Financhill
Buy
67

USCB Quote, Financials, Valuation and Earnings

Last price:
$19.07
Seasonality move :
-4.59%
Day range:
$18.96 - $19.40
52-week range:
$15.39 - $20.49
Dividend yield:
2.1%
P/E ratio:
12.11x
P/S ratio:
2.45x
P/B ratio:
1.65x
Volume:
21.5K
Avg. volume:
40.8K
1-year change:
9.24%
Market cap:
$344.8M
Revenue:
$144M
EPS (TTM):
$1.57
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $58.7M $66.4M $76.3M $108.4M $144M
Revenue Growth (YoY) -- 13.12% 14.89% 42.05% 32.79%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $434K $214K -$2.5M -$1.9M $14K
Operating Expenses -$13.4M -$26.7M -$27.1M -$21.8M -$32.5M
Operating Income $13.4M $26.7M $27.1M $21.8M $32.5M
 
Net Interest Expenses $1.1M $554K $671K $3.4M $6.3M
EBT. Incl. Unusual Items $13.4M $27.7M $27.1M $21.8M $32.5M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $2.6M $6.6M $6.9M $5.3M $7.8M
Net Income to Company $10.8M $21.1M $20.1M $16.5M $24.7M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $10.8M $21.1M $20.1M $16.5M $24.7M
 
Basic EPS (Cont. Ops) $0.77 -$6.72 $1.01 $0.84 $1.25
Diluted EPS (Cont. Ops) $0.77 -$6.72 $1.00 $0.84 $1.24
Weighted Average Basic Share $10M $10.5M $20M $19.6M $19.7M
Weighted Average Diluted Share $10M $10.5M $20.2M $19.7M $19.8M
 
EBITDA -- -- -- -- --
EBIT $22.4M $31.9M $34.5M $64.2M $93.8M
 
Revenue (Reported) $58.7M $66.4M $76.3M $108.4M $144M
Operating Income (Reported) $13.4M $26.7M $27.1M $21.8M $32.5M
Operating Income (Adjusted) $22.4M $31.9M $34.5M $64.2M $93.8M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $18.7M $20.3M $28.5M $37M $41.4M
Revenue Growth (YoY) 17.85% 8.66% 40.84% 29.63% 11.9%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -$70K -$558K -$955K -- --
Operating Expenses -$8.7M -$7.5M -$5.1M -$9.2M -$11.8M
Operating Income $8.7M $7.5M $5.1M $9.2M $11.8M
 
Net Interest Expenses $140K $180K $685K $1.6M $781K
EBT. Incl. Unusual Items $8.7M $7.5M $5.1M $9.2M $11.8M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $2.1M $2M $1.3M $2.2M $2.9M
Net Income to Company $6.6M $5.6M $3.8M $6.9M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $6.6M $5.6M $3.8M $6.9M $8.9M
 
Basic EPS (Cont. Ops) -$3.93 $0.28 $0.20 $0.35 $0.46
Diluted EPS (Cont. Ops) -$3.93 $0.28 $0.19 $0.35 $0.45
Weighted Average Basic Share $21.2M $20M $19.5M $19.6M $19.5M
Weighted Average Diluted Share $21.2M $20.1M $19.6M $19.8M $19.8M
 
EBITDA -- -- -- -- --
EBIT $9.6M $9.2M $17.4M $24.6M $28.3M
 
Revenue (Reported) $18.7M $20.3M $28.5M $37M $41.4M
Operating Income (Reported) $8.7M $7.5M $5.1M $9.2M $11.8M
Operating Income (Adjusted) $9.6M $9.2M $17.4M $24.6M $28.3M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $64.3M $72.5M $100.1M $135.5M $156.4M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $190K -$505K -$3M -$869K --
Operating Expenses -$25M -$27.7M -$24.1M -$26.9M -$41.7M
Operating Income $25M $27.7M $24.1M $26.9M $41.7M
 
Net Interest Expenses $564K $595K $2.2M $6.3M $4.6M
EBT. Incl. Unusual Items $25M $28.6M $24.1M $26.9M $41.7M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $5.3M $7.3M $5.9M $6.4M $10.1M
Net Income to Company -- $21.4M $18.3M $20.5M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $19.7M $21.4M $18.3M $20.5M $31.6M
 
Basic EPS (Cont. Ops) -$2.86 $1.08 $0.92 $1.04 $1.59
Diluted EPS (Cont. Ops) -$2.86 $1.08 $0.92 $1.04 $1.57
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $29.8M $33.3M $56.7M $87M $103M
 
Revenue (Reported) $64.3M $72.5M $100.1M $135.5M $156.4M
Operating Income (Reported) $25M $27.7M $24.1M $26.9M $41.7M
Operating Income (Adjusted) $29.8M $33.3M $56.7M $87M $103M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $49.7M $55.9M $79.1M $106.2M $118.6M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $179K -$540K -$976K $14K --
Operating Expenses -$20.3M -$21.2M -$18.3M -$23.4M -$32.6M
Operating Income $20.3M $21.2M $18.3M $23.4M $32.6M
 
