Financhill
Buy
65

TOWN Quote, Financials, Valuation and Earnings

Last price:
$34.90
Seasonality move :
0.12%
Day range:
$33.74 - $34.02
52-week range:
$25.70 - $38.28
Dividend yield:
2.96%
P/E ratio:
14.34x
P/S ratio:
3.55x
P/B ratio:
1.16x
Volume:
144.3K
Avg. volume:
307.9K
1-year change:
23.5%
Market cap:
$2.6B
Revenue:
$692.5M
EPS (TTM):
$2.36

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
TOWN
Towne Bank
$188.3M $0.61 15.55% 14.04% $39.00
BANF
BancFirst
$161.7M $1.58 6.36% 7.62% $121.00
CAC
Camden National
$57.8M $0.99 47.03% 33.95% $48.25
CHCO
City Holding
$73.1M $1.85 7.06% 1.19% $122.33
OPOF
Old Point Financial
-- -- -- -- --
TMP
Tompkins Financial
$79.4M $1.31 11.62% 22.73% $72.50
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
TOWN
Towne Bank
$33.84 $39.00 $2.6B 14.34x $0.25 2.96% 3.55x
BANF
BancFirst
$123.14 $121.00 $4.1B 18.63x $0.46 1.47% 6.42x
CAC
Camden National
$39.92 $48.25 $674.7M 12.71x $0.42 4.21% 3.20x
CHCO
City Holding
$118.80 $122.33 $1.7B 14.89x $0.79 2.6% 6.06x
OPOF
Old Point Financial
$39.17 -- $200M 19.98x $0.14 1.43% 3.17x
TMP
Tompkins Financial
$61.83 $72.50 $892.5M 12.03x $0.62 4% 2.90x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
TOWN
Towne Bank
10.68% 1.397 10.29% 63.86x
BANF
BancFirst
-- 1.094 -- 986.26x
CAC
Camden National
37.64% 1.578 56.53% 1.82x
CHCO
City Holding
16.55% 0.970 8.72% 3.26x
OPOF
Old Point Financial
36.05% -0.624 43.23% 107.08x
TMP
Tompkins Financial
39.95% 1.859 54.51% 8.50x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
TOWN
Towne Bank
-- -- 7.41% 8.31% 66.77% $110.6M
BANF
BancFirst
-- -- 13.51% 14.13% 43.12% $2M
CAC
Camden National
-- -- 5.04% 8.68% 61.19% -$727K
CHCO
City Holding
-- -- 13.56% 16.39% 80.78% $31.3M
OPOF
Old Point Financial
-- -- 5.29% 8.82% 50.37% $6.4M
TMP
Tompkins Financial
-- -- 5.55% 10.46% 71.73% $20.9M

Towne Bank vs. Competitors

  • Which has Higher Returns TOWN or BANF?

    BancFirst has a net margin of 26.34% compared to Towne Bank's net margin of 34.04%. Towne Bank's return on equity of 8.31% beat BancFirst's return on equity of 14.13%.

    Company Gross Margin Earnings Per Share Invested Capital
    TOWN
    Towne Bank
    -- $0.67 $2.5B
    BANF
    BancFirst
    -- $1.67 $1.7B
  • What do Analysts Say About TOWN or BANF?

    Towne Bank has a consensus price target of $39.00, signalling upside risk potential of 15.25%. On the other hand BancFirst has an analysts' consensus of $121.00 which suggests that it could fall by -1.74%. Given that Towne Bank has higher upside potential than BancFirst, analysts believe Towne Bank is more attractive than BancFirst.

    Company Buy Ratings Hold Ratings Sell Ratings
    TOWN
    Towne Bank
    1 1 0
    BANF
    BancFirst
    0 3 0
  • Is TOWN or BANF More Risky?

    Towne Bank has a beta of 0.790, which suggesting that the stock is 21.035% less volatile than S&P 500. In comparison BancFirst has a beta of 0.777, suggesting its less volatile than the S&P 500 by 22.295%.

  • Which is a Better Dividend Stock TOWN or BANF?

    Towne Bank has a quarterly dividend of $0.25 per share corresponding to a yield of 2.96%. BancFirst offers a yield of 1.47% to investors and pays a quarterly dividend of $0.46 per share. Towne Bank pays 46.38% of its earnings as a dividend. BancFirst pays out 26.7% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios TOWN or BANF?

