NWFL Quote, Financials, Valuation and Earnings

PB Bankshares, Inc. has a net margin of 24.02% compared to Norwood Financial Corp.'s net margin of 7.96%. Norwood Financial Corp.'s return on equity of 3.51% beat PB Bankshares, Inc.'s return on equity of 4.67%.

Norwood Financial Corp. has a consensus price target of $28.00, signalling downside risk potential of -2.68%. On the other hand PB Bankshares, Inc. has an analysts' consensus of -- which suggests that it could fall by --. Given that Norwood Financial Corp. has higher upside potential than PB Bankshares, Inc., analysts believe Norwood Financial Corp. is more attractive than PB Bankshares, Inc..

Norwood Financial Corp. has a beta of 0.593, which suggesting that the stock is 40.69% less volatile than S&P 500. In comparison PB Bankshares, Inc. has a beta of 0.000, suggesting its less volatile than the S&P 500 by 100%.

Norwood Financial Corp. has a quarterly dividend of $0.31 per share corresponding to a yield of 4.31%. PB Bankshares, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Norwood Financial Corp. pays 6074.38% of its earnings as a dividend. PB Bankshares, Inc. pays out -- of its earnings as a dividend.

Norwood Financial Corp. quarterly revenues are $34.7M, which are larger than PB Bankshares, Inc. quarterly revenues of $6.5M. Norwood Financial Corp.'s net income of $8.3M is higher than PB Bankshares, Inc.'s net income of $519K. Notably, Norwood Financial Corp.'s price-to-earnings ratio is 43.95x while PB Bankshares, Inc.'s PE ratio is 21.94x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Norwood Financial Corp. is 2.30x versus 2.00x for PB Bankshares, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

Park National Corp. has a net margin of 24.02% compared to Norwood Financial Corp.'s net margin of 27.82%. Norwood Financial Corp.'s return on equity of 3.51% beat Park National Corp.'s return on equity of 13.78%.

Norwood Financial Corp. has a consensus price target of $28.00, signalling downside risk potential of -2.68%. On the other hand Park National Corp. has an analysts' consensus of $180.33 which suggests that it could grow by 13.85%. Given that Park National Corp. has higher upside potential than Norwood Financial Corp., analysts believe Park National Corp. is more attractive than Norwood Financial Corp..

Norwood Financial Corp. has a beta of 0.593, which suggesting that the stock is 40.69% less volatile than S&P 500. In comparison Park National Corp. has a beta of 0.734, suggesting its less volatile than the S&P 500 by 26.635%.

Norwood Financial Corp. has a quarterly dividend of $0.31 per share corresponding to a yield of 4.31%. Park National Corp. offers a yield of 2.7% to investors and pays a quarterly dividend of $2.32 per share. Norwood Financial Corp. pays 6074.38% of its earnings as a dividend. Park National Corp. pays out 45.49% of its earnings as a dividend. Park National Corp.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future, but Norwood Financial Corp.'s is not.

Norwood Financial Corp. quarterly revenues are $34.7M, which are smaller than Park National Corp. quarterly revenues of $169.5M. Norwood Financial Corp.'s net income of $8.3M is lower than Park National Corp.'s net income of $47.2M. Notably, Norwood Financial Corp.'s price-to-earnings ratio is 43.95x while Park National Corp.'s PE ratio is 14.60x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Norwood Financial Corp. is 2.30x versus 3.89x for Park National Corp.. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial Corp. has a net margin of 24.02% compared to Norwood Financial Corp.'s net margin of 19.46%. Norwood Financial Corp.'s return on equity of 3.51% beat Tompkins Financial Corp.'s return on equity of 11.34%.

Norwood Financial Corp. has a consensus price target of $28.00, signalling downside risk potential of -2.68%. On the other hand Tompkins Financial Corp. has an analysts' consensus of $77.00 which suggests that it could grow by 7.39%. Given that Tompkins Financial Corp. has higher upside potential than Norwood Financial Corp., analysts believe Tompkins Financial Corp. is more attractive than Norwood Financial Corp..

Norwood Financial Corp. has a beta of 0.593, which suggesting that the stock is 40.69% less volatile than S&P 500. In comparison Tompkins Financial Corp. has a beta of 0.823, suggesting its less volatile than the S&P 500 by 17.709%.

Norwood Financial Corp. has a quarterly dividend of $0.31 per share corresponding to a yield of 4.31%. Tompkins Financial Corp. offers a yield of 3.5% to investors and pays a quarterly dividend of $0.65 per share. Norwood Financial Corp. pays 6074.38% of its earnings as a dividend. Tompkins Financial Corp. pays out 49.14% of its earnings as a dividend. Tompkins Financial Corp.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future, but Norwood Financial Corp.'s is not.

Norwood Financial Corp. quarterly revenues are $34.7M, which are smaller than Tompkins Financial Corp. quarterly revenues of $121.7M. Norwood Financial Corp.'s net income of $8.3M is lower than Tompkins Financial Corp.'s net income of $23.7M. Notably, Norwood Financial Corp.'s price-to-earnings ratio is 43.95x while Tompkins Financial Corp.'s PE ratio is 12.16x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Norwood Financial Corp. is 2.30x versus 2.21x for Tompkins Financial Corp.. Usually stocks with elevated PS ratios are considered overvalued.

Unity Bancorp, Inc. has a net margin of 24.02% compared to Norwood Financial Corp.'s net margin of 30.41%. Norwood Financial Corp.'s return on equity of 3.51% beat Unity Bancorp, Inc.'s return on equity of 17.53%.

Norwood Financial Corp. has a consensus price target of $28.00, signalling downside risk potential of -2.68%. On the other hand Unity Bancorp, Inc. has an analysts' consensus of $59.00 which suggests that it could grow by 13.03%. Given that Unity Bancorp, Inc. has higher upside potential than Norwood Financial Corp., analysts believe Unity Bancorp, Inc. is more attractive than Norwood Financial Corp..

Norwood Financial Corp. has a beta of 0.593, which suggesting that the stock is 40.69% less volatile than S&P 500. In comparison Unity Bancorp, Inc. has a beta of 0.642, suggesting its less volatile than the S&P 500 by 35.783%.

Norwood Financial Corp. has a quarterly dividend of $0.31 per share corresponding to a yield of 4.31%. Unity Bancorp, Inc. offers a yield of 1.07% to investors and pays a quarterly dividend of $0.15 per share. Norwood Financial Corp. pays 6074.38% of its earnings as a dividend. Unity Bancorp, Inc. pays out 12.8% of its earnings as a dividend. Unity Bancorp, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future, but Norwood Financial Corp.'s is not.

Norwood Financial Corp. quarterly revenues are $34.7M, which are smaller than Unity Bancorp, Inc. quarterly revenues of $47.3M. Norwood Financial Corp.'s net income of $8.3M is lower than Unity Bancorp, Inc.'s net income of $14.4M. Notably, Norwood Financial Corp.'s price-to-earnings ratio is 43.95x while Unity Bancorp, Inc.'s PE ratio is 9.89x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Norwood Financial Corp. is 2.30x versus 2.95x for Unity Bancorp, Inc.. Usually stocks with elevated PS ratios are considered overvalued.