Financhill
Buy
64

SBFG Quote, Financials, Valuation and Earnings

Last price:
$21.28
Seasonality move :
4.39%
Day range:
$21.19 - $21.77
52-week range:
$17.10 - $24.48
Dividend yield:
2.83%
P/E ratio:
10.04x
P/S ratio:
1.54x
P/B ratio:
0.98x
Volume:
7.6K
Avg. volume:
12.6K
1-year change:
-1.89%
Market cap:
$133.7M
Revenue:
$81.1M
EPS (TTM):
$2.11
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $72.4M $72.4M $62.8M $75.7M $81.1M
Revenue Growth (YoY) 16.95% -0.01% -13.29% 20.67% 7.06%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -- -- -- $1.5M --
Operating Expenses -$18.4M -$22.7M -$15.3M -$14.7M -$13.9M
Operating Income $18.4M $22.7M $15.3M $14.7M $13.9M
 
Net Interest Expenses $565K $849K $1.7M $4.1M $3.2M
EBT. Incl. Unusual Items $18.4M $22.7M $15.3M $14.7M $13.9M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $3.5M $4.4M $2.8M $2.6M $2.4M
Net Income to Company $14.9M $18.3M $12.5M $12.1M $11.5M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $14.9M $18.3M $12.5M $12.1M $11.4M
 
Basic EPS (Cont. Ops) $1.87 $2.45 $1.78 $1.77 $1.72
Diluted EPS (Cont. Ops) $1.86 $2.44 $1.77 $1.74 $1.71
Weighted Average Basic Share $8M $7.4M $7M $6.8M $6.7M
Weighted Average Diluted Share $8M $7.5M $7M $6.9M $6.7M
 
EBITDA -- -- -- -- --
EBIT $25.1M $26.7M $20.5M $33.6M $38.3M
 
Revenue (Reported) $72.4M $72.4M $62.8M $75.7M $81.1M
Operating Income (Reported) $18.4M $22.7M $15.3M $14.7M $13.9M
Operating Income (Adjusted) $25.1M $26.7M $20.5M $33.6M $38.3M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $17.5M $15.7M $18.9M $20.5M $22.9M
Revenue Growth (YoY) -17.05% -10.36% 20.09% 8.4% 12.11%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -- -- -- -- --
Operating Expenses -$5.1M -$4.1M -$3.2M -$2.9M -$5M
Operating Income $5.1M $4.1M $3.2M $2.9M $5M
 
Net Interest Expenses $288K $474K $1.1M $751K $726K
EBT. Incl. Unusual Items $5.1M $4.1M $3.2M $3.1M $5M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $1M $746K $537K $752K $910K
Net Income to Company $4.1M $3.3M $2.7M $2.4M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $4.1M $3.3M $2.7M $2.3M $4M
 
Basic EPS (Cont. Ops) $0.56 $0.48 $0.39 $0.35 $0.64
Diluted EPS (Cont. Ops) $0.56 $0.47 $0.39 $0.35 $0.64
Weighted Average Basic Share $7.3M $7M $6.8M $6.7M $6.3M
Weighted Average Diluted Share $7.4M $7M $6.9M $6.7M $6.3M
 
EBITDA -- -- -- -- --
EBIT $6.1M $5.4M $8.5M $9.5M $11.4M
 
Revenue (Reported) $17.5M $15.7M $18.9M $20.5M $22.9M
Operating Income (Reported) $5.1M $4.1M $3.2M $2.9M $5M
Operating Income (Adjusted) $6.1M $5.4M $8.5M $9.5M $11.4M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $75M $62.6M $71.8M $80.3M $89M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -- -- -- -- --
Operating Expenses -$25.1M -$15.1M -$14.1M -$13.9M -$16.8M
Operating Income $25.1M $15.1M $14.1M $13.9M $16.8M
 
Net Interest Expenses $681K $1.3M $3.6M $3.6M $2.9M
EBT. Incl. Unusual Items $25.3M $15.1M $14.2M $14.1M $16.8M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $5M $2.8M $2.5M $2.4M $3.1M
Net Income to Company $20.3M $12.3M $11.7M $11.7M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $20.3M $12.3M $11.7M $11.7M $13.7M
 
Basic EPS (Cont. Ops) $2.66 $1.74 $1.70 $1.74 $2.12
Diluted EPS (Cont. Ops) $2.65 $1.72 $1.68 $1.73 $2.11
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $29.7M $19.1M $29.6M $38.2M $41.7M
 
Revenue (Reported) $75M $62.6M $71.8M $80.3M $89M
Operating Income (Reported) $25.1M $15.1M $14.1M $13.9M $16.8M
Operating Income (Adjusted) $29.7M $19.1M $29.6M $38.2M $41.7M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $55.7M $46M $55.1M $59.7M $67.8M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -- -- -- -- --
Operating Expenses -$18.6M -$11M -$9.8M -$9.1M -$12.3M
Operating Income $18.6M $11M $9.8M $9.1M $12.3M
 
