SPFI Quote, Financials, Valuation and Earnings

First Bancorp (North Carolina) has a net margin of 21.56% compared to South Plains Financial, Inc. (Texas)'s net margin of 15.43%. South Plains Financial, Inc. (Texas)'s return on equity of 13.23% beat First Bancorp (North Carolina)'s return on equity of 6.48%.

South Plains Financial, Inc. (Texas) has a consensus price target of $43.75, signalling upside risk potential of 12.38%. On the other hand First Bancorp (North Carolina) has an analysts' consensus of $58.75 which suggests that it could grow by 15.24%. Given that First Bancorp (North Carolina) has higher upside potential than South Plains Financial, Inc. (Texas), analysts believe First Bancorp (North Carolina) is more attractive than South Plains Financial, Inc. (Texas).

South Plains Financial, Inc. (Texas) has a beta of 0.609, which suggesting that the stock is 39.136% less volatile than S&P 500. In comparison First Bancorp (North Carolina) has a beta of 0.901, suggesting its less volatile than the S&P 500 by 9.869%.

South Plains Financial, Inc. (Texas) has a quarterly dividend of $0.16 per share corresponding to a yield of 1.59%. First Bancorp (North Carolina) offers a yield of 1.77% to investors and pays a quarterly dividend of $0.23 per share. South Plains Financial, Inc. (Texas) pays 19.18% of its earnings as a dividend. First Bancorp (North Carolina) pays out 47.72% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

South Plains Financial, Inc. (Texas) quarterly revenues are $75.7M, which are smaller than First Bancorp (North Carolina) quarterly revenues of $131.3M. South Plains Financial, Inc. (Texas)'s net income of $16.3M is lower than First Bancorp (North Carolina)'s net income of $20.3M. Notably, South Plains Financial, Inc. (Texas)'s price-to-earnings ratio is 11.10x while First Bancorp (North Carolina)'s PE ratio is 21.36x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for South Plains Financial, Inc. (Texas) is 2.23x versus 3.93x for First Bancorp (North Carolina). Usually stocks with elevated PS ratios are considered overvalued.

Park National Corp. has a net margin of 21.56% compared to South Plains Financial, Inc. (Texas)'s net margin of 27.82%. South Plains Financial, Inc. (Texas)'s return on equity of 13.23% beat Park National Corp.'s return on equity of 13.78%.

South Plains Financial, Inc. (Texas) has a consensus price target of $43.75, signalling upside risk potential of 12.38%. On the other hand Park National Corp. has an analysts' consensus of $180.33 which suggests that it could grow by 15.01%. Given that Park National Corp. has higher upside potential than South Plains Financial, Inc. (Texas), analysts believe Park National Corp. is more attractive than South Plains Financial, Inc. (Texas).

South Plains Financial, Inc. (Texas) has a beta of 0.609, which suggesting that the stock is 39.136% less volatile than S&P 500. In comparison Park National Corp. has a beta of 0.734, suggesting its less volatile than the S&P 500 by 26.635%.

South Plains Financial, Inc. (Texas) has a quarterly dividend of $0.16 per share corresponding to a yield of 1.59%. Park National Corp. offers a yield of 2.73% to investors and pays a quarterly dividend of $2.32 per share. South Plains Financial, Inc. (Texas) pays 19.18% of its earnings as a dividend. Park National Corp. pays out 45.49% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

South Plains Financial, Inc. (Texas) quarterly revenues are $75.7M, which are smaller than Park National Corp. quarterly revenues of $169.5M. South Plains Financial, Inc. (Texas)'s net income of $16.3M is lower than Park National Corp.'s net income of $47.2M. Notably, South Plains Financial, Inc. (Texas)'s price-to-earnings ratio is 11.10x while Park National Corp.'s PE ratio is 14.45x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for South Plains Financial, Inc. (Texas) is 2.23x versus 3.85x for Park National Corp.. Usually stocks with elevated PS ratios are considered overvalued.

