Is Diamondback Energy a Good Stock to Buy?
Diamondback Energy (FANG) is a lesser-known diamond in the rough…
Buy
53
CBU Quote, Financials, Valuation and Earnings
Last price:
$58.13
Seasonality move
:
-1.66%
Day range:
$57.94 - $58.63
52-week range:
$41.50 - $73.39
Dividend yield:
3.14%
P/E ratio:
16.94x
P/S ratio:
4.13x
P/B ratio:
1.74x
Volume:
196.2K
Avg. volume:
235.9K
1-year change:
28.12%
Market cap:
$3.1B
Revenue:
$746.3M
EPS (TTM):
$3.44
Price Performance History
Performance vs. Valuation Benchmarks
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Competitors
| Company | Revenue Forecast | Earnings Forecast | Revenue Growth Forecast | Earnings Growth Forecast | Analyst Price Target Median |
|---|---|---|---|---|---|
|
CBU
Community Financial System
|
$192.8M | $0.91 | 11.2% | 20.18% | $70.33 |
|
BHB
Bar Harbor Bankshares
|
$34.3M | $0.69 | -6.63% | 2.27% | $36.00 |
|
EVBN
Evans Bancorp
|
$17.3M | $0.48 | 11.21% | 38.1% | $50.05 |
|
OPHC
OptimumBank Holdings
|
-- | -- | -- | -- | $5.50 |
|
PRK
Park National
|
$128.1M | $2.24 | 7.02% | -0.77% | $173.67 |
|
TMP
Tompkins Financial
|
$74.8M | $1.16 | 10.63% | 11.02% | $76.50 |
| Company | Price | Analyst Target | Market Cap | P/E Ratio | Dividend per Share | Dividend Yield | Price / LTM Sales |
|---|---|---|---|---|---|---|---|
|
CBU
Community Financial System
|
$58.27 | $70.33 | $3.1B | 16.94x | $0.46 | 3.14% | 4.13x |
|
BHB
Bar Harbor Bankshares
|
$30.28 | $36.00 | $463M | 10.62x | $0.30 | 3.96% | 3.09x |
|
EVBN
Evans Bancorp
|
$39.69 | $50.05 | $221M | 18.46x | $0.66 | 3.33% | 3.18x |
|
OPHC
OptimumBank Holdings
|
$4.17 | $5.50 | $49M | 3.16x | $0.00 | 0% | 1.04x |
|
PRK
Park National
|
$154.32 | $173.67 | $2.5B | 16.58x | $1.07 | 2.75% | 4.82x |
|
TMP
Tompkins Financial
|
$64.24 | $76.50 | $927.3M | 12.98x | $0.62 | 3.83% | 3.11x |
| Company | Total Debt / Total Capital | Beta | Debt to Equity | Quick Ratio |
|---|---|---|---|---|
|
CBU
Community Financial System
|
29.49% | 1.863 | 22.7% | 1.48x |
|
BHB
Bar Harbor Bankshares
|
38.8% | 1.588 | 62.19% | 2.37x |
|
EVBN
Evans Bancorp
|
37.8% | 1.662 | 46.16% | 31.68x |
|
OPHC
OptimumBank Holdings
|
32.64% | 0.092 | 90.27% | -- |
|
PRK
Park National
|
13.23% | 1.245 | 6.85% | 12.45x |
|
TMP
Tompkins Financial
|
52.55% | 2.061 | 81.26% | 4.85x |
| Company | Gross Profit | Operating Income | Return on Invested Capital | Return on Common Equity | EBIT Margin | Free Cash Flow |
|---|---|---|---|---|---|---|
|
CBU
Community Financial System
|
-- | -- | 7.93% | 10.64% | 58.33% | $58.5M |
|
BHB
Bar Harbor Bankshares
|
-- | -- | 6.08% | 9.79% | 85.73% | $12.4M |
|
EVBN
Evans Bancorp
|
-- | -- | 3.58% | 6.65% | 86.87% | -$4M |
|
OPHC
OptimumBank Holdings
|
-- | -- | 9.75% | 15.06% | 113.7% | $5.7M |
|
PRK
Park National
|
-- | -- | 10.15% | 12.67% | 57.62% | $47.1M |
|
TMP
Tompkins Financial
|
-- | -- | 5.31% | 10.27% | 78.09% | $21.7M |
Community Financial System vs. Competitors
-
Which has Higher Returns CBU or BHB?
Bar Harbor Bankshares has a net margin of 25.37% compared to Community Financial System's net margin of 29.5%. Community Financial System's return on equity of 10.64% beat Bar Harbor Bankshares's return on equity of 9.79%.
Company Gross Margin Earnings Per Share Invested Capital CBUCommunity Financial System-- $0.94 $2.5B BHBBar Harbor Bankshares-- $0.72 $749M -
What do Analysts Say About CBU or BHB?
Community Financial System has a consensus price target of $70.33, signalling upside risk potential of 20.7%. On the other hand Bar Harbor Bankshares has an analysts' consensus of $36.00 which suggests that it could grow by 18.89%. Given that Community Financial System has higher upside potential than Bar Harbor Bankshares, analysts believe Community Financial System is more attractive than Bar Harbor Bankshares.
