UBFO Quote, Financials, Valuation and Earnings

The Bank of New York Mellon Corp. has a net margin of 23.67% compared to United Security Bancshares (California)'s net margin of 14.04%. United Security Bancshares (California)'s return on equity of 8.51% beat The Bank of New York Mellon Corp.'s return on equity of 12.16%.

United Security Bancshares (California) has a consensus price target of --, signalling downside risk potential of -57.01%. On the other hand The Bank of New York Mellon Corp. has an analysts' consensus of $119.03 which suggests that it could grow by 1.51%. Given that The Bank of New York Mellon Corp. has higher upside potential than United Security Bancshares (California), analysts believe The Bank of New York Mellon Corp. is more attractive than United Security Bancshares (California).

United Security Bancshares (California) has a beta of 0.357, which suggesting that the stock is 64.337% less volatile than S&P 500. In comparison The Bank of New York Mellon Corp. has a beta of 1.125, suggesting its more volatile than the S&P 500 by 12.453%.

United Security Bancshares (California) has a quarterly dividend of $0.12 per share corresponding to a yield of 4.71%. The Bank of New York Mellon Corp. offers a yield of 1.71% to investors and pays a quarterly dividend of $0.53 per share. United Security Bancshares (California) pays 55.85% of its earnings as a dividend. The Bank of New York Mellon Corp. pays out 30.71% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

United Security Bancshares (California) quarterly revenues are $17M, which are smaller than The Bank of New York Mellon Corp. quarterly revenues of $10.4B. United Security Bancshares (California)'s net income of $4M is lower than The Bank of New York Mellon Corp.'s net income of $1.5B. Notably, United Security Bancshares (California)'s price-to-earnings ratio is 15.55x while The Bank of New York Mellon Corp.'s PE ratio is 16.92x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for United Security Bancshares (California) is 2.69x versus 2.09x for The Bank of New York Mellon Corp.. Usually stocks with elevated PS ratios are considered overvalued.

Community West Bancshares has a net margin of 23.67% compared to United Security Bancshares (California)'s net margin of 21.81%. United Security Bancshares (California)'s return on equity of 8.51% beat Community West Bancshares's return on equity of 9.03%.

United Security Bancshares (California) has a consensus price target of --, signalling downside risk potential of -57.01%. On the other hand Community West Bancshares has an analysts' consensus of $24.50 which suggests that it could grow by 8.22%. Given that Community West Bancshares has higher upside potential than United Security Bancshares (California), analysts believe Community West Bancshares is more attractive than United Security Bancshares (California).

United Security Bancshares (California) has a beta of 0.357, which suggesting that the stock is 64.337% less volatile than S&P 500. In comparison Community West Bancshares has a beta of 0.922, suggesting its less volatile than the S&P 500 by 7.778%.

United Security Bancshares (California) has a quarterly dividend of $0.12 per share corresponding to a yield of 4.71%. Community West Bancshares offers a yield of 2.12% to investors and pays a quarterly dividend of $0.12 per share. United Security Bancshares (California) pays 55.85% of its earnings as a dividend. Community West Bancshares pays out 107.58% of its earnings as a dividend. United Security Bancshares (California)'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future, but Community West Bancshares's is not.

United Security Bancshares (California) quarterly revenues are $17M, which are smaller than Community West Bancshares quarterly revenues of $49.9M. United Security Bancshares (California)'s net income of $4M is lower than Community West Bancshares's net income of $10.9M. Notably, United Security Bancshares (California)'s price-to-earnings ratio is 15.55x while Community West Bancshares's PE ratio is 12.72x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for United Security Bancshares (California) is 2.69x versus 2.22x for Community West Bancshares. Usually stocks with elevated PS ratios are considered overvalued.

Park National Corp. has a net margin of 23.67% compared to United Security Bancshares (California)'s net margin of 27.82%. United Security Bancshares (California)'s return on equity of 8.51% beat Park National Corp.'s return on equity of 13.78%.

United Security Bancshares (California) has a consensus price target of --, signalling downside risk potential of -57.01%. On the other hand Park National Corp. has an analysts' consensus of $180.33 which suggests that it could grow by 13.71%. Given that Park National Corp. has higher upside potential than United Security Bancshares (California), analysts believe Park National Corp. is more attractive than United Security Bancshares (California).

United Security Bancshares (California) has a beta of 0.357, which suggesting that the stock is 64.337% less volatile than S&P 500. In comparison Park National Corp. has a beta of 0.734, suggesting its less volatile than the S&P 500 by 26.635%.

United Security Bancshares (California) has a quarterly dividend of $0.12 per share corresponding to a yield of 4.71%. Park National Corp. offers a yield of 2.7% to investors and pays a quarterly dividend of $2.32 per share. United Security Bancshares (California) pays 55.85% of its earnings as a dividend. Park National Corp. pays out 45.49% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

United Security Bancshares (California) quarterly revenues are $17M, which are smaller than Park National Corp. quarterly revenues of $169.5M. United Security Bancshares (California)'s net income of $4M is lower than Park National Corp.'s net income of $47.2M. Notably, United Security Bancshares (California)'s price-to-earnings ratio is 15.55x while Park National Corp.'s PE ratio is 14.61x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for United Security Bancshares (California) is 2.69x versus 3.90x for Park National Corp.. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial Corp. has a net margin of 23.67% compared to United Security Bancshares (California)'s net margin of 19.46%. United Security Bancshares (California)'s return on equity of 8.51% beat Tompkins Financial Corp.'s return on equity of 11.34%.

United Security Bancshares (California) has a consensus price target of --, signalling downside risk potential of -57.01%. On the other hand Tompkins Financial Corp. has an analysts' consensus of $78.00 which suggests that it could grow by 5.42%. Given that Tompkins Financial Corp. has higher upside potential than United Security Bancshares (California), analysts believe Tompkins Financial Corp. is more attractive than United Security Bancshares (California).

United Security Bancshares (California) has a beta of 0.357, which suggesting that the stock is 64.337% less volatile than S&P 500. In comparison Tompkins Financial Corp. has a beta of 0.823, suggesting its less volatile than the S&P 500 by 17.709%.

United Security Bancshares (California) has a quarterly dividend of $0.12 per share corresponding to a yield of 4.71%. Tompkins Financial Corp. offers a yield of 3.39% to investors and pays a quarterly dividend of $0.65 per share. United Security Bancshares (California) pays 55.85% of its earnings as a dividend. Tompkins Financial Corp. pays out 49.14% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

United Security Bancshares (California) quarterly revenues are $17M, which are smaller than Tompkins Financial Corp. quarterly revenues of $121.7M. United Security Bancshares (California)'s net income of $4M is lower than Tompkins Financial Corp.'s net income of $23.7M. Notably, United Security Bancshares (California)'s price-to-earnings ratio is 15.55x while Tompkins Financial Corp.'s PE ratio is 12.55x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for United Security Bancshares (California) is 2.69x versus 2.28x for Tompkins Financial Corp.. Usually stocks with elevated PS ratios are considered overvalued.