Renasant Corp. has a net margin of 21.56% compared to South Plains Financial, Inc. (Texas)'s net margin of 15.11%. South Plains Financial, Inc. (Texas)'s return on equity of 13.23% beat Renasant Corp.'s return on equity of 4.69%.

South Plains Financial, Inc. (Texas) has a consensus price target of $43.75, signalling upside risk potential of 12.38%. On the other hand Renasant Corp. has an analysts' consensus of $42.43 which suggests that it could grow by 16.85%. Given that Renasant Corp. has higher upside potential than South Plains Financial, Inc. (Texas), analysts believe Renasant Corp. is more attractive than South Plains Financial, Inc. (Texas).

South Plains Financial, Inc. (Texas) has a beta of 0.609, which suggesting that the stock is 39.136% less volatile than S&P 500. In comparison Renasant Corp. has a beta of 0.987, suggesting its less volatile than the S&P 500 by 1.307%.

South Plains Financial, Inc. (Texas) has a quarterly dividend of $0.16 per share corresponding to a yield of 1.59%. Renasant Corp. offers a yield of 2.42% to investors and pays a quarterly dividend of $0.22 per share. South Plains Financial, Inc. (Texas) pays 19.18% of its earnings as a dividend. Renasant Corp. pays out 26.9% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

South Plains Financial, Inc. (Texas) quarterly revenues are $75.7M, which are smaller than Renasant Corp. quarterly revenues of $395.7M. South Plains Financial, Inc. (Texas)'s net income of $16.3M is lower than Renasant Corp.'s net income of $59.8M. Notably, South Plains Financial, Inc. (Texas)'s price-to-earnings ratio is 11.10x while Renasant Corp.'s PE ratio is 18.29x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for South Plains Financial, Inc. (Texas) is 2.23x versus 2.21x for Renasant Corp.. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial Corp. has a net margin of 21.56% compared to South Plains Financial, Inc. (Texas)'s net margin of 19.46%. South Plains Financial, Inc. (Texas)'s return on equity of 13.23% beat Tompkins Financial Corp.'s return on equity of 11.34%.

South Plains Financial, Inc. (Texas) has a consensus price target of $43.75, signalling upside risk potential of 12.38%. On the other hand Tompkins Financial Corp. has an analysts' consensus of $77.00 which suggests that it could grow by 7.41%. Given that South Plains Financial, Inc. (Texas) has higher upside potential than Tompkins Financial Corp., analysts believe South Plains Financial, Inc. (Texas) is more attractive than Tompkins Financial Corp..

South Plains Financial, Inc. (Texas) has a beta of 0.609, which suggesting that the stock is 39.136% less volatile than S&P 500. In comparison Tompkins Financial Corp. has a beta of 0.823, suggesting its less volatile than the S&P 500 by 17.709%.

South Plains Financial, Inc. (Texas) has a quarterly dividend of $0.16 per share corresponding to a yield of 1.59%. Tompkins Financial Corp. offers a yield of 3.5% to investors and pays a quarterly dividend of $0.65 per share. South Plains Financial, Inc. (Texas) pays 19.18% of its earnings as a dividend. Tompkins Financial Corp. pays out 49.14% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

South Plains Financial, Inc. (Texas) quarterly revenues are $75.7M, which are smaller than Tompkins Financial Corp. quarterly revenues of $121.7M. South Plains Financial, Inc. (Texas)'s net income of $16.3M is lower than Tompkins Financial Corp.'s net income of $23.7M. Notably, South Plains Financial, Inc. (Texas)'s price-to-earnings ratio is 11.10x while Tompkins Financial Corp.'s PE ratio is 12.16x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for South Plains Financial, Inc. (Texas) is 2.23x versus 2.21x for Tompkins Financial Corp.. Usually stocks with elevated PS ratios are considered overvalued.