Company Buy Ratings Hold Ratings Sell Ratings CBUCommunity Financial System2 4 0 BHBBar Harbor Bankshares0 2 0 -
Is CBU or BHB More Risky?
Community Financial System has a beta of 0.658, which suggesting that the stock is 34.246% less volatile than S&P 500. In comparison Bar Harbor Bankshares has a beta of 0.710, suggesting its less volatile than the S&P 500 by 29.005%.
-
Which is a Better Dividend Stock CBU or BHB?
Community Financial System has a quarterly dividend of $0.46 per share corresponding to a yield of 3.14%. Bar Harbor Bankshares offers a yield of 3.96% to investors and pays a quarterly dividend of $0.30 per share. Community Financial System pays 52.49% of its earnings as a dividend. Bar Harbor Bankshares pays out 40.85% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios CBU or BHB?
Community Financial System quarterly revenues are $196.3M, which are larger than Bar Harbor Bankshares quarterly revenues of $37.3M. Community Financial System's net income of $49.8M is higher than Bar Harbor Bankshares's net income of $11M. Notably, Community Financial System's price-to-earnings ratio is 16.94x while Bar Harbor Bankshares's PE ratio is 10.62x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Community Financial System is 4.13x versus 3.09x for Bar Harbor Bankshares. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income CBUCommunity Financial System4.13x 16.94x $196.3M $49.8M BHBBar Harbor Bankshares3.09x 10.62x $37.3M $11M
-
Which has Higher Returns CBU or EVBN?
Evans Bancorp has a net margin of 25.37% compared to Community Financial System's net margin of 20.42%. Community Financial System's return on equity of 10.64% beat Evans Bancorp's return on equity of 6.65%.
Company Gross Margin Earnings Per Share Invested Capital CBUCommunity Financial System-- $0.94 $2.5B EVBNEvans Bancorp-- $0.67 $294.4M -
What do Analysts Say About CBU or EVBN?
Community Financial System has a consensus price target of $70.33, signalling upside risk potential of 20.7%. On the other hand Evans Bancorp has an analysts' consensus of $50.05 which suggests that it could grow by 26.1%. Given that Evans Bancorp has higher upside potential than Community Financial System, analysts believe Evans Bancorp is more attractive than Community Financial System.
Company Buy Ratings Hold Ratings Sell Ratings CBUCommunity Financial System2 4 0 EVBNEvans Bancorp0 1 0 -
Is CBU or EVBN More Risky?
Community Financial System has a beta of 0.658, which suggesting that the stock is 34.246% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.973, suggesting its less volatile than the S&P 500 by 2.735%.
-
Which is a Better Dividend Stock CBU or EVBN?
Community Financial System has a quarterly dividend of $0.46 per share corresponding to a yield of 3.14%. Evans Bancorp offers a yield of 3.33% to investors and pays a quarterly dividend of $0.66 per share. Community Financial System pays 52.49% of its earnings as a dividend. Evans Bancorp pays out 60.97% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios CBU or EVBN?
Community Financial System quarterly revenues are $196.3M, which are larger than Evans Bancorp quarterly revenues of $18.3M. Community Financial System's net income of $49.8M is higher than Evans Bancorp's net income of $3.7M. Notably, Community Financial System's price-to-earnings ratio is 16.94x while Evans Bancorp's PE ratio is 18.46x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Community Financial System is 4.13x versus 3.18x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income CBUCommunity Financial System4.13x 16.94x $196.3M $49.8M EVBNEvans Bancorp3.18x 18.46x $18.3M $3.7M
-
Which has Higher Returns CBU or OPHC?
OptimumBank Holdings has a net margin of 25.37% compared to Community Financial System's net margin of 38.34%. Community Financial System's return on equity of 10.64% beat OptimumBank Holdings's return on equity of 15.06%.
Company Gross Margin Earnings Per Share Invested Capital CBUCommunity Financial System-- $0.94 $2.5B OPHCOptimumBank Holdings-- $0.35 $153.2M -
What do Analysts Say About CBU or OPHC?
Community Financial System has a consensus price target of $70.33, signalling upside risk potential of 20.7%. On the other hand OptimumBank Holdings has an analysts' consensus of $5.50 which suggests that it could grow by 31.9%. Given that OptimumBank Holdings has higher upside potential than Community Financial System, analysts believe OptimumBank Holdings is more attractive than Community Financial System.
Company Buy Ratings Hold Ratings Sell Ratings CBUCommunity Financial System2 4 0 OPHCOptimumBank Holdings0 1 0 -
Is CBU or OPHC More Risky?
Community Financial System has a beta of 0.658, which suggesting that the stock is 34.246% less volatile than S&P 500. In comparison OptimumBank Holdings has a beta of 0.358, suggesting its less volatile than the S&P 500 by 64.194%.
-
Which is a Better Dividend Stock CBU or OPHC?