Net Interest Expenses $571K $1.1M $3M $2.5M $2.2M
EBT. Incl. Unusual Items $18.6M $11M $9.9M $9.3M $12.3M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $3.7M $2M $1.7M $1.5M $2.2M
Net Income to Company $14.9M $9M $8.2M $7.8M $6M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $14.9M $9M $8.2M $7.8M $10M
 
Basic EPS (Cont. Ops) $1.98 $1.28 $1.19 $1.17 $1.57
Diluted EPS (Cont. Ops) $1.97 $1.26 $1.18 $1.17 $1.57
Weighted Average Basic Share $22.5M $21.1M $20.6M $20.1M $19.2M
Weighted Average Diluted Share $22.6M $21.3M $20.8M $20.1M $19.3M
 
EBITDA -- -- -- -- --
EBIT $21.7M $14.1M $23.2M $27.8M $31.2M
 
Revenue (Reported) $55.7M $46M $55.1M $59.7M $67.8M
Operating Income (Reported) $18.6M $11M $9.8M $9.1M $12.3M
Operating Income (Adjusted) $21.7M $14.1M $23.2M $27.8M $31.2M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $140.7M $149.5M $27.8M $23M $25.9M
Short Term Investments $149.4M $263.3M $238.8M $219.7M $171.8M
Accounts Receivable, Net $3.8M $2.9M $4.1M $4.7M $4.9M
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $150.3M $157.2M $34.8M $29.7M $32.4M
 
Property Plant And Equipment $23.6M $23.2M $22.8M $21.4M $20.5M
Long-Term Investments $26.6M $19.1M $16.1M $15M $17.7M
Goodwill $22.1M $23.2M $23.2M $23.2M $23.2M
Other Intangibles $7.8M $12M $13.5M $13.9M $14.9M
Other Long-Term Assets -- -- -- -- --
Total Assets $1.3B $1.3B $1.3B $1.3B $1.4B
 
Accounts Payable $616K $299K $769K $2.4M $2.4M
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- $10.6M
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $667.9M $737.6M $904M $872M $932.8M
 
Long-Term Debt $15.8M $32.4M $29.9M $52.5M $52.5M
Capital Leases -- -- -- -- --
Total Liabilities $1.1B $1.2B $1.2B $1.2B $1.3B
 
Common Stock $54.5M $54.5M $61.3M $61.3M $61.3M
Other Common Equity Adj -- -- -- -- --
Common Equity $142.9M $144.9M $118.4M $124.3M $127.5M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $142.9M $144.9M $118.4M $124.3M $127.5M
 
Total Liabilities and Equity $1.3B $1.3B $1.3B $1.3B $1.4B
Cash and Short Terms $295.9M $415.4M $268.7M $244.2M $199.3M
Total Debt $38.5M $35.4M $89.9M $113.6M $65M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Cash and Equivalents $138M $27.9M $19M $49.3M $85M
Short Term Investments $248.8M $243.2M $212.8M $211.5M --
Accounts Receivable, Net $3M $3.6M $4.5M $4.8M --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $145.2M $34.4M $25.3M $55.9M $92.7M
 
Property Plant And Equipment $23.9M $22.8M $21.9M $20.7M $21.8M
Long-Term Investments $23.5M $16.4M $16.8M $18.5M $13.8M
Goodwill $22.1M $23.2M $23.2M $23.2M --
Other Intangibles $11.2M $13.5M $13.9M $14.4M --
Other Long-Term Assets -- -- -- -- --
Total Assets $1.3B $1.3B $1.3B $1.4B $1.5B
 
Accounts Payable $576K $623K $2.2M $3.4M --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $731.1M $495.7M $671.2M $676.3M $729.3M
 
Long-Term Debt $32.3M $39.9M $52.4M $60M $52.5M
Capital Leases -- -- -- -- --
Total Liabilities $1.2B $1.2B $1.2B $1.3B $1.4B
 
Common Stock $54.5M $61.3M $61.3M $61.3M $61.3M
Other Common Equity Adj -- -- -- -- --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $144.3M $114.6M $112.3M $132.8M $136.9M
 
Total Liabilities and Equity $1.3B $1.3B $1.3B $1.4B $1.5B
Cash and Short Terms $389.5M $273.3M $233M $262.6M --
Total Debt $56.1M $64.9M $89.4M $65M $65M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $14.9M $18.3M $12.5M $12.1M $11.5M
Depreciation & Amoritzation $6.7M $6.2M $4M $3.6M $3.6M
Stock-Based Compensation $382K $443K $568K $576K $637K
Change in Accounts Receivable -$693K $879K -$1.2M -$566K -$251K
Change in Inventories -- -- -- -- --
Cash From Operations $3.3M $4.8M $17.2M $12.1M $9.5M
 
Capital Expenditures $2M $2.5M $12.4M $958K $2M
Cash Acquisitions -- $1.1M -- -- --
Cash From Investing -$36.6M -$59.6M -$157.3M -$15.5M -$28.9M
 
