EVBN Quote, Financials, Valuation and Earnings

First Commonwealth Financial has a net margin of 20.42% compared to Evans Bancorp's net margin of 29.77%. Evans Bancorp's return on equity of 6.65% beat First Commonwealth Financial's return on equity of 10.45%.

Evans Bancorp has a consensus price target of $50.05, signalling upside risk potential of 28.3%. On the other hand First Commonwealth Financial has an analysts' consensus of $19.80 which suggests that it could grow by 25%. Given that Evans Bancorp has higher upside potential than First Commonwealth Financial, analysts believe Evans Bancorp is more attractive than First Commonwealth Financial.

Evans Bancorp has a beta of 0.973, which suggesting that the stock is 2.735% less volatile than S&P 500. In comparison First Commonwealth Financial has a beta of 0.842, suggesting its less volatile than the S&P 500 by 15.807%.

Evans Bancorp has a quarterly dividend of $0.66 per share corresponding to a yield of 3.38%. First Commonwealth Financial offers a yield of 3.28% to investors and pays a quarterly dividend of $0.13 per share. Evans Bancorp pays 60.97% of its earnings as a dividend. First Commonwealth Financial pays out 36.9% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Evans Bancorp quarterly revenues are $18.3M, which are smaller than First Commonwealth Financial quarterly revenues of $120.4M. Evans Bancorp's net income of $3.7M is lower than First Commonwealth Financial's net income of $35.8M. Notably, Evans Bancorp's price-to-earnings ratio is 18.14x while First Commonwealth Financial's PE ratio is 11.40x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Evans Bancorp is 3.12x versus 3.39x for First Commonwealth Financial. Usually stocks with elevated PS ratios are considered overvalued.

NBT Bancorp has a net margin of 20.42% compared to Evans Bancorp's net margin of 24.35%. Evans Bancorp's return on equity of 6.65% beat NBT Bancorp's return on equity of 9.53%.

Evans Bancorp has a consensus price target of $50.05, signalling upside risk potential of 28.3%. On the other hand NBT Bancorp has an analysts' consensus of $55.75 which suggests that it could grow by 28.87%. Given that NBT Bancorp has higher upside potential than Evans Bancorp, analysts believe NBT Bancorp is more attractive than Evans Bancorp.

Evans Bancorp has a beta of 0.973, which suggesting that the stock is 2.735% less volatile than S&P 500. In comparison NBT Bancorp has a beta of 0.477, suggesting its less volatile than the S&P 500 by 52.255%.

Evans Bancorp has a quarterly dividend of $0.66 per share corresponding to a yield of 3.38%. NBT Bancorp offers a yield of 3.1% to investors and pays a quarterly dividend of $0.34 per share. Evans Bancorp pays 60.97% of its earnings as a dividend. NBT Bancorp pays out 44.27% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Evans Bancorp quarterly revenues are $18.3M, which are smaller than NBT Bancorp quarterly revenues of $147.9M. Evans Bancorp's net income of $3.7M is lower than NBT Bancorp's net income of $36M. Notably, Evans Bancorp's price-to-earnings ratio is 18.14x while NBT Bancorp's PE ratio is 14.61x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Evans Bancorp is 3.12x versus 3.57x for NBT Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Penns Woods Bancorp has a net margin of 20.42% compared to Evans Bancorp's net margin of 20.47%. Evans Bancorp's return on equity of 6.65% beat Penns Woods Bancorp's return on equity of 8.95%.

Evans Bancorp has a consensus price target of $50.05, signalling upside risk potential of 28.3%. On the other hand Penns Woods Bancorp has an analysts' consensus of -- which suggests that it could fall by --. Given that Evans Bancorp has higher upside potential than Penns Woods Bancorp, analysts believe Evans Bancorp is more attractive than Penns Woods Bancorp.

Evans Bancorp has a beta of 0.973, which suggesting that the stock is 2.735% less volatile than S&P 500. In comparison Penns Woods Bancorp has a beta of 0.462, suggesting its less volatile than the S&P 500 by 53.785%.

Evans Bancorp has a quarterly dividend of $0.66 per share corresponding to a yield of 3.38%. Penns Woods Bancorp offers a yield of 4.54% to investors and pays a quarterly dividend of $0.32 per share. Evans Bancorp pays 60.97% of its earnings as a dividend. Penns Woods Bancorp pays out -- of its earnings as a dividend. Evans Bancorp's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Evans Bancorp quarterly revenues are $18.3M, which are larger than Penns Woods Bancorp quarterly revenues of $18.3M. Evans Bancorp's net income of $3.7M is lower than Penns Woods Bancorp's net income of $3.7M. Notably, Evans Bancorp's price-to-earnings ratio is 18.14x while Penns Woods Bancorp's PE ratio is 11.95x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Evans Bancorp is 3.12x versus 3.12x for Penns Woods Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

S&T Bancorp has a net margin of 20.42% compared to Evans Bancorp's net margin of 35.05%. Evans Bancorp's return on equity of 6.65% beat S&T Bancorp's return on equity of 9.86%.

Evans Bancorp has a consensus price target of $50.05, signalling upside risk potential of 28.3%. On the other hand S&T Bancorp has an analysts' consensus of $42.75 which suggests that it could grow by 11.39%. Given that Evans Bancorp has higher upside potential than S&T Bancorp, analysts believe Evans Bancorp is more attractive than S&T Bancorp.

Evans Bancorp has a beta of 0.973, which suggesting that the stock is 2.735% less volatile than S&P 500. In comparison S&T Bancorp has a beta of 0.803, suggesting its less volatile than the S&P 500 by 19.71%.

Evans Bancorp has a quarterly dividend of $0.66 per share corresponding to a yield of 3.38%. S&T Bancorp offers a yield of 3.49% to investors and pays a quarterly dividend of $0.34 per share. Evans Bancorp pays 60.97% of its earnings as a dividend. S&T Bancorp pays out 38.83% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Evans Bancorp quarterly revenues are $18.3M, which are smaller than S&T Bancorp quarterly revenues of $94.3M. Evans Bancorp's net income of $3.7M is lower than S&T Bancorp's net income of $33.1M. Notably, Evans Bancorp's price-to-earnings ratio is 18.14x while S&T Bancorp's PE ratio is 11.26x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Evans Bancorp is 3.12x versus 3.85x for S&T Bancorp. Usually stocks with elevated PS ratios are considered overvalued.