT or BHB?
US Metro Bancorp, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Bar Harbor Bankshares has an analysts' consensus of $35.00 which suggests that it could grow by 9.82%. Given that Bar Harbor Bankshares has higher upside potential than US Metro Bancorp, Inc., analysts believe Bar Harbor Bankshares is more attractive than US Metro Bancorp, Inc..
Company Buy Ratings Hold Ratings Sell Ratings USMTUS Metro Bancorp, Inc.0 0 0 BHBBar Harbor Bankshares0 1 0 -
Is USMT or BHB More Risky?
US Metro Bancorp, Inc. has a beta of 0.413, which suggesting that the stock is 58.678% less volatile than S&P 500. In comparison Bar Harbor Bankshares has a beta of 0.654, suggesting its less volatile than the S&P 500 by 34.574%.
-
Which is a Better Dividend Stock USMT or BHB?
US Metro Bancorp, Inc. has a quarterly dividend of $0.03 per share corresponding to a yield of 2.35%. Bar Harbor Bankshares offers a yield of 3.95% to investors and pays a quarterly dividend of $0.32 per share. US Metro Bancorp, Inc. pays 20.83% of its earnings as a dividend. Bar Harbor Bankshares pays out 41.49% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios USMT or BHB?
US Metro Bancorp, Inc. quarterly revenues are --, which are smaller than Bar Harbor Bankshares quarterly revenues of $66.5M. US Metro Bancorp, Inc.'s net income of $3.3M is lower than Bar Harbor Bankshares's net income of $8.9M. Notably, US Metro Bancorp, Inc.'s price-to-earnings ratio is 8.11x while Bar Harbor Bankshares's PE ratio is 13.74x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for US Metro Bancorp, Inc. is 1.76x versus 2.13x for Bar Harbor Bankshares. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income USMTUS Metro Bancorp, Inc.1.76x 8.11x -- $3.3M BHBBar Harbor Bankshares2.13x 13.74x $66.5M $8.9M
-
Which has Higher Returns USMT or BRBS?
Blue Ridge Bankshares, Inc. (Virginia) has a net margin of 12.03% compared to US Metro Bancorp, Inc.'s net margin of 14.05%. US Metro Bancorp, Inc.'s return on equity of 6.8% beat Blue Ridge Bankshares, Inc. (Virginia)'s return on equity of 1.31%.
Company Gross Margin Earnings Per Share Invested Capital USMTUS Metro Bancorp, Inc.-- $0.18 $109.4M BRBSBlue Ridge Bankshares, Inc. (Virginia)-- $0.06 $527.8M -
What do Analysts Say About USMT or BRBS?
US Metro Bancorp, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Blue Ridge Bankshares, Inc. (Virginia) has an analysts' consensus of -- which suggests that it could fall by --. Given that US Metro Bancorp, Inc. has higher upside potential than Blue Ridge Bankshares, Inc. (Virginia), analysts believe US Metro Bancorp, Inc. is more attractive than Blue Ridge Bankshares, Inc. (Virginia).
Company Buy Ratings Hold Ratings Sell Ratings USMTUS Metro Bancorp, Inc.0 0 0 BRBSBlue Ridge Bankshares, Inc. (Virginia)0 0 0 -
Is USMT or BRBS More Risky?
US Metro Bancorp, Inc. has a beta of 0.413, which suggesting that the stock is 58.678% less volatile than S&P 500. In comparison Blue Ridge Bankshares, Inc. (Virginia) has a beta of 0.898, suggesting its less volatile than the S&P 500 by 10.177%.
-
Which is a Better Dividend Stock USMT or BRBS?
US Metro Bancorp, Inc. has a quarterly dividend of $0.03 per share corresponding to a yield of 2.35%. Blue Ridge Bankshares, Inc. (Virginia) offers a yield of 0% to investors and pays a quarterly dividend of $0.25 per share. US Metro Bancorp, Inc. pays 20.83% of its earnings as a dividend. Blue Ridge Bankshares, Inc. (Virginia) pays out -- of its earnings as a dividend. US Metro Bancorp, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios USMT or BRBS?