Dividends Paid (Ex Special Dividend) $3.1M $3.1M $3.4M $3.6M $3.8M
Special Dividend Paid
Long-Term Debt Issued -- -- $232M $810.5M $133M
Long-Term Debt Repaid -$8M -$2.5M -$177.5M -$786.9M -$181.6M
Repurchase of Common Stock $7.2M $9.5M $5.9M $3.5M $4.8M
Other Financing Activities -- $19.5M -- -- --
Cash From Financing $146.9M $63.6M $18.4M -$1.5M $22.5M
 
Beginning Cash (CF) $27.1M $140.7M $149.5M $27.8M $23M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $113.6M $8.8M -$121.7M -$4.9M $3M
Ending Cash (CF) $140.7M $149.5M $27.8M $23M $25.9M
 
Levered Free Cash Flow $1.3M $2.3M $4.9M $11.1M $7.4M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $4.1M $3.3M $2.7M $2.4M --
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation $100K $124K $123K $149K $121K
Change in Accounts Receivable $46K -$300K -$378K -$24K --
Change in Inventories -- -- -- -- --
Cash From Operations $2.8M $7.3M $5M -$576K $12.7M
 
Capital Expenditures $89K $269K $272K $389K $1.3M
Cash Acquisitions -- -- -- -- --
Cash From Investing -$33.4M -$19.8M $6.8M -$14.4M -$12.2M
 
Dividends Paid (Ex Special Dividend) $771K $841K $891K $943K $949K
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -$4.3M $65M $290M $5M --
Long-Term Debt Repaid -- -$55M -$311.8M -$5M --
Repurchase of Common Stock $2M $1.3M $614K $1.1M $2M
Other Financing Activities -- -- -- -- --
Cash From Financing $13.6M $10.9M -$13.7M $42.3M $5.1M
 
Beginning Cash (CF) $155M $29.6M $21M $22M --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$17M -$1.6M -$1.9M $27.4M $5.6M
Ending Cash (CF) $138M $27.9M $19M $49.3M --
 
Levered Free Cash Flow $2.7M $7M $4.7M -$965K $11.4M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $20.3M $12.3M $11.7M $11.7M --
Depreciation & Amoritzation $6.5M $4.7M $3.6M $3.5M --
Stock-Based Compensation $437K $548K $578K $620K $566K
Change in Accounts Receivable $1.2M -$602K -$901K -$385K --
Change in Inventories -- -- -- -- --
Cash From Operations $4.2M $12M $18.1M $9M $21.7M
 
Capital Expenditures $2.3M $12.4M $1.4M $1.9M $3M
Cash Acquisitions -- $1.1M -- -- $3M
Cash From Investing -$60.7M -$115M -$41.1M -$20.6M -$19.1M
 
Dividends Paid (Ex Special Dividend) $3.1M $3.3M $3.5M $3.7M $3.8M
Special Dividend Paid
Long-Term Debt Issued -- $69.9M $769M $316.5M --
Long-Term Debt Repaid -- -$60.5M -$744.5M -$341M --
Repurchase of Common Stock $11.7M $6.5M $3M $2.8M $7.8M
Other Financing Activities -- -- -- -- --
Cash From Financing $99.9M -$7.1M $14.2M $41.9M $33M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $43.4M -$110.1M -$8.9M $30.3M $35.7M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $1.9M -$346K $16.7M $7M $18.7M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $14.9M $9M $8.2M $7.8M $6M
Depreciation & Amoritzation $1.7M $1.1M $858K $842K $2M
Stock-Based Compensation $374K $479K $489K $533K $462K
Change in Accounts Receivable $845K -$636K -$366K -$185K -$391K
Change in Inventories -- -- -- -- --
Cash From Operations -$1.4M $5.8M $6.6M $3.5M $15.8M
 
Capital Expenditures $1.9M $11.8M $783K $1.7M $2.7M
Cash Acquisitions -- -- -- -- $3M
Cash From Investing -$70.5M -$126M -$9.7M -$14.9M -$5M
 
Dividends Paid (Ex Special Dividend) $2.3M $2.5M $2.7M $2.8M $2.9M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued $20.1M $90M $627M $133M --
Long-Term Debt Repaid -$2.5M -$60.5M -$627.5M -$181.6M -$1M
Repurchase of Common Stock $8.7M $5.6M $2.7M $2M $5M
Other Financing Activities -- -- -- -- --
Cash From Financing $69.2M -$1.4M -$5.6M $37.8M $48.3M
 
Beginning Cash (CF) $501.7M $309.1M $70.4M $71.6M $131.1M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$2.7M -$121.6M -$8.8M $26.4M $59.1M
Ending Cash (CF) $499M $187.5M $61.7M $97.9M $184.6M
 
Levered Free Cash Flow -$3.3M -$6M $5.8M $1.7M $13.1M

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