Is DocuSign Stock Undervalued?
Digital signature software business DocuSign (NASDAQ:DOCU) has been struggling over…
Sell
35
LPRO Quote, Financials, Valuation and Earnings
Last price:
$1.62
Seasonality move
:
-7.23%
Day range:
$1.59 - $1.63
52-week range:
$0.70 - $6.73
Dividend yield:
0%
P/E ratio:
92.00x
P/S ratio:
11.38x
P/B ratio:
2.63x
Volume:
398.5K
Avg. volume:
579.8K
1-year change:
-72.35%
Market cap:
$191.5M
Revenue:
$24M
EPS (TTM):
-$1.26
Analysts' Opinion
-
Consensus RatingOpen Lending Corp. has received a consensus rating of Hold. The company's average rating is a Hold based on 2 Buy ratings, 5 Hold ratings, and 0 Sell ratings.
-
Price Target UpsideAccording to analysts' consensus price target of $2.65, Open Lending Corp. has an estimated upside of 63.58% from its current price of $1.62.
-
Price Target DownsideAccording to analysts, the lowest downside price target is $1.60 representing 100% downside risk from its current price of $1.62.
Fair Value
-
According to the consensus of 7 analysts, Open Lending Corp. has 63.58% upside to fair value with a price target of $2.65 per share.
LPRO vs. S&P 500
-
Over the past 5 trading days, Open Lending Corp. has underperformed the S&P 500 by -8.21% suggesting its relative strength compared to the major market average is weak at this time.
Share Buyback
-
Open Lending Corp. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.
Revenue Growth
-
Open Lending Corp. has grown year-over-year revenues for 1 quarter straight. In the most recent quarter Open Lending Corp. reported revenues of $24.2M.
Earnings Growth
-
Open Lending Corp. earnings have been falling on a year-over-year basis for 14 quarters in a row. In the most recent quarter Open Lending Corp. reported earnings per share of -$0.06.
Enterprise value:
94.7M
EV / Invested capital:
0.45x
Price / LTM sales:
11.38x
EV / EBIT:
12.74x
EV / Revenue:
5.59x
PEG ratio (5yr expected):
--
EV / Free cash flow:
-6.72x
Price / Operating cash flow:
86.23x
Enterprise value / EBITDA:
11.66x
Gross Profit (TTM):
-$7.2M
Return On Assets:
-47.47%
Net Income Margin (TTM):
-887.15%
Return On Equity:
-141.8%
Return On Invested Capital:
-60.83%
Operating Margin:
-31.86%
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-09-30 | 2024-09-30 | 2025-09-30 | 2024-09-30 | 2025-09-30 | |
| Income Statement | ||||||
| Revenue | $129.3M | $95.9M | $16.9M | $23.5M | $24.2M | |
| Gross Profit | $107.1M | $72.9M | -$7.2M | $17.3M | $18.5M | |
| Operating Income | $42.1M | $4.9M | -$84.3M | $1.9M | -$7.7M | |
| EBITDA | $43.8M | $6.5M | -$82.2M | $2.4M | -$7.1M | |
| Diluted EPS | $0.19 | $0.04 | -$1.26 | $0.01 | -$0.06 | |
| Period Ending | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 | |
|---|---|---|---|---|---|---|
| Balance Sheet | ||||||
| Current Assets | $165.6M | $283.2M | $293.9M | $294.7M | $272.6M | |
| Total Assets | $293.2M | $399M | $383.4M | $395.7M | $287.7M | |
| Current Liabilities | $17.1M | $17M | $20M | $31.3M | $48.8M | |
| Total Liabilities | $165.7M | $165.7M | $168.7M | $175.2M | $214.8M | |
| Total Equity | $127.6M | $233.3M | $214.7M | $220.5M | $72.8M | |
| Total Debt | $151.7M | $152.5M | $148.5M | $145M | $137M | |
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-09-30 | 2024-09-30 | 2025-09-30 | 2024-09-30 | 2025-09-30 | |
| Cash Flow Statement | ||||||
| Cash Flow Operations | $88.3M | $37.7M | -$12M | $11.4M | -$5.7M | |
| Cash From Investing | -$1.6M | -$3.3M | -$2.1M | -$1M | -$77K | |
| Cash From Financing | -$53.5M | -$11.9M | -$13.1M | -$1.9M | -$1.9M | |
| Free Cash Flow | $86.8M | $34.4M | -$14.1M | $10.4M | -$5.7M | |
LPRO
Sector
Market Cap
$191.5M
$570M
Price % of 52-Week High
24.06%
92.25%
Dividend Yield
0%
1.57%
Shareholder Yield
2.34%
3.11%
1-Year Price Total Return
-72.36%
7.43%
Beta (5-Year)
2.036
0.478
Dividend yield:
0%
Annualized payout:
$0.00
