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FMAO Quote, Financials, Valuation and Earnings

Last price:
$25.45
Seasonality move :
-0.43%
Day range:
$25.30 - $26.35
52-week range:
$20.88 - $28.97
Dividend yield:
3.56%
P/E ratio:
10.98x
P/S ratio:
1.85x
P/B ratio:
0.96x
Volume:
25.6K
Avg. volume:
24.7K
1-year change:
-3.78%
Market cap:
$347.8M
Revenue:
$178.4M
EPS (TTM):
$2.30

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
FMAO
Farmers & Merchants Bancorp, Inc. (Ohio)
$27.3M $0.66 -39.66% 21.58% $27.00
BHB
Bar Harbor Bankshares
$42.8M $0.88 -24.74% 22.79% $35.00
OPHC
OptimumBank Holdings, Inc.
-- -$0.03 -- -- $5.00
PRK
Park National Corp.
$144.7M $2.45 -13.63% 18.03% $180.33
SBFG
SB Financial Group, Inc.
$12.4M $0.57 -41.96% 16.45% $23.00
TMP
Tompkins Financial Corp.
$83.5M $1.76 22.83% 24.5% $78.00
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
FMAO
Farmers & Merchants Bancorp, Inc. (Ohio)
$25.30 $27.00 $347.8M 10.98x $0.23 3.56% 1.85x
BHB
Bar Harbor Bankshares
$32.82 $35.00 $547.7M 14.15x $0.32 3.84% 2.20x
OPHC
OptimumBank Holdings, Inc.
$4.77 $5.00 $55M 4.15x $0.00 0% 1.03x
PRK
Park National Corp.
$161.70 $180.33 $2.6B 14.90x $2.32 2.65% 3.97x
SBFG
SB Financial Group, Inc.
$22.05 $23.00 $138.9M 10.42x $0.16 2.72% 1.60x
TMP
Tompkins Financial Corp.
$76.15 $78.00 $1.1B 12.91x $0.65 3.3% 2.35x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
FMAO
Farmers & Merchants Bancorp, Inc. (Ohio)
40.43% -0.074 72.3% 0.00x
BHB
Bar Harbor Bankshares
26.95% 0.379 37.81% 0.00x
OPHC
OptimumBank Holdings, Inc.
2.38% 0.334 5.84% 0.00x
PRK
Park National Corp.
6.69% 0.941 3.65% 0.00x
SBFG
SB Financial Group, Inc.
35.7% 0.156 62.46% 0.00x
TMP
Tompkins Financial Corp.
39.99% 0.720 55.29% 0.00x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
FMAO
Farmers & Merchants Bancorp, Inc. (Ohio)
-- $11.2M 4.94% 9.06% 59.72% $6.9M
BHB
Bar Harbor Bankshares
-- $10.8M 4.95% 7.61% 45.12% $18.1M
OPHC
OptimumBank Holdings, Inc.
-- $5.7M 12.2% 14.8% 59.75% $1.9M
PRK
Park National Corp.
-- $58.1M 11.44% 13.78% 50.75% $45.1M
SBFG
SB Financial Group, Inc.
-- $5M 6.5% 10.31% 49.86% $11.4M
TMP
Tompkins Financial Corp.
-- $31.1M 5.95% 11.34% 53.65% $33.9M

Farmers & Merchants Bancorp, Inc. (Ohio) vs. Competitors

  • Which has Higher Returns FMAO or BHB?

    Bar Harbor Bankshares has a net margin of 18.13% compared to Farmers & Merchants Bancorp, Inc. (Ohio)'s net margin of 13.32%. Farmers & Merchants Bancorp, Inc. (Ohio)'s return on equity of 9.06% beat Bar Harbor Bankshares's return on equity of 7.61%.

    Company Gross Margin Earnings Per Share Invested Capital
    FMAO
    Farmers & Merchants Bancorp, Inc. (Ohio)
    -- $0.64 $607.3M
    BHB
    Bar Harbor Bankshares
    -- $0.54 $713.1M
  • What do Analysts Say About FMAO or BHB?

