Financhill
Buy
62

NFBK Quote, Financials, Valuation and Earnings

Last price:
$11.45
Seasonality move :
-1.2%
Day range:
$11.27 - $11.46
52-week range:
$9.40 - $13.26
Dividend yield:
4.54%
P/E ratio:
11.74x
P/S ratio:
1.78x
P/B ratio:
0.67x
Volume:
209.8K
Avg. volume:
210.9K
1-year change:
-10.62%
Market cap:
$478.6M
Revenue:
$251.3M
EPS (TTM):
$0.98
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $179.6M $186.8M $187.7M $220.7M $251.3M
Revenue Growth (YoY) -0.19% 3.97% 0.49% 17.6% 13.88%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $1.9M $3.2M -$1.9M $1.7M $1.7M
Operating Expenses -$50M -$97.1M -$84.9M -$51.8M -$37.1M
Operating Income $50M $97.1M $84.9M $51.8M $37.1M
 
Net Interest Expenses $13.1M $10.4M $11.1M $35.4M $41.2M
EBT. Incl. Unusual Items $50M $97.1M $84.9M $51.8M $40.5M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $13M $26.5M $23.7M $14.1M $10.6M
Net Income to Company $37M $70.7M $61.1M $37.7M $29.9M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $37M $70.7M $61.1M $37.7M $29.9M
 
Basic EPS (Cont. Ops) $0.76 $1.46 $1.32 $0.86 $0.72
Diluted EPS (Cont. Ops) $0.76 $1.45 $1.32 $0.86 $0.72
Weighted Average Basic Share $48.7M $48.4M $46.2M $43.6M $41.6M
Weighted Average Diluted Share $48.8M $48.8M $46.4M $43.6M $41.6M
 
EBITDA -- -- -- -- --
EBIT $88.4M $113.8M $106.2M $135.9M $163.9M
 
Revenue (Reported) $179.6M $186.8M $187.7M $220.7M $251.3M
Operating Income (Reported) $50M $97.1M $84.9M $51.8M $37.1M
Operating Income (Adjusted) $88.4M $113.8M $106.2M $135.9M $163.9M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $44.8M $49.6M $54.9M $62.9M $67.7M
Revenue Growth (YoY) 0.66% 10.7% 10.68% 14.66% 7.59%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $295K -$426K -$295K $703K --
Operating Expenses -$22.2M -$20.4M -$11.1M -$8.9M -$14.8M
Operating Income $22.2M $20.4M $11.1M $8.9M $14.8M
 
Net Interest Expenses $2.3M $3.1M $9.4M $10.8M $9.4M
EBT. Incl. Unusual Items $22.2M $23.7M $11.1M $8.9M $14.8M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $6.1M $6.7M $2.9M $2.4M $4M
Net Income to Company $16.1M $17M $8.2M $6.5M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $16.1M $17M $8.2M $6.5M $10.8M
 
Basic EPS (Cont. Ops) $0.33 $0.37 $0.19 $0.16 $0.27
Diluted EPS (Cont. Ops) $0.33 $0.37 $0.19 $0.16 $0.27
Weighted Average Basic Share $48.1M $46M $42.9M $41M $39.7M
Weighted Average Diluted Share $48.5M $46.2M $42.9M $41.1M $39.8M
 
EBITDA -- -- -- -- --
EBIT $25.9M $29M $34.1M $40M $43.2M
 
Revenue (Reported) $44.8M $49.6M $54.9M $62.9M $67.7M
Operating Income (Reported) $22.2M $20.4M $11.1M $8.9M $14.8M
Operating Income (Adjusted) $25.9M $29M $34.1M $40M $43.2M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $187.8M $181.8M $214.6M $246.1M $261.1M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $3.5M -$599K $794K $1.9M --
Operating Expenses -$92.7M -$83.7M -$56.8M -$37.8M -$50M
Operating Income $92.7M $83.7M $56.8M $37.8M $50M
 
Net Interest Expenses $11.4M $9.6M $30.4M $41.9M $32.3M
EBT. Incl. Unusual Items $92.7M $87.1M $60.1M $37.9M $53.4M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $25.1M $24M $16.6M $11M $13.9M
Net Income to Company $67.6M $63.1M $43.6M $26.9M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $67.6M $63.1M $43.6M $26.9M $39.4M
 
Basic EPS (Cont. Ops) $1.37 $1.35 $0.98 $0.64 $0.98
Diluted EPS (Cont. Ops) $1.37 $1.35 $0.98 $0.64 $0.98
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $111.9M $102.5M $128.1M $156.8M $168.2M
 
