Financhill
Buy
64

PAYS Quote, Financials, Valuation and Earnings

Last price:
$5.2400
Seasonality move :
217.29%
Day range:
$5.3071 - $5.4100
52-week range:
$1.8000 - $8.8800
Dividend yield:
0%
P/E ratio:
40.76x
P/S ratio:
4.12x
P/B ratio:
6.38x
Volume:
363.3K
Avg. volume:
415.8K
1-year change:
79.26%
Market cap:
$291.9M
Revenue:
$58.4M
EPS (TTM):
$0.13

Analysts' Opinion

  • Consensus Rating
    PaySign, Inc. has received a consensus rating of Buy. The company's average rating is a Buy based on 3 Buy ratings, 0 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $9.2500, PaySign, Inc. has an estimated upside of 72.58% from its current price of $5.3600.
  • Price Target Downside
    According to analysts, the lowest downside price target is $8.5000 representing 100% downside risk from its current price of $5.3600.

Fair Value

  • According to the consensus of 3 analysts, PaySign, Inc. has 72.58% upside to fair value with a price target of $9.2500 per share.

PAYS vs. S&P 500

  • Over the past 5 trading days, PaySign, Inc. has underperformed the S&P 500 by -2.28% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • PaySign, Inc. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • PaySign, Inc. has grown year-over-year revenues for 18 quarters straight. In the most recent quarter PaySign, Inc. reported revenues of $21.6M.

Earnings Growth

  • PaySign, Inc. has grown year-over-year earnings for 3 quarters straight. In the most recent quarter PaySign, Inc. reported earnings per share of $0.04.
Enterprise value:
179.4M
EV / Invested capital:
3.46x
Price / LTM sales:
4.12x
EV / EBIT:
30.03x
EV / Revenue:
2.40x
PEG ratio (5yr expected):
0.03x
EV / Free cash flow:
18.24x
Price / Operating cash flow:
31.38x
Enterprise value / EBITDA:
13.01x
Gross Profit (TTM):
$37M
Return On Assets:
3.96%
Net Income Margin (TTM):
10.1%
Return On Equity:
20.31%
Return On Invested Capital:
18.56%
Operating Margin:
7.33%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $44.2M $56.5M $74.9M $15.3M $21.6M
Gross Profit $18.9M $24.7M $37M $6.9M $10M
Operating Income -$484.7K $1.2M $6M $689.8K $1.6M
EBITDA $3.4M $6.7M $13.8M $2.3M $3.8M
Diluted EPS $0.03 $0.15 $0.13 $0.03 $0.04
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $73.4M $104.5M $98.9M $147.5M $171.3M
Total Assets $83.2M $114.4M $111.2M $167M $209.5M
Current Liabilities $67M $96M $90M $135.9M $152.1M
Total Liabilities $70.8M $99.4M $93M $138.5M $163.8M
Total Equity $12.4M $14.9M $18.2M $28.5M $45.8M
Total Debt $4.1M $3.4M $3M $2.6M $5.5M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations -$1.5M $32.1M $18.7M -$20.2M $6.8M
Cash From Investing -$6.5M -$9.1M -$10.8M -$2.4M -$2.2M
Cash From Financing -$1.1M -$331.7K $150.3K -$355.7K $69.1K
Free Cash Flow -$8M $22.9M $9.8M -$22.6M $4.6M
PAYS
Sector
Market Cap
$291.9M
$565.4M
Price % of 52-Week High
60.36%
92.48%
Dividend Yield
0%
1.57%
Shareholder Yield
-0.22%
3.12%
1-Year Price Total Return
79.26%
8.05%
Beta (5-Year)
0.933
0.478
Dividend yield:
0%
Annualized payout:
$0.00
Payout ratio:
--
Growth streak:
0 years

Technicals

8-day SMA
Sell
Level $5.4213
200-day SMA
Buy
Level $4.9130
Bollinger Bands (100)
Sell
Level 5.0832 - 5.9032
Chaikin Money Flow
Sell
Level -558.4K
20-day SMA
Buy
Level $5.2885
Relative Strength Index (RSI14)
Buy
Level 51.2597
ADX Line
Sell
Level 15.9534
Williams %R
Neutral
Level -40.678
50-day SMA
Buy
Level $5.3348
MACD (12, 26)
Buy
Level 1.1965
25-day Aroon Oscillator
Sell
Level -20
On Balance Volume
Sell
Level -161.8K

Financial Scores

Sell
Altman Z-Score (Annual)
Level (1.1361)
Sell
CA Score (Annual)
Level (-1.8228)
Buy
Beneish M-Score (Annual)
Level (-2.243)
Buy
Momentum Score
Level (9)
Sell
Ohlson Score
Level (3.5051)
Buy
Piotroski F Score (Annual)
Level (7)
Buy
Quality Ratio Score
Level (6)
Buy
Fundamental Score
Level (8)

Revenue Forecast

Earnings per Share Forecast

Company Profile

PaySign, Inc. engages in the provision of prepaid card programs and processing services for corporate, consumer & government applications. It specializes in corporate incentive products, payroll cards, general purpose re-loadable cards, and travel cards. The firm markets prepaid solutions through its PaySign brand. The company was founded by Mark R. Newcomer and Daniel H. Spencer on August 24, 1995 and is headquartered in Henderson, NV.

Stock Forecast FAQ

In the current month, PAYS has received 3 Buy ratings 0 Hold ratings, and 0 Sell ratings. The PAYS average analyst price target in the past 3 months is $9.2500.

  • Where Will PaySign, Inc. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that PaySign, Inc. share price will rise to $9.2500 per share over the next 12 months.

  • What Do Analysts Say About PaySign, Inc.?

    Analysts are divided on their view about PaySign, Inc. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that PaySign, Inc. is a Sell and believe this share price will drop from its current level to $8.5000.

  • What Is PaySign, Inc.'s Price Target?

    The price target for PaySign, Inc. over the next 1-year time period is forecast to be $9.2500 according to 3 Wall Street analysts, 3 of them rate the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.

  • Is PAYS A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for PaySign, Inc. is a Buy. 3 of 3 analysts rate the stock a Buy at this time.

  • How Can I Buy Shares Of PAYS?

    You can purchase shares of PaySign, Inc. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase PaySign, Inc. shares.

  • What Is The PaySign, Inc. Share Price Today?

    PaySign, Inc. was last trading at $5.2400 per share. This represents the most recent stock quote for PaySign, Inc.. Yesterday, PaySign, Inc. closed at $5.3600 per share.

  • How To Buy PaySign, Inc. Stock Online?

    In order to purchase PaySign, Inc. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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