    Towne Bank quarterly revenues are $192M, which are larger than BancFirst quarterly revenues of $164.8M. Towne Bank's net income of $50.6M is lower than BancFirst's net income of $56.1M. Notably, Towne Bank's price-to-earnings ratio is 14.34x while BancFirst's PE ratio is 18.63x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Towne Bank is 3.55x versus 6.42x for BancFirst. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    TOWN
    Towne Bank
    3.55x 14.34x $192M $50.6M
    BANF
    BancFirst
    6.42x 18.63x $164.8M $56.1M
  • Which has Higher Returns TOWN or CAC?

    Camden National has a net margin of 26.34% compared to Towne Bank's net margin of 12.55%. Towne Bank's return on equity of 8.31% beat Camden National's return on equity of 8.68%.

    Company Gross Margin Earnings Per Share Invested Capital
    TOWN
    Towne Bank
    -- $0.67 $2.5B
    CAC
    Camden National
    -- $0.43 $1B
  • What do Analysts Say About TOWN or CAC?

    Towne Bank has a consensus price target of $39.00, signalling upside risk potential of 15.25%. On the other hand Camden National has an analysts' consensus of $48.25 which suggests that it could grow by 20.87%. Given that Camden National has higher upside potential than Towne Bank, analysts believe Camden National is more attractive than Towne Bank.

    Company Buy Ratings Hold Ratings Sell Ratings
    TOWN
    Towne Bank
    1 1 0
    CAC
    Camden National
    0 3 0
  • Is TOWN or CAC More Risky?

    Towne Bank has a beta of 0.790, which suggesting that the stock is 21.035% less volatile than S&P 500. In comparison Camden National has a beta of 0.637, suggesting its less volatile than the S&P 500 by 36.285%.

  • Which is a Better Dividend Stock TOWN or CAC?

    Towne Bank has a quarterly dividend of $0.25 per share corresponding to a yield of 2.96%. Camden National offers a yield of 4.21% to investors and pays a quarterly dividend of $0.42 per share. Towne Bank pays 46.38% of its earnings as a dividend. Camden National pays out 46.33% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios TOWN or CAC?

    Towne Bank quarterly revenues are $192M, which are larger than Camden National quarterly revenues of $58.4M. Towne Bank's net income of $50.6M is higher than Camden National's net income of $7.3M. Notably, Towne Bank's price-to-earnings ratio is 14.34x while Camden National's PE ratio is 12.71x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Towne Bank is 3.55x versus 3.20x for Camden National. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    TOWN
    Towne Bank
    3.55x 14.34x $192M $50.6M
    CAC
    Camden National
    3.20x 12.71x $58.4M $7.3M
  • Which has Higher Returns TOWN or CHCO?

    City Holding has a net margin of 26.34% compared to Towne Bank's net margin of 41.91%. Towne Bank's return on equity of 8.31% beat City Holding's return on equity of 16.39%.

    Company Gross Margin Earnings Per Share Invested Capital
    TOWN
    Towne Bank
    -- $0.67 $2.5B
    CHCO
    City Holding
    -- $2.06 $906.3M
  • What do Analysts Say About TOWN or CHCO?

    Towne Bank has a consensus price target of $39.00, signalling upside risk potential of 15.25%. On the other hand City Holding has an analysts' consensus of $122.33 which suggests that it could grow by 2.97%. Given that Towne Bank has higher upside potential than City Holding, analysts believe Towne Bank is more attractive than City Holding.

    Company Buy Ratings Hold Ratings Sell Ratings
    TOWN
    Towne Bank
    1 1 0
    CHCO
    City Holding
    0 6 0
  • Is TOWN or CHCO More Risky?

    Towne Bank has a beta of 0.790, which suggesting that the stock is 21.035% less volatile than S&P 500. In comparison City Holding has a beta of 0.521, suggesting its less volatile than the S&P 500 by 47.932%.

  • Which is a Better Dividend Stock TOWN or CHCO?

    Towne Bank has a quarterly dividend of $0.25 per share corresponding to a yield of 2.96%. City Holding offers a yield of 2.6% to investors and pays a quarterly dividend of $0.79 per share. Towne Bank pays 46.38% of its earnings as a dividend. City Holding pays out 37.13% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios TOWN or CHCO?

    Towne Bank quarterly revenues are $192M, which are larger than City Holding quarterly revenues of $72.4M. Towne Bank's net income of $50.6M is higher than City Holding's net income of $30.3M. Notably, Towne Bank's price-to-earnings ratio is 14.34x while City Holding's PE ratio is 14.89x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Towne Bank is 3.55x versus 6.06x for City Holding. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    TOWN
    Towne Bank
    3.55x 14.34x $192M $50.6M
    CHCO
    City Holding
    6.06x 14.89x $72.4M $30.3M
  • Which has Higher Returns TOWN or OPOF?

