Financhill
Buy
52

UBSI Quote, Financials, Valuation and Earnings

Last price:
$41.23
Seasonality move :
-1.2%
Day range:
$41.03 - $41.42
52-week range:
$30.51 - $41.53
Dividend yield:
3.62%
P/E ratio:
13.52x
P/S ratio:
3.29x
P/B ratio:
1.06x
Volume:
799.5K
Avg. volume:
863.9K
1-year change:
8.19%
Market cap:
$5.8B
Revenue:
$1.6B
EPS (TTM):
$3.05

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
UBSI
United Bankshares, Inc. (West Virginia)
$315.6M $0.82 -22.11% 23.63% $40.90
COLB
Columbia Banking System, Inc.
$676.3M $0.68 -5.39% 66.04% $31.04
CZNC
Citizens & Northern Corp.
$35.9M $0.59 -13.4% 44.96% $22.25
FIBK
First Interstate BancSystem, Inc.
$243.4M $0.59 -29.4% 21.08% $37.38
HTBK
Heritage Commerce Corp.
$50.1M $0.22 -22.29% 14.12% $14.50
PEBO
Peoples Bancorp, Inc. (Ohio)
$117.4M $0.79 -22.6% 15.96% $34.00
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
UBSI
United Bankshares, Inc. (West Virginia)
$41.22 $40.90 $5.8B 13.52x $0.38 3.62% 3.29x
COLB
Columbia Banking System, Inc.
$28.91 $31.04 $8.6B 13.01x $0.37 5.02% 2.10x
CZNC
Citizens & Northern Corp.
$21.45 $22.25 $381.9M 12.26x $0.28 5.22% 2.05x
FIBK
First Interstate BancSystem, Inc.
$36.85 $37.38 $3.8B 15.52x $0.47 5.1% 2.74x
HTBK
Heritage Commerce Corp.
$12.85 $14.50 $787.5M 18.28x $0.13 4.05% 2.98x
PEBO
Peoples Bancorp, Inc. (Ohio)
$31.21 $34.00 $1.1B 10.92x $0.41 5.22% 1.79x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
UBSI
United Bankshares, Inc. (West Virginia)
12.76% 0.555 15.16% 0.00x
COLB
Columbia Banking System, Inc.
28.29% 0.974 39.91% 0.00x
CZNC
Citizens & Northern Corp.
37.22% 0.493 56.63% 0.00x
FIBK
First Interstate BancSystem, Inc.
18.72% 1.059 23.98% 0.00x
HTBK
Heritage Commerce Corp.
8.9% 0.723 11.24% 0.00x
PEBO
Peoples Bancorp, Inc. (Ohio)
37.88% 0.646 67.53% 0.00x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
UBSI
United Bankshares, Inc. (West Virginia)
-- $164.5M 7.13% 8.23% 66.56% $146.4M
COLB
Columbia Banking System, Inc.
-- $206M 5.04% 8.32% 43.38% $227.9M
CZNC
Citizens & Northern Corp.
-- $8.9M 5.6% 9.51% 47.39% $8.5M
FIBK
First Interstate BancSystem, Inc.
-- $92.6M 4.72% 7.26% 52.96% $84.3M
HTBK
Heritage Commerce Corp.
-- $20.6M 5.68% 6.25% 56.9% $19.1M
PEBO
Peoples Bancorp, Inc. (Ohio)
-- $38M 6.14% 8.84% 50.74% $12.7M

United Bankshares, Inc. (West Virginia) vs. Competitors

  • Which has Higher Returns UBSI or COLB?

    Columbia Banking System, Inc. has a net margin of 27.54% compared to United Bankshares, Inc. (West Virginia)'s net margin of 11.77%. United Bankshares, Inc. (West Virginia)'s return on equity of 8.23% beat Columbia Banking System, Inc.'s return on equity of 8.32%.

    Company Gross Margin Earnings Per Share Invested Capital
    UBSI
    United Bankshares, Inc. (West Virginia)
    -- $0.92 $6.2B
    COLB
    Columbia Banking System, Inc.
    -- $0.40 $10.9B
  • What do Analysts Say About UBSI or COLB?

    United Bankshares, Inc. (West Virginia) has a consensus price target of $40.90, signalling downside risk potential of -0.78%. On the other hand Columbia Banking System, Inc. has an analysts' consensus of $31.04 which suggests that it could grow by 7.36%. Given that Columbia Banking System, Inc. has higher upside potential than United Bankshares, Inc. (West Virginia), analysts believe Columbia Banking System, Inc. is more attractive than United Bankshares, Inc. (West Virginia).

