Financhill
Buy
93

OPRT Quote, Financials, Valuation and Earnings

Last price:
$7.25
Seasonality move :
28.69%
Day range:
$6.52 - $7.47
52-week range:
$2.37 - $9.25
Dividend yield:
0%
P/E ratio:
--
P/S ratio:
0.92x
P/B ratio:
0.69x
Volume:
891.2K
Avg. volume:
412.4K
1-year change:
83.33%
Market cap:
$242.5M
Revenue:
$295.2M
EPS (TTM):
-$2.01

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
OPRT
Oportun Financial
$230.4M $0.08 188.95% -56.1% $8.50
EZPW
EZCORP
$310.3M $0.31 7.16% -4% $20.75
FCFS
FirstCash Holdings
$835.6M $1.74 -1.3% 56.33% $147.60
OMCC
Old Market Capital
-- -- -- -- --
OPFI
OppFi
$137.7M $0.25 8.14% 153.33% $13.25
SLM
SLM
$360.5M $1.18 -27.96% -53.11% $33.36
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
OPRT
Oportun Financial
$6.71 $8.50 $242.5M -- $0.00 0% 0.92x
EZPW
EZCORP
$14.84 $20.75 $906.9M 12.47x $0.00 0% 1.03x
FCFS
FirstCash Holdings
$132.75 $147.60 $5.9B 21.24x $0.38 1.12% 1.76x
OMCC
Old Market Capital
$5.20 -- $34.6M -- $0.00 0% 8.54x
OPFI
OppFi
$11.64 $13.25 $282M 55.43x $0.25 0% 0.82x
SLM
SLM
$32.18 $33.36 $6.8B 11.58x $0.13 1.49% 3.73x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
OPRT
Oportun Financial
88.8% 2.244 2001.4% 1.96x
EZPW
EZCORP
42.15% -0.325 76.63% 3.20x
FCFS
FirstCash Holdings
45.34% -0.037 31.98% 2.86x
OMCC
Old Market Capital
1.54% 0.338 1.97% 10.83x
OPFI
OppFi
90.68% 5.521 86.1% 8.98x
SLM
SLM
71.91% 1.027 95.45% --
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
OPRT
Oportun Financial
-- -- -2.46% -21.59% 83.11% $85.4M
EZPW
EZCORP
$178.5M $34.3M 7.37% 10.97% 12.31% $28.6M
FCFS
FirstCash Holdings
$424.2M $135.6M 7.59% 13.86% 16.58% $113.7M
OMCC
Old Market Capital
-- -- -7.12% -7.14% -12.58% -$2.9M
OPFI
OppFi
$110.2M $79.6M 1.38% 3.46% 58.63% $90.1M
SLM
SLM
-- -- 7.77% 28.08% 117.77% -$146.1M

Oportun Financial vs. Competitors

  • Which has Higher Returns OPRT or EZPW?

    EZCORP has a net margin of 9.36% compared to Oportun Financial's net margin of 8.29%. Oportun Financial's return on equity of -21.59% beat EZCORP's return on equity of 10.97%.

    Company Gross Margin Earnings Per Share Invested Capital
    OPRT
    Oportun Financial
    -- $0.20 $3.2B
    EZPW
    EZCORP
    58.26% $0.33 $1.5B
  • What do Analysts Say About OPRT or EZPW?

    Oportun Financial has a consensus price target of $8.50, signalling upside risk potential of 26.68%. On the other hand EZCORP has an analysts' consensus of $20.75 which suggests that it could grow by 39.83%. Given that EZCORP has higher upside potential than Oportun Financial, analysts believe EZCORP is more attractive than Oportun Financial.

    Company Buy Ratings Hold Ratings Sell Ratings
    OPRT
    Oportun Financial
    2 3 0
    EZPW
    EZCORP
    2 1 0
  • Is OPRT or EZPW More Risky?

    Oportun Financial has a beta of 1.229, which suggesting that the stock is 22.886% more volatile than S&P 500. In comparison EZCORP has a beta of 0.587, suggesting its less volatile than the S&P 500 by 41.309%.

  • Which is a Better Dividend Stock OPRT or EZPW?

    Oportun Financial has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. EZCORP offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Oportun Financial pays -- of its earnings as a dividend. EZCORP pays out -- of its earnings as a dividend.

  • Which has Better Financial Ratios OPRT or EZPW?

