Is DocuSign Stock Undervalued?
Digital signature software business DocuSign (NASDAQ:DOCU) has been struggling over…
Buy
79
VBNK Quote, Financials, Valuation and Earnings
Last price:
$14.98
Seasonality move
:
15.48%
Day range:
$14.95 - $15.15
52-week range:
$8.51 - $15.57
Dividend yield:
0.48%
P/E ratio:
23.19x
P/S ratio:
2.17x
P/B ratio:
1.26x
Volume:
15K
Avg. volume:
46.6K
1-year change:
12.69%
Market cap:
$479.5M
Revenue:
$217.2M
EPS (TTM):
$0.65
Analysts' Opinion
-
Consensus RatingVersaBank has received a consensus rating of Hold. The company's average rating is a Hold based on 0 Buy ratings, 1 Hold rating, and 0 Sell ratings.
-
Price Target DownsideAccording to analysts' consensus price target of $14.00, VersaBank has an estimated downside of -6.73% from its current price of $15.01.
-
Price Target UpsideAccording to analysts, the highest upside price target is $15.00 representing -100% upside increase from its current price of $15.01.
Fair Value
-
According to the consensus of 1 analyst, VersaBank has -6.73% downside to fair value with a price target of $14.00 per share.
VBNK vs. S&P 500
-
Over the past 5 trading days, VersaBank has overperformed the S&P 500 by 2.49% suggesting its relative strength compared to the major market average is strong at this time.
Share Buyback
-
VersaBank does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.
Revenue Growth
-
VersaBank has grown year-over-year revenues for 2 quarters straight. In the most recent quarter VersaBank reported revenues of $57.6M.
Earnings Growth
-
VersaBank earnings have been falling on a year-over-year basis for 6 quarters in a row. In the most recent quarter VersaBank reported earnings per share of $0.12.
Enterprise value:
555.3M
EV / Invested capital:
1.22x
Price / LTM sales:
2.17x
EV / EBIT:
3.52x
EV / Revenue:
2.56x
PEG ratio (5yr expected):
0.34x
EV / Free cash flow:
5.16x
Price / Operating cash flow:
4.39x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.54%
Net Income Margin (TTM):
9.33%
Return On Equity:
5.66%
Return On Invested Capital:
4.67%
Operating Margin:
12.39%
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-10-31 | 2024-10-31 | 2025-10-31 | 2024-10-31 | 2025-10-31 | |
| Income Statement | ||||||
| Revenue | $176.4M | $216.3M | $217.2M | $55.4M | $57.6M | |
| Gross Profit | -- | -- | -- | -- | -- | |
| Operating Income | $42.7M | $40.3M | $29.6M | $5.9M | $7.1M | |
| EBITDA | -- | -- | -- | -- | -- | |
| Diluted EPS | $1.16 | $1.10 | $0.65 | $0.15 | $0.12 | |
| Period Ending | 2021-10-31 | 2022-10-31 | 2023-10-31 | 2024-10-31 | 2025-10-31 | |
|---|---|---|---|---|---|---|
| Balance Sheet | ||||||
| Current Assets | $221.2M | $67.7M | $112.9M | $184.9M | $437.1M | |
| Total Assets | $1.9B | $2.4B | $3B | $3.5B | $4.1B | |
| Current Liabilities | $1.5B | $2B | $2.6B | $3B | $3.5B | |
| Total Liabilities | $1.7B | $2.1B | $2.8B | $3.2B | $3.8B | |
| Total Equity | $267.9M | $257.1M | $271.7M | $286.4M | $380.2M | |
| Total Debt | $81M | $80.2M | $79.7M | $75.7M | $75.8M | |
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-10-31 | 2024-10-31 | 2025-10-31 | 2024-10-31 | 2025-10-31 | |
| Cash Flow Statement | ||||||
| Cash Flow Operations | $77.6M | $42.2M | $108.4M | $19.6M | $76.6M | |
| Cash From Investing | -$653M | -$341.5M | -$445M | -$195.5M | -$148.8M | |
| Cash From Financing | $610.6M | $366.8M | $595.2M | $165M | $158.6M | |
| Free Cash Flow | $77.3M | $28.5M | $107.7M | $19.7M | $76.4M | |
VBNK
Sector
Market Cap
$479.5M
$570M
Price % of 52-Week High
96.4%
92.18%
Dividend Yield
0.48%
1.57%
Shareholder Yield
-19.47%
3.1%
1-Year Price Total Return
12.69%
7.3%
Beta (5-Year)
0.776
0.478
Dividend yield:
0.48%
Annualized payout:
$0.07
Payout ratio:
15.35%
Growth streak:
1 years
Technicals
8-day SMA
Buy
Level
$14.78
200-day SMA
Buy
Level
$11.53
Bollinger Bands (100)
Buy
Level
0 - 0
Chaikin Money Flow
Sell
Level
--
20-day SMA
Buy
Level
$13.53
Relative Strength Index (RSI14)
Buy
Level
83.43
ADX Line
Neutral
Level
0
Williams %R
Sell
Level
-17.2308
50-day SMA
Buy
Level
$12.49
MACD (12, 26)
Buy
Level
3.94
25-day Aroon Oscillator
Buy
Level
88
On Balance Volume
Neutral
Level
--
Financial Scores
Sell
Altman Z-Score
(Annual)
Level (-0.5929)
Sell
CA Score
(Annual)
Level (-2.1505)
--
Beneish M-Score
(Annual)
Level (--)
Sell
Momentum Score
Level (3)
Sell
Ohlson Score
Level (4.3875)
Buy
Piotroski F Score
(Annual)
Level (6)
Buy
Quality Ratio Score
Level (2)
Buy
Fundamental Score
Level (8)
Revenue Forecast
Earnings per Share Forecast
Company Profile
VersaBank engages in the provision of financial services. It operates through Digital Banking and DRTC. The Digital Banking segment offers business to business model using its financial technoolgy to address issues in the U.S. banking market. The DRTC segment refers to developed IT security software and capabilities. The company was founded by David Roy Taylor on January 18, 1993 and is headquartered in London, Canada.
