Financhill
Buy
75

RGA Quote, Financials, Valuation and Earnings

Last price:
$206.23
Seasonality move :
1.11%
Day range:
$205.31 - $207.00
52-week range:
$159.25 - $232.97
Dividend yield:
1.76%
P/E ratio:
15.96x
P/S ratio:
0.62x
P/B ratio:
1.05x
Volume:
190K
Avg. volume:
436.6K
1-year change:
-2.07%
Market cap:
$13.6B
Revenue:
$22.2B
EPS (TTM):
$12.94
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $14.6B $16.7B $16.2B $18.6B $22.2B
Revenue Growth (YoY) 2.04% 14.11% -2.61% 14.55% 19.3%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $360M $449M $527M $372M $593M
Operating Expenses -$736M -$823M -$909M -$1.4B -$1.3B
Operating Income $736M $823M $909M $1.4B $1.3B
 
Net Interest Expenses $183M $132M $191M $257M $315M
EBT. Incl. Unusual Items $553M $691M $718M $1.2B $980M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $138M $74M $197M $251M $256M
Net Income to Company $415M $1.2B $517M $902M $717M
 
Minority Interest in Earnings -- -- $4M $7M $7M
Net Income to Common Excl Extra Items $415M $617M $521M $909M $724M
 
Basic EPS (Cont. Ops) $6.35 $9.10 $7.73 $13.60 $10.90
Diluted EPS (Cont. Ops) $6.31 $9.03 $7.64 $13.44 $10.72
Weighted Average Basic Share $65.4M $67.8M $66.9M $66.3M $65.8M
Weighted Average Diluted Share $65.8M $68.3M $67.7M $67.1M $66.9M
 
EBITDA -- -- -- -- --
EBIT $553M $691M $718M $1.2B $980M
 
Revenue (Reported) $14.6B $16.7B $16.2B $18.6B $22.2B
Operating Income (Reported) $736M $823M $909M $1.4B $1.3B
Operating Income (Adjusted) $553M $691M $718M $1.2B $980M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $4B $4B $5.2B $5.6B $6.2B
Revenue Growth (YoY) 10.96% -0.35% 28.48% 8.68% 10.32%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $95M $188M $102M $150M --
Operating Expenses -$8M $28M -$452M -$295M -$416M
Operating Income $8M -$28M $452M $295M $416M
 
Net Interest Expenses $42M $49M $72M $81M $96M
EBT. Incl. Unusual Items -$34M -$77M $380M $214M $320M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense -$12M -$2M $91M $56M $65M
Net Income to Company -- -- -- -- --
 
Minority Interest in Earnings -- $1M $2M $2M $2M
Net Income to Common Excl Extra Items -$22M -$75M $289M $158M $255M
 
Basic EPS (Cont. Ops) -$0.32 -$1.13 $4.35 $2.36 $3.83
Diluted EPS (Cont. Ops) -$0.32 -$1.13 $4.28 $2.33 $3.78
Weighted Average Basic Share $68M $67M $66M $66M $66M
Weighted Average Diluted Share $68M $67M $67M $67M $67M
 
EBITDA -- -- -- -- --
EBIT -$34M -$77M $380M $214M $320M
 
Revenue (Reported) $4B $4B $5.2B $5.6B $6.2B
Operating Income (Reported) $8M -$28M $452M $295M $416M
Operating Income (Adjusted) -$34M -$77M $380M $214M $320M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $16.4B $16.2B $18B $21.9B $22.3B
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $450M $533M $363M $544M --
Operating Expenses -$980M -$530M -$1.6B -$1.2B -$1.6B
Operating Income $980M $530M $1.6B $1.2B $1.6B
 
Net Interest Expenses $177M $136M $245M $296M $354M
EBT. Incl. Unusual Items $803M $394M $1.4B $919M $1.3B
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $210M $10M $335M $185M $381M
Net Income to Company -- -- -- -- --
 
Minority Interest in Earnings -- $2M $7M $7M $7M
Net Income to Common Excl Extra Items $593M $384M $1B $734M $874M
 
Basic EPS (Cont. Ops) $8.72 $5.69 $15.53 $11.02 $13.14
Diluted EPS (Cont. Ops) $8.64 $5.60 $15.30 $10.86 $12.94
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $803M $394M $1.4B $919M $1.3B
 
