Financhill
Buy
75

OPRT Quote, Financials, Valuation and Earnings

Last price:
$5.30
Seasonality move :
12.37%
Day range:
$5.19 - $5.28
52-week range:
$3.45 - $9.25
Dividend yield:
0%
P/E ratio:
8.00x
P/S ratio:
0.26x
P/B ratio:
0.61x
Volume:
329.8K
Avg. volume:
452.3K
1-year change:
31.42%
Market cap:
$232.6M
Revenue:
$1B
EPS (TTM):
$0.66

Price Performance History

Performance vs. Valuation Benchmarks

SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS

GET BETTER TRADE IDEAS

Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
OPRT
Oportun Financial Corp.
$238.9M $0.27 -3.31% 35.38% $8.58
ATLC
Atlanticus Holdings Corp.
$513.7M $1.60 98.05% 13.52% $85.83
EZPW
EZCORP, Inc.
$325.4M $0.30 13.58% 14.49% $23.60
FCFS
FirstCash Holdings, Inc.
$861.7M $1.93 14.11% 37.47% $181.67
OMCC
Old Market Capital Corp.
-- -- -- -- --
SLM
SLM Corp.
$382.7M $0.81 -44.85% 75.27% $34.73
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
OPRT
Oportun Financial Corp.
$5.27 $8.58 $232.6M 8.00x $0.00 0% 0.26x
ATLC
Atlanticus Holdings Corp.
$59.58 $85.83 $902.1M 10.58x $0.00 0% 0.72x
EZPW
EZCORP, Inc.
$20.01 $23.60 $1.2B 14.65x $0.00 0% 1.31x
FCFS
FirstCash Holdings, Inc.
$162.01 $181.67 $7.2B 23.39x $0.42 0.99% 2.08x
OMCC
Old Market Capital Corp.
$4.95 -- $33.6M -- $0.00 0% 2.74x
SLM
SLM Corp.
$30.16 $34.73 $6.1B 10.63x $0.13 1.72% 2.08x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
OPRT
Oportun Financial Corp.
87.73% 1.729 1008.58% 0.00x
ATLC
Atlanticus Holdings Corp.
90.59% 0.367 657.66% 1.14x
EZPW
EZCORP, Inc.
42.73% -1.055 66.01% 4.31x
FCFS
FirstCash Holdings, Inc.
53.97% -0.220 36.89% 3.63x
OMCC
Old Market Capital Corp.
10.48% -0.065 13.43% 4.02x
SLM
SLM Corp.
74.5% 0.155 116.48% --
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
OPRT
Oportun Financial Corp.
-- $14.2M 0.97% 8.45% 29.69% $92.9M
ATLC
Atlanticus Holdings Corp.
$454.2M $107.9M 3.06% 19.88% 22.13% $107.4M
EZPW
EZCORP, Inc.
$190.4M $38M 6.83% 12.19% 11.27% $35.7M
FCFS
FirstCash Holdings, Inc.
$485M $149.3M 7.31% 14.82% 15.96% $108.1M
OMCC
Old Market Capital Corp.
$1.3M -$963K -4.37% -4.61% -30.48% -$4.9M
SLM
SLM Corp.
$627.6M $272.7M 7.2% 27.31% 54.08% -$52.8M

Oportun Financial Corp. vs. Competitors

  • Which has Higher Returns OPRT or ATLC?

    Atlanticus Holdings Corp. has a net margin of 2.18% compared to Oportun Financial Corp.'s net margin of 4.97%. Oportun Financial Corp.'s return on equity of 8.45% beat Atlanticus Holdings Corp.'s return on equity of 19.88%.

    Company Gross Margin Earnings Per Share Invested Capital
    OPRT
    Oportun Financial Corp.
    -- $0.11 $3.1B
    ATLC
    Atlanticus Holdings Corp.
    91.81% $1.21 $6.7B
  • What do Analysts Say About OPRT or ATLC?

    Oportun Financial Corp. has a consensus price target of $8.58, signalling upside risk potential of 62.87%. On the other hand Atlanticus Holdings Corp. has an analysts' consensus of $85.83 which suggests that it could grow by 44.06%. Given that Oportun Financial Corp. has higher upside potential than Atlanticus Holdings Corp., analysts believe Oportun Financial Corp. is more attractive than Atlanticus Holdings Corp..