Payout ratio:
--
Growth streak:
0 years
Technicals
8-day SMA
Sell
Level
$1.67
200-day SMA
Sell
Level
$2.00
Bollinger Bands (100)
Sell
Level
1.7 - 2.18
Chaikin Money Flow
Sell
Level
-20.2M
20-day SMA
Sell
Level
$1.75
Relative Strength Index (RSI14)
Sell
Level
42.30
ADX Line
Sell
Level
10.82
Williams %R
Neutral
Level
-79.3651
50-day SMA
Sell
Level
$1.74
MACD (12, 26)
Sell
Level
-0.04
25-day Aroon Oscillator
Buy
Level
24
On Balance Volume
Sell
Level
-12.1M
Financial Scores
Sell
Altman Z-Score
(Annual)
Level (0.6695)
Sell
CA Score
(Annual)
Level (-1.6749)
Buy
Beneish M-Score
(Annual)
Level (-17.3082)
Sell
Momentum Score
Level (1)
Sell
Ohlson Score
Level (2.3822)
Sell
Piotroski F Score
(Annual)
Level (3)
Sell
Quality Ratio Score
Level (1)
Sell
Fundamental Score
Level (3)
Revenue Forecast
Earnings per Share Forecast
Company Profile
Open Lending Corp. provides lending enablement and risk analytics to credit unions, regional banks and the captive finance companies of original equipment manufacturers (OEM Captives). It specializes in risk-based pricing and modeling and provides automated decision-technology for automotive lenders throughout the United States. The firm addresses the financing needs of near-prime and non-prime borrowers, or borrowers with a credit score who are underserved in the automotive finance industry. The company was founded by John J. Flynn, Sandy Watkins and Ross M. Jessup in 2000 and is headquartered in Austin, TX.
Stock Forecast FAQ
In the current month, LPRO has received 2 Buy ratings 5 Hold ratings, and 0 Sell ratings. The LPRO average analyst price target in the past 3 months is $2.65.
-
Where Will Open Lending Corp. Stock Be In 1 Year?
According to analysts, the consensus estimate is that Open Lending Corp. share price will rise to $2.65 per share over the next 12 months.
-
What Do Analysts Say About Open Lending Corp.?
Analysts are divided on their view about Open Lending Corp. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Open Lending Corp. is a Sell and believe this share price will drop from its current level to $1.60.
-
What Is Open Lending Corp.'s Price Target?
The price target for Open Lending Corp. over the next 1-year time period is forecast to be $2.65 according to 7 Wall Street analysts, 2 of them rate the stock a Buy, 0 rate the stock a Sell, and 5 analysts rate the stock a Hold.
-
Is LPRO A Buy, Sell Or Hold?
According to Wall Street analysts, the consensus rating for Open Lending Corp. is a Hold. 5 of 7 analysts rate the stock a Hold at this time.
-
How Can I Buy Shares Of LPRO?
You can purchase shares of Open Lending Corp. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Open Lending Corp. shares.
-
What Is The Open Lending Corp. Share Price Today?
Open Lending Corp. was last trading at $1.62 per share. This represents the most recent stock quote for Open Lending Corp.. Yesterday, Open Lending Corp. closed at $1.62 per share.
-
How To Buy Open Lending Corp. Stock Online?
In order to purchase Open Lending Corp. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.
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Financial Ratios
LPRO
Sector
P/E ratio
92.00x
12.24x
PEG ratio
--
0.31x
P/B ratio
2.63x
1.11x
Price / LTM sales
11.38x
1.85x
Growth Metrics
LPRO
Sector
Revenue growth
2.95%
5.54%
Earnings growth
-633.33%
14.85%
Revenue (5-year growth)
-23.69%
8.85%
Earnings forecast
$0.01
$0.62
Profitability
LPRO
Sector
Profitability FY 2024
-$901K
--
Return on invested capital
-60.83%
5.01%
Return on assets
-47.47%
1.01%
Return on equity
-141.8%
9.68%
Earnings Date
Last Earnings Date
Nov
6
Next Earnings Date
Feb
26
Estimated Next Earnings Date
Feb
5
Balance Sheet
LPRO
Sector
Total cash
$233.7M
$431.4M
Short term investments
--
$211.3M
Total assets
$299.5M
$3.1B
Long term debt
$137M
$79.3M
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