Revenue (Reported) $16.4B $16.2B $18B $21.9B $22.3B
Operating Income (Reported) $980M $530M $1.6B $1.2B $1.6B
Operating Income (Adjusted) $803M $394M $1.4B $919M $1.3B
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $12.3B $11.8B $13.6B $16.9B $17.1B
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $354M $438M $274M $446M $172M
Operating Expenses -$765M -$472M -$1.2B -$982M -$1.3B
Operating Income $765M $472M $1.2B $982M $1.3B
 
Net Interest Expenses $131M $135M $190M $227M $266M
EBT. Incl. Unusual Items $634M $337M $996M $755M $1B
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $173M $109M $247M $181M $306M
Net Income to Company -- -- -- -- --
 
Minority Interest in Earnings -- $2M $5M $5M $5M
Net Income to Common Excl Extra Items $461M $228M $749M $574M $724M
 
Basic EPS (Cont. Ops) $6.78 $3.37 $11.17 $8.62 $10.89
Diluted EPS (Cont. Ops) $6.71 $3.31 $11.00 $8.49 $10.73
Weighted Average Basic Share $204M $201M $200M $198M $198M
Weighted Average Diluted Share $205M $203M $203M $201M $201M
 
EBITDA -- -- -- -- --
EBIT $634M $337M $996M $755M $1B
 
Revenue (Reported) $12.3B $11.8B $13.6B $16.9B $17.1B
Operating Income (Reported) $765M $472M $1.2B $982M $1.3B
Operating Income (Adjusted) $634M $337M $996M $755M $1B
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $3.4B $2.9B $2.9B $3B $3.3B
Short Term Investments $57B $60.8B $53.1B $60.7B $10.7B
Accounts Receivable, Net $983M $2.6B $2.7B $5.4B $5.5B
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $8.4B $8.1B $6.7B $9.1B $10.3B
 
Property Plant And Equipment $291M $284M $408M $416M $450M
Long-Term Investments $7B $9.2B $7.9B $7.8B $7.8B
Goodwill $7M $7M -- -- --
Other Intangibles $206M $186M $164M $154M $133M
Other Long-Term Assets -- -- -- -- --
Total Assets $83.7B $89.6B $82.2B $92.2B $113.1B
 
Accounts Payable $598M $613M $725M $1.1B $1.3B
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities -$385M -$2B -$1.9B -$4.3B -$4.2B
 
Long-Term Debt $4B $3.8B $4B $4.4B $5B
Capital Leases -- -- -- -- --
Total Liabilities $69.3B $76.6B $75.1B $83B $102.2B
 
Common Stock $1M $1M $1M $1M $1M
Other Common Equity Adj $5.4B $3.6B -$1.9B -$369M $849M
Common Equity $14.4B $13B $7.1B $9.1B $10.8B
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- $90M $90M $90M
Total Equity $14.4B $13B $7.2B $9.2B $10.9B
 
Total Liabilities and Equity $83.7B $89.6B $82.2B $92.2B $113.1B
Cash and Short Terms $60.4B $63.8B $56B $63.7B $14.1B
Total Debt $4B $3.8B $4B $4.4B $5B
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Cash and Equivalents $3B $3.5B $2.8B $5.2B $4.6B
Short Term Investments $8.3B $8B $8.7B $11B --
Accounts Receivable, Net $2.6B $2.5B $2.8B $5.4B --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $8.1B $8.7B $8.6B $12B $12.3B
 
Property Plant And Equipment -- -- -- -- --
Long-Term Investments $1.9B $2.2B $998M $1.1B $1.5B
Goodwill -- -- -- -- --
Other Intangibles -- -- -- -- --
Other Long-Term Assets -- -- -- -- --
Total Assets $88.9B $80.2B $84.6B $114.8B $146.2B
 
Accounts Payable $543M $909M $750M $955M $1.6B
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities -$2B -$1.5B -$2.1B -$4.5B -$4.2B
 
Long-Term Debt $3.5B $4.2B $4.5B $5.1B $5.7B
Capital Leases -- -- -- -- --
Total Liabilities $76B $76.5B $76.5B $103.6B $133.2B
 
Common Stock $1M $1M $1M $1M $1M
Other Common Equity Adj $3.6B -$6B -$1.3B $1.3B --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- $90M $90M $90M $90M
Total Equity $12.9B $3.7B $8.2B $11.2B $13.1B
 