    Oportun Financial quarterly revenues are $93.4M, which are smaller than EZCORP quarterly revenues of $306.3M. Oportun Financial's net income of $8.7M is lower than EZCORP's net income of $25.4M. Notably, Oportun Financial's price-to-earnings ratio is -- while EZCORP's PE ratio is 12.47x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Oportun Financial is 0.92x versus 1.03x for EZCORP. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OPRT
    Oportun Financial
    0.92x -- $93.4M $8.7M
    EZPW
    EZCORP
    1.03x 12.47x $306.3M $25.4M
  • Which has Higher Returns OPRT or FCFS?

    FirstCash Holdings has a net margin of 9.36% compared to Oportun Financial's net margin of 9.99%. Oportun Financial's return on equity of -21.59% beat FirstCash Holdings's return on equity of 13.86%.

    Company Gross Margin Earnings Per Share Invested Capital
    OPRT
    Oportun Financial
    -- $0.20 $3.2B
    FCFS
    FirstCash Holdings
    50.72% $1.87 $3.8B
  • What do Analysts Say About OPRT or FCFS?

    Oportun Financial has a consensus price target of $8.50, signalling upside risk potential of 26.68%. On the other hand FirstCash Holdings has an analysts' consensus of $147.60 which suggests that it could grow by 11.19%. Given that Oportun Financial has higher upside potential than FirstCash Holdings, analysts believe Oportun Financial is more attractive than FirstCash Holdings.

    Company Buy Ratings Hold Ratings Sell Ratings
    OPRT
    Oportun Financial
    2 3 0
    FCFS
    FirstCash Holdings
    4 2 0
  • Is OPRT or FCFS More Risky?

    Oportun Financial has a beta of 1.229, which suggesting that the stock is 22.886% more volatile than S&P 500. In comparison FirstCash Holdings has a beta of 0.635, suggesting its less volatile than the S&P 500 by 36.496%.

  • Which is a Better Dividend Stock OPRT or FCFS?

    Oportun Financial has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. FirstCash Holdings offers a yield of 1.12% to investors and pays a quarterly dividend of $0.38 per share. Oportun Financial pays -- of its earnings as a dividend. FirstCash Holdings pays out 25.41% of its earnings as a dividend. FirstCash Holdings's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios OPRT or FCFS?

    Oportun Financial quarterly revenues are $93.4M, which are smaller than FirstCash Holdings quarterly revenues of $836.4M. Oportun Financial's net income of $8.7M is lower than FirstCash Holdings's net income of $83.6M. Notably, Oportun Financial's price-to-earnings ratio is -- while FirstCash Holdings's PE ratio is 21.24x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Oportun Financial is 0.92x versus 1.76x for FirstCash Holdings. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OPRT
    Oportun Financial
    0.92x -- $93.4M $8.7M
    FCFS
    FirstCash Holdings
    1.76x 21.24x $836.4M $83.6M
  • Which has Higher Returns OPRT or OMCC?

    Old Market Capital has a net margin of 9.36% compared to Oportun Financial's net margin of -3.85%. Oportun Financial's return on equity of -21.59% beat Old Market Capital's return on equity of -7.14%.

    Company Gross Margin Earnings Per Share Invested Capital
    OPRT
    Oportun Financial
    -- $0.20 $3.2B
    OMCC
    Old Market Capital
    -- -$0.04 $54.8M
  • What do Analysts Say About OPRT or OMCC?

    Oportun Financial has a consensus price target of $8.50, signalling upside risk potential of 26.68%. On the other hand Old Market Capital has an analysts' consensus of -- which suggests that it could fall by --. Given that Oportun Financial has higher upside potential than Old Market Capital, analysts believe Oportun Financial is more attractive than Old Market Capital.

    Company Buy Ratings Hold Ratings Sell Ratings
    OPRT
    Oportun Financial
    2 3 0
    OMCC
    Old Market Capital
    0 0 0
  • Is OPRT or OMCC More Risky?

    Oportun Financial has a beta of 1.229, which suggesting that the stock is 22.886% more volatile than S&P 500. In comparison Old Market Capital has a beta of 0.942, suggesting its less volatile than the S&P 500 by 5.82%.

  • Which is a Better Dividend Stock OPRT or OMCC?

    Oportun Financial has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Old Market Capital offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Oportun Financial pays -- of its earnings as a dividend. Old Market Capital pays out -- of its earnings as a dividend.

  • Which has Better Financial Ratios OPRT or OMCC?