    Company Buy Ratings Hold Ratings Sell Ratings
    UBSI
    United Bankshares, Inc. (West Virginia)
    0 3 0
    COLB
    Columbia Banking System, Inc.
    2 9 0
  • Is UBSI or COLB More Risky?

    United Bankshares, Inc. (West Virginia) has a beta of 0.781, which suggesting that the stock is 21.881% less volatile than S&P 500. In comparison Columbia Banking System, Inc. has a beta of 0.597, suggesting its less volatile than the S&P 500 by 40.325%.

  • Which is a Better Dividend Stock UBSI or COLB?

    United Bankshares, Inc. (West Virginia) has a quarterly dividend of $0.38 per share corresponding to a yield of 3.62%. Columbia Banking System, Inc. offers a yield of 5.02% to investors and pays a quarterly dividend of $0.37 per share. United Bankshares, Inc. (West Virginia) pays 53.78% of its earnings as a dividend. Columbia Banking System, Inc. pays out 56.48% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios UBSI or COLB?

    United Bankshares, Inc. (West Virginia) quarterly revenues are $473.7M, which are smaller than Columbia Banking System, Inc. quarterly revenues of $816M. United Bankshares, Inc. (West Virginia)'s net income of $130.5M is higher than Columbia Banking System, Inc.'s net income of $96M. Notably, United Bankshares, Inc. (West Virginia)'s price-to-earnings ratio is 13.52x while Columbia Banking System, Inc.'s PE ratio is 13.01x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for United Bankshares, Inc. (West Virginia) is 3.29x versus 2.10x for Columbia Banking System, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    UBSI
    United Bankshares, Inc. (West Virginia)
    3.29x 13.52x $473.7M $130.5M
    COLB
    Columbia Banking System, Inc.
    2.10x 13.01x $816M $96M
  • Which has Higher Returns UBSI or CZNC?

    Citizens & Northern Corp. has a net margin of 27.54% compared to United Bankshares, Inc. (West Virginia)'s net margin of 15.87%. United Bankshares, Inc. (West Virginia)'s return on equity of 8.23% beat Citizens & Northern Corp.'s return on equity of 9.51%.

    Company Gross Margin Earnings Per Share Invested Capital
    UBSI
    United Bankshares, Inc. (West Virginia)
    -- $0.92 $6.2B
    CZNC
    Citizens & Northern Corp.
    -- $0.42 $468.2M
  • What do Analysts Say About UBSI or CZNC?

    United Bankshares, Inc. (West Virginia) has a consensus price target of $40.90, signalling downside risk potential of -0.78%. On the other hand Citizens & Northern Corp. has an analysts' consensus of $22.25 which suggests that it could grow by 3.73%. Given that Citizens & Northern Corp. has higher upside potential than United Bankshares, Inc. (West Virginia), analysts believe Citizens & Northern Corp. is more attractive than United Bankshares, Inc. (West Virginia).

    Company Buy Ratings Hold Ratings Sell Ratings
    UBSI
    United Bankshares, Inc. (West Virginia)
    0 3 0
    CZNC
    Citizens & Northern Corp.
    0 2 0
  • Is UBSI or CZNC More Risky?

    United Bankshares, Inc. (West Virginia) has a beta of 0.781, which suggesting that the stock is 21.881% less volatile than S&P 500. In comparison Citizens & Northern Corp. has a beta of 0.555, suggesting its less volatile than the S&P 500 by 44.5%.

  • Which is a Better Dividend Stock UBSI or CZNC?

    United Bankshares, Inc. (West Virginia) has a quarterly dividend of $0.38 per share corresponding to a yield of 3.62%. Citizens & Northern Corp. offers a yield of 5.22% to investors and pays a quarterly dividend of $0.28 per share. United Bankshares, Inc. (West Virginia) pays 53.78% of its earnings as a dividend. Citizens & Northern Corp. pays out 66.39% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios UBSI or CZNC?

    United Bankshares, Inc. (West Virginia) quarterly revenues are $473.7M, which are larger than Citizens & Northern Corp. quarterly revenues of $40.9M. United Bankshares, Inc. (West Virginia)'s net income of $130.5M is higher than Citizens & Northern Corp.'s net income of $6.5M. Notably, United Bankshares, Inc. (West Virginia)'s price-to-earnings ratio is 13.52x while Citizens & Northern Corp.'s PE ratio is 12.26x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for United Bankshares, Inc. (West Virginia) is 3.29x versus 2.05x for Citizens & Northern Corp.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    UBSI
    United Bankshares, Inc. (West Virginia)
    3.29x 13.52x $473.7M $130.5M
    CZNC
    Citizens & Northern Corp.
    2.05x 12.26x $40.9M $6.5M
  • Which has Higher Returns UBSI or FIBK?