    Old Point Financial has a net margin of 26.34% compared to Towne Bank's net margin of 13.61%. Towne Bank's return on equity of 8.31% beat Old Point Financial's return on equity of 8.82%.

    Company Gross Margin Earnings Per Share Invested Capital
    TOWN
    Towne Bank
    -- $0.67 $2.5B
    OPOF
    Old Point Financial
    -- $0.42 $183.3M
  • What do Analysts Say About TOWN or OPOF?

    Towne Bank has a consensus price target of $39.00, signalling upside risk potential of 15.25%. On the other hand Old Point Financial has an analysts' consensus of -- which suggests that it could fall by -61.71%. Given that Towne Bank has higher upside potential than Old Point Financial, analysts believe Towne Bank is more attractive than Old Point Financial.

    Company Buy Ratings Hold Ratings Sell Ratings
    TOWN
    Towne Bank
    1 1 0
    OPOF
    Old Point Financial
    0 0 0
  • Is TOWN or OPOF More Risky?

    Towne Bank has a beta of 0.790, which suggesting that the stock is 21.035% less volatile than S&P 500. In comparison Old Point Financial has a beta of -0.328, suggesting its less volatile than the S&P 500 by 132.789%.

  • Which is a Better Dividend Stock TOWN or OPOF?

    Towne Bank has a quarterly dividend of $0.25 per share corresponding to a yield of 2.96%. Old Point Financial offers a yield of 1.43% to investors and pays a quarterly dividend of $0.14 per share. Towne Bank pays 46.38% of its earnings as a dividend. Old Point Financial pays out 29.85% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios TOWN or OPOF?

    Towne Bank quarterly revenues are $192M, which are larger than Old Point Financial quarterly revenues of $15.9M. Towne Bank's net income of $50.6M is higher than Old Point Financial's net income of $2.2M. Notably, Towne Bank's price-to-earnings ratio is 14.34x while Old Point Financial's PE ratio is 19.98x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Towne Bank is 3.55x versus 3.17x for Old Point Financial. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    TOWN
    Towne Bank
    3.55x 14.34x $192M $50.6M
    OPOF
    Old Point Financial
    3.17x 19.98x $15.9M $2.2M
  • Which has Higher Returns TOWN or TMP?

    Tompkins Financial has a net margin of 26.34% compared to Towne Bank's net margin of 24.09%. Towne Bank's return on equity of 8.31% beat Tompkins Financial's return on equity of 10.46%.

    Company Gross Margin Earnings Per Share Invested Capital
    TOWN
    Towne Bank
    -- $0.67 $2.5B
    TMP
    Tompkins Financial
    -- $1.37 $1.2B
  • What do Analysts Say About TOWN or TMP?

    Towne Bank has a consensus price target of $39.00, signalling upside risk potential of 15.25%. On the other hand Tompkins Financial has an analysts' consensus of $72.50 which suggests that it could grow by 17.26%. Given that Tompkins Financial has higher upside potential than Towne Bank, analysts believe Tompkins Financial is more attractive than Towne Bank.

    Company Buy Ratings Hold Ratings Sell Ratings
    TOWN
    Towne Bank
    1 1 0
    TMP
    Tompkins Financial
    0 1 0
  • Is TOWN or TMP More Risky?

    Towne Bank has a beta of 0.790, which suggesting that the stock is 21.035% less volatile than S&P 500. In comparison Tompkins Financial has a beta of 0.888, suggesting its less volatile than the S&P 500 by 11.218%.

  • Which is a Better Dividend Stock TOWN or TMP?

    Towne Bank has a quarterly dividend of $0.25 per share corresponding to a yield of 2.96%. Tompkins Financial offers a yield of 4% to investors and pays a quarterly dividend of $0.62 per share. Towne Bank pays 46.38% of its earnings as a dividend. Tompkins Financial pays out 49.47% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios TOWN or TMP?

    Towne Bank quarterly revenues are $192M, which are larger than Tompkins Financial quarterly revenues of $81.7M. Towne Bank's net income of $50.6M is higher than Tompkins Financial's net income of $19.7M. Notably, Towne Bank's price-to-earnings ratio is 14.34x while Tompkins Financial's PE ratio is 12.03x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Towne Bank is 3.55x versus 2.90x for Tompkins Financial. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    TOWN
    Towne Bank
    3.55x 14.34x $192M $50.6M
    TMP
    Tompkins Financial
    2.90x 12.03x $81.7M $19.7M

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