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Buy
63
UBSI Quote, Financials, Valuation and Earnings
Last price:
$39.58
Seasonality move
:
-1.15%
Day range:
$39.31 - $39.66
52-week range:
$30.51 - $40.52
Dividend yield:
3.77%
P/E ratio:
12.98x
P/S ratio:
3.15x
P/B ratio:
1.02x
Volume:
266K
Avg. volume:
764.6K
1-year change:
3.21%
Market cap:
$5.6B
Revenue:
$1.6B
EPS (TTM):
$3.05
Price Performance History
Performance vs. Valuation Benchmarks
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Competitors
| Company | Revenue Forecast | Earnings Forecast | Revenue Growth Forecast | Earnings Growth Forecast | Analyst Price Target Median |
|---|---|---|---|---|---|
|
UBSI
United Bankshares, Inc. (West Virginia)
|
$309.8M | $0.82 | -22.11% | 23.63% | $40.90 |
|
COLB
Columbia Banking System, Inc.
|
$573M | $0.69 | -4.56% | 4.7% | $30.50 |
|
CZNC
Citizens & Northern Corp.
|
$28.5M | $0.53 | -13.4% | 10.48% | $22.50 |
|
FIBK
First Interstate BancSystem, Inc.
|
$254.5M | $0.61 | -31.03% | 25.67% | $37.00 |
|
HTBK
Heritage Commerce Corp.
|
$48.9M | $0.21 | -24% | 34.73% | $13.00 |
|
PEBO
Peoples Bancorp, Inc. (Ohio)
|
$116.9M | $0.82 | -23.9% | 16.15% | $34.00 |
| Company | Price | Analyst Target | Market Cap | P/E Ratio | Dividend per Share | Dividend Yield | Price / LTM Sales |
|---|---|---|---|---|---|---|---|
|
UBSI
United Bankshares, Inc. (West Virginia)
|
$39.56 | $40.90 | $5.6B | 12.98x | $0.38 | 3.77% | 3.15x |
|
COLB
Columbia Banking System, Inc.
|
$28.62 | $30.50 | $8.6B | 12.88x | $0.37 | 5.07% | 2.08x |
|
CZNC
Citizens & Northern Corp.
|
$20.66 | $22.50 | $367.8M | 11.81x | $0.28 | 5.42% | 1.97x |
|
FIBK
First Interstate BancSystem, Inc.
|
$35.86 | $37.00 | $3.7B | 15.11x | $0.47 | 5.24% | 2.66x |
|
HTBK
Heritage Commerce Corp.
|
$12.56 | $13.00 | $769.7M | 17.87x | $0.13 | 4.14% | 2.92x |
|
PEBO
Peoples Bancorp, Inc. (Ohio)
|
$30.67 | $34.00 | $1.1B | 10.73x | $0.41 | 5.32% | 1.76x |
| Company | Total Debt / Total Capital | Beta | Debt to Equity | Quick Ratio |
|---|---|---|---|---|
|
UBSI
United Bankshares, Inc. (West Virginia)
|
12.76% | 0.855 | 15.16% | 0.00x |
|
COLB
Columbia Banking System, Inc.
|
28.29% | 1.283 | 39.91% | 0.00x |
|
CZNC
Citizens & Northern Corp.
|
37.22% | 0.740 | 56.63% | 0.00x |
|
FIBK
First Interstate BancSystem, Inc.
|
18.72% | 1.240 | 23.98% | 0.00x |
|
HTBK
Heritage Commerce Corp.
|
8.9% | 1.147 | 11.24% | 0.00x |
|
PEBO
Peoples Bancorp, Inc. (Ohio)
|
37.88% | 0.881 | 67.53% | 0.00x |
| Company | Gross Profit | Operating Income | Return on Invested Capital | Return on Common Equity | EBIT Margin | Free Cash Flow |
|---|---|---|---|---|---|---|
|
UBSI
United Bankshares, Inc. (West Virginia)
|
-- | $164.5M | 7.13% | 8.23% | 66.56% | $146.4M |
|
COLB
Columbia Banking System, Inc.