    First Interstate BancSystem, Inc. has a net margin of 27.54% compared to United Bankshares, Inc. (West Virginia)'s net margin of 21.27%. United Bankshares, Inc. (West Virginia)'s return on equity of 8.23% beat First Interstate BancSystem, Inc.'s return on equity of 7.26%.

    Company Gross Margin Earnings Per Share Invested Capital
    UBSI
    United Bankshares, Inc. (West Virginia)
    -- $0.92 $6.2B
    FIBK
    First Interstate BancSystem, Inc.
    -- $0.69 $4.2B
  • What do Analysts Say About UBSI or FIBK?

    United Bankshares, Inc. (West Virginia) has a consensus price target of $40.90, signalling downside risk potential of -0.78%. On the other hand First Interstate BancSystem, Inc. has an analysts' consensus of $37.38 which suggests that it could grow by 1.43%. Given that First Interstate BancSystem, Inc. has higher upside potential than United Bankshares, Inc. (West Virginia), analysts believe First Interstate BancSystem, Inc. is more attractive than United Bankshares, Inc. (West Virginia).

    Company Buy Ratings Hold Ratings Sell Ratings
    UBSI
    United Bankshares, Inc. (West Virginia)
    0 3 0
    FIBK
    First Interstate BancSystem, Inc.
    2 3 1
  • Is UBSI or FIBK More Risky?

    United Bankshares, Inc. (West Virginia) has a beta of 0.781, which suggesting that the stock is 21.881% less volatile than S&P 500. In comparison First Interstate BancSystem, Inc. has a beta of 0.807, suggesting its less volatile than the S&P 500 by 19.278%.

  • Which is a Better Dividend Stock UBSI or FIBK?

    United Bankshares, Inc. (West Virginia) has a quarterly dividend of $0.38 per share corresponding to a yield of 3.62%. First Interstate BancSystem, Inc. offers a yield of 5.1% to investors and pays a quarterly dividend of $0.47 per share. United Bankshares, Inc. (West Virginia) pays 53.78% of its earnings as a dividend. First Interstate BancSystem, Inc. pays out 85.84% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios UBSI or FIBK?

    United Bankshares, Inc. (West Virginia) quarterly revenues are $473.7M, which are larger than First Interstate BancSystem, Inc. quarterly revenues of $335.7M. United Bankshares, Inc. (West Virginia)'s net income of $130.5M is higher than First Interstate BancSystem, Inc.'s net income of $71.4M. Notably, United Bankshares, Inc. (West Virginia)'s price-to-earnings ratio is 13.52x while First Interstate BancSystem, Inc.'s PE ratio is 15.52x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for United Bankshares, Inc. (West Virginia) is 3.29x versus 2.74x for First Interstate BancSystem, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    UBSI
    United Bankshares, Inc. (West Virginia)
    3.29x 13.52x $473.7M $130.5M
    FIBK
    First Interstate BancSystem, Inc.
    2.74x 15.52x $335.7M $71.4M
  • Which has Higher Returns UBSI or HTBK?

    Heritage Commerce Corp. has a net margin of 27.54% compared to United Bankshares, Inc. (West Virginia)'s net margin of 21.52%. United Bankshares, Inc. (West Virginia)'s return on equity of 8.23% beat Heritage Commerce Corp.'s return on equity of 6.25%.

    Company Gross Margin Earnings Per Share Invested Capital
    UBSI
    United Bankshares, Inc. (West Virginia)
    -- $0.92 $6.2B
    HTBK
    Heritage Commerce Corp.
    -- $0.24 $768.4M
  • What do Analysts Say About UBSI or HTBK?

    United Bankshares, Inc. (West Virginia) has a consensus price target of $40.90, signalling downside risk potential of -0.78%. On the other hand Heritage Commerce Corp. has an analysts' consensus of $14.50 which suggests that it could grow by 12.84%. Given that Heritage Commerce Corp. has higher upside potential than United Bankshares, Inc. (West Virginia), analysts believe Heritage Commerce Corp. is more attractive than United Bankshares, Inc. (West Virginia).

    Company Buy Ratings Hold Ratings Sell Ratings
    UBSI
    United Bankshares, Inc. (West Virginia)
    0 3 0
    HTBK
    Heritage Commerce Corp.
    0 4 0
  • Is UBSI or HTBK More Risky?

    United Bankshares, Inc. (West Virginia) has a beta of 0.781, which suggesting that the stock is 21.881% less volatile than S&P 500. In comparison Heritage Commerce Corp. has a beta of 0.798, suggesting its less volatile than the S&P 500 by 20.167%.