    Farmers & Merchants Bancorp, Inc. (Ohio) has a consensus price target of $27.00, signalling upside risk potential of 6.74%. On the other hand Bar Harbor Bankshares has an analysts' consensus of $35.00 which suggests that it could grow by 6.64%. Given that Farmers & Merchants Bancorp, Inc. (Ohio) has higher upside potential than Bar Harbor Bankshares, analysts believe Farmers & Merchants Bancorp, Inc. (Ohio) is more attractive than Bar Harbor Bankshares.

    Company Buy Ratings Hold Ratings Sell Ratings
    FMAO
    Farmers & Merchants Bancorp, Inc. (Ohio)
    0 3 0
    BHB
    Bar Harbor Bankshares
    0 1 0
  • Is FMAO or BHB More Risky?

    Farmers & Merchants Bancorp, Inc. (Ohio) has a beta of 0.839, which suggesting that the stock is 16.138% less volatile than S&P 500. In comparison Bar Harbor Bankshares has a beta of 0.661, suggesting its less volatile than the S&P 500 by 33.868%.

  • Which is a Better Dividend Stock FMAO or BHB?

    Farmers & Merchants Bancorp, Inc. (Ohio) has a quarterly dividend of $0.23 per share corresponding to a yield of 3.56%. Bar Harbor Bankshares offers a yield of 3.84% to investors and pays a quarterly dividend of $0.32 per share. Farmers & Merchants Bancorp, Inc. (Ohio) pays 46.56% of its earnings as a dividend. Bar Harbor Bankshares pays out 41.49% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios FMAO or BHB?

    Farmers & Merchants Bancorp, Inc. (Ohio) quarterly revenues are $48.3M, which are smaller than Bar Harbor Bankshares quarterly revenues of $66.5M. Farmers & Merchants Bancorp, Inc. (Ohio)'s net income of $8.7M is lower than Bar Harbor Bankshares's net income of $8.9M. Notably, Farmers & Merchants Bancorp, Inc. (Ohio)'s price-to-earnings ratio is 10.98x while Bar Harbor Bankshares's PE ratio is 14.15x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Farmers & Merchants Bancorp, Inc. (Ohio) is 1.85x versus 2.20x for Bar Harbor Bankshares. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    FMAO
    Farmers & Merchants Bancorp, Inc. (Ohio)
    1.85x 10.98x $48.3M $8.7M
    BHB
    Bar Harbor Bankshares
    2.20x 14.15x $66.5M $8.9M
  • Which has Higher Returns FMAO or OPHC?

    OptimumBank Holdings, Inc. has a net margin of 18.13% compared to Farmers & Merchants Bancorp, Inc. (Ohio)'s net margin of 23.62%. Farmers & Merchants Bancorp, Inc. (Ohio)'s return on equity of 9.06% beat OptimumBank Holdings, Inc.'s return on equity of 14.8%.

    Company Gross Margin Earnings Per Share Invested Capital
    FMAO
    Farmers & Merchants Bancorp, Inc. (Ohio)
    -- $0.64 $607.3M
    OPHC
    OptimumBank Holdings, Inc.
    -- $0.18 $119.7M
  • What do Analysts Say About FMAO or OPHC?

    Farmers & Merchants Bancorp, Inc. (Ohio) has a consensus price target of $27.00, signalling upside risk potential of 6.74%. On the other hand OptimumBank Holdings, Inc. has an analysts' consensus of $5.00 which suggests that it could grow by 4.82%. Given that Farmers & Merchants Bancorp, Inc. (Ohio) has higher upside potential than OptimumBank Holdings, Inc., analysts believe Farmers & Merchants Bancorp, Inc. (Ohio) is more attractive than OptimumBank Holdings, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    FMAO
    Farmers & Merchants Bancorp, Inc. (Ohio)
    0 3 0
    OPHC
    OptimumBank Holdings, Inc.
    0 1 0
  • Is FMAO or OPHC More Risky?

    Farmers & Merchants Bancorp, Inc. (Ohio) has a beta of 0.839, which suggesting that the stock is 16.138% less volatile than S&P 500. In comparison OptimumBank Holdings, Inc. has a beta of 0.272, suggesting its less volatile than the S&P 500 by 72.848%.

  • Which is a Better Dividend Stock FMAO or OPHC?

