HWBK Quote, Financials, Valuation and Earnings

Blue Ridge Bankshares, Inc. (Virginia) has a net margin of 21.36% compared to Hawthorn Bancshares, Inc.'s net margin of 14.05%. Hawthorn Bancshares, Inc.'s return on equity of 14.4% beat Blue Ridge Bankshares, Inc. (Virginia)'s return on equity of 1.31%.

Hawthorn Bancshares, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Blue Ridge Bankshares, Inc. (Virginia) has an analysts' consensus of -- which suggests that it could fall by --. Given that Hawthorn Bancshares, Inc. has higher upside potential than Blue Ridge Bankshares, Inc. (Virginia), analysts believe Hawthorn Bancshares, Inc. is more attractive than Blue Ridge Bankshares, Inc. (Virginia).

Hawthorn Bancshares, Inc. has a beta of 0.529, which suggesting that the stock is 47.07% less volatile than S&P 500. In comparison Blue Ridge Bankshares, Inc. (Virginia) has a beta of 0.898, suggesting its less volatile than the S&P 500 by 10.177%.

Hawthorn Bancshares, Inc. has a quarterly dividend of $0.20 per share corresponding to a yield of 2.3%. Blue Ridge Bankshares, Inc. (Virginia) offers a yield of 0% to investors and pays a quarterly dividend of $0.25 per share. Hawthorn Bancshares, Inc. pays 28.38% of its earnings as a dividend. Blue Ridge Bankshares, Inc. (Virginia) pays out -- of its earnings as a dividend. Hawthorn Bancshares, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Hawthorn Bancshares, Inc. quarterly revenues are $28.7M, which are smaller than Blue Ridge Bankshares, Inc. (Virginia) quarterly revenues of $39.9M. Hawthorn Bancshares, Inc.'s net income of $6.1M is higher than Blue Ridge Bankshares, Inc. (Virginia)'s net income of $5.6M. Notably, Hawthorn Bancshares, Inc.'s price-to-earnings ratio is 10.61x while Blue Ridge Bankshares, Inc. (Virginia)'s PE ratio is 106.90x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Hawthorn Bancshares, Inc. is 2.13x versus 2.48x for Blue Ridge Bankshares, Inc. (Virginia). Usually stocks with elevated PS ratios are considered overvalued.

OptimumBank Holdings, Inc. has a net margin of 21.36% compared to Hawthorn Bancshares, Inc.'s net margin of 23.62%. Hawthorn Bancshares, Inc.'s return on equity of 14.4% beat OptimumBank Holdings, Inc.'s return on equity of 14.8%.

Hawthorn Bancshares, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand OptimumBank Holdings, Inc. has an analysts' consensus of $5.00 which suggests that it could grow by 18.77%. Given that OptimumBank Holdings, Inc. has higher upside potential than Hawthorn Bancshares, Inc., analysts believe OptimumBank Holdings, Inc. is more attractive than Hawthorn Bancshares, Inc..

Hawthorn Bancshares, Inc. has a beta of 0.529, which suggesting that the stock is 47.07% less volatile than S&P 500. In comparison OptimumBank Holdings, Inc. has a beta of 0.287, suggesting its less volatile than the S&P 500 by 71.332%.

Hawthorn Bancshares, Inc. has a quarterly dividend of $0.20 per share corresponding to a yield of 2.3%. OptimumBank Holdings, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Hawthorn Bancshares, Inc. pays 28.38% of its earnings as a dividend. OptimumBank Holdings, Inc. pays out -- of its earnings as a dividend. Hawthorn Bancshares, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Hawthorn Bancshares, Inc. quarterly revenues are $28.7M, which are larger than OptimumBank Holdings, Inc. quarterly revenues of $18.3M. Hawthorn Bancshares, Inc.'s net income of $6.1M is higher than OptimumBank Holdings, Inc.'s net income of $4.3M. Notably, Hawthorn Bancshares, Inc.'s price-to-earnings ratio is 10.61x while OptimumBank Holdings, Inc.'s PE ratio is 3.67x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Hawthorn Bancshares, Inc. is 2.13x versus 0.91x for OptimumBank Holdings, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

Park National Corp. has a net margin of 21.36% compared to Hawthorn Bancshares, Inc.'s net margin of 27.82%. Hawthorn Bancshares, Inc.'s return on equity of 14.4% beat Park National Corp.'s return on equity of 13.78%.

Hawthorn Bancshares, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Park National Corp. has an analysts' consensus of $180.33 which suggests that it could grow by 13.37%. Given that Park National Corp. has higher upside potential than Hawthorn Bancshares, Inc., analysts believe Park National Corp. is more attractive than Hawthorn Bancshares, Inc..

Hawthorn Bancshares, Inc. has a beta of 0.529, which suggesting that the stock is 47.07% less volatile than S&P 500. In comparison Park National Corp. has a beta of 0.734, suggesting its less volatile than the S&P 500 by 26.635%.

Hawthorn Bancshares, Inc. has a quarterly dividend of $0.20 per share corresponding to a yield of 2.3%. Park National Corp. offers a yield of 2.6% to investors and pays a quarterly dividend of $2.32 per share. Hawthorn Bancshares, Inc. pays 28.38% of its earnings as a dividend. Park National Corp. pays out 45.49% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Hawthorn Bancshares, Inc. quarterly revenues are $28.7M, which are smaller than Park National Corp. quarterly revenues of $169.5M. Hawthorn Bancshares, Inc.'s net income of $6.1M is lower than Park National Corp.'s net income of $47.2M. Notably, Hawthorn Bancshares, Inc.'s price-to-earnings ratio is 10.61x while Park National Corp.'s PE ratio is 15.15x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Hawthorn Bancshares, Inc. is 2.13x versus 4.04x for Park National Corp.. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial Corp. has a net margin of 21.36% compared to Hawthorn Bancshares, Inc.'s net margin of 19.46%. Hawthorn Bancshares, Inc.'s return on equity of 14.4% beat Tompkins Financial Corp.'s return on equity of 11.34%.

Hawthorn Bancshares, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Tompkins Financial Corp. has an analysts' consensus of $77.00 which suggests that it could grow by 6.12%. Given that Tompkins Financial Corp. has higher upside potential than Hawthorn Bancshares, Inc., analysts believe Tompkins Financial Corp. is more attractive than Hawthorn Bancshares, Inc..

Hawthorn Bancshares, Inc. has a beta of 0.529, which suggesting that the stock is 47.07% less volatile than S&P 500. In comparison Tompkins Financial Corp. has a beta of 0.823, suggesting its less volatile than the S&P 500 by 17.709%.

Hawthorn Bancshares, Inc. has a quarterly dividend of $0.20 per share corresponding to a yield of 2.3%. Tompkins Financial Corp. offers a yield of 3.46% to investors and pays a quarterly dividend of $0.65 per share. Hawthorn Bancshares, Inc. pays 28.38% of its earnings as a dividend. Tompkins Financial Corp. pays out 49.14% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Hawthorn Bancshares, Inc. quarterly revenues are $28.7M, which are smaller than Tompkins Financial Corp. quarterly revenues of $121.7M. Hawthorn Bancshares, Inc.'s net income of $6.1M is lower than Tompkins Financial Corp.'s net income of $23.7M. Notably, Hawthorn Bancshares, Inc.'s price-to-earnings ratio is 10.61x while Tompkins Financial Corp.'s PE ratio is 12.30x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Hawthorn Bancshares, Inc. is 2.13x versus 2.23x for Tompkins Financial Corp.. Usually stocks with elevated PS ratios are considered overvalued.