Financhill
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MRBK Quote, Financials, Valuation and Earnings

Last price:
$13.04
Seasonality move :
-1.4%
Day range:
$12.42 - $13.76
52-week range:
$8.26 - $17.33
Dividend yield:
3.65%
P/E ratio:
9.45x
P/S ratio:
1.37x
P/B ratio:
0.90x
Volume:
41.3K
Avg. volume:
62.3K
1-year change:
48.11%
Market cap:
$154.6M
Revenue:
$112.3M
EPS (TTM):
$1.45
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $135.9M $151.1M $111.9M $100.9M $112.3M
Revenue Growth (YoY) 96.33% 11.17% -25.97% -9.79% 11.33%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $75M $82.6M $60M $51.1M $50.6M
Other Inc / (Exp) -$3.1M -$942K $4.7M $61K -$114K
Operating Expenses $75M $82.6M $60M $51.1M $50.6M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $34.5M $46.3M $27.9M $17M $21.8M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $8.1M $10.7M $6.1M $3.7M $5.4M
Net Income to Company $26.4M $35.6M $21.8M $13.2M $16.3M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $26.4M $35.6M $21.8M $13.2M $16.3M
 
Basic EPS (Cont. Ops) $2.16 $2.96 $1.85 $1.19 $1.47
Diluted EPS (Cont. Ops) $2.14 $2.87 $1.79 $1.16 $1.45
Weighted Average Basic Share $12.2M $12M $11.8M $11.1M $11.1M
Weighted Average Diluted Share $12.4M $12.4M $12.2M $11.4M $11.2M
 
EBITDA -- -- -- -- --
EBIT $48.2M $54.7M $46.5M $84.6M $106.8M
 
Revenue (Reported) $135.9M $151.1M $111.9M $100.9M $112.3M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $48.2M $54.7M $46.5M $84.6M $106.8M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $45M $33.4M $26.5M $25.1M $32.6M
Revenue Growth (YoY) 120.7% -25.7% -20.64% -5.49% 30.01%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $26.5M $18M $15M $12.7M $13.3M
Other Inc / (Exp) -$3.4M -$270K $508K -$179K $46K
Operating Expenses $26.5M $18M $15M $12.7M $13.3M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $11.9M $9.9M $5.7M $726K $7.6M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $2.9M $2.2M $1.2M $156K $2M
Net Income to Company $9M $7.7M $4.6M $570K $5.6M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $9M $7.7M $4.6M $570K $5.6M
 
Basic EPS (Cont. Ops) $0.75 $0.65 $0.40 $0.05 $0.50
Diluted EPS (Cont. Ops) $0.74 $0.62 $0.39 $0.05 $0.49
Weighted Average Basic Share $11.9M $12M $11.4M $11.1M $11.2M
Weighted Average Diluted Share $12.3M $12.4M $11.8M $11.2M $11.4M
 
EBITDA -- -- -- -- --
EBIT $14.8M $11.8M $15M $20.1M $28.3M
 
Revenue (Reported) $45M $33.4M $26.5M $25.1M $32.6M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $14.8M $11.8M $15M $20.1M $28.3M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $135.9M $151.1M $111.9M $100.9M $112.3M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $75M $82.6M $60M $51.1M $50.6M
Other Inc / (Exp) -$3.1M -$941K $4.7M $62K -$114K
Operating Expenses $75M $82.6M $60M $51.1M $50.6M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $34.5M $46.3M $27.9M $17M $21.8M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $8.1M $10.7M $6.1M $3.7M $5.4M
Net Income to Company $26.4M $35.6M $21.8M $13.2M $16.3M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $26.4M $35.6M $21.8M $13.2M $16.3M
 
Basic EPS (Cont. Ops) $2.17 $2.96 $1.84 $1.19 $1.47
Diluted EPS (Cont. Ops) $2.16 $2.87 $1.79 $1.15 $1.45
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $48.2M $54.7M $46.5M $84.6M $106.8M
 
Revenue (Reported) $135.9M $151.1M $111.9M $100.9M $112.3M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $48.2M $54.7M $46.5M $84.6M $106.8M
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Revenue $151.1M $111.9M $100.9M $112.3M --
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $82.6M $60M $51.1M $50.6M --
Other Inc / (Exp) -$941K $4.7M $62K -$114K --
Operating Expenses $82.6M $60M $51.1M $50.6M --
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $46.3M $27.9M $17M $21.8M --
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $10.7M $6.1M $3.7M $5.4M --
Net Income to Company $35.6M $21.8M $13.2M $16.3M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $35.6M $21.8M $13.2M $16.3M --
 
