RBKB Quote, Financials, Valuation and Earnings

Blue Ridge Bankshares, Inc. (Virginia) has a net margin of 13.68% compared to Rhinebeck Bancorp, Inc.'s net margin of 14.05%. Rhinebeck Bancorp, Inc.'s return on equity of 4% beat Blue Ridge Bankshares, Inc. (Virginia)'s return on equity of 1.31%.

Rhinebeck Bancorp, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Blue Ridge Bankshares, Inc. (Virginia) has an analysts' consensus of -- which suggests that it could fall by --. Given that Rhinebeck Bancorp, Inc. has higher upside potential than Blue Ridge Bankshares, Inc. (Virginia), analysts believe Rhinebeck Bancorp, Inc. is more attractive than Blue Ridge Bankshares, Inc. (Virginia).

Rhinebeck Bancorp, Inc. has a beta of 0.186, which suggesting that the stock is 81.38% less volatile than S&P 500. In comparison Blue Ridge Bankshares, Inc. (Virginia) has a beta of 0.898, suggesting its less volatile than the S&P 500 by 10.177%.

Rhinebeck Bancorp, Inc. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Blue Ridge Bankshares, Inc. (Virginia) offers a yield of 0% to investors and pays a quarterly dividend of $0.25 per share. Rhinebeck Bancorp, Inc. pays -- of its earnings as a dividend. Blue Ridge Bankshares, Inc. (Virginia) pays out -- of its earnings as a dividend.

Rhinebeck Bancorp, Inc. quarterly revenues are $19.7M, which are smaller than Blue Ridge Bankshares, Inc. (Virginia) quarterly revenues of $39.9M. Rhinebeck Bancorp, Inc.'s net income of $2.7M is lower than Blue Ridge Bankshares, Inc. (Virginia)'s net income of $5.6M. Notably, Rhinebeck Bancorp, Inc.'s price-to-earnings ratio is 26.96x while Blue Ridge Bankshares, Inc. (Virginia)'s PE ratio is 107.64x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Rhinebeck Bancorp, Inc. is 1.91x versus 2.50x for Blue Ridge Bankshares, Inc. (Virginia). Usually stocks with elevated PS ratios are considered overvalued.

OptimumBank Holdings, Inc. has a net margin of 13.68% compared to Rhinebeck Bancorp, Inc.'s net margin of 23.62%. Rhinebeck Bancorp, Inc.'s return on equity of 4% beat OptimumBank Holdings, Inc.'s return on equity of 14.8%.

Rhinebeck Bancorp, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand OptimumBank Holdings, Inc. has an analysts' consensus of $5.00 which suggests that it could grow by 17.93%. Given that OptimumBank Holdings, Inc. has higher upside potential than Rhinebeck Bancorp, Inc., analysts believe OptimumBank Holdings, Inc. is more attractive than Rhinebeck Bancorp, Inc..

Rhinebeck Bancorp, Inc. has a beta of 0.186, which suggesting that the stock is 81.38% less volatile than S&P 500. In comparison OptimumBank Holdings, Inc. has a beta of 0.287, suggesting its less volatile than the S&P 500 by 71.332%.

Rhinebeck Bancorp, Inc. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. OptimumBank Holdings, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Rhinebeck Bancorp, Inc. pays -- of its earnings as a dividend. OptimumBank Holdings, Inc. pays out -- of its earnings as a dividend.

Rhinebeck Bancorp, Inc. quarterly revenues are $19.7M, which are larger than OptimumBank Holdings, Inc. quarterly revenues of $18.3M. Rhinebeck Bancorp, Inc.'s net income of $2.7M is lower than OptimumBank Holdings, Inc.'s net income of $4.3M. Notably, Rhinebeck Bancorp, Inc.'s price-to-earnings ratio is 26.96x while OptimumBank Holdings, Inc.'s PE ratio is 3.69x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Rhinebeck Bancorp, Inc. is 1.91x versus 0.91x for OptimumBank Holdings, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

Park National Corp. has a net margin of 13.68% compared to Rhinebeck Bancorp, Inc.'s net margin of 27.82%. Rhinebeck Bancorp, Inc.'s return on equity of 4% beat Park National Corp.'s return on equity of 13.78%.

Rhinebeck Bancorp, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Park National Corp. has an analysts' consensus of $180.33 which suggests that it could grow by 14.48%. Given that Park National Corp. has higher upside potential than Rhinebeck Bancorp, Inc., analysts believe Park National Corp. is more attractive than Rhinebeck Bancorp, Inc..

Rhinebeck Bancorp, Inc. has a beta of 0.186, which suggesting that the stock is 81.38% less volatile than S&P 500. In comparison Park National Corp. has a beta of 0.734, suggesting its less volatile than the S&P 500 by 26.635%.

Rhinebeck Bancorp, Inc. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Park National Corp. offers a yield of 2.72% to investors and pays a quarterly dividend of $2.32 per share. Rhinebeck Bancorp, Inc. pays -- of its earnings as a dividend. Park National Corp. pays out 45.49% of its earnings as a dividend. Park National Corp.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Rhinebeck Bancorp, Inc. quarterly revenues are $19.7M, which are smaller than Park National Corp. quarterly revenues of $169.5M. Rhinebeck Bancorp, Inc.'s net income of $2.7M is lower than Park National Corp.'s net income of $47.2M. Notably, Rhinebeck Bancorp, Inc.'s price-to-earnings ratio is 26.96x while Park National Corp.'s PE ratio is 14.52x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Rhinebeck Bancorp, Inc. is 1.91x versus 3.87x for Park National Corp.. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial Corp. has a net margin of 13.68% compared to Rhinebeck Bancorp, Inc.'s net margin of 19.46%. Rhinebeck Bancorp, Inc.'s return on equity of 4% beat Tompkins Financial Corp.'s return on equity of 11.34%.

Rhinebeck Bancorp, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Tompkins Financial Corp. has an analysts' consensus of $78.00 which suggests that it could grow by 5.25%. Given that Tompkins Financial Corp. has higher upside potential than Rhinebeck Bancorp, Inc., analysts believe Tompkins Financial Corp. is more attractive than Rhinebeck Bancorp, Inc..

Rhinebeck Bancorp, Inc. has a beta of 0.186, which suggesting that the stock is 81.38% less volatile than S&P 500. In comparison Tompkins Financial Corp. has a beta of 0.823, suggesting its less volatile than the S&P 500 by 17.709%.

Rhinebeck Bancorp, Inc. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Tompkins Financial Corp. offers a yield of 3.39% to investors and pays a quarterly dividend of $0.65 per share. Rhinebeck Bancorp, Inc. pays -- of its earnings as a dividend. Tompkins Financial Corp. pays out 49.14% of its earnings as a dividend. Tompkins Financial Corp.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Rhinebeck Bancorp, Inc. quarterly revenues are $19.7M, which are smaller than Tompkins Financial Corp. quarterly revenues of $121.7M. Rhinebeck Bancorp, Inc.'s net income of $2.7M is lower than Tompkins Financial Corp.'s net income of $23.7M. Notably, Rhinebeck Bancorp, Inc.'s price-to-earnings ratio is 26.96x while Tompkins Financial Corp.'s PE ratio is 12.57x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Rhinebeck Bancorp, Inc. is 1.91x versus 2.28x for Tompkins Financial Corp.. Usually stocks with elevated PS ratios are considered overvalued.