US Metro Bancorp, Inc. quarterly revenues are --, which are smaller than Blue Ridge Bankshares, Inc. (Virginia) quarterly revenues of $39.9M. US Metro Bancorp, Inc.'s net income of $3.3M is lower than Blue Ridge Bankshares, Inc. (Virginia)'s net income of $5.6M. Notably, US Metro Bancorp, Inc.'s price-to-earnings ratio is 8.11x while Blue Ridge Bankshares, Inc. (Virginia)'s PE ratio is 107.64x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for US Metro Bancorp, Inc. is 1.76x versus 2.50x for Blue Ridge Bankshares, Inc. (Virginia). Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income USMTUS Metro Bancorp, Inc.1.76x 8.11x -- $3.3M BRBSBlue Ridge Bankshares, Inc. (Virginia)2.50x 107.64x $39.9M $5.6M
-
Which has Higher Returns USMT or OPHC?
OptimumBank Holdings, Inc. has a net margin of 12.03% compared to US Metro Bancorp, Inc.'s net margin of 23.62%. US Metro Bancorp, Inc.'s return on equity of 6.8% beat OptimumBank Holdings, Inc.'s return on equity of 14.8%.
Company Gross Margin Earnings Per Share Invested Capital USMTUS Metro Bancorp, Inc.-- $0.18 $109.4M OPHCOptimumBank Holdings, Inc.-- $0.18 $119.7M -
What do Analysts Say About USMT or OPHC?
US Metro Bancorp, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand OptimumBank Holdings, Inc. has an analysts' consensus of $5.00 which suggests that it could grow by 17.93%. Given that OptimumBank Holdings, Inc. has higher upside potential than US Metro Bancorp, Inc., analysts believe OptimumBank Holdings, Inc. is more attractive than US Metro Bancorp, Inc..
Company Buy Ratings Hold Ratings Sell Ratings USMTUS Metro Bancorp, Inc.0 0 0 OPHCOptimumBank Holdings, Inc.0 1 0 -
Is USMT or OPHC More Risky?
US Metro Bancorp, Inc. has a beta of 0.413, which suggesting that the stock is 58.678% less volatile than S&P 500. In comparison OptimumBank Holdings, Inc. has a beta of 0.287, suggesting its less volatile than the S&P 500 by 71.332%.
-
Which is a Better Dividend Stock USMT or OPHC?
US Metro Bancorp, Inc. has a quarterly dividend of $0.03 per share corresponding to a yield of 2.35%. OptimumBank Holdings, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. US Metro Bancorp, Inc. pays 20.83% of its earnings as a dividend. OptimumBank Holdings, Inc. pays out -- of its earnings as a dividend. US Metro Bancorp, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios USMT or OPHC?
US Metro Bancorp, Inc. quarterly revenues are --, which are smaller than OptimumBank Holdings, Inc. quarterly revenues of $18.3M. US Metro Bancorp, Inc.'s net income of $3.3M is lower than OptimumBank Holdings, Inc.'s net income of $4.3M. Notably, US Metro Bancorp, Inc.'s price-to-earnings ratio is 8.11x while OptimumBank Holdings, Inc.'s PE ratio is 3.69x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for US Metro Bancorp, Inc. is 1.76x versus 0.91x for OptimumBank Holdings, Inc.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income USMTUS Metro Bancorp, Inc.1.76x 8.11x -- $3.3M OPHCOptimumBank Holdings, Inc.0.91x 3.69x $18.3M $4.3M
-
Which has Higher Returns USMT or PRK?
Park National Corp. has a net margin of 12.03% compared to US Metro Bancorp, Inc.'s net margin of 27.82%. US Metro Bancorp, Inc.'s return on equity of 6.8% beat Park National Corp.'s return on equity of 13.78%.
Company Gross Margin Earnings Per Share Invested Capital USMTUS Metro Bancorp, Inc.-- $0.18 $109.4M PRKPark National Corp.-- $2.92 $1.4B -
What do Analysts Say About USMT or PRK?
US Metro Bancorp, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Park National Corp. has an analysts' consensus of $180.33 which suggests that it could grow by 14.48%. Given that Park National Corp. has higher upside potential than US Metro Bancorp, Inc., analysts believe Park National Corp. is more attractive than US Metro Bancorp, Inc..
