Financhill
Buy
75

IFS Quote, Financials, Valuation and Earnings

Last price:
$49.65
Seasonality move :
-15.27%
Day range:
$49.17 - $51.00
52-week range:
$29.09 - $52.58
Dividend yield:
1.98%
P/E ratio:
10.38x
P/S ratio:
2.03x
P/B ratio:
1.53x
Volume:
218K
Avg. volume:
255.3K
1-year change:
55.17%
Market cap:
$5.6B
Revenue:
$2.8B
EPS (TTM):
$4.86

Analysts' Opinion

  • Consensus Rating
    Intercorp Financial Services, Inc. has received a consensus rating of Buy. The company's average rating is a Buy based on 2 Buy ratings, 0 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $55.45, Intercorp Financial Services, Inc. has an estimated upside of 9.96% from its current price of $50.43.
  • Price Target Downside
    According to analysts, the lowest downside price target is $48.25 representing 100% downside risk from its current price of $50.43.

Fair Value

  • According to the consensus of 2 analysts, Intercorp Financial Services, Inc. has 9.96% upside to fair value with a price target of $55.45 per share.

IFS vs. S&P 500

  • Over the past 5 trading days, Intercorp Financial Services, Inc. has overperformed the S&P 500 by 1.25% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • Intercorp Financial Services, Inc. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Intercorp Financial Services, Inc. revenues have been falling on a year-over-year basis for 1 quarter in a row. In the most recent quarter Intercorp Financial Services, Inc. reported revenues of $409.3M.

Earnings Growth

  • Intercorp Financial Services, Inc. has grown year-over-year earnings for 6 quarters straight. In the most recent quarter Intercorp Financial Services, Inc. reported earnings per share of $1.23.
Enterprise value:
9.4B
EV / Invested capital:
1.26x
Price / LTM sales:
2.03x
EV / EBIT:
7.11x
EV / Revenue:
3.35x
PEG ratio (5yr expected):
0.17x
EV / Free cash flow:
10.55x
Price / Operating cash flow:
12.57x
Enterprise value / EBITDA:
11.36x
Gross Profit (TTM):
--
Return On Assets:
1.99%
Net Income Margin (TTM):
19.38%
Return On Equity:
16.71%
Return On Invested Capital:
7.63%
Operating Margin:
47.93%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-12-31 2024-12-31 2025-12-31 2024-12-31 2025-12-31
Income Statement
Revenue $2.6B $2.6B $2.8B $435.4M $409.3M
Gross Profit -- -- -- -- --
Operating Income $364.1M $431.6M $728.6M $157.2M $196.2M
EBITDA -- -- -- -- --
Diluted EPS $2.48 $3.02 $4.86 $1.12 $1.23
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Balance Sheet
Current Assets $4.7B $3.9B $3.3B $4.1B $4.6B
Total Assets $22.6B $23B $24.3B $25.4B $29.5B
Current Liabilities $9.9B $10.7B $10.1B $10.3B $13B
Total Liabilities $20.2B $20.5B $21.5B $22.5B $25.8B
Total Equity $2.4B $2.5B $2.7B $2.9B $3.7B
Total Debt $3.9B $2.7B $2.6B $2.6B $1.9B
Trailing 12 Months Fiscal Quarters
Period Ending 2023-12-31 2024-12-31 2025-12-31 2024-12-31 2025-12-31
Cash Flow Statement
Cash Flow Operations $883.2M $1.1B $1B $218.8M $689.6M
Cash From Investing -$1.6B -$1.2B -$1B -$467M -$337M
Cash From Financing -$177.6M $860M $450.1M -$287.5M $80.4M
Free Cash Flow $770M $1B $893.3M $184.9M $616.1M
IFS
Sector
Market Cap
$5.6B
$550.3M
Price % of 52-Week High
95.91%
91.53%
Dividend Yield
1.98%
1.43%
Shareholder Yield
3.97%
2.97%
1-Year Price Total Return
55.17%
9.09%
Beta (5-Year)
0.840
0.446
Dividend yield:
1.98%
Annualized payout:
$1.00
Payout ratio:
-22.3%
Growth streak:
0 years

Technicals

8-day SMA
Buy
Level $49.65
200-day SMA
Buy
Level $40.41
Bollinger Bands (100)
Buy
Level 39.7 - 46.92
Chaikin Money Flow
Buy
Level 4.2M
20-day SMA
Buy
Level $49.61
Relative Strength Index (RSI14)
Buy
Level 60.74
ADX Line
Buy
Level 36.82
Williams %R
Neutral
Level -37.069
50-day SMA
Buy
Level $45.82
MACD (12, 26)
Buy
Level 1.07
25-day Aroon Oscillator
Buy
Level 44
On Balance Volume
Neutral
Level 13.5M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.0432)
Sell
CA Score (Annual)
Level (-1.9534)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (9)
Sell
Ohlson Score
Level (1.8631)
Buy
Piotroski F Score (Annual)
Level (6)
Buy
Quality Ratio Score
Level (3)
Buy
Fundamental Score
Level (6)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Intercorp Financial Services, Inc. is a holding company, which engages in the provision of financial services. Through its subsidiaries it operates through the following business segments: Banking, Insurance, and Wealth Management. The Banking segment provides a range of retail banking and commercial banking products, and services to individuals, large companies, and small and medium enterprises. The Insurance segment offers retirement, savings, life, unemployment, and other insurance products mainly to retail customers. The Wealth Management segment comprises wealth management, private banking, financing, brokerage, advisory, and other investment services mainly to high net worth individuals. The company was founded on September 19, 2006 and is headquartered in Lima, Peru.

Stock Forecast FAQ

In the current month, IFS has received 2 Buy ratings 0 Hold ratings, and 0 Sell ratings. The IFS average analyst price target in the past 3 months is $55.45.

  • Where Will Intercorp Financial Services, Inc. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Intercorp Financial Services, Inc. share price will rise to $55.45 per share over the next 12 months.

  • What Do Analysts Say About Intercorp Financial Services, Inc.?

    Analysts are divided on their view about Intercorp Financial Services, Inc. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Intercorp Financial Services, Inc. is a Sell and believe this share price will drop from its current level to $48.25.

  • What Is Intercorp Financial Services, Inc.'s Price Target?

    The price target for Intercorp Financial Services, Inc. over the next 1-year time period is forecast to be $55.45 according to 2 Wall Street analysts, 2 of them rate the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.

  • Is IFS A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Intercorp Financial Services, Inc. is a Buy. 2 of 2 analysts rate the stock a Buy at this time.

  • How Can I Buy Shares Of IFS?

    You can purchase shares of Intercorp Financial Services, Inc. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Intercorp Financial Services, Inc. shares.

  • What Is The Intercorp Financial Services, Inc. Share Price Today?

    Intercorp Financial Services, Inc. was last trading at $49.65 per share. This represents the most recent stock quote for Intercorp Financial Services, Inc.. Yesterday, Intercorp Financial Services, Inc. closed at $50.43 per share.

  • How To Buy Intercorp Financial Services, Inc. Stock Online?

    In order to purchase Intercorp Financial Services, Inc. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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