    Company Buy Ratings Hold Ratings Sell Ratings
    OPRT
    Oportun Financial Corp.
    3 2 0
    ATLC
    Atlanticus Holdings Corp.
    4 1 0
  • Is OPRT or ATLC More Risky?

    Oportun Financial Corp. has a beta of 1.236, which suggesting that the stock is 23.627% more volatile than S&P 500. In comparison Atlanticus Holdings Corp. has a beta of 2.085, suggesting its more volatile than the S&P 500 by 108.452%.

  • Which is a Better Dividend Stock OPRT or ATLC?

    Oportun Financial Corp. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Atlanticus Holdings Corp. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Oportun Financial Corp. pays -- of its earnings as a dividend. Atlanticus Holdings Corp. pays out -- of its earnings as a dividend.

  • Which has Better Financial Ratios OPRT or ATLC?

    Oportun Financial Corp. quarterly revenues are $238.7M, which are smaller than Atlanticus Holdings Corp. quarterly revenues of $494.7M. Oportun Financial Corp.'s net income of $5.2M is lower than Atlanticus Holdings Corp.'s net income of $24.6M. Notably, Oportun Financial Corp.'s price-to-earnings ratio is 8.00x while Atlanticus Holdings Corp.'s PE ratio is 10.58x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Oportun Financial Corp. is 0.26x versus 0.72x for Atlanticus Holdings Corp.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OPRT
    Oportun Financial Corp.
    0.26x 8.00x $238.7M $5.2M
    ATLC
    Atlanticus Holdings Corp.
    0.72x 10.58x $494.7M $24.6M
  • Which has Higher Returns OPRT or EZPW?

    EZCORP, Inc. has a net margin of 2.18% compared to Oportun Financial Corp.'s net margin of 7.93%. Oportun Financial Corp.'s return on equity of 8.45% beat EZCORP, Inc.'s return on equity of 12.19%.

    Company Gross Margin Earnings Per Share Invested Capital
    OPRT
    Oportun Financial Corp.
    -- $0.11 $3.1B
    EZPW
    EZCORP, Inc.
    56.53% $0.34 $1.8B
  • What do Analysts Say About OPRT or EZPW?

    Oportun Financial Corp. has a consensus price target of $8.58, signalling upside risk potential of 62.87%. On the other hand EZCORP, Inc. has an analysts' consensus of $23.60 which suggests that it could grow by 17.94%. Given that Oportun Financial Corp. has higher upside potential than EZCORP, Inc., analysts believe Oportun Financial Corp. is more attractive than EZCORP, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    OPRT
    Oportun Financial Corp.
    3 2 0
    EZPW
    EZCORP, Inc.
    3 2 0
  • Is OPRT or EZPW More Risky?

    Oportun Financial Corp. has a beta of 1.236, which suggesting that the stock is 23.627% more volatile than S&P 500. In comparison EZCORP, Inc. has a beta of 0.523, suggesting its less volatile than the S&P 500 by 47.653%.

  • Which is a Better Dividend Stock OPRT or EZPW?

    Oportun Financial Corp. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. EZCORP, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Oportun Financial Corp. pays -- of its earnings as a dividend. EZCORP, Inc. pays out -- of its earnings as a dividend.

  • Which has Better Financial Ratios OPRT or EZPW?

    Oportun Financial Corp. quarterly revenues are $238.7M, which are smaller than EZCORP, Inc. quarterly revenues of $336.8M. Oportun Financial Corp.'s net income of $5.2M is lower than EZCORP, Inc.'s net income of $26.7M. Notably, Oportun Financial Corp.'s price-to-earnings ratio is 8.00x while EZCORP, Inc.'s PE ratio is 14.65x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Oportun Financial Corp. is 0.26x versus 1.31x for EZCORP, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OPRT
    Oportun Financial Corp.
    0.26x 8.00x $238.7M $5.2M
    EZPW
    EZCORP, Inc.
    1.31x 14.65x $336.8M $26.7M
  • Which has Higher Returns OPRT or FCFS?

    FirstCash Holdings, Inc. has a net margin of 2.18% compared to Oportun Financial Corp.'s net margin of 8.85%. Oportun Financial Corp.'s return on equity of 8.45% beat FirstCash Holdings, Inc.'s return on equity of 14.82%.