Revenue (Reported) $187.8M $181.8M $214.6M $246.1M $261.1M
Operating Income (Reported) $92.7M $83.7M $56.8M $37.8M $50M
Operating Income (Adjusted) $111.9M $102.5M $128.1M $156.8M $168.2M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $140.6M $135.7M $162.6M $188M $197.7M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $2.1M -$1.7M $194K $892K $1M
Operating Expenses -$75.2M -$61.8M -$37.1M -$26.5M -$39.4M
Operating Income $75.2M $61.8M $37.1M $26.5M $39.4M
 
Net Interest Expenses $8.2M $7.3M $26.7M $33.1M $24.3M
EBT. Incl. Unusual Items $75.2M $65.2M $40.5M $26.6M $39.4M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $20.7M $18.2M $11M $7.9M $11.3M
Net Income to Company $54.6M $47M $29.4M $18.7M $17.4M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $54.6M $47M $29.4M $18.7M $28.2M
 
Basic EPS (Cont. Ops) $1.12 $1.01 $0.67 $0.45 $0.70
Diluted EPS (Cont. Ops) $1.11 $1.01 $0.67 $0.45 $0.70
Weighted Average Basic Share $146.5M $139.5M $131.6M $125.4M $120.8M
Weighted Average Diluted Share $147.4M $140M $131.8M $125.5M $120.9M
 
EBITDA -- -- -- -- --
EBIT $88.4M $77.1M $99.1M $120M $124.2M
 
Revenue (Reported) $140.6M $135.7M $162.6M $188M $197.7M
Operating Income (Reported) $75.2M $61.8M $37.1M $26.5M $39.4M
Operating Income (Adjusted) $88.4M $77.1M $99.1M $120M $124.2M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $16.1M $18.2M $14.5M $13.9M $13M
Short Term Investments $1.3B $1.2B $952.2M $795.5M $1.1B
Accounts Receivable, Net $14.7M $14.6M $17.4M $18.5M $19.1M
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $114.5M $119.1M $74M $260.5M $200.7M
 
Property Plant And Equipment $64.9M $59.9M $59.1M $55M $49.8M
Long-Term Investments $120M $95.2M $61.7M $255.3M $200.6M
Goodwill $41.3M $41M $41M $41M $41M
Other Intangibles -- -- -- -- --
Other Long-Term Assets -- -- -- -- --
Total Assets $5.5B $5.4B $5.6B $5.6B $5.7B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $2.5B $2.7B $2.5B $2.3B $2.7B
 
Long-Term Debt $553.1M $398.9M $643.8M $920.4M $570.7M
Capital Leases -- -- -- -- --
Total Liabilities $4.7B $4.7B $4.9B $4.9B $5B
 
Common Stock $648K $648K $648K $648K $648K
Other Common Equity Adj -- -- -- -- --
Common Equity $754M $739.9M $701.4M $699.4M $704.7M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $754M $739.9M $701.4M $699.4M $704.7M
 
Total Liabilities and Equity $5.5B $5.4B $5.6B $5.6B $5.7B
Cash and Short Terms $1.4B $1.3B $998M $1B $1.3B
Total Debt $553.1M $398.9M $643.8M $920.4M $753.9M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Cash and Equivalents $15.9M $13.9M $13.3M $14.2M $12.5M
Short Term Investments $1.1B $1B $743.7M $1.1B --
Accounts Receivable, Net $13.8M $16.1M $17.4M $19.3M --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $200.3M $96.8M $109.4M $266M $166.1M
 
Property Plant And Equipment $61.6M $60.8M $55.6M $51.9M $45.3M
Long-Term Investments $180.1M $79.7M $109.4M $265.2M $169.5M
Goodwill $41M $41M $41M $41M --
Other Intangibles -- -- -- -- --
Other Long-Term Assets -- -- -- -- --
Total Assets $5.4B $5.7B $5.4B $5.7B $5.7B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $2B $2.2B $1.9B $1.9B $2.1B
 
Long-Term Debt $411.3M $483.1M $990M $1.1B $969.1M
Capital Leases -- -- -- -- --
Total Liabilities $4.7B $5B $4.8B $5B $5B
 
Common Stock $648K $648K $648K $648K $648K
Other Common Equity Adj -- -- -- -- --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $739.2M $693.3M $684.1M $699.6M $719.6M
 
Total Liabilities and Equity $5.4B $5.7B $5.4B $5.7B $5.7B
Cash and Short Terms $1.3B $1.1B $824.3M $1.3B --
Total Debt $411.3M $483.1M $990M $1.1B $969.1M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $37M $70.7M $61.1M $37.7M $29.9M
Depreciation & Amoritzation $8.7M $8.5M $8.4M $8.5M $8.3M
Stock-Based Compensation $3.2M $3.6M $4.1M $4.4M $4.2M
Change in Accounts Receivable $1.3M $118K -$2.9M -$1.1M -$587K
Change in Inventories -- -- -- -- --
Cash From Operations $54.7M $64.2M $82.6M $46.9M $30.7M
 
