Financhill
Buy
67

STBA Quote, Financials, Valuation and Earnings

Last price:
$40.10
Seasonality move :
0.96%
Day range:
$40.04 - $40.55
52-week range:
$30.84 - $43.67
Dividend yield:
3.41%
P/E ratio:
11.68x
P/S ratio:
2.77x
P/B ratio:
1.05x
Volume:
165.6K
Avg. volume:
208.1K
1-year change:
-6.7%
Market cap:
$1.5B
Revenue:
$564.8M
EPS (TTM):
$3.46

Analysts' Opinion

  • Consensus Rating
    S&T Bancorp, Inc. has received a consensus rating of Hold. The company's average rating is a Hold based on 0 Buy ratings, 6 Hold ratings, and 0 Sell ratings.
  • Price Target Downside
    According to analysts' consensus price target of $40.40, S&T Bancorp, Inc. has an estimated downside of -0.07% from its current price of $40.13.
  • Price Target Upside
    According to analysts, the highest upside price target is $42.00 representing -100% upside increase from its current price of $40.13.

Fair Value

  • According to the consensus of 6 analysts, S&T Bancorp, Inc. has -0.07% downside to fair value with a price target of $40.40 per share.

STBA vs. S&P 500

  • Over the past 5 trading days, S&T Bancorp, Inc. has underperformed the S&P 500 by -0.5% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • S&T Bancorp, Inc. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • S&T Bancorp, Inc. has grown year-over-year revenues for 2 quarters straight. In the most recent quarter S&T Bancorp, Inc. reported revenues of $145.3M.

Earnings Growth

  • S&T Bancorp, Inc. has grown year-over-year earnings for 1 quarter straight. In the most recent quarter S&T Bancorp, Inc. reported earnings per share of $0.91.
Enterprise value:
1.8B
EV / Invested capital:
1.04x
Price / LTM sales:
2.77x
EV / EBIT:
5.27x
EV / Revenue:
3.17x
PEG ratio (5yr expected):
--
EV / Free cash flow:
12.06x
Price / Operating cash flow:
10.55x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
1.37%
Net Income Margin (TTM):
23.73%
Return On Equity:
9.4%
Return On Invested Capital:
7.93%
Operating Margin:
30.17%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $510.5M $570.3M $561.9M $143.3M $145.3M
Gross Profit -- -- -- -- --
Operating Income $183M $169.5M $166.9M $41.4M $43.8M
EBITDA -- -- -- -- --
Diluted EPS $3.81 $3.51 $3.46 $0.85 $0.91
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $990.9M $140.9M $252.7M $265.3M $232.4M
Total Assets $9.4B $8.9B $9.5B $9.6B $9.8B
Current Liabilities $5.7B $5.4B $5.4B $5.1B $5.1B
Total Liabilities $8.2B $7.8B $8.2B $8.2B $8.3B
Total Equity $1.2B $1.2B $1.2B $1.4B $1.5B
Total Debt $159.4M $69.3M $88.7M $113.4M $100.3M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $164.5M $158.3M $152M $27.5M $40.5M
Cash From Investing -$418.1M -$168.6M -$293.9M $17.5M -$20.2M
Cash From Financing $357.1M -$120K $110M -$63.2M -$27.2M
Free Cash Flow $158.6M $154.9M $147.6M $26.8M $39.9M
STBA
Sector
Market Cap
$1.5B
$555.9M
Price % of 52-Week High
92.58%
89.84%
Dividend Yield
3.41%
1.65%
Shareholder Yield
5.51%
3.16%
1-Year Price Total Return
-4.78%
1.51%
Beta (5-Year)
0.941
0.481
Dividend yield:
3.41%
Annualized payout:
$1.33
Payout ratio:
37.53%
Growth streak:
12 years

Technicals

8-day SMA
Buy
Level $39.96
200-day SMA
Buy
Level $37.64
Bollinger Bands (100)
Buy
Level 36.6 - 39.3
Chaikin Money Flow
Buy
Level 23.2M
20-day SMA
Buy
Level $39.00
Relative Strength Index (RSI14)
Buy
Level 60.94
ADX Line
Buy
Level 16.14
Williams %R
Sell
Level -11.8837
50-day SMA
Buy
Level $37.64
MACD (12, 26)
Buy
Level 0.73
25-day Aroon Oscillator
Buy
Level 76
On Balance Volume
Neutral
Level 11M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (-0.385)
Sell
CA Score (Annual)
Level (-1.9412)
--
Beneish M-Score (Annual)
Level (--)
Sell
Momentum Score
Level (4)
Sell
Ohlson Score
Level (4.9469)
Buy
Piotroski F Score (Annual)
Level (5)
Buy
Quality Ratio Score
Level (2)
Buy
Fundamental Score
Level (8)

Revenue Forecast

Earnings per Share Forecast

Company Profile

S&T Bancorp, Inc. is a bank holding company, which engages in the provision of consumer, commercial, and small business banking services. It operates through the following segments: Commercial Real Estate, Commercial and Industrial, Commercial Construction, Business Banking, Consumer Real Estate, and Other Consumer. The Commercial Real Estate segment includes both owner-occupied properties and investment properties for various purposes such as hotels, retail, multifamily and health care. The Commercial and Industrial segment focuses on the companies or manufacturers for the purpose of production, operating capacity, accounts receivable, inventory or equipment financing. The Commercial Construction segment refers to the finance construction of buildings or other structures, as well as to finance the acquisition and development of raw land for various purposes. The Business Banking segment is made to small businesses that are standard, non-complex products evaluated through a streamlined credit approval process that has been designed to maximize efficiency while maintaining high credit quality standards. The Consumer Real Estate segment offers first and second liens such as 1-4 family residential mortgages, home equity loans and home equity lines of credit. The Other Consumer segment consists of individuals that may be secured by assets other than 1-4 family residences, as well as unsecured loans. The company was founded on March 17, 1983 and is headquartered in Indiana, PA.

Stock Forecast FAQ

In the current month, STBA has received 0 Buy ratings 6 Hold ratings, and 0 Sell ratings. The STBA average analyst price target in the past 3 months is $40.40.

  • Where Will S&T Bancorp, Inc. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that S&T Bancorp, Inc. share price will drop to $40.40 per share over the next 12 months.

  • What Do Analysts Say About S&T Bancorp, Inc.?

    Analysts are divided on their view about S&T Bancorp, Inc. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that S&T Bancorp, Inc. is a Sell and believe this share price will rise from its current level to $39.00.

  • What Is S&T Bancorp, Inc.'s Price Target?

    The price target for S&T Bancorp, Inc. over the next 1-year time period is forecast to be $40.40 according to 6 Wall Street analysts, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 6 analysts rate the stock a Hold.

  • Is STBA A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for S&T Bancorp, Inc. is a Hold. 6 of 6 analysts rate the stock a Hold at this time.

  • How Can I Buy Shares Of STBA?

    You can purchase shares of S&T Bancorp, Inc. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase S&T Bancorp, Inc. shares.

  • What Is The S&T Bancorp, Inc. Share Price Today?

    S&T Bancorp, Inc. was last trading at $40.10 per share. This represents the most recent stock quote for S&T Bancorp, Inc.. Yesterday, S&T Bancorp, Inc. closed at $40.13 per share.

  • How To Buy S&T Bancorp, Inc. Stock Online?

    In order to purchase S&T Bancorp, Inc. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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