    Company Gross Margin Earnings Per Share Invested Capital
    OPRT
    Oportun Financial Corp.
    -- $0.11 $3.1B
    FCFS
    FirstCash Holdings, Inc.
    51.84% $1.86 $4.8B
  • What do Analysts Say About OPRT or FCFS?

    Oportun Financial Corp. has a consensus price target of $8.58, signalling upside risk potential of 62.87%. On the other hand FirstCash Holdings, Inc. has an analysts' consensus of $181.67 which suggests that it could grow by 12.13%. Given that Oportun Financial Corp. has higher upside potential than FirstCash Holdings, Inc., analysts believe Oportun Financial Corp. is more attractive than FirstCash Holdings, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    OPRT
    Oportun Financial Corp.
    3 2 0
    FCFS
    FirstCash Holdings, Inc.
    4 3 0
  • Is OPRT or FCFS More Risky?

    Oportun Financial Corp. has a beta of 1.236, which suggesting that the stock is 23.627% more volatile than S&P 500. In comparison FirstCash Holdings, Inc. has a beta of 0.534, suggesting its less volatile than the S&P 500 by 46.606%.

  • Which is a Better Dividend Stock OPRT or FCFS?

    Oportun Financial Corp. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. FirstCash Holdings, Inc. offers a yield of 0.99% to investors and pays a quarterly dividend of $0.42 per share. Oportun Financial Corp. pays -- of its earnings as a dividend. FirstCash Holdings, Inc. pays out 25.48% of its earnings as a dividend. FirstCash Holdings, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios OPRT or FCFS?

    Oportun Financial Corp. quarterly revenues are $238.7M, which are smaller than FirstCash Holdings, Inc. quarterly revenues of $935.6M. Oportun Financial Corp.'s net income of $5.2M is lower than FirstCash Holdings, Inc.'s net income of $82.8M. Notably, Oportun Financial Corp.'s price-to-earnings ratio is 8.00x while FirstCash Holdings, Inc.'s PE ratio is 23.39x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Oportun Financial Corp. is 0.26x versus 2.08x for FirstCash Holdings, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OPRT
    Oportun Financial Corp.
    0.26x 8.00x $238.7M $5.2M
    FCFS
    FirstCash Holdings, Inc.
    2.08x 23.39x $935.6M $82.8M
  • Which has Higher Returns OPRT or OMCC?

    Old Market Capital Corp. has a net margin of 2.18% compared to Oportun Financial Corp.'s net margin of -25.23%. Oportun Financial Corp.'s return on equity of 8.45% beat Old Market Capital Corp.'s return on equity of -4.61%.

    Company Gross Margin Earnings Per Share Invested Capital
    OPRT
    Oportun Financial Corp.
    -- $0.11 $3.1B
    OMCC
    Old Market Capital Corp.
    42.23% -$0.11 $72.2M
  • What do Analysts Say About OPRT or OMCC?

    Oportun Financial Corp. has a consensus price target of $8.58, signalling upside risk potential of 62.87%. On the other hand Old Market Capital Corp. has an analysts' consensus of -- which suggests that it could fall by --. Given that Oportun Financial Corp. has higher upside potential than Old Market Capital Corp., analysts believe Oportun Financial Corp. is more attractive than Old Market Capital Corp..

    Company Buy Ratings Hold Ratings Sell Ratings
    OPRT
    Oportun Financial Corp.
    3 2 0
    OMCC
    Old Market Capital Corp.
    0 0 0
  • Is OPRT or OMCC More Risky?

    Oportun Financial Corp. has a beta of 1.236, which suggesting that the stock is 23.627% more volatile than S&P 500. In comparison Old Market Capital Corp. has a beta of 1.024, suggesting its more volatile than the S&P 500 by 2.41%.

  • Which is a Better Dividend Stock OPRT or OMCC?

    Oportun Financial Corp. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Old Market Capital Corp. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Oportun Financial Corp. pays -- of its earnings as a dividend. Old Market Capital Corp. pays out -- of its earnings as a dividend.

  • Which has Better Financial Ratios OPRT or OMCC?

