HBIA Quote, Financials, Valuation and Earnings

Evans Bancorp has a net margin of 32.62% compared to Hills Bancorp's net margin of 16.32%. Hills Bancorp's return on equity of 8.43% beat Evans Bancorp's return on equity of 10.61%.

Hills Bancorp has a consensus price target of --, signalling downside risk potential of --. On the other hand Evans Bancorp has an analysts' consensus of $50.05 which suggests that it could grow by 16.97%. Given that Evans Bancorp has higher upside potential than Hills Bancorp, analysts believe Evans Bancorp is more attractive than Hills Bancorp.

Hills Bancorp has a beta of 0.032, which suggesting that the stock is 96.769% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.927, suggesting its less volatile than the S&P 500 by 7.33%.

Hills Bancorp has a quarterly dividend of $1.10 per share corresponding to a yield of 0%. Evans Bancorp offers a yield of 3.09% to investors and pays a quarterly dividend of $0.66 per share. Hills Bancorp pays 25.38% of its earnings as a dividend. Evans Bancorp pays out 29.45% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Hills Bancorp quarterly revenues are $37.3M, which are larger than Evans Bancorp quarterly revenues of $18M. Hills Bancorp's net income of $12.2M is higher than Evans Bancorp's net income of $2.9M. Notably, Hills Bancorp's price-to-earnings ratio is 14.67x while Evans Bancorp's PE ratio is 12.85x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Hills Bancorp is 4.46x versus 2.83x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

OptimumBank Holdings has a net margin of 32.62% compared to Hills Bancorp's net margin of 32.77%. Hills Bancorp's return on equity of 8.43% beat OptimumBank Holdings's return on equity of 14.69%.

Hills Bancorp has a consensus price target of --, signalling downside risk potential of --. On the other hand OptimumBank Holdings has an analysts' consensus of -- which suggests that it could grow by 10.76%. Given that OptimumBank Holdings has higher upside potential than Hills Bancorp, analysts believe OptimumBank Holdings is more attractive than Hills Bancorp.

Hills Bancorp has a beta of 0.032, which suggesting that the stock is 96.769% less volatile than S&P 500. In comparison OptimumBank Holdings has a beta of 0.365, suggesting its less volatile than the S&P 500 by 63.477%.

Hills Bancorp has a quarterly dividend of $1.10 per share corresponding to a yield of 0%. OptimumBank Holdings offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Hills Bancorp pays 25.38% of its earnings as a dividend. OptimumBank Holdings pays out -- of its earnings as a dividend. Hills Bancorp's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Hills Bancorp quarterly revenues are $37.3M, which are larger than OptimumBank Holdings quarterly revenues of $10.1M. Hills Bancorp's net income of $12.2M is higher than OptimumBank Holdings's net income of $3.3M. Notably, Hills Bancorp's price-to-earnings ratio is 14.67x while OptimumBank Holdings's PE ratio is 3.59x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Hills Bancorp is 4.46x versus 1.13x for OptimumBank Holdings. Usually stocks with elevated PS ratios are considered overvalued.

Park National has a net margin of 32.62% compared to Hills Bancorp's net margin of 27.77%. Hills Bancorp's return on equity of 8.43% beat Park National's return on equity of 11.8%.

Hills Bancorp has a consensus price target of --, signalling downside risk potential of --. On the other hand Park National has an analysts' consensus of $181.00 which suggests that it could grow by 4.96%. Given that Park National has higher upside potential than Hills Bancorp, analysts believe Park National is more attractive than Hills Bancorp.

Hills Bancorp has a beta of 0.032, which suggesting that the stock is 96.769% less volatile than S&P 500. In comparison Park National has a beta of 0.739, suggesting its less volatile than the S&P 500 by 26.053%.

Hills Bancorp has a quarterly dividend of $1.10 per share corresponding to a yield of 0%. Park National offers a yield of 2.46% to investors and pays a quarterly dividend of $1.56 per share. Hills Bancorp pays 25.38% of its earnings as a dividend. Park National pays out 54.41% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Hills Bancorp quarterly revenues are $37.3M, which are smaller than Park National quarterly revenues of $137.6M. Hills Bancorp's net income of $12.2M is lower than Park National's net income of $38.2M. Notably, Hills Bancorp's price-to-earnings ratio is 14.67x while Park National's PE ratio is 20.41x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Hills Bancorp is 4.46x versus 5.63x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial has a net margin of 32.62% compared to Hills Bancorp's net margin of 24.66%. Hills Bancorp's return on equity of 8.43% beat Tompkins Financial's return on equity of 9.88%.

Hills Bancorp has a consensus price target of --, signalling downside risk potential of --. On the other hand Tompkins Financial has an analysts' consensus of $83.00 which suggests that it could grow by 23.77%. Given that Tompkins Financial has higher upside potential than Hills Bancorp, analysts believe Tompkins Financial is more attractive than Hills Bancorp.

Hills Bancorp has a beta of 0.032, which suggesting that the stock is 96.769% less volatile than S&P 500. In comparison Tompkins Financial has a beta of 0.735, suggesting its less volatile than the S&P 500 by 26.471%.

Hills Bancorp has a quarterly dividend of $1.10 per share corresponding to a yield of 0%. Tompkins Financial offers a yield of 3.64% to investors and pays a quarterly dividend of $0.62 per share. Hills Bancorp pays 25.38% of its earnings as a dividend. Tompkins Financial pays out 363.09% of its earnings as a dividend. Hills Bancorp's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future, but Tompkins Financial's is not.

Hills Bancorp quarterly revenues are $37.3M, which are smaller than Tompkins Financial quarterly revenues of $75.6M. Hills Bancorp's net income of $12.2M is lower than Tompkins Financial's net income of $18.6M. Notably, Hills Bancorp's price-to-earnings ratio is 14.67x while Tompkins Financial's PE ratio is 14.48x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Hills Bancorp is 4.46x versus 3.31x for Tompkins Financial. Usually stocks with elevated PS ratios are considered overvalued.