Stock Forecast FAQ
In the current month, VBNK has received 0 Buy ratings 1 Hold ratings, and 0 Sell ratings. The VBNK average analyst price target in the past 3 months is $14.00.
-
Where Will VersaBank Stock Be In 1 Year?
According to analysts, the consensus estimate is that VersaBank share price will drop to $14.00 per share over the next 12 months.
-
What Do Analysts Say About VersaBank?
Analysts are divided on their view about VersaBank share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that VersaBank is a Sell and believe this share price will rise from its current level to $13.00.
-
What Is VersaBank's Price Target?
The price target for VersaBank over the next 1-year time period is forecast to be $14.00 according to 1 Wall Street analyst, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 1 analyst rates the stock a Hold.
-
Is VBNK A Buy, Sell Or Hold?
According to Wall Street analysts, the consensus rating for VersaBank is a Hold. 1 of 1 analysts rates the stock a Hold at this time.
-
How Can I Buy Shares Of VBNK?
You can purchase shares of VersaBank via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase VersaBank shares.
-
What Is The VersaBank Share Price Today?
VersaBank was last trading at $14.98 per share. This represents the most recent stock quote for VersaBank. Yesterday, VersaBank closed at $15.01 per share.
-
How To Buy VersaBank Stock Online?
In order to purchase VersaBank stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.
Get VBNK Stock Alert
Signup to receive the latest stock alerts
Financial Ratios
VBNK
Sector
P/E ratio
23.19x
12.24x
PEG ratio
0.34x
0.31x
P/B ratio
1.26x
1.11x
Price / LTM sales
2.17x
1.85x
Growth Metrics
VBNK
Sector
Revenue growth
4.01%
5.54%
Earnings growth
-20.89%
14.87%
Revenue (5-year growth)
27.68%
8.85%
Earnings forecast
$0.24
$0.62
Profitability
VBNK
Sector
Profitability FY 2025
--
--
Return on invested capital
4.67%
5.03%
Return on assets
0.54%
1.01%
Return on equity
5.66%
9.68%
Earnings Date
Last Earnings Date
Dec
10
Next Earnings Date
Mar
4
Estimated Next Earnings Date
Mar
11
Balance Sheet
VBNK
Sector
Total cash
$322.5M
$431.4M
Short term investments
$685.2K
$211.3M
Total assets
$4.1B
$3.1B
Long term debt
$75.8M
$79.3M
SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS
GET BETTER TRADE IDEAS
Popular
Is SentinelOne Stock Undervalued?
Cybersecurity major SentinelOne (NYSE:S) has struggled over several years, delivering…
Is Broadcom Stock on Sale?
Chip and software maker Broadcom (NASDAQ:AVGO) has been among the…
Stock Ideas
Buy
57
Is NVDA Stock a Buy?
Market Cap: $4.6T
P/E Ratio: 64x
Buy
55
Is AAPL Stock a Buy?
Market Cap: $4T
P/E Ratio: 37x
Buy
61
Is GOOG Stock a Buy?
Market Cap: $3.8T
P/E Ratio: 39x
Alerts
Buy
64
GLTO alert for Dec 27
Galecto, Inc. [GLTO] is up 16.92% over the past day.
Buy
80
TVTX alert for Dec 26
Travere Therapeutics, Inc. [TVTX] is down 1.54% over the past day.
Sell
11
CDNAF alert for Dec 27
Canadian Tire Corp. Ltd. [CDNAF] is down 10% over the past day.
THE #1 STOCK ANALYSIS TOOL
TO MAKE SMARTER BUY AND SELL DECISIONS
Show me the best stock