    Farmers & Merchants Bancorp, Inc. (Ohio) has a quarterly dividend of $0.23 per share corresponding to a yield of 3.56%. OptimumBank Holdings, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Farmers & Merchants Bancorp, Inc. (Ohio) pays 46.56% of its earnings as a dividend. OptimumBank Holdings, Inc. pays out -- of its earnings as a dividend. Farmers & Merchants Bancorp, Inc. (Ohio)'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios FMAO or OPHC?

    Farmers & Merchants Bancorp, Inc. (Ohio) quarterly revenues are $48.3M, which are larger than OptimumBank Holdings, Inc. quarterly revenues of $18.3M. Farmers & Merchants Bancorp, Inc. (Ohio)'s net income of $8.7M is higher than OptimumBank Holdings, Inc.'s net income of $4.3M. Notably, Farmers & Merchants Bancorp, Inc. (Ohio)'s price-to-earnings ratio is 10.98x while OptimumBank Holdings, Inc.'s PE ratio is 4.15x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Farmers & Merchants Bancorp, Inc. (Ohio) is 1.85x versus 1.03x for OptimumBank Holdings, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    FMAO
    Farmers & Merchants Bancorp, Inc. (Ohio)
    1.85x 10.98x $48.3M $8.7M
    OPHC
    OptimumBank Holdings, Inc.
    1.03x 4.15x $18.3M $4.3M
  • Which has Higher Returns FMAO or PRK?

    Park National Corp. has a net margin of 18.13% compared to Farmers & Merchants Bancorp, Inc. (Ohio)'s net margin of 27.82%. Farmers & Merchants Bancorp, Inc. (Ohio)'s return on equity of 9.06% beat Park National Corp.'s return on equity of 13.78%.

    Company Gross Margin Earnings Per Share Invested Capital
    FMAO
    Farmers & Merchants Bancorp, Inc. (Ohio)
    -- $0.64 $607.3M
    PRK
    Park National Corp.
    -- $2.92 $1.4B
  • What do Analysts Say About FMAO or PRK?

    Farmers & Merchants Bancorp, Inc. (Ohio) has a consensus price target of $27.00, signalling upside risk potential of 6.74%. On the other hand Park National Corp. has an analysts' consensus of $180.33 which suggests that it could grow by 11.52%. Given that Park National Corp. has higher upside potential than Farmers & Merchants Bancorp, Inc. (Ohio), analysts believe Park National Corp. is more attractive than Farmers & Merchants Bancorp, Inc. (Ohio).

    Company Buy Ratings Hold Ratings Sell Ratings
    FMAO
    Farmers & Merchants Bancorp, Inc. (Ohio)
    0 3 0
    PRK
    Park National Corp.
    0 4 0
  • Is FMAO or PRK More Risky?

    Farmers & Merchants Bancorp, Inc. (Ohio) has a beta of 0.839, which suggesting that the stock is 16.138% less volatile than S&P 500. In comparison Park National Corp. has a beta of 0.733, suggesting its less volatile than the S&P 500 by 26.676%.

  • Which is a Better Dividend Stock FMAO or PRK?

    Farmers & Merchants Bancorp, Inc. (Ohio) has a quarterly dividend of $0.23 per share corresponding to a yield of 3.56%. Park National Corp. offers a yield of 2.65% to investors and pays a quarterly dividend of $2.32 per share. Farmers & Merchants Bancorp, Inc. (Ohio) pays 46.56% of its earnings as a dividend. Park National Corp. pays out 45.49% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios FMAO or PRK?

    Farmers & Merchants Bancorp, Inc. (Ohio) quarterly revenues are $48.3M, which are smaller than Park National Corp. quarterly revenues of $169.5M. Farmers & Merchants Bancorp, Inc. (Ohio)'s net income of $8.7M is lower than Park National Corp.'s net income of $47.2M. Notably, Farmers & Merchants Bancorp, Inc. (Ohio)'s price-to-earnings ratio is 10.98x while Park National Corp.'s PE ratio is 14.90x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Farmers & Merchants Bancorp, Inc. (Ohio) is 1.85x versus 3.97x for Park National Corp.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    FMAO
    Farmers & Merchants Bancorp, Inc. (Ohio)
    1.85x 10.98x $48.3M $8.7M
    PRK
    Park National Corp.
    3.97x 14.90x $169.5M $47.2M
  • Which has Higher Returns FMAO or SBFG?