Total Liabilities and Equity $88.9B $80.2B $84.6B $114.8B $146.2B
Cash and Short Terms $11.3B $11.6B $11.6B $16.2B --
Total Debt $3.5B $4.2B $4.5B $5.1B $5.7B
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $415M $1.2B $517M $902M $717M
Depreciation & Amoritzation $49M $43M $38M $41M $46M
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable $47M $14M -$188M -$746M -$166M
Change in Inventories -- -- -- -- --
Cash From Operations $3.3B $4.2B $1.3B $4B $9.4B
 
Capital Expenditures $28M $19M -- -- --
Cash Acquisitions -- $156M -- -- --
Cash From Investing -$2.7B -$4.6B -$5.7B -$4.1B -$12.5B
 
Dividends Paid (Ex Special Dividend) $182M $194M $205M $219M $229M
Special Dividend Paid
Long-Term Debt Issued $598M $494M $690M $890M $640M
Long-Term Debt Repaid -$217M -$611M -$584M -$428M -$28M
Repurchase of Common Stock $163M $99M $81M $227M $27M
Other Financing Activities $768M $399M $4.4B -$541M $3.1B
Cash From Financing $1.3B $20M $4.4B $78M $3.7B
 
Beginning Cash (CF) $3.4B $2.9B $2.9B $3B $3.3B
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $2B -$460M -$21M $43M $356M
Ending Cash (CF) $5.4B $2.5B $2.8B $3B $3.6B
 
Levered Free Cash Flow $3.3B $4.2B $1.3B $4B $9.4B
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders -- -- -- -- --
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $1.5B $835M $1B $1.1B $990M
 
Capital Expenditures $5M $7M $8M -- --
Cash Acquisitions $156M -- -- -- --
Cash From Investing -$1.3B -$1.6B -$104M -$1.2B -$6B
 
Dividends Paid (Ex Special Dividend) $50M $54M $56M $59M $61M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- $700M -- -- --
Long-Term Debt Repaid -$10M -$303M -$400M -$1M --
Repurchase of Common Stock $46M $27M $50M $7M $75M
Other Financing Activities -$116M $1.5B -$457M $364M --
Cash From Financing -$377M $1.8B -$639M $639M $4.2B
 
Beginning Cash (CF) $3B $3.5B $2.8B $5.2B $4.6B
Foreign Exchange Rate Adjustment -$22M -$71M -$35M $100M -$35M
Additions / Reductions -$227M $956M $222M $599M -$791M
Ending Cash (CF) $2.8B $4.4B $3B $5.9B $3.8B
 
Levered Free Cash Flow $1.5B $828M $992M $1.1B $990M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders -- -- -- -- --
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $4.4B $1.4B $3.1B $9B $4.8B
 
Capital Expenditures $26M $23M $1M -$20M --
Cash Acquisitions $156M -- -- -- --
Cash From Investing -$4B -$5.8B -$3.6B -$9.9B -$13B
 
Dividends Paid (Ex Special Dividend) $193M $201M $216M $227M $237M
Special Dividend Paid
Long-Term Debt Issued -- $1.2B $880M $640M --
Long-Term Debt Repaid -$503M -$469M -$652M -$29M --
Repurchase of Common Stock $49M $105M $196M $84M $114M
Other Financing Activities $119M $4.6B -$543M $2.2B --
Cash From Financing -$657M $5.1B -$208M $3.2B $7.6B
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$229M $485M -$692M $2.4B -$570M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $4.3B $1.4B $3.1B $9B $4.8B
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders -- -- -- -- --
Depreciation & Amoritzation $11M -- -- -- --
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $3.8B $1.1B $2.8B $7.8B $3.2B
 
Capital Expenditures $15M $19M $20M -- --
Cash Acquisitions $156M -- -- -- --
Cash From Investing -$3.5B -$4.7B -$2.6B -$8.4B -$8.8B
 
Dividends Paid (Ex Special Dividend) $145M $152M $163M $171M $179M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- $700M $890M $640M $691M
Long-Term Debt Repaid -$476M -$334M -$402M -$3M -$2M
Repurchase of Common Stock $48M $54M $169M $26M $113M
Other Financing Activities -$37M $4.2B -$727M $2B $1.9B
Cash From Financing -$677M $4.4B -$271M $2.9B $6.8B
 
Beginning Cash (CF) $9.4B $8.8B $8.7B $15.7B $15.2B
Foreign Exchange Rate Adjustment -$33M -$179M -$62M -$26M $71M
Additions / Reductions -$381M $564M -$107M $2.2B $1.3B
Ending Cash (CF) $9B $9.2B $8.5B $17.9B $16.6B
 
Levered Free Cash Flow $3.8B $1.1B $2.8B $7.8B $3.2B

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