    Oportun Financial Corp. quarterly revenues are $238.7M, which are larger than Old Market Capital Corp. quarterly revenues of $3.2M. Oportun Financial Corp.'s net income of $5.2M is higher than Old Market Capital Corp.'s net income of -$797K. Notably, Oportun Financial Corp.'s price-to-earnings ratio is 8.00x while Old Market Capital Corp.'s PE ratio is --. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Oportun Financial Corp. is 0.26x versus 2.74x for Old Market Capital Corp.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OPRT
    Oportun Financial Corp.
    0.26x 8.00x $238.7M $5.2M
    OMCC
    Old Market Capital Corp.
    2.74x -- $3.2M -$797K
  • Which has Higher Returns OPRT or SLM?

    SLM Corp. has a net margin of 2.18% compared to Oportun Financial Corp.'s net margin of 16.25%. Oportun Financial Corp.'s return on equity of 8.45% beat SLM Corp.'s return on equity of 27.31%.

    Company Gross Margin Earnings Per Share Invested Capital
    OPRT
    Oportun Financial Corp.
    -- $0.11 $3.1B
    SLM
    SLM Corp.
    75.07% $0.63 $9.2B
  • What do Analysts Say About OPRT or SLM?

    Oportun Financial Corp. has a consensus price target of $8.58, signalling upside risk potential of 62.87%. On the other hand SLM Corp. has an analysts' consensus of $34.73 which suggests that it could grow by 15.14%. Given that Oportun Financial Corp. has higher upside potential than SLM Corp., analysts believe Oportun Financial Corp. is more attractive than SLM Corp..

    Company Buy Ratings Hold Ratings Sell Ratings
    OPRT
    Oportun Financial Corp.
    3 2 0
    SLM
    SLM Corp.
    6 2 0
  • Is OPRT or SLM More Risky?

    Oportun Financial Corp. has a beta of 1.236, which suggesting that the stock is 23.627% more volatile than S&P 500. In comparison SLM Corp. has a beta of 1.140, suggesting its more volatile than the S&P 500 by 13.996%.

  • Which is a Better Dividend Stock OPRT or SLM?

    Oportun Financial Corp. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. SLM Corp. offers a yield of 1.72% to investors and pays a quarterly dividend of $0.13 per share. Oportun Financial Corp. pays -- of its earnings as a dividend. SLM Corp. pays out 17.15% of its earnings as a dividend. SLM Corp.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios OPRT or SLM?

    Oportun Financial Corp. quarterly revenues are $238.7M, which are smaller than SLM Corp. quarterly revenues of $836.1M. Oportun Financial Corp.'s net income of $5.2M is lower than SLM Corp.'s net income of $135.9M. Notably, Oportun Financial Corp.'s price-to-earnings ratio is 8.00x while SLM Corp.'s PE ratio is 10.63x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Oportun Financial Corp. is 0.26x versus 2.08x for SLM Corp.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OPRT
    Oportun Financial Corp.
    0.26x 8.00x $238.7M $5.2M
    SLM
    SLM Corp.
    2.08x 10.63x $836.1M $135.9M

SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS

GET BETTER TRADE IDEAS

Popular

Is Amazon an AI Stock?
Is Amazon an AI Stock?

With the market starting to look skittish on pure-play AI…

Google Vs NVIDIA Stock: Which Is Best?
Google Vs NVIDIA Stock: Which Is Best?

Alphabet (NASDAQ:GOOGL) and NVIDIA (NASDAQ:NVIDIA) are two of the market’s…

How High Could NVIDIA Stock Go?
How High Could NVIDIA Stock Go?

NVIDIA (NASDAQ:NVDA) has been one of the best stocks to…

Stock Ideas

Buy
52
Is NVDA Stock a Buy?

Market Cap: $4.5T
P/E Ratio: 62x

Buy
61
Is AAPL Stock a Buy?

Market Cap: $4.1T
P/E Ratio: 38x

Buy
63
Is GOOG Stock a Buy?

Market Cap: $3.8T
P/E Ratio: 40x

Alerts

Buy
54
SMX alert for Dec 5

SMX (Security Matters) Plc [SMX] is up 122.86% over the past day.

Sell
15
HOV alert for Dec 5

Hovnanian Enterprises, Inc. [HOV] is down 0.5% over the past day.

Buy
67
NUTX alert for Dec 5

Nutex Health, Inc. [NUTX] is down 0.14% over the past day.

THE #1 STOCK ANALYSIS TOOL
TO MAKE SMARTER BUY AND SELL DECISIONS

Show me the best stock