    Oportun Financial quarterly revenues are $93.4M, which are larger than Old Market Capital quarterly revenues of $3.2M. Oportun Financial's net income of $8.7M is higher than Old Market Capital's net income of -$124K. Notably, Oportun Financial's price-to-earnings ratio is -- while Old Market Capital's PE ratio is --. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Oportun Financial is 0.92x versus 8.54x for Old Market Capital. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OPRT
    Oportun Financial
    0.92x -- $93.4M $8.7M
    OMCC
    Old Market Capital
    8.54x -- $3.2M -$124K
  • Which has Higher Returns OPRT or OPFI?

    OppFi has a net margin of 9.36% compared to Oportun Financial's net margin of -4.13%. Oportun Financial's return on equity of -21.59% beat OppFi's return on equity of 3.46%.

    Company Gross Margin Earnings Per Share Invested Capital
    OPRT
    Oportun Financial
    -- $0.20 $3.2B
    OPFI
    OppFi
    81.23% -$0.26 $553M
  • What do Analysts Say About OPRT or OPFI?

    Oportun Financial has a consensus price target of $8.50, signalling upside risk potential of 26.68%. On the other hand OppFi has an analysts' consensus of $13.25 which suggests that it could grow by 13.83%. Given that Oportun Financial has higher upside potential than OppFi, analysts believe Oportun Financial is more attractive than OppFi.

    Company Buy Ratings Hold Ratings Sell Ratings
    OPRT
    Oportun Financial
    2 3 0
    OPFI
    OppFi
    1 0 0
  • Is OPRT or OPFI More Risky?

    Oportun Financial has a beta of 1.229, which suggesting that the stock is 22.886% more volatile than S&P 500. In comparison OppFi has a beta of 0.000, suggesting its less volatile than the S&P 500 by 100%.

  • Which is a Better Dividend Stock OPRT or OPFI?

    Oportun Financial has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. OppFi offers a yield of 0% to investors and pays a quarterly dividend of $0.25 per share. Oportun Financial pays -- of its earnings as a dividend. OppFi pays out 616.77% of its earnings as a dividend.

  • Which has Better Financial Ratios OPRT or OPFI?

    Oportun Financial quarterly revenues are $93.4M, which are smaller than OppFi quarterly revenues of $135.7M. Oportun Financial's net income of $8.7M is higher than OppFi's net income of -$5.6M. Notably, Oportun Financial's price-to-earnings ratio is -- while OppFi's PE ratio is 55.43x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Oportun Financial is 0.92x versus 0.82x for OppFi. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OPRT
    Oportun Financial
    0.92x -- $93.4M $8.7M
    OPFI
    OppFi
    0.82x 55.43x $135.7M -$5.6M
  • Which has Higher Returns OPRT or SLM?

    SLM has a net margin of 9.36% compared to Oportun Financial's net margin of 52.42%. Oportun Financial's return on equity of -21.59% beat SLM's return on equity of 28.08%.

    Company Gross Margin Earnings Per Share Invested Capital
    OPRT
    Oportun Financial
    -- $0.20 $3.2B
    SLM
    SLM
    -- $1.40 $8.5B
  • What do Analysts Say About OPRT or SLM?

    Oportun Financial has a consensus price target of $8.50, signalling upside risk potential of 26.68%. On the other hand SLM has an analysts' consensus of $33.36 which suggests that it could grow by 3.68%. Given that Oportun Financial has higher upside potential than SLM, analysts believe Oportun Financial is more attractive than SLM.

    Company Buy Ratings Hold Ratings Sell Ratings
    OPRT
    Oportun Financial
    2 3 0
    SLM
    SLM
    6 2 0
  • Is OPRT or SLM More Risky?

    Oportun Financial has a beta of 1.229, which suggesting that the stock is 22.886% more volatile than S&P 500. In comparison SLM has a beta of 1.049, suggesting its more volatile than the S&P 500 by 4.92%.

  • Which is a Better Dividend Stock OPRT or SLM?

    Oportun Financial has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. SLM offers a yield of 1.49% to investors and pays a quarterly dividend of $0.13 per share. Oportun Financial pays -- of its earnings as a dividend. SLM pays out 19.31% of its earnings as a dividend. SLM's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios OPRT or SLM?

    Oportun Financial quarterly revenues are $93.4M, which are smaller than SLM quarterly revenues of $581M. Oportun Financial's net income of $8.7M is lower than SLM's net income of $304.5M. Notably, Oportun Financial's price-to-earnings ratio is -- while SLM's PE ratio is 11.58x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Oportun Financial is 0.92x versus 3.73x for SLM. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OPRT
    Oportun Financial
    0.92x -- $93.4M $8.7M
    SLM
    SLM
    3.73x 11.58x $581M $304.5M

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