Net Interest Expenses $415K $456K $2M $4.9M $3.1M
EBT. Incl. Unusual Items $20.3M $21.2M $18.3M $23.4M $32.6M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $4.8M $5.5M $4.5M $5.6M $7.9M
Net Income to Company $15.4M $15.7M $13.8M $17.8M $7.7M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $15.4M $15.7M $13.8M $17.8M $24.7M
 
Basic EPS (Cont. Ops) -$3.20 $0.79 $0.70 $0.91 $1.25
Diluted EPS (Cont. Ops) -$3.21 $0.78 $0.70 $0.90 $1.23
Weighted Average Basic Share $41.3M $60M $59M $58.9M $59.6M
Weighted Average Diluted Share $41.3M $60.4M $59.2M $59.2M $60.4M
 
EBITDA -- -- -- -- --
EBIT $23.5M $24.9M $47.1M $69.9M $79.1M
 
Revenue (Reported) $49.7M $55.9M $79.1M $106.2M $118.6M
Operating Income (Reported) $20.3M $21.2M $18.3M $23.4M $32.6M
Operating Income (Adjusted) $23.5M $24.9M $47.1M $69.9M $79.1M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $9.8M $6.5M $6.6M $8M $7M
Short Term Investments -- -- -- $229.3M $217.2M
Accounts Receivable, Net $5.5M $6M $7.5M $10.7M $10.9M
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $53.3M $52.2M $61.7M $51.8M $88M
 
Property Plant And Equipment $20.9M $19.5M $19.7M $16.3M $13M
Long-Term Investments $41.1M $43.3M $55.5M $43.2M $79.7M
Goodwill -- -- -- -- --
Other Intangibles -- -- -- -- --
Other Long-Term Assets -- -- -- -- --
Total Assets $1.5B $1.9B $2.1B $2.3B $2.6B
 
Accounts Payable $6.8M $9.5M $13.7M $15.6M $20.4M
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- $5M $16M
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $487.6M $848.6M $907.3M $1.6B $924.5M
 
Long-Term Debt $50.5M $47.3M $57.2M $194.4M $152.1M
Capital Leases -- -- -- -- --
Total Liabilities $1.3B $1.7B $1.9B $2.2B $2.4B
 
Common Stock $10M $20M $20M $19.6M $19.9M
Other Common Equity Adj $4.8M -$2.5M -$44.8M -$44.3M -$44.5M
Common Equity $138.9M $203.9M $182.4M $192M $215.4M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $171M $203.9M $182.4M $192M $215.4M
 
Total Liabilities and Equity $1.5B $1.9B $2.1B $2.3B $2.6B
Cash and Short Terms $47.7M $46.2M $54.2M $270.4M $294.2M
Total Debt $50.5M $47.3M $57.2M $194.4M $168.1M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Cash and Equivalents $9.3M $6M $5.1M $7.1M $10M
Short Term Investments -- -- $218.6M $259.5M --
Accounts Receivable, Net $6.1M $6.6M $8.9M $10.8M --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $76.3M $79.9M $42.4M $49.3M $68.9M
 
Property Plant And Equipment $20.3M $18.4M $17.1M $13.9M $10.6M
Long-Term Investments $62.4M $74.5M $37.6M $38.7M $59.2M
Goodwill -- -- -- -- --
Other Intangibles -- -- -- -- --
Other Long-Term Assets -- -- -- -- --
Total Assets $1.8B $2B $2.2B $2.5B $2.8B
 
Accounts Payable $17.3M $23.9M $26.6M $36.2M --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $1.2B $731.5M $598.5M $1.7B $647.4M
 
Long-Term Debt $51.2M $39.5M $89.2M $111.2M $56.5M
Capital Leases -- -- -- -- --
Total Liabilities $1.6B $1.9B $2.1B $2.3B $2.6B
 
Common Stock $24.9M $20M $19.5M $19.6M $18.1M
Other Common Equity Adj $1.2M -$45.2M -$51.2M -$38M --
Common Equity -- -- -- -- --
Total Preferred Equity -$11.4M -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $201.9M $177.4M $182.9M $213.9M $209.1M
 
Total Liabilities and Equity $1.8B $2B $2.2B $2.5B $2.8B
Cash and Short Terms $69.6M $73.3M $252M $298M --
Total Debt $51.2M $39.5M $114.2M $127.2M $56.5M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $10.8M $21.1M $20.1M $16.5M $24.7M
Depreciation & Amoritzation $1.3M $1M $688K $590K $587K
Stock-Based Compensation $187K $287K $523K $1M $2.1M
Change in Accounts Receivable -$2M -$428K -$1.6M -$3.1M -$257K
Change in Inventories -- -- -- -- --
Cash From Operations $13.1M $22.1M $29.5M $22.5M $34.1M
 