Basic EPS (Cont. Ops) $2.96 $1.84 $1.19 $1.47 --
Diluted EPS (Cont. Ops) $2.87 $1.79 $1.15 $1.45 --
Weighted Average Basic Share $48.1M $47.2M $44.5M $44.5M --
Weighted Average Diluted Share $49.6M $48.8M $45.5M $45M --
 
EBITDA -- -- -- -- --
EBIT $54.7M $46.5M $84.6M $106.8M --
 
Revenue (Reported) $151.1M $111.9M $100.9M $112.3M --
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $54.7M $46.5M $84.6M $106.8M --
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $34.2M $23.5M $38.4M $56.7M $27.5M
Short Term Investments $123.6M $159.3M $135.3M $146M $78.2M
Accounts Receivable, Net $5.5M $5M $7.4M $9.3M $10M
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $196.8M $276M $318.5M $330M $189.1M
 
Property Plant And Equipment $7.8M $11.8M $13.3M $13.6M $12.2M
Long-Term Investments $131.1M $168M $174.9M $183.9M $210.2M
Goodwill $899K $899K $899K $899K $899K
Other Intangibles $3.6M $3.4M $3.2M $3M $2.8M
Other Long-Term Assets -- -- -- -- --
Total Assets $1.7B $1.7B $2.1B $2.2B $2.4B
 
Accounts Payable $1.2M $31K $2.4M $10.3M $6.9M
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $110.3M $41.4M $124.5M $152.2M $131.3M
 
Long-Term Debt $40.7M $40.5M $40.3M $49.8M $49.7M
Capital Leases -- -- -- -- --
Total Liabilities $1.6B $1.5B $1.9B $2.1B $2.2B
 
Common Stock $6.5M $6.5M $13.2M $13.2M $13.2M
Other Common Equity Adj $2.6M $708K -$11.5M -$9.4M -$8.1M
Common Equity $141.6M $165.4M $153.3M $158M $171.5M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $141.6M $165.4M $153.3M $158M $171.5M
 
Total Liabilities and Equity $1.7B $1.7B $2.1B $2.2B $2.4B
Cash and Short Terms $157.8M $182.8M $173.7M $202.7M $105.7M
Total Debt $40.7M $40.5M $40.3M $49.8M $54.7M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $34.2M $23.5M $38.4M $56.7M $27.5M
Short Term Investments $123.6M $159.3M $135.3M $146M $78.2M
Accounts Receivable, Net $5.5M $5M $7.4M $9.3M $10M
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $196.8M $276M $318.5M $330M $189.1M
 
Property Plant And Equipment $7.8M $11.8M $13.3M $13.6M $12.2M
Long-Term Investments $131.1M $168M $174.9M $183.9M $210.2M
Goodwill $899K $899K $899K $899K $899K
Other Intangibles $3.6M $3.4M $3.2M $3M $2.8M
Other Long-Term Assets -- -- -- -- --
Total Assets $1.7B $1.7B $2.1B $2.2B $2.4B
 
Accounts Payable $1.2M $31K $2.4M $10.3M $6.9M
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $110.3M $41.4M $124.5M $152.2M $131.3M
 
Long-Term Debt $40.7M $40.5M $40.3M $49.8M $49.7M
Capital Leases -- -- -- -- --
Total Liabilities $1.6B $1.5B $1.9B $2.1B $2.2B
 
Common Stock $6.5M $6.5M $13.2M $13.2M $13.2M
Other Common Equity Adj $2.6M $708K -$11.5M -$9.4M -$8.1M
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $141.6M $165.4M $153.3M $158M $171.5M
 
Total Liabilities and Equity $1.7B $1.7B $2.1B $2.2B $2.4B
Cash and Short Terms $157.8M $182.8M $173.7M $202.7M $105.7M
Total Debt $40.7M $40.5M $40.3M $49.8M $54.7M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $26.4M $35.6M $21.8M $13.2M $16.3M
Depreciation & Amoritzation -$2.1M -$4.8M $1.1M $2.5M $2.3M
Stock-Based Compensation $763K $1.6M $1.5M $1.2M $976K
Change in Accounts Receivable -$2.3M $473K -$2.4M -$2M -$633K
Change in Inventories -- -- -- -- --
Cash From Operations -$158.5M $165.1M $84.7M $18.9M $9.6M
 
Capital Expenditures $747K $5.4M $2.9M $1.8M $568K
Cash Acquisitions -- -- -- -- --
Cash From Investing -$370.7M -$140.5M -$393.1M -$164.2M -$165M
 