Capital Expenditures $3.1M $1.6M $2.6M $3.6M $1.2M
Cash Acquisitions -- -- -- -- --
Cash From Investing -$131.4M $85.5M -$279.5M $193.9M -$118.1M
 
Dividends Paid (Ex Special Dividend) $21.5M $24.3M $24.1M $22.8M $21.8M
Special Dividend Paid
Long-Term Debt Issued -- -- $60.9M -- --
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock $10.4M $53.3M $30.9M $37.2M $18.7M
Other Financing Activities -$368K $5.2M $1.1M -$893K -$1M
Cash From Financing $16.4M -$146.2M $151.6M -$57.1M $25.6M
 
Beginning Cash (CF) $147.8M $87.5M $91.1M $45.8M $229.5M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$60.3M $3.5M -$45.3M $183.7M -$61.8M
Ending Cash (CF) $87.5M $91.1M $45.8M $229.5M $167.7M
 
Levered Free Cash Flow $51.6M $62.6M $80.1M $43.3M $29.6M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $16.1M $17M $8.2M $6.5M --
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation $741K $875K $889K $1M $1.1M
Change in Accounts Receivable $695K -$1.1M $366K $44K --
Change in Inventories -- -- -- -- --
Cash From Operations $18.4M $18.2M $10.4M $14.8M $14M
 
Capital Expenditures $268K $514K $514K $220K $327K
Cash Acquisitions -- -- -- -- --
Cash From Investing $6.2M -$83.9M $93.4M $102.1M -$8.3M
 
Dividends Paid (Ex Special Dividend) $6.3M $6M $5.6M $5.4M $5.3M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -$294K $50.8M $80.7M --
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock $22.1M $11.3M $3.2M $6.7M --
Other Financing Activities -$707K -$3.3M -$3.1M -$3.6M --
Cash From Financing -$44.1M $26.2M -$112.3M -$37.5M $28.4M
 
Beginning Cash (CF) $193.2M $110.2M $89.1M $153.5M --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$19.5M -$39.6M -$8.6M $79.4M $34.1M
Ending Cash (CF) $173.7M $70.7M $80.6M $232.9M --
 
Levered Free Cash Flow $18.2M $17.6M $9.8M $14.6M $13.7M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $67.6M $63.1M $43.6M $26.9M --
Depreciation & Amoritzation $8.6M $8.5M $8.5M $8.4M --
Stock-Based Compensation $3.1M -- -- $4M $5M
Change in Accounts Receivable $235K -$2.2M -$1.4M -$1.9M --
Change in Inventories -- -- -- -- --
Cash From Operations $69.4M -- -- $39.9M $41.4M
 
Capital Expenditures $2.8M $859K $866K $2.4M $1M
Cash Acquisitions -- -- -- -- --
Cash From Investing $935K -- -- -$117.9M -$94.2M
 
Dividends Paid (Ex Special Dividend) $23.7M -- -- $22M $21.3M
Special Dividend Paid
Long-Term Debt Issued -- $60.9M $743.6M -$287.9M --
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock $57.3M -- -- $23.1M $15.2M
Other Financing Activities $6.2M $2.6M -$169K -$3.5M --
Cash From Financing -$247.4M -- -- $230.4M -$48.4M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$177.1M -- -- $152.4M -$101.2M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $66.6M -- -- $37.5M $40.4M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $54.6M $47M $29.4M $18.7M $17.4M
Depreciation & Amoritzation $2.1M $2.1M $2.1M $2.1M $4M
Stock-Based Compensation $2.1M $875K $889K $2.4M $3.2M
Change in Accounts Receivable $864K -$1.5M $71K -$808K -$163K
Change in Inventories -- -- -- -- --
Cash From Operations $43.9M $18.2M $10.4M $26.3M $37M
 
Capital Expenditures $1.3M $514K $514K $912K $805K
Cash Acquisitions -- -- -- -- --
Cash From Investing $206.5M -$83.9M $93.4M -$113.9M -$90M
 
Dividends Paid (Ex Special Dividend) $18.1M $6M $5.6M $16.5M $15.9M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- $60.9M $743.6M $455.7M $1.9B
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock $47M $11.3M $3.2M $18.7M $15.2M
Other Financing Activities $3.8M $1.2M -$27K -$2.6M $1.2M
Cash From Financing -$164.2M $26.2M -$112.3M $91M $16.9M
 
Beginning Cash (CF) $408.3M $336.8M $293.9M $621.8M $269.4M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $86.2M -$39.6M -$8.6M $3.4M -$36M
Ending Cash (CF) $494.4M $316.4M $328.6M $625.2M $199.3M
 
Levered Free Cash Flow $42.6M $17.6M $9.8M $25.4M $36.2M

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