Financhill
Buy
68

TRUP Quote, Financials, Valuation and Earnings

Last price:
$37.66
Seasonality move :
-10.36%
Day range:
$36.80 - $37.97
52-week range:
$31.00 - $57.89
Dividend yield:
0%
P/E ratio:
105.92x
P/S ratio:
1.16x
P/B ratio:
4.42x
Volume:
233.7K
Avg. volume:
409.3K
1-year change:
-25.86%
Market cap:
$1.6B
Revenue:
$1.3B
EPS (TTM):
$0.36

Analysts' Opinion

  • Consensus Rating
    Trupanion, Inc. has received a consensus rating of Hold. The company's average rating is a Hold based on 2 Buy ratings, 3 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $54.75, Trupanion, Inc. has an estimated upside of 45.03% from its current price of $37.75.
  • Price Target Downside
    According to analysts, the lowest downside price target is $42.00 representing 100% downside risk from its current price of $37.75.

Fair Value

  • According to the consensus of 5 analysts, Trupanion, Inc. has 45.03% upside to fair value with a price target of $54.75 per share.

TRUP vs. S&P 500

  • Over the past 5 trading days, Trupanion, Inc. has underperformed the S&P 500 by -3.25% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Trupanion, Inc. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Trupanion, Inc. has grown year-over-year revenues for 0 quarters straight. In the most recent quarter Trupanion, Inc. reported revenues of $366.9M.

Earnings Growth

  • Trupanion, Inc. has grown year-over-year earnings for 10 quarters straight. In the most recent quarter Trupanion, Inc. reported earnings per share of $0.13.
Enterprise value:
1.7B
EV / Invested capital:
3.61x
Price / LTM sales:
1.16x
EV / EBIT:
100.33x
EV / Revenue:
1.25x
PEG ratio (5yr expected):
--
EV / Free cash flow:
24.29x
Price / Operating cash flow:
22.60x
Enterprise value / EBITDA:
71.81x
Gross Profit (TTM):
--
Return On Assets:
1.85%
Net Income Margin (TTM):
1.1%
Return On Equity:
4.54%
Return On Invested Capital:
3.34%
Operating Margin:
1.6%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $1.1B $1.2B $1.4B $327.5M $366.9M
Gross Profit -- -- -- -- --
Operating Income -$50M -$9.2M $12.7M $1.8M $5.9M
EBITDA -$30M $17M -- $9.7M --
Diluted EPS -$1.26 -$0.32 $0.36 $0.03 $0.13
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $390.5M $421.8M $561.2M $599.6M $668M
Total Assets $550.7M $647.9M $772M $816.1M $880.2M
Current Liabilities $211.2M $281.4M $347.6M $361.9M $390.8M
Total Liabilities $218.7M $342.2M $482.6M $495.9M $511.6M
Total Equity $332M $305.7M $289.5M $320.2M $368.6M
Total Debt -- $54.2M $128.9M $128.9M $114.5M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $2.2M $42.1M $83.9M $15.3M $29.2M
Cash From Investing -$5.5M -$49.4M -$35.3M -$1.5M -$2.3M
Cash From Financing $73.2M -$1.7M -$19.5M -$1M -$1.4M
Free Cash Flow -$17.6M $30.3M $71.9M $13.4M $23.9M
TRUP
Sector
Market Cap
$1.6B
$558M
Price % of 52-Week High
65.22%
92.09%
Dividend Yield
0%
1.57%
Shareholder Yield
0.08%
3.1%
1-Year Price Total Return
-25.86%
6.97%
Beta (5-Year)
1.624
0.476
Dividend yield:
0%
Annualized payout:
$0.00
Payout ratio:
--
Growth streak:
0 years

Technicals

8-day SMA
Buy
Level $37.72
200-day SMA
Sell
Level $43.33
Bollinger Bands (100)
Sell
Level 37.7 - 46.08
Chaikin Money Flow
Buy
Level 517.3K
20-day SMA
Buy
Level $36.92
Relative Strength Index (RSI14)
Buy
Level 51.22
ADX Line
Sell
Level 13.14
Williams %R
Neutral
Level -41.4953
50-day SMA
Sell
Level $38.68
MACD (12, 26)
Buy
Level 10.31
25-day Aroon Oscillator
Buy
Level 56
On Balance Volume
Neutral
Level 182.9K

Financial Scores

Buy
Altman Z-Score (Annual)
Level (4.0714)
Sell
CA Score (Annual)
Level (-0.3689)
Buy
Beneish M-Score (Annual)
Level (-2.8681)
Sell
Momentum Score
Level (3)
Sell
Ohlson Score
Level (2.8534)
Buy
Piotroski F Score (Annual)
Level (6)
Buy
Quality Ratio Score
Level (3)
Sell
Fundamental Score
Level (5)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Trupanion, Inc. engages in the provision of medical insurance for cats and dogs. It operates through the Subscription Business and Other Business segments. The Subscription Business segment is involved in the monthly subscriptions of pet medical insurance. The Others Business segment includes companies or organizations that choose to provide medical insurance for cats and dogs as a benefit to their employees or members. The company was founded by Darryl Rawlings in 2000 and is headquartered in Seattle, WA.

Stock Forecast FAQ

In the current month, TRUP has received 2 Buy ratings 3 Hold ratings, and 0 Sell ratings. The TRUP average analyst price target in the past 3 months is $54.75.

  • Where Will Trupanion, Inc. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Trupanion, Inc. share price will rise to $54.75 per share over the next 12 months.

  • What Do Analysts Say About Trupanion, Inc.?

    Analysts are divided on their view about Trupanion, Inc. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Trupanion, Inc. is a Sell and believe this share price will drop from its current level to $42.00.

  • What Is Trupanion, Inc.'s Price Target?

    The price target for Trupanion, Inc. over the next 1-year time period is forecast to be $54.75 according to 5 Wall Street analysts, 2 of them rate the stock a Buy, 0 rate the stock a Sell, and 3 analysts rate the stock a Hold.

  • Is TRUP A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Trupanion, Inc. is a Hold. 3 of 5 analysts rate the stock a Hold at this time.

  • How Can I Buy Shares Of TRUP?

    You can purchase shares of Trupanion, Inc. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Trupanion, Inc. shares.

  • What Is The Trupanion, Inc. Share Price Today?

    Trupanion, Inc. was last trading at $37.66 per share. This represents the most recent stock quote for Trupanion, Inc.. Yesterday, Trupanion, Inc. closed at $37.75 per share.

  • How To Buy Trupanion, Inc. Stock Online?

    In order to purchase Trupanion, Inc. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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