Dividends Paid (Ex Special Dividend) -$1.5M -$9.7M -$10.9M -$5.6M -$5.6M
Special Dividend Paid
Long-Term Debt Issued $162.4M -- $80.7M $34.5M --
Long-Term Debt Repaid -$17M -$231.3M -$279K -$328K -$8M
Repurchase of Common Stock -$5.7M -$3M -$13M -$4.3M --
Other Financing Activities -$231K -- -- -$9K --
Cash From Financing $526.5M -$37.9M $323.4M $163.6M $126.2M
 
Beginning Cash (CF) $39.4M $36.7M $23.5M $38.4M $56.7M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$2.6M -$13.3M $14.9M $18.3M -$29.2M
Ending Cash (CF) $36.7M $23.5M $38.4M $56.7M $27.5M
 
Levered Free Cash Flow -$159.2M $159.7M $81.8M $17M $9M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders $10.2M $5.5M $4M $2.7M --
Depreciation & Amoritzation -$4.4M $544K $433K $2.3M --
Stock-Based Compensation $229K $260K $277K $142K --
Change in Accounts Receivable -$85K $161K -$288K -$539K --
Change in Inventories -- -- -- -- --
Cash From Operations $62.8M $6.5M -$11.4M -$1.7M --
 
Capital Expenditures $677K $77K $284K $1.9M --
Cash Acquisitions -- -- -- -- --
Cash From Investing -$81M -$67.2M -$84.2M -$78.7M --
 
Dividends Paid (Ex Special Dividend) -$6.9M -$7.3M -$1.4M -$1.4M --
Special Dividend Paid $500K $500K -- -- --
Long-Term Debt Issued -- -- $3.4M -- --
Long-Term Debt Repaid -$123.1M -- -$54K -- --
Repurchase of Common Stock -- -- -$2.7M -- --
Other Financing Activities -- -- -- -- --
Cash From Financing $12.5M $106.2M $165.7M $46.8M --
 
Beginning Cash (CF) $36.7M $23.5M $38.4M $56.7M --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$5.7M $45.4M $70.1M -$33.7M --
Ending Cash (CF) $31M $68.9M $108.5M $23M --
 
Levered Free Cash Flow $62.1M $6.4M -$11.7M -$3.6M --
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $26.4M $35.6M $21.8M $13.2M $16.3M
Depreciation & Amoritzation -$2.1M -$4.8M $1.1M $2.5M $2.3M
Stock-Based Compensation $763K $1.6M $1.5M $1.2M $976K
Change in Accounts Receivable -$2.3M $473K -$2.4M -$2M -$633K
Change in Inventories -- -- -- -- --
Cash From Operations -$158.5M $165.1M $84.7M $18.9M $9.6M
 
Capital Expenditures $747K $5.4M $2.9M $1.8M $568K
Cash Acquisitions -- -- -- -- --
Cash From Investing -$370.7M -$140.5M -$393.1M -$164.2M -$165M
 
Dividends Paid (Ex Special Dividend) -$1.5M -$9.7M -$10.9M -$5.6M -$5.6M
Special Dividend Paid
Long-Term Debt Issued $162.4M -- $80.7M $34.5M --
Long-Term Debt Repaid -$17M -$231.3M -$279K -$328K -$8M
Repurchase of Common Stock -$5.7M -- -$13M -$4.3M --
Other Financing Activities -$231K -- -- -- --
Cash From Financing $526.5M -$37.9M $323.4M $163.6M $126.2M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$2.6M -$13.3M $14.9M $18.3M -$29.2M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow -$159.2M $159.7M $81.8M $17M $9M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders $10.2M $5.5M $4M $2.7M --
Depreciation & Amoritzation -$4.4M $544K $433K $2.3M --
Stock-Based Compensation $229K $260K $277K $142K --
Change in Accounts Receivable -$85K $161K -$288K -$539K --
Change in Inventories -- -- -- -- --
Cash From Operations $62.8M $6.5M -$11.4M -$1.7M --
 
Capital Expenditures $677K $77K $284K $1.9M --
Cash Acquisitions -- -- -- -- --
Cash From Investing -$81M -$67.2M -$84.2M -$78.7M --
 
Dividends Paid (Ex Special Dividend) -$6.9M -$7.3M -$1.4M -$1.4M --
Special Dividend Paid $500K $500K -- -- --
Long-Term Debt Issued -- -- $3.4M -- --
Long-Term Debt Repaid -$123.1M -- -$54K -- --
Repurchase of Common Stock -- -- -$2.7M -- --
Other Financing Activities -- -- -- -- --
Cash From Financing $12.5M $106.2M $165.7M $46.8M --
 
Beginning Cash (CF) $36.7M $23.5M $38.4M $56.7M --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$5.7M $45.4M $70.1M -$33.7M --
Ending Cash (CF) $31M $68.9M $108.5M $23M --
 
Levered Free Cash Flow $62.1M $6.4M -$11.7M -$3.6M --

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