    SB Financial Group, Inc. has a net margin of 18.13% compared to Farmers & Merchants Bancorp, Inc. (Ohio)'s net margin of 17.62%. Farmers & Merchants Bancorp, Inc. (Ohio)'s return on equity of 9.06% beat SB Financial Group, Inc.'s return on equity of 10.31%.

    Company Gross Margin Earnings Per Share Invested Capital
    FMAO
    Farmers & Merchants Bancorp, Inc. (Ohio)
    -- $0.64 $607.3M
    SBFG
    SB Financial Group, Inc.
    -- $0.64 $213M
  • What do Analysts Say About FMAO or SBFG?

    Farmers & Merchants Bancorp, Inc. (Ohio) has a consensus price target of $27.00, signalling upside risk potential of 6.74%. On the other hand SB Financial Group, Inc. has an analysts' consensus of $23.00 which suggests that it could grow by 4.33%. Given that Farmers & Merchants Bancorp, Inc. (Ohio) has higher upside potential than SB Financial Group, Inc., analysts believe Farmers & Merchants Bancorp, Inc. (Ohio) is more attractive than SB Financial Group, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    FMAO
    Farmers & Merchants Bancorp, Inc. (Ohio)
    0 3 0
    SBFG
    SB Financial Group, Inc.
    1 0 0
  • Is FMAO or SBFG More Risky?

    Farmers & Merchants Bancorp, Inc. (Ohio) has a beta of 0.839, which suggesting that the stock is 16.138% less volatile than S&P 500. In comparison SB Financial Group, Inc. has a beta of 0.230, suggesting its less volatile than the S&P 500 by 76.991%.

  • Which is a Better Dividend Stock FMAO or SBFG?

    Farmers & Merchants Bancorp, Inc. (Ohio) has a quarterly dividend of $0.23 per share corresponding to a yield of 3.56%. SB Financial Group, Inc. offers a yield of 2.72% to investors and pays a quarterly dividend of $0.16 per share. Farmers & Merchants Bancorp, Inc. (Ohio) pays 46.56% of its earnings as a dividend. SB Financial Group, Inc. pays out 32.71% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios FMAO or SBFG?

    Farmers & Merchants Bancorp, Inc. (Ohio) quarterly revenues are $48.3M, which are larger than SB Financial Group, Inc. quarterly revenues of $22.9M. Farmers & Merchants Bancorp, Inc. (Ohio)'s net income of $8.7M is higher than SB Financial Group, Inc.'s net income of $4M. Notably, Farmers & Merchants Bancorp, Inc. (Ohio)'s price-to-earnings ratio is 10.98x while SB Financial Group, Inc.'s PE ratio is 10.42x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Farmers & Merchants Bancorp, Inc. (Ohio) is 1.85x versus 1.60x for SB Financial Group, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    FMAO
    Farmers & Merchants Bancorp, Inc. (Ohio)
    1.85x 10.98x $48.3M $8.7M
    SBFG
    SB Financial Group, Inc.
    1.60x 10.42x $22.9M $4M
  • Which has Higher Returns FMAO or TMP?

    Tompkins Financial Corp. has a net margin of 18.13% compared to Farmers & Merchants Bancorp, Inc. (Ohio)'s net margin of 19.46%. Farmers & Merchants Bancorp, Inc. (Ohio)'s return on equity of 9.06% beat Tompkins Financial Corp.'s return on equity of 11.34%.

    Company Gross Margin Earnings Per Share Invested Capital
    FMAO
    Farmers & Merchants Bancorp, Inc. (Ohio)
    -- $0.64 $607.3M
    TMP
    Tompkins Financial Corp.
    -- $1.65 $1.3B
  • What do Analysts Say About FMAO or TMP?

    Farmers & Merchants Bancorp, Inc. (Ohio) has a consensus price target of $27.00, signalling upside risk potential of 6.74%. On the other hand Tompkins Financial Corp. has an analysts' consensus of $78.00 which suggests that it could grow by 2.43%. Given that Farmers & Merchants Bancorp, Inc. (Ohio) has higher upside potential than Tompkins Financial Corