Financhill
Buy
65

MRBK Quote, Financials, Valuation and Earnings

Last price:
$17.65
Seasonality move :
-9.22%
Day range:
$17.05 - $17.56
52-week range:
$11.16 - $18.33
Dividend yield:
2.91%
P/E ratio:
9.71x
P/S ratio:
0.96x
P/B ratio:
1.05x
Volume:
41.3K
Avg. volume:
89K
1-year change:
23.23%
Market cap:
$198M
Revenue:
$197.2M
EPS (TTM):
$1.77
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $140.4M $167.3M $134.4M $168.3M $197.2M
Revenue Growth (YoY) 64.3% 19.17% -19.69% 25.22% 17.19%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -$3.1M -$942K $4.7M $61K -$114K
Operating Expenses -$34.5M -$45.9M -$27.9M -$17M -$21.8M
Operating Income $34.5M $45.9M $27.9M $17M $21.8M
 
Net Interest Expenses $3.7M $2.9M $3.2M $9.8M $11M
EBT. Incl. Unusual Items $34.5M $46.3M $27.9M $17M $21.8M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $8.1M $10.7M $6.1M $3.7M $5.4M
Net Income to Company $26.4M $35.6M $21.8M $13.2M $16.3M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $26.4M $35.6M $21.8M $13.2M $16.3M
 
Basic EPS (Cont. Ops) $2.15 $2.90 $1.85 $1.19 $1.47
Diluted EPS (Cont. Ops) $2.14 $2.87 $1.79 $1.16 $1.45
Weighted Average Basic Share $12.3M $12.3M $11.8M $11.1M $11.1M
Weighted Average Diluted Share $12.4M $12.4M $12.2M $11.4M $11.2M
 
EBITDA -- -- -- -- --
EBIT $48.2M $54.7M $46.5M $84.6M $106.8M
 
Revenue (Reported) $140.4M $167.3M $134.4M $168.3M $197.2M
Operating Income (Reported) $34.5M $45.9M $27.9M $17M $21.8M
Operating Income (Adjusted) $48.2M $54.7M $46.5M $84.6M $106.8M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $42.5M $34.2M $43.9M $50.3M $53M
Revenue Growth (YoY) 9.17% -19.49% 28.45% 14.61% 5.26%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -$1.2M $526K $182K -$356K --
Operating Expenses -$12.3M -$6.9M -$5.2M -$6.2M -$8.7M
Operating Income $12.3M $6.9M $5.2M $6.2M $8.7M
 
Net Interest Expenses $722K $857K $2.7M $2.8M $2.6M
EBT. Incl. Unusual Items $12.3M $7.5M $5.2M $6.2M $8.7M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $2.9M $1.7M $1.2M $1.5M $2M
Net Income to Company $9.4M $5.8M $4M $4.7M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $9.4M $5.8M $4M $4.7M $6.7M
 
Basic EPS (Cont. Ops) $0.78 $0.49 $0.36 $0.43 $0.59
Diluted EPS (Cont. Ops) $0.76 $0.48 $0.35 $0.42 $0.58
Weighted Average Basic Share $12.1M $11.7M $11.1M $11.1M $11.3M
Weighted Average Diluted Share $12.5M $12.1M $11.4M $11.2M $11.5M
 
EBITDA -- -- -- -- --
EBIT $14.4M $12.4M $23.4M $28.3M $28.7M
 
Revenue (Reported) $42.5M $34.2M $43.9M $50.3M $53M
Operating Income (Reported) $12.3M $6.9M $5.2M $6.2M $8.7M
Operating Income (Adjusted) $14.4M $12.4M $23.4M $28.3M $28.7M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $163.3M $137.9M $160M $187M $205.2M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -$4.1M $4M $749K -$339K --
Operating Expenses -$29.2M -$30.3M -$22M -$14.9M -$26.7M
Operating Income $29.2M $30.3M $22M $14.9M $26.7M
 
Net Interest Expenses $3.2M $2.9M $8.3M $11.2M $10.2M
EBT. Incl. Unusual Items $48.3M $32.1M $22M $14.9M $26.7M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $11.4M $7.1M $4.7M $3.6M $6.5M
Net Income to Company $36.9M $25M $17.2M $11.3M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $36.9M $25M $17.2M $11.3M $20.3M
 
Basic EPS (Cont. Ops) $3.06 $2.09 $1.54 $1.02 $1.80
Diluted EPS (Cont. Ops) $2.99 $2.02 $1.49 $1.01 $1.77
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $57.7M $43.4M $79.4M $98.6M $106.9M
 
Revenue (Reported) $163.3M $137.9M $160M $187M $205.2M
Operating Income (Reported) $29.2M $30.3M $22M $14.9M $26.7M
Operating Income (Adjusted) $57.7M $43.4M $79.4M $98.6M $106.9M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $113.6M $99M $124.6M $143.2M $151.2M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -$671K $4.2M $241K -$160K $84K
Operating Expenses -$17.4M -$20.4M -$16.2M -$14.2M -$19.1M
Operating Income $17.4M $20.4M $16.2M $14.2M $19.1M
 