|
-- | $206M | 5.04% | 8.32% | 43.38% | $227.9M |
|
CZNC
Citizens & Northern Corp.
|
-- | $8.9M | 5.6% | 9.51% | 47.39% | $8.5M |
|
FIBK
First Interstate BancSystem, Inc.
|
-- | $92.6M | 4.72% | 7.26% | 52.96% | $84.3M |
|
HTBK
Heritage Commerce Corp.
|
-- | $20.6M | 5.68% | 6.25% | 56.9% | $19.1M |
|
PEBO
Peoples Bancorp, Inc. (Ohio)
|
-- | $38M | 6.14% | 8.84% | 50.74% | $12.7M |
United Bankshares, Inc. (West Virginia) vs. Competitors
-
Which has Higher Returns UBSI or COLB?
Columbia Banking System, Inc. has a net margin of 27.54% compared to United Bankshares, Inc. (West Virginia)'s net margin of 11.77%. United Bankshares, Inc. (West Virginia)'s return on equity of 8.23% beat Columbia Banking System, Inc.'s return on equity of 8.32%.
Company Gross Margin Earnings Per Share Invested Capital UBSIUnited Bankshares, Inc. (West Virginia)-- $0.92 $6.2B COLBColumbia Banking System, Inc.-- $0.40 $10.9B -
What do Analysts Say About UBSI or COLB?
United Bankshares, Inc. (West Virginia) has a consensus price target of $40.90, signalling upside risk potential of 3.39%. On the other hand Columbia Banking System, Inc. has an analysts' consensus of $30.50 which suggests that it could grow by 6.57%. Given that Columbia Banking System, Inc. has higher upside potential than United Bankshares, Inc. (West Virginia), analysts believe Columbia Banking System, Inc. is more attractive than United Bankshares, Inc. (West Virginia).
Company Buy Ratings Hold Ratings Sell Ratings UBSIUnited Bankshares, Inc. (West Virginia)0 3 0 COLBColumbia Banking System, Inc.2 9 0 -
Is UBSI or COLB More Risky?
United Bankshares, Inc. (West Virginia) has a beta of 0.806, which suggesting that the stock is 19.397% less volatile than S&P 500. In comparison Columbia Banking System, Inc. has a beta of 0.624, suggesting its less volatile than the S&P 500 by 37.596%.
-
Which is a Better Dividend Stock UBSI or COLB?
United Bankshares, Inc. (West Virginia) has a quarterly dividend of $0.38 per share corresponding to a yield of 3.77%. Columbia Banking System, Inc. offers a yield of 5.07% to investors and pays a quarterly dividend of $0.37 per share. United Bankshares, Inc. (West Virginia) pays 53.78% of its earnings as a dividend. Columbia Banking System, Inc. pays out 56.48% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios UBSI or COLB?
United Bankshares, Inc. (West Virginia) quarterly revenues are $473.7M, which are smaller than Columbia Banking System, Inc. quarterly revenues of $816M. United Bankshares, Inc. (West Virginia)'s net income of $130.5M is higher than Columbia Banking System, Inc.'s net income of $96M. Notably, United Bankshares, Inc. (West Virginia)'s price-to-earnings ratio is 12.98x while Columbia Banking System, Inc.'s PE ratio is 12.88x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for United Bankshares, Inc. (West Virginia) is 3.15x versus 2.08x for Columbia Banking System, Inc.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income UBSIUnited Bankshares, Inc. (West Virginia)3.15x 12.98x $473.7M $130.5M COLBColumbia Banking System, Inc.2.08x 12.88x $816M $96M
-
Which has Higher Returns UBSI or CZNC?
