Financhill
Sell
37

TOWN Quote, Financials, Valuation and Earnings

Last price:
$30.84
Seasonality move :
12.79%
Day range:
$30.63 - $32.59
52-week range:
$25.70 - $38.28
Dividend yield:
3.24%
P/E ratio:
14.36x
P/S ratio:
3.35x
P/B ratio:
1.09x
Volume:
914.5K
Avg. volume:
274.7K
1-year change:
13.87%
Market cap:
$2.3B
Revenue:
$692.5M
EPS (TTM):
$2.15

Analysts' Opinion

  • Consensus Rating
    Towne Bank has received a consensus rating of Hold. The company's average rating is a Hold based on 0 Buy ratings, 2 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $40.75, Towne Bank has an estimated upside of 32.01% from its current price of $30.87.
  • Price Target Downside
    According to analysts, the lowest downside price target is $38.00 representing -23.1% downside risk from its current price of $30.87.

Fair Value

  • According to the consensus of 2 analysts, Towne Bank has 32.01% upside to fair value with a price target of $40.75 per share.

TOWN vs. S&P 500

  • Over the past 5 trading days, Towne Bank has underperformed the S&P 500 by -8.49% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Towne Bank does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Towne Bank has grown year-over-year revenues for 2 quarters straight. In the most recent quarter Towne Bank reported revenues of $175.9M.

Earnings Growth

  • Towne Bank has grown year-over-year earnings for 1 quarter straight. In the most recent quarter Towne Bank reported earnings per share of $0.55.
Enterprise value:
1.2B
EV / Invested capital:
--
Price / LTM sales:
3.35x
EV / EBIT:
2.30x
EV / Revenue:
1.73x
PEG ratio (5yr expected):
3.72x
EV / Free cash flow:
14.81x
Price / Operating cash flow:
28.62x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.95%
Net Income Margin (TTM):
23.36%
Return On Equity:
7.68%
Return On Invested Capital:
6.72%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2022-12-31 2023-12-31 2024-12-31 2023-12-31 2024-12-31
Income Statement
Revenue $686.4M $695.1M $692.5M $156.5M $175.9M
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $2.60 $2.07 $2.15 $0.39 $0.55
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Balance Sheet
Current Assets $3.2B $5.1B $3B $3.3B $1.4B
Total Assets $14.6B $16.4B $15.8B $16.8B $17.2B
Current Liabilities $67.8M $76.8M $40.9M $32.8M $33.7M
Total Liabilities $12.8B $14.4B $14B $14.8B $15.1B
Total Equity $1.8B $1.9B $1.9B $2.1B $2.2B
Total Debt $705.1M $405M $277.1M $459.8M $263.2M
Trailing 12 Months Fiscal Quarters
Period Ending 2022-12-31 2023-12-31 2024-12-31 2023-12-31 2024-12-31
Cash Flow Statement
Cash Flow Operations $415.5M $161.3M $138.4M $43.2M $98.2M
Cash From Investing -$2B -$335.7M -$202.8M -$209.3M -$119.3M
Cash From Financing -$512.1M $149.9M $275.5M $78.7M $64.5M
Free Cash Flow $363.2M $117.2M $81.1M $36.4M $89.2M
TOWN
Sector
Market Cap
$2.3B
$622M
Price % of 52-Week High
80.64%
86%
Dividend Yield
3.24%
1.98%
Shareholder Yield
--
3.69%
1-Year Price Total Return
13.87%
9.44%
Beta (5-Year)
0.794
0.555
Dividend yield:
3.24%
Annualized payout:
$1.00
Payout ratio:
46.38%
Growth streak:
13 years

Technicals

8-day SMA
Sell
Level $34.07
200-day SMA
Sell
Level $33.54
Bollinger Bands (100)
Sell
Level 33.97 - 36.69
Chaikin Money Flow
Buy
Level 24.5M
20-day SMA
Sell
Level $34.38
Relative Strength Index (RSI14)
Sell
Level 24.21
ADX Line
Sell
Level 18.71
Williams %R
Buy
Level -95.2
50-day SMA
Sell
Level $35.48
MACD (12, 26)
Sell
Level -0.64
25-day Aroon Oscillator
Sell
Level -92
On Balance Volume
Neutral
Level 22.8M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.419)
Sell
CA Score (Annual)
Level (-2.0444)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (9)
Sell
Ohlson Score
Level (1.5782)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Buy
Fundamental Score
Level (9)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Towne Bank is a financial services company that places special emphasis on serving the financial needs of individuals, commercial enterprises, and professionals, offering retail and commercial banking services to numerous markets in Virginia and North Carolina. The company has three reportable segments: the Banking Segment provides loan and deposit services to retail and commercial customers and provides commercial mortgage brokerage services and investment and asset management services, and the Realty Segment provides residential real estate services and mortgage loans. It also provides resort property management and residential and commercial title insurance, and the Insurance Segment provides a wide array of insurance products, including property, casualty, life, and health insurance.

Stock Forecast FAQ

In the current month, TOWN has received 0 Buy ratings 2 Hold ratings, and 0 Sell ratings. The TOWN average analyst price target in the past 3 months is $40.75.

  • Where Will Towne Bank Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Towne Bank share price will rise to $40.75 per share over the next 12 months.

  • What Do Analysts Say About Towne Bank?

    Analysts are divided on their view about Towne Bank share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Towne Bank is a Sell and believe this share price will drop from its current level to $38.00.

  • What Is Towne Bank's Price Target?

    The price target for Towne Bank over the next 1-year time period is forecast to be $40.75 according to 2 Wall Street analysts, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 2 analysts rate the stock a Hold.

  • Is TOWN A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Towne Bank is a Hold. 2 of 2 analysts rate the stock a Hold at this time.

  • How Can I Buy Shares Of TOWN?

    You can purchase shares of Towne Bank via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, tastytrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Towne Bank shares.

  • What Is The Towne Bank Share Price Today?

    Towne Bank was last trading at $30.84 per share. This represents the most recent stock quote for Towne Bank. Yesterday, Towne Bank closed at $30.87 per share.

  • How To Buy Towne Bank Stock Online?

    In order to purchase Towne Bank stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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