Net Interest Expenses $2.2M $2.2M $7.2M $8.6M $7.9M
EBT. Incl. Unusual Items $36.4M $22.2M $16.2M $14.2M $19.1M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $8.5M $4.9M $3.6M $3.4M $4.5M
Net Income to Company $27.9M $17.3M $12.7M $10.7M $8M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $27.9M $17.3M $12.7M $10.7M $14.7M
 
Basic EPS (Cont. Ops) $2.31 $1.45 $1.14 $0.97 $1.30
Diluted EPS (Cont. Ops) $2.25 $1.40 $1.11 $0.96 $1.28
Weighted Average Basic Share $36.2M $35.8M $33.4M $33.3M $33.8M
Weighted Average Diluted Share $37.2M $37M $34.3M $33.6M $34.4M
 
EBITDA -- -- -- -- --
EBIT $42.9M $31.5M $64.5M $78.5M $78.5M
 
Revenue (Reported) $113.6M $99M $124.6M $143.2M $151.2M
Operating Income (Reported) $17.4M $20.4M $16.2M $14.2M $19.1M
Operating Income (Adjusted) $42.9M $31.5M $64.5M $78.5M $78.5M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $34.2M $23.5M $11.3M $10.1M $5.6M
Short Term Investments $123.6M $159.3M $135.3M $146M $78.2M
Accounts Receivable, Net $5.5M $5M $7.4M $9.3M $10M
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $42.2M $28.5M $47.5M $67.7M $37.6M
 
Property Plant And Equipment $7.8M $11.8M $22.3M $22.6M $19.1M
Long-Term Investments $245.1M $88.1M $60.2M $83.3M $65M
Goodwill $899K $899K $899K $899K $899K
Other Intangibles $3.6M $3.4M $3.2M $3M $2.8M
Other Long-Term Assets -- -- -- -- --
Total Assets $1.7B $1.7B $2.1B $2.3B $2.4B
 
Accounts Payable $1.2M $31K $2.4M $10.3M $6.9M
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $876.4M $968.5M $1.1B $1.1B $1.9B
 
Long-Term Debt $206.2M $40.5M $47.3M $90.3M $81.1M
Capital Leases -- -- -- -- --
Total Liabilities $1.6B $1.6B $1.9B $2.1B $2.2B
 
Common Stock $6.5M $6.5M $13.2M $13.2M $13.2M
Other Common Equity Adj $2.6M $708K -$11.5M -$9.4M -$8.1M
Common Equity $141.6M $165.4M $153.3M $158M $171.5M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $141.6M $165.4M $153.3M $158M $171.5M
 
Total Liabilities and Equity $1.7B $1.7B $2.1B $2.3B $2.4B
Cash and Short Terms $157.8M $182.8M $173.7M $202.7M $105.7M
Total Debt $206.2M $40.5M $47.3M $90.3M $81.1M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Cash and Equivalents $45.9M $12.1M $13.7M $12.5M $12.6M
Short Term Investments $146.1M $128M $122.2M $171.6M --
Accounts Receivable, Net $5.1M $6M $9M $10M --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $68.2M $38.9M $70.4M $44.2M $54.6M
 
Property Plant And Equipment $8.2M $22.3M $13.3M $12.8M $12.4M
Long-Term Investments $125.4M $65M $83.2M $78.2M $66.2M
Goodwill $899K $899K $899K $899K --
Other Intangibles $3.4M $3.2M $3M $2.8M --
Other Long-Term Assets -- -- -- -- --
Total Assets $1.8B $1.9B $2.2B $2.4B $2.5B
 
Accounts Payable $663K $1.2M $7.8M $7M --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $288.8M $315.3M $559.4M $478.3M $525.4M
 
Long-Term Debt $119.2M $49.4M $77.7M $94.2M $60.4M
Capital Leases -- -- -- -- --
Total Liabilities $1.6B $1.8B $2.1B $2.2B $2.4B
 
Common Stock $6.5M $6.6M $13.2M $13.2M $13.5M
Other Common Equity Adj $787K -$13M -$12.4M -$7.3M --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $158.4M $151.2M $155.1M $167.5M $188M
 
Total Liabilities and Equity $1.8B $1.9B $2.2B $2.4B $2.5B
Cash and Short Terms $192M $160.9M $182M $203.9M --
Total Debt $119.2M $49.4M $77.7M $94.2M $60.4M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $26.4M $35.6M $21.8M $13.2M $16.3M
Depreciation & Amoritzation -$2.1M -$4.8M $1.1M $432K $818K
Stock-Based Compensation $763K $1.6M $1.5M $1.2M $976K
Change in Accounts Receivable -$2.3M $473K -$2.4M -$2M -$633K
Change in Inventories -- -- -- -- --
Cash From Operations -$158.1M $165.1M $468K $18.9M $9.6M
 
Capital Expenditures $747K $15.4M $7.9M $1.8M $568K
Cash Acquisitions -- -- -- -- --
Cash From Investing -$371M -$140.5M -$308.9M -$164.2M -$165M
 
