Financhill
Sell
41

RPAY Quote, Financials, Valuation and Earnings

Last price:
$3.47
Seasonality move :
4.31%
Day range:
$3.40 - $3.56
52-week range:
$2.98 - $8.37
Dividend yield:
0%
P/E ratio:
--
P/S ratio:
0.99x
P/B ratio:
0.46x
Volume:
799.9K
Avg. volume:
1.4M
1-year change:
-55.86%
Market cap:
$285.5M
Revenue:
$313M
EPS (TTM):
-$1.37

Analysts' Opinion

  • Consensus Rating
    Repay Holdings Corp. has received a consensus rating of Buy. The company's average rating is a Buy based on 5 Buy ratings, 2 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $7.71, Repay Holdings Corp. has an estimated upside of 120.41% from its current price of $3.50.
  • Price Target Downside
    According to analysts, the lowest downside price target is $4.00 representing 100% downside risk from its current price of $3.50.

Fair Value

  • According to the consensus of 7 analysts, Repay Holdings Corp. has 120.41% upside to fair value with a price target of $7.71 per share.

RPAY vs. S&P 500

  • Over the past 5 trading days, Repay Holdings Corp. has overperformed the S&P 500 by 6.05% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • Repay Holdings Corp. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Repay Holdings Corp. revenues have been falling on a year-over-year basis for 1 quarter in a row. In the most recent quarter Repay Holdings Corp. reported revenues of $77.7M.

Earnings Growth

  • Repay Holdings Corp. earnings have been falling on a year-over-year basis for 3 quarters in a row. In the most recent quarter Repay Holdings Corp. reported earnings per share of -$0.08.
Enterprise value:
597.3M
EV / Invested capital:
0.56x
Price / LTM sales:
0.99x
EV / EBIT:
98.90x
EV / Revenue:
1.93x
PEG ratio (5yr expected):
-0.05x
EV / Free cash flow:
10.16x
Price / Operating cash flow:
5.19x
Enterprise value / EBITDA:
5.59x
Gross Profit (TTM):
$132.6M
Return On Assets:
-8.54%
Net Income Margin (TTM):
-41.04%
Return On Equity:
-17.75%
Return On Invested Capital:
-10.49%
Operating Margin:
-1.65%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $293.3M $310.8M $308.9M $79.1M $77.7M
Gross Profit $121.5M $136.4M $132.6M $36M $32.2M
Operating Income -$3.9M $4M $6M $2.5M -$1.3M
EBITDA $100.5M $108.1M $106.8M $28M $24.4M
Diluted EPS -$0.49 -$0.87 -$1.37 $0.03 -$0.08
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $157.1M $113.5M $168.6M $224.8M $180.2M
Total Assets $1.6B $1.6B $1.6B $1.6B $1.3B
Current Liabilities $62.7M $74.8M $51.1M $83.3M $222.3M
Total Liabilities $722.6M $705M $680.4M $794.6M $711.1M
Total Equity $922.8M $934.9M $902.3M $769.7M $622.4M
Total Debt $439.5M $459.8M $441.5M $507.2M $435M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $90.6M $150.7M $102M $60.1M $32.2M
Cash From Investing -$8.2M -$60.7M -$43.2M -$11.2M -$11.4M
Cash From Financing -$27.8M -$16.2M -$132.2M -$7.6M -$87.9M
Free Cash Flow $42.2M $90M $58.8M $48.8M $20.8M
RPAY
Sector
Market Cap
$285.5M
$555.9M
Price % of 52-Week High
41.82%
89.84%
Dividend Yield
0%
1.65%
Shareholder Yield
9.24%
3.16%
1-Year Price Total Return
-55.86%
1.51%
Beta (5-Year)
1.678
0.481
Dividend yield:
0%
Annualized payout:
$0.00
Payout ratio:
--
Growth streak:
0 years

Technicals

8-day SMA
Buy
Level $3.31
200-day SMA
Sell
Level $4.97
Bollinger Bands (100)
Sell
Level 4.04 - 5.68
Chaikin Money Flow
Sell
Level -13.6M
20-day SMA
Buy
Level $3.47
Relative Strength Index (RSI14)
Sell
Level 42.48
ADX Line
Sell
Level 43.14
Williams %R
Neutral
Level -21.6418
50-day SMA
Sell
Level $4.28
MACD (12, 26)
Sell
Level -0.29
25-day Aroon Oscillator
Sell
Level -64
On Balance Volume
Neutral
Level 25.2M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.5493)
Sell
CA Score (Annual)
Level (-0.3368)
Buy
Beneish M-Score (Annual)
Level (-3.1197)
Sell
Momentum Score
Level (2)
Sell
Ohlson Score
Level (5.6095)
Buy
Piotroski F Score (Annual)
Level (6)
Buy
Quality Ratio Score
Level (5)
Sell
Fundamental Score
Level (4)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Repay Holdings Corp. engages in the provision of integrated payment processing solutions to vertical markets that have specific and bespoke transactions. It offers payments, instant funding, active safe, AP automation, clearing and settlement, messaging management, STX mortgage transfer automation, virtual debit cards, and value-added services. The firm operates through the Consumer Payments and Business Payments segments. The Consumer Payments segment provides solutions such as debit and credit card processing, ACH processing and other electronic payment acceptance solutions. The Business Payments segment provides payment processing solutions, which includes accounts payable automation, debit and credit card processing, virtual credit card processing, ACH processing and other electronic payment acceptance solutions The company was founded by John Morris and Shaler A. Alias in 2006 and is headquartered in Atlanta, GA.

Stock Forecast FAQ

In the current month, RPAY has received 5 Buy ratings 2 Hold ratings, and 0 Sell ratings. The RPAY average analyst price target in the past 3 months is $7.71.

  • Where Will Repay Holdings Corp. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Repay Holdings Corp. share price will rise to $7.71 per share over the next 12 months.

  • What Do Analysts Say About Repay Holdings Corp.?

    Analysts are divided on their view about Repay Holdings Corp. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Repay Holdings Corp. is a Sell and believe this share price will drop from its current level to $4.00.

  • What Is Repay Holdings Corp.'s Price Target?

    The price target for Repay Holdings Corp. over the next 1-year time period is forecast to be $7.71 according to 7 Wall Street analysts, 5 of them rate the stock a Buy, 0 rate the stock a Sell, and 2 analysts rate the stock a Hold.

  • Is RPAY A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Repay Holdings Corp. is a Buy. 5 of 7 analysts rate the stock a Buy at this time.

  • How Can I Buy Shares Of RPAY?

    You can purchase shares of Repay Holdings Corp. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Repay Holdings Corp. shares.

  • What Is The Repay Holdings Corp. Share Price Today?

    Repay Holdings Corp. was last trading at $3.47 per share. This represents the most recent stock quote for Repay Holdings Corp.. Yesterday, Repay Holdings Corp. closed at $3.50 per share.

  • How To Buy Repay Holdings Corp. Stock Online?

    In order to purchase Repay Holdings Corp. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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