Company Buy Ratings Hold Ratings Sell Ratings USMTUS Metro Bancorp, Inc.0 0 0 PRKPark National Corp.0 4 0 -
Is USMT or PRK More Risky?
US Metro Bancorp, Inc. has a beta of 0.413, which suggesting that the stock is 58.678% less volatile than S&P 500. In comparison Park National Corp. has a beta of 0.734, suggesting its less volatile than the S&P 500 by 26.635%.
-
Which is a Better Dividend Stock USMT or PRK?
US Metro Bancorp, Inc. has a quarterly dividend of $0.03 per share corresponding to a yield of 2.35%. Park National Corp. offers a yield of 2.72% to investors and pays a quarterly dividend of $2.32 per share. US Metro Bancorp, Inc. pays 20.83% of its earnings as a dividend. Park National Corp. pays out 45.49% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios USMT or PRK?
US Metro Bancorp, Inc. quarterly revenues are --, which are smaller than Park National Corp. quarterly revenues of $169.5M. US Metro Bancorp, Inc.'s net income of $3.3M is lower than Park National Corp.'s net income of $47.2M. Notably, US Metro Bancorp, Inc.'s price-to-earnings ratio is 8.11x while Park National Corp.'s PE ratio is 14.52x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for US Metro Bancorp, Inc. is 1.76x versus 3.87x for Park National Corp.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income USMTUS Metro Bancorp, Inc.1.76x 8.11x -- $3.3M PRKPark National Corp.3.87x 14.52x $169.5M $47.2M
-
Which has Higher Returns USMT or TMP?
Tompkins Financial Corp. has a net margin of 12.03% compared to US Metro Bancorp, Inc.'s net margin of 19.46%. US Metro Bancorp, Inc.'s return on equity of 6.8% beat Tompkins Financial Corp.'s return on equity of 11.34%.
Company Gross Margin Earnings Per Share Invested Capital USMTUS Metro Bancorp, Inc.-- $0.18 $109.4M TMPTompkins Financial Corp.-- $1.65 $1.3B -
What do Analysts Say About USMT or TMP?
US Metro Bancorp, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Tompkins Financial Corp. has an analysts' consensus of $78.00 which suggests that it could grow by 5.25%. Given that Tompkins Financial Corp. has higher upside potential than US Metro Bancorp, Inc., analysts believe Tompkins Financial Corp. is more attractive than US Metro Bancorp, Inc..
Company Buy Ratings Hold Ratings Sell Ratings USMTUS Metro Bancorp, Inc.0 0 0 TMPTompkins Financial Corp.0 1 0 -
Is USMT or TMP More Risky?
US Metro Bancorp, Inc. has a beta of 0.413, which suggesting that the stock is 58.678% less volatile than S&P 500. In comparison Tompkins Financial Corp. has a beta of 0.823, suggesting its less volatile than the S&P 500 by 17.709%.
-
Which is a Better Dividend Stock USMT or TMP?
US Metro Bancorp, Inc. has a quarterly dividend of $0.03 per share corresponding to a yield of 2.35%. Tompkins Financial Corp. offers a yield of 3.39% to investors and pays a quarterly dividend of $0.65 per share. US Metro Bancorp, Inc. pays 20.83% of its earnings as a dividend. Tompkins Financial Corp. pays out 49.14% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios USMT or TMP?
US Metro Bancorp, Inc. quarterly revenues are --, which are smaller than Tompkins Financial Corp. quarterly revenues of $121.7M. US Metro Bancorp, Inc.'s net income of $3.3M is lower than Tompkins Financial Corp.'s net income of $23.7M. Notably, US Metro Bancorp, Inc.'s price-to-earnings ratio is 8.11x while Tompkins Financial Corp.'s PE ratio is 12.57x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for US Metro Bancorp, Inc. is 1.76x versus 2.28x for Tompkins Financial Corp.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income USMTUS Metro Bancorp, Inc.1.76x 8.11x -- $3.3M TMPTompkins Financial Corp.2.28x 12.57x $121.7M $23.7M
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