Dividends Paid (Ex Special Dividend) $1.5M $9.7M $10.9M $5.6M $5.6M
Special Dividend Paid
Long-Term Debt Issued $162.4M -- $80.7M $34.5M --
Long-Term Debt Repaid -$17M -$231.3M -$279K -$328K -$8M
Repurchase of Common Stock $7.7M $3M $13M $4.3M --
Other Financing Activities -$231K -- -- -$9K --
Cash From Financing $526.5M -$37.9M $323.4M $163.6M $126.2M
 
Beginning Cash (CF) $39.4M $36.7M $23.5M $38.4M $56.7M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$2.6M -$13.3M $14.9M $18.3M -$29.2M
Ending Cash (CF) $36.7M $23.5M $38.4M $56.7M $27.5M
 
Levered Free Cash Flow -$158.9M $149.7M -$7.4M $17M $9M
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Net Income to Stockholders $7.7M $4.6M $570K $5.6M --
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation $816K $744K $658K $657K --
Change in Accounts Receivable $71K -$1.4M -$341K $54K --
Change in Inventories -- -- -- -- --
Cash From Operations $38.7M $5.3M $18.6M -$704K --
 
Capital Expenditures $3.9M $5.9M $743K $346K --
Cash Acquisitions -- -- -- -- --
Cash From Investing -$24.6M -$130.9M -$31.8M -$8.7M --
 
Dividends Paid (Ex Special Dividend) $1.2M $1.2M $1.4M $1.4M --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- $80.7M $6.1M -$10.6M --
Long-Term Debt Repaid -$59.6M -$279K -$274K -$8M --
Repurchase of Common Stock $835K $3.8M -- -- --
Other Financing Activities -- -- -- -- --
Cash From Financing -$53.8M $132.6M $10.2M $4.5M --
 
Beginning Cash (CF) $63.1M $31.4M $59.8M $32.3M --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$39.6M $7M -$3.1M -$4.9M --
Ending Cash (CF) $23.5M $38.4M $56.7M $27.5M --
 
Levered Free Cash Flow $34.8M -$559K $17.8M -$1.1M --
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $36.9M $25M $17.2M $11.3M --
Depreciation & Amoritzation -$5.4M -$433K $2.6M $1.8M --
Stock-Based Compensation $1.3M $1.5M $1.3M $977K $933K
Change in Accounts Receivable -$414K -$928K -$3M -$1M --
Change in Inventories -- -- -- -- --
Cash From Operations $129.9M $33.8M $5.6M $28.9M $29.8M
 
Capital Expenditures $11.6M $5.9M $7M $965K $1.7M
Cash Acquisitions -- -- -- -- --
Cash From Investing -$108M -$202.6M -$263.2M -$188.2M -$164.5M
 
Dividends Paid (Ex Special Dividend) $9.2M $11M $5.4M $5.6M $5.6M
Special Dividend Paid
Long-Term Debt Issued -- -- $109.2M $16.7M --
Long-Term Debt Repaid -$156.4M -$59.6M -$333K -$274K --
Repurchase of Common Stock $2.2M $10M $8M -- --
Other Financing Activities -- -- -- -- --
Cash From Financing -$34.7M $137M $286M $131.9M $142.4M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$12.7M -$31.8M $28.4M -$27.4M $7.6M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $118.3M $27.9M -$1.3M $27.9M $28.1M
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Net Income to Stockholders $35.6M $21.8M $13.2M $16.3M $8M
Depreciation & Amoritzation -$1.8M $544K -$2K $1.8M $288K
Stock-Based Compensation $1.6M $1.5M $1.2M $976K $276K
Change in Accounts Receivable $473K -$2.4M -$2M -$633K -$376K
Change in Inventories -- -- -- -- --
Cash From Operations $165.1M $468K $18.9M $9.6M $30.5M
 
Capital Expenditures $15.4M $7.9M $1.8M $568K $1.3M
Cash Acquisitions -- -- -- -- --
Cash From Investing -$140.5M -$308.9M -$164.2M -$165M -$155.8M
 
Dividends Paid (Ex Special Dividend) $9.7M $10.9M $5.6M $5.6M $4.2M
Special Dividend Paid $500K $500K -- -- --
Long-Term Debt Issued -- $80.7M $34.5M $0 $14.5M
Long-Term Debt Repaid -$231.3M -$279K -$328K -$8M -$13K
Repurchase of Common Stock $3M $13M $4.3M -- --
Other Financing Activities -- -- -$9K -- --
Cash From Financing -$37.9M $323.4M $163.6M $126.2M $137.9M
 
Beginning Cash (CF) $157.8M $160.8M $253.5M $136.1M $158.7M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$13.3M $14.9M $18.3M -$29.2M $12.5M
Ending Cash (CF) $144.5M $175.7M $271.8M $106.9M $181.4M
 
Levered Free Cash Flow $149.7M -$7.4M $17M $9M $29.1M

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