Community Financial System has a quarterly dividend of $0.46 per share corresponding to a yield of 3.14%. OptimumBank Holdings offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Community Financial System pays 52.49% of its earnings as a dividend. OptimumBank Holdings pays out -- of its earnings as a dividend. Community Financial System's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios CBU or OPHC?
Community Financial System quarterly revenues are $196.3M, which are larger than OptimumBank Holdings quarterly revenues of $10.3M. Community Financial System's net income of $49.8M is higher than OptimumBank Holdings's net income of $4M. Notably, Community Financial System's price-to-earnings ratio is 16.94x while OptimumBank Holdings's PE ratio is 3.16x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Community Financial System is 4.13x versus 1.04x for OptimumBank Holdings. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income CBUCommunity Financial System4.13x 16.94x $196.3M $49.8M OPHCOptimumBank Holdings1.04x 3.16x $10.3M $4M
-
Which has Higher Returns CBU or PRK?
Park National has a net margin of 25.37% compared to Community Financial System's net margin of 28.72%. Community Financial System's return on equity of 10.64% beat Park National's return on equity of 12.67%.
Company Gross Margin Earnings Per Share Invested Capital CBUCommunity Financial System-- $0.94 $2.5B PRKPark National-- $2.37 $1.4B -
What do Analysts Say About CBU or PRK?
Community Financial System has a consensus price target of $70.33, signalling upside risk potential of 20.7%. On the other hand Park National has an analysts' consensus of $173.67 which suggests that it could grow by 12.54%. Given that Community Financial System has higher upside potential than Park National, analysts believe Community Financial System is more attractive than Park National.
Company Buy Ratings Hold Ratings Sell Ratings CBUCommunity Financial System2 4 0 PRKPark National0 3 0 -
Is CBU or PRK More Risky?
Community Financial System has a beta of 0.658, which suggesting that the stock is 34.246% less volatile than S&P 500. In comparison Park National has a beta of 0.722, suggesting its less volatile than the S&P 500 by 27.832%.
-
Which is a Better Dividend Stock CBU or PRK?
Community Financial System has a quarterly dividend of $0.46 per share corresponding to a yield of 3.14%. Park National offers a yield of 2.75% to investors and pays a quarterly dividend of $1.07 per share. Community Financial System pays 52.49% of its earnings as a dividend. Park National pays out 51.18% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios CBU or PRK?
Community Financial System quarterly revenues are $196.3M, which are larger than Park National quarterly revenues of $134.5M. Community Financial System's net income of $49.8M is higher than Park National's net income of $38.6M. Notably, Community Financial System's price-to-earnings ratio is 16.94x while Park National's PE ratio is 16.58x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Community Financial System is 4.13x versus 4.82x for Park National. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income CBUCommunity Financial System4.13x 16.94x $196.3M $49.8M PRKPark National4.82x 16.58x $134.5M $38.6M
-
Which has Higher Returns CBU or TMP?
Tompkins Financial has a net margin of 25.37% compared to Community Financial System's net margin of 25.81%. Community Financial System's return on equity of 10.64% beat Tompkins Financial's return on equity of 10.27%.
Company Gross Margin Earnings Per Share Invested Capital CBUCommunity Financial System-- $0.94 $2.5B TMPTompkins Financial-- $1.37 $1.5B -
What do Analysts Say About CBU or TMP?
Community Financial System has a consensus price target of $70.33, signalling upside risk potential of 20.7%. On the other hand Tompkins Financial has an analysts' consensus of $76.50 which suggests that it could grow by 19.09%. Given that Community Financial System has higher upside potential than Tompkins Financial, analysts believe Community Financial System is more attractive than Tompkins Financial.
Company Buy Ratings Hold Ratings Sell Ratings CBUCommunity Financial System2 4 0 TMPTompkins Financial0 1 0 -
Is CBU or TMP More Risky?
Community Financial System has a beta of 0.658, which suggesting that the stock is 34.246% less volatile than S&P 500. In comparison Tompkins Financial has a beta of 0.729, suggesting its less volatile than the S&P 500 by 27.136%.
-
Which is a Better Dividend Stock CBU or TMP?
Community Financial System has a quarterly dividend of $0.46 per share corresponding to a yield of 3.14%. Tompkins Financial offers a yield of 3.83% to investors and pays a quarterly dividend of $0.62 per share. Community Financial System pays 52.49% of its earnings as a dividend. Tompkins Financial pays out 49.47% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios CBU or TMP?
Community Financial System quarterly revenues are $196.3M, which are larger than Tompkins Financial quarterly revenues of $76.2M. Community Financial System's net income of $49.8M is higher than Tompkins Financial's net income of $19.7M. Notably, Community Financial System's price-to-earnings ratio is 16.94x while Tompkins Financial's PE ratio is 12.98x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Community Financial System is 4.13x versus 3.11x for Tompkins Financial. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income CBUCommunity Financial System4.13x 16.94x $196.3M $49.8M TMPTompkins Financial3.11x 12.98x $76.2M $19.7M
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