  • Which is a Better Dividend Stock UBSI or HTBK?

    United Bankshares, Inc. (West Virginia) has a quarterly dividend of $0.38 per share corresponding to a yield of 3.62%. Heritage Commerce Corp. offers a yield of 4.05% to investors and pays a quarterly dividend of $0.13 per share. United Bankshares, Inc. (West Virginia) pays 53.78% of its earnings as a dividend. Heritage Commerce Corp. pays out 78.94% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios UBSI or HTBK?

    United Bankshares, Inc. (West Virginia) quarterly revenues are $473.7M, which are larger than Heritage Commerce Corp. quarterly revenues of $68.3M. United Bankshares, Inc. (West Virginia)'s net income of $130.5M is higher than Heritage Commerce Corp.'s net income of $14.7M. Notably, United Bankshares, Inc. (West Virginia)'s price-to-earnings ratio is 13.52x while Heritage Commerce Corp.'s PE ratio is 18.28x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for United Bankshares, Inc. (West Virginia) is 3.29x versus 2.98x for Heritage Commerce Corp.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    UBSI
    United Bankshares, Inc. (West Virginia)
    3.29x 13.52x $473.7M $130.5M
    HTBK
    Heritage Commerce Corp.
    2.98x 18.28x $68.3M $14.7M
  • Which has Higher Returns UBSI or PEBO?

    Peoples Bancorp, Inc. (Ohio) has a net margin of 27.54% compared to United Bankshares, Inc. (West Virginia)'s net margin of 18.66%. United Bankshares, Inc. (West Virginia)'s return on equity of 8.23% beat Peoples Bancorp, Inc. (Ohio)'s return on equity of 8.84%.

    Company Gross Margin Earnings Per Share Invested Capital
    UBSI
    United Bankshares, Inc. (West Virginia)
    -- $0.92 $6.2B
    PEBO
    Peoples Bancorp, Inc. (Ohio)
    -- $0.83 $1.9B
  • What do Analysts Say About UBSI or PEBO?

    United Bankshares, Inc. (West Virginia) has a consensus price target of $40.90, signalling downside risk potential of -0.78%. On the other hand Peoples Bancorp, Inc. (Ohio) has an analysts' consensus of $34.00 which suggests that it could grow by 8.94%. Given that Peoples Bancorp, Inc. (Ohio) has higher upside potential than United Bankshares, Inc. (West Virginia), analysts believe Peoples Bancorp, Inc. (Ohio) is more attractive than United Bankshares, Inc. (West Virginia).

    Company Buy Ratings Hold Ratings Sell Ratings
    UBSI
    United Bankshares, Inc. (West Virginia)
    0 3 0
    PEBO
    Peoples Bancorp, Inc. (Ohio)
    1 5 0
  • Is UBSI or PEBO More Risky?

    United Bankshares, Inc. (West Virginia) has a beta of 0.781, which suggesting that the stock is 21.881% less volatile than S&P 500. In comparison Peoples Bancorp, Inc. (Ohio) has a beta of 0.655, suggesting its less volatile than the S&P 500 by 34.477%.

  • Which is a Better Dividend Stock UBSI or PEBO?

    United Bankshares, Inc. (West Virginia) has a quarterly dividend of $0.38 per share corresponding to a yield of 3.62%. Peoples Bancorp, Inc. (Ohio) offers a yield of 5.22% to investors and pays a quarterly dividend of $0.41 per share. United Bankshares, Inc. (West Virginia) pays 53.78% of its earnings as a dividend. Peoples Bancorp, Inc. (Ohio) pays out 48.1% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios UBSI or PEBO?

    United Bankshares, Inc. (West Virginia) quarterly revenues are $473.7M, which are larger than Peoples Bancorp, Inc. (Ohio) quarterly revenues of $156.6M. United Bankshares, Inc. (West Virginia)'s net income of $130.5M is higher than Peoples Bancorp, Inc. (Ohio)'s net income of $29.2M. Notably, United Bankshares, Inc. (West Virginia)'s price-to-earnings ratio is 13.52x while Peoples Bancorp, Inc. (Ohio)'s PE ratio is 10.92x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for United Bankshares, Inc. (West Virginia) is 3.29x versus 1.79x for Peoples Bancorp, Inc. (Ohio). Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    UBSI
    United Bankshares, Inc. (West Virginia)
    3.29x 13.52x $473.7M $130.5M
    PEBO
    Peoples Bancorp, Inc. (Ohio)
    1.79x 10.92x $156.6M $29.2M

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