Financhill
Buy
83

ALLY Quote, Financials, Valuation and Earnings

Last price:
$45.71
Seasonality move :
-3.39%
Day range:
$45.35 - $46.48
52-week range:
$29.52 - $47.27
Dividend yield:
2.63%
P/E ratio:
27.53x
P/S ratio:
0.93x
P/B ratio:
1.10x
Volume:
3.1M
Avg. volume:
2.8M
1-year change:
28.39%
Market cap:
$14.1B
Revenue:
$16.4B
EPS (TTM):
$1.66

Analysts' Opinion

  • Consensus Rating
    Ally Financial, Inc. has received a consensus rating of Buy. The company's average rating is a Buy based on 11 Buy ratings, 5 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $52.28, Ally Financial, Inc. has an estimated upside of 14.34% from its current price of $45.72.
  • Price Target Downside
    According to analysts, the lowest downside price target is $43.00 representing 5.95% downside risk from its current price of $45.72.

Fair Value

  • According to the consensus of 16 analysts, Ally Financial, Inc. has 14.34% upside to fair value with a price target of $52.28 per share.

ALLY vs. S&P 500

  • Over the past 5 trading days, Ally Financial, Inc. has underperformed the S&P 500 by -1.63% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Ally Financial, Inc. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Ally Financial, Inc. revenues have been falling on a year-over-year basis for 4 quarters in a row. In the most recent quarter Ally Financial, Inc. reported revenues of $3.9B.

Earnings Growth

  • Ally Financial, Inc. has grown year-over-year earnings for 2 quarters straight. In the most recent quarter Ally Financial, Inc. reported earnings per share of $1.18.
Enterprise value:
37.1B
EV / Invested capital:
--
Price / LTM sales:
0.93x
EV / EBIT:
5.01x
EV / Revenue:
2.43x
PEG ratio (5yr expected):
--
EV / Free cash flow:
-55.52x
Price / Operating cash flow:
19.06x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.33%
Net Income Margin (TTM):
4.15%
Return On Equity:
4.37%
Return On Invested Capital:
1.86%
Operating Margin:
12.47%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $15.3B $16.5B $15.3B $4.1B $3.9B
Gross Profit -- -- -- -- --
Operating Income $1.2B $800M $1.2B $237M $489M
EBITDA -- -- -- -- --
Diluted EPS $3.66 $1.70 $1.66 $0.55 $1.18
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $12.7B $6.6B $10.2B $10.5B $12.7B
Total Assets $179.2B $188.6B $195.7B $193B $191.7B
Current Liabilities $7.9B $12.2B $11B $8.1B $9.7B
Total Liabilities $161.9B $176.2B $182.9B $178.3B $176.6B
Total Equity $17.3B $12.4B $12.8B $14.7B $15.1B
Total Debt $15.1B $16.8B $20.2B $16.9B $16.8B
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $5.3B $3B $3.6B $645M $1.2B
Cash From Investing -$7.1B $1.3B $801M $1.4B -$2.4B
Cash From Financing $5.1B -$4.1B -$2.1B -$874M $1.3B
Free Cash Flow $2.5B -$158M -$669M -$289M -$263M
ALLY
Sector
Market Cap
$14.1B
$543.5M
Price % of 52-Week High
96.72%
91.58%
Dividend Yield
2.63%
1.54%
Shareholder Yield
0.9%
3.06%
1-Year Price Total Return
28.39%
9.18%
Beta (5-Year)
1.174
0.456
Dividend yield:
2.63%
Annualized payout:
$1.20
Payout ratio:
25.38%
Growth streak:
0 years

Technicals

8-day SMA
Sell
Level $46.07
200-day SMA
Buy
Level $38.84
Bollinger Bands (100)
Buy
Level 38.87 - 44.07
Chaikin Money Flow
Sell
Level -81.3M
20-day SMA
Sell
Level $45.72
Relative Strength Index (RSI14)
Buy
Level 57.46
ADX Line
Buy
Level 36.82
Williams %R
Neutral
Level -67.0996
50-day SMA
Buy
Level $42.29
MACD (12, 26)
Buy
Level 1.09
25-day Aroon Oscillator
Buy
Level 84
On Balance Volume
Neutral
Level 303.5M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.3005)
Sell
CA Score (Annual)
Level (-2.2089)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (6)
Sell
Ohlson Score
Level (1.3189)
Buy
Piotroski F Score (Annual)
Level (7)
Buy
Quality Ratio Score
Level (3)
Buy
Fundamental Score
Level (8)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Ally Financial, Inc. engages in the provision of automotive financing and insurance services. It operates through the following segments: Automotive Finance Operations, Insurance Operations, Corporate Finance Operations, and Corporate and Other. The Automotive Finance Operations segment offers automotive financing services to consumers, automotive dealers and retailers, companies, and municipalities. The Insurance Operations segment includes consumer finance protection and insurance products sold primarily through the automotive dealer channel, and commercial insurance products sold directly to dealers. The Corporate Finance Operations segment is involved in senior secured asset-based and leveraged cash flow loans to mostly U.S.-based middle-market companies, with a focus on businesses owned by private equity sponsors. The Corporate and Other segment consists of centralized corporate treasury activities, such as management of the cash and corporate investment securities and loan portfolios, short- and long-term debt, retail and brokered deposit liabilities, derivative instruments, original issue discount, and the residual impacts of corporate FTP and treasury ALM activities. The company was founded in 1919 and is headquartered in Detroit, MI.

Stock Forecast FAQ

In the current month, ALLY has received 11 Buy ratings 5 Hold ratings, and 0 Sell ratings. The ALLY average analyst price target in the past 3 months is $52.28.

  • Where Will Ally Financial, Inc. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Ally Financial, Inc. share price will rise to $52.28 per share over the next 12 months.

  • What Do Analysts Say About Ally Financial, Inc.?

    Analysts are divided on their view about Ally Financial, Inc. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Ally Financial, Inc. is a Sell and believe this share price will drop from its current level to $43.00.

  • What Is Ally Financial, Inc.'s Price Target?

    The price target for Ally Financial, Inc. over the next 1-year time period is forecast to be $52.28 according to 16 Wall Street analysts, 11 of them rate the stock a Buy, 0 rate the stock a Sell, and 5 analysts rate the stock a Hold.

  • Is ALLY A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Ally Financial, Inc. is a Buy. 11 of 16 analysts rate the stock a Buy at this time.

  • How Can I Buy Shares Of ALLY?

    You can purchase shares of Ally Financial, Inc. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Ally Financial, Inc. shares.

  • What Is The Ally Financial, Inc. Share Price Today?

    Ally Financial, Inc. was last trading at $45.71 per share. This represents the most recent stock quote for Ally Financial, Inc.. Yesterday, Ally Financial, Inc. closed at $45.72 per share.

  • How To Buy Ally Financial, Inc. Stock Online?

    In order to purchase Ally Financial, Inc. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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