Citizens & Northern Corp. has a net margin of 27.54% compared to United Bankshares, Inc. (West Virginia)'s net margin of 15.87%. United Bankshares, Inc. (West Virginia)'s return on equity of 8.23% beat Citizens & Northern Corp.'s return on equity of 9.51%.
Company Gross Margin Earnings Per Share Invested Capital UBSIUnited Bankshares, Inc. (West Virginia)-- $0.92 $6.2B CZNCCitizens & Northern Corp.-- $0.42 $468.2M -
What do Analysts Say About UBSI or CZNC?
United Bankshares, Inc. (West Virginia) has a consensus price target of $40.90, signalling upside risk potential of 3.39%. On the other hand Citizens & Northern Corp. has an analysts' consensus of $22.50 which suggests that it could grow by 8.91%. Given that Citizens & Northern Corp. has higher upside potential than United Bankshares, Inc. (West Virginia), analysts believe Citizens & Northern Corp. is more attractive than United Bankshares, Inc. (West Virginia).
Company Buy Ratings Hold Ratings Sell Ratings UBSIUnited Bankshares, Inc. (West Virginia)0 3 0 CZNCCitizens & Northern Corp.0 1 0 -
Is UBSI or CZNC More Risky?
United Bankshares, Inc. (West Virginia) has a beta of 0.806, which suggesting that the stock is 19.397% less volatile than S&P 500. In comparison Citizens & Northern Corp. has a beta of 0.571, suggesting its less volatile than the S&P 500 by 42.86%.
-
Which is a Better Dividend Stock UBSI or CZNC?
United Bankshares, Inc. (West Virginia) has a quarterly dividend of $0.38 per share corresponding to a yield of 3.77%. Citizens & Northern Corp. offers a yield of 5.42% to investors and pays a quarterly dividend of $0.28 per share. United Bankshares, Inc. (West Virginia) pays 53.78% of its earnings as a dividend. Citizens & Northern Corp. pays out 66.39% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios UBSI or CZNC?
United Bankshares, Inc. (West Virginia) quarterly revenues are $473.7M, which are larger than Citizens & Northern Corp. quarterly revenues of $40.9M. United Bankshares, Inc. (West Virginia)'s net income of $130.5M is higher than Citizens & Northern Corp.'s net income of $6.5M. Notably, United Bankshares, Inc. (West Virginia)'s price-to-earnings ratio is 12.98x while Citizens & Northern Corp.'s PE ratio is 11.81x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for United Bankshares, Inc. (West Virginia) is 3.15x versus 1.97x for Citizens & Northern Corp.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income UBSIUnited Bankshares, Inc. (West Virginia)3.15x 12.98x $473.7M $130.5M CZNCCitizens & Northern Corp.1.97x 11.81x $40.9M $6.5M
-
Which has Higher Returns UBSI or FIBK?
First Interstate BancSystem, Inc. has a net margin of 27.54% compared to United Bankshares, Inc. (West Virginia)'s net margin of 21.27%. United Bankshares, Inc. (West Virginia)'s return on equity of 8.23% beat First Interstate BancSystem, Inc.'s return on equity of 7.26%.
Company Gross Margin Earnings Per Share Invested Capital UBSIUnited Bankshares, Inc. (West Virginia)-- $0.92 $6.2B FIBKFirst Interstate BancSystem, Inc.-- $0.69 $4.2B -
What do Analysts Say About UBSI or FIBK?
United Bankshares, Inc. (West Virginia) has a consensus price target of $40.90, signalling upside risk potential of 3.39%. On the other hand First Interstate BancSystem, Inc. has an analysts' consensus of $37.00 which suggests that it could grow by 3.18%. Given that United Bankshares, Inc. (West Virginia) has higher upside potential than First Interstate BancSystem, Inc., analysts believe United Bankshares, Inc. (West Virginia) is more attractive than First Interstate BancSystem, Inc..