Capital Expenditures $347K $633K $673K $163K $314K
Cash Acquisitions -- -- -- -- --
Cash From Investing -$178.8M -$359.4M -$270.6M -$266.2M -$211.9M
 
Dividends Paid (Ex Special Dividend) $3.1M $2.1M -- -- $3.9M
Special Dividend Paid
Long-Term Debt Issued $79M -- $126M $529.4M $227M
Long-Term Debt Repaid -$154M -- -$116M -$392.4M -$247M
Repurchase of Common Stock -- $18.9M -- $7.6M $501K
Other Financing Activities -- -$18.9M -- -- --
Cash From Financing $177.7M $335.8M $249M $237.4M $213.7M
 
Beginning Cash (CF) $35.7M $47.7M $46.2M $54.2M $41.1M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $12M -$1.5M $7.9M -$13.1M $36M
Ending Cash (CF) $47.7M $46.2M $54.2M $41.1M $77M
 
Levered Free Cash Flow $12.8M $21.4M $28.9M $22.4M $33.8M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $6.6M $5.6M $3.8M $6.9M --
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation $34K $132K $287K $376K $774K
Change in Accounts Receivable -$465K -$577K -$891K $773K --
Change in Inventories -- -- -- -- --
Cash From Operations $9.8M $11.5M $8.3M $11.2M $20.1M
 
Capital Expenditures $74K $2K $11.2M $78K $114K
Cash Acquisitions -- -- -- -- --
Cash From Investing -$61.1M -$39.3M -$76.8M -$74.8M -$44.2M
 
Dividends Paid (Ex Special Dividend) -$7M -- -- $1M $2M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- $30M $20M $117M --
Long-Term Debt Repaid -- -$70M -$5M -$161M --
Repurchase of Common Stock $18.9M -- -- $121K $34.4M
Other Financing Activities -- -- -- -- --
Cash From Financing $73.8M $17.9M $14.6M $24.8M $26.1M
 
Beginning Cash (CF) $47.1M $83.3M $87.3M $77.3M --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $22.5M -$9.9M -$53.8M -$38.8M $2M
Ending Cash (CF) $69.6M $73.3M $33.4M $38.5M --
 
Levered Free Cash Flow $9.7M $11.5M -$2.8M $11.1M $20M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders -- $21.4M $18.3M $20.5M --
Depreciation & Amoritzation -- $719K $601K $583K --
Stock-Based Compensation $131K $553K $835K $1.4M $3.3M
Change in Accounts Receivable -- -$491K -$2.4M -$1.8M --
Change in Inventories -- -- -- -- --
Cash From Operations $61.5M $30M $26.5M $31.2M $49.8M
 
Capital Expenditures $314K $494K $11.7M -$10.8M $4.3M
Cash Acquisitions -- -- -- -- --
Cash From Investing -- -$328.3M -$260.1M -$236.9M -$252.8M
 
Dividends Paid (Ex Special Dividend) -$2.1M -- -- $3M $6.9M
Special Dividend Paid
Long-Term Debt Issued -- -- $325.4M $467M --
Long-Term Debt Repaid -- -- -$249.4M -$451M --
Repurchase of Common Stock -- -- $6.6M $1.5M $34.6M
Other Financing Activities -- -- -- -- --
Cash From Financing -- $302M $193.7M $217.6M $221.4M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -- $3.7M -$39.9M $5.1M $18.3M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow -- $29.5M $14.8M $42M $45.5M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $15.4M $15.7M $13.8M $17.8M $7.7M
Depreciation & Amoritzation $329K $188K $150K $140K $148K
Stock-Based Compensation $131K $397K $709K $1.1M $2.3M
Change in Accounts Receivable -$530K -$593K -$1.4M -$77K -$79K
Change in Inventories -- -- -- -- --
Cash From Operations $23.6M $31.6M $28.5M $37.2M $52.8M
 
Capital Expenditures $314K $175K $11.2M $256K $4.2M
Cash Acquisitions -- -- -- -- --
Cash From Investing -$231.9M -$200.8M -$190.3M -$161M -$201.9M
 
Dividends Paid (Ex Special Dividend) $2.1M -- -- $3M $6M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- $60M $259.4M $197M --
Long-Term Debt Repaid -- -$70M -$203.4M -$262M -$55M
Repurchase of Common Stock $18.9M -- $6.6M $501K $34.6M
Other Financing Activities -- -- -- -- --
Cash From Financing $230.1M $196.4M $141M $121.3M $128.9M
 
Beginning Cash (CF) $200.8M $223.6M $204.7M $244.9M $77M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $21.9M $27.1M -$20.7M -$2.6M -$20.2M
Ending Cash (CF) $222.7M $250.7M $184M $242.3M $98M
 
Levered Free Cash Flow $23.3M $31.4M $17.3M $37M $48.6M

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