Company Buy Ratings Hold Ratings Sell Ratings UBSIUnited Bankshares, Inc. (West Virginia)0 3 0 FIBKFirst Interstate BancSystem, Inc.2 3 1 -
Is UBSI or FIBK More Risky?
United Bankshares, Inc. (West Virginia) has a beta of 0.806, which suggesting that the stock is 19.397% less volatile than S&P 500. In comparison First Interstate BancSystem, Inc. has a beta of 0.824, suggesting its less volatile than the S&P 500 by 17.645%.
-
Which is a Better Dividend Stock UBSI or FIBK?
United Bankshares, Inc. (West Virginia) has a quarterly dividend of $0.38 per share corresponding to a yield of 3.77%. First Interstate BancSystem, Inc. offers a yield of 5.24% to investors and pays a quarterly dividend of $0.47 per share. United Bankshares, Inc. (West Virginia) pays 53.78% of its earnings as a dividend. First Interstate BancSystem, Inc. pays out 85.84% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios UBSI or FIBK?
United Bankshares, Inc. (West Virginia) quarterly revenues are $473.7M, which are larger than First Interstate BancSystem, Inc. quarterly revenues of $335.7M. United Bankshares, Inc. (West Virginia)'s net income of $130.5M is higher than First Interstate BancSystem, Inc.'s net income of $71.4M. Notably, United Bankshares, Inc. (West Virginia)'s price-to-earnings ratio is 12.98x while First Interstate BancSystem, Inc.'s PE ratio is 15.11x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for United Bankshares, Inc. (West Virginia) is 3.15x versus 2.66x for First Interstate BancSystem, Inc.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income UBSIUnited Bankshares, Inc. (West Virginia)3.15x 12.98x $473.7M $130.5M FIBKFirst Interstate BancSystem, Inc.2.66x 15.11x $335.7M $71.4M
-
Which has Higher Returns UBSI or HTBK?
Heritage Commerce Corp. has a net margin of 27.54% compared to United Bankshares, Inc. (West Virginia)'s net margin of 21.52%. United Bankshares, Inc. (West Virginia)'s return on equity of 8.23% beat Heritage Commerce Corp.'s return on equity of 6.25%.
Company Gross Margin Earnings Per Share Invested Capital UBSIUnited Bankshares, Inc. (West Virginia)-- $0.92 $6.2B HTBKHeritage Commerce Corp.-- $0.24 $768.4M -
What do Analysts Say About UBSI or HTBK?
United Bankshares, Inc. (West Virginia) has a consensus price target of $40.90, signalling upside risk potential of 3.39%. On the other hand Heritage Commerce Corp. has an analysts' consensus of $13.00 which suggests that it could grow by 3.5%. Given that Heritage Commerce Corp. has higher upside potential than United Bankshares, Inc. (West Virginia), analysts believe Heritage Commerce Corp. is more attractive than United Bankshares, Inc. (West Virginia).
Company Buy Ratings Hold Ratings Sell Ratings UBSIUnited Bankshares, Inc. (West Virginia)0 3 0 HTBKHeritage Commerce Corp.1 2 0 -
Is UBSI or HTBK More Risky?
United Bankshares, Inc. (West Virginia) has a beta of 0.806, which suggesting that the stock is 19.397% less volatile than S&P 500. In comparison Heritage Commerce Corp. has a beta of 0.813, suggesting its less volatile than the S&P 500 by 18.684%.
-
Which is a Better Dividend Stock UBSI or HTBK?
United Bankshares, Inc. (West Virginia) has a quarterly dividend of $0.38 per share corresponding to a yield of 3.77%. Heritage Commerce Corp. offers a yield of 4.14% to investors and pays a quarterly dividend of $0.13 per share. United Bankshares, Inc. (West Virginia) pays 53.78% of its earnings as a dividend. Heritage Commerce Corp. pays out 78.94% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios UBSI or HTBK?
United Bankshares, Inc. (West Virginia) quarterly revenues are $473.7M, which are larger than Heritage Commerce Corp. quarterly revenues of $68.3M. United Bankshares, Inc. (West Virginia)'s net income of $130.5M is higher than Heritage Commerce Corp.'s net income of $14.7M. Notably, United Bankshares, Inc. (West Virginia)'s price-to-earnings ratio is 12.98x while Heritage Commerce Corp.'s PE ratio is 17.87x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for United Bankshares, Inc. (West Virginia) is 3.15x versus 2.92x for Heritage Commerce Corp.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income UBSIUnited Bankshares, Inc. (West Virginia)3.15x 12.98x $473.7M $130.5M HTBKHeritage Commerce Corp.2.92x 17.87x $68.3M $14.7M
-
Which has Higher Returns UBSI or PEBO?
Peoples Bancorp, Inc. (Ohio) has a net margin of 27.54% compared to United Bankshares, Inc. (West Virginia)'s net margin of 18.66%. United Bankshares, Inc. (West Virginia)'s return on equity of 8.23% beat Peoples Bancorp, Inc. (Ohio)'s return on equity of 8.84%.
Company Gross Margin Earnings Per Share Invested Capital UBSIUnited Bankshares, Inc. (West Virginia)-- $0.92 $6.2B PEBOPeoples Bancorp, Inc. (Ohio)-- $0.83 $1.9B -
What do Analysts Say About UBSI or PEBO?
United Bankshares, Inc. (West Virginia) has a consensus price target of $40.90, signalling upside risk potential of 3.39%. On the other hand Peoples Bancorp, Inc. (Ohio) has an analysts' consensus of $34.00 which suggests that it could grow by 10.86%. Given that Peoples Bancorp, Inc. (Ohio) has higher upside potential than United Bankshares, Inc. (West Virginia), analysts believe Peoples Bancorp, Inc. (Ohio) is more attractive than United Bankshares, Inc. (West Virginia).
Company Buy Ratings Hold Ratings Sell Ratings UBSIUnited Bankshares, Inc. (West Virginia)0 3 0 PEBOPeoples Bancorp, Inc. (Ohio)1 5 0 -
Is UBSI or PEBO More Risky?
United Bankshares, Inc. (West Virginia) has a beta of 0.806, which suggesting that the stock is 19.397% less volatile than S&P 500. In comparison Peoples Bancorp, Inc. (Ohio) has a beta of 0.670, suggesting its less volatile than the S&P 500 by 33%.
-
Which is a Better Dividend Stock UBSI or PEBO?
United Bankshares, Inc. (West Virginia) has a quarterly dividend of $0.38 per share corresponding to a yield of 3.77%. Peoples Bancorp, Inc. (Ohio) offers a yield of 5.32% to investors and pays a quarterly dividend of $0.41 per share. United Bankshares, Inc. (West Virginia) pays 53.78% of its earnings as a dividend. Peoples Bancorp, Inc. (Ohio) pays out 48.1% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios UBSI or PEBO?
United Bankshares, Inc. (West Virginia) quarterly revenues are $473.7M, which are larger than Peoples Bancorp, Inc. (Ohio) quarterly revenues of $156.6M. United Bankshares, Inc. (West Virginia)'s net income of $130.5M is higher than Peoples Bancorp, Inc. (Ohio)'s net income of $29.2M. Notably, United Bankshares, Inc. (West Virginia)'s price-to-earnings ratio is 12.98x while Peoples Bancorp, Inc. (Ohio)'s PE ratio is 10.73x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for United Bankshares, Inc. (West Virginia) is 3.15x versus 1.76x for Peoples Bancorp, Inc. (Ohio). Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income UBSIUnited Bankshares, Inc. (West Virginia)3.15x 12.98x $473.7M $130.5M PEBOPeoples Bancorp, Inc. (Ohio)1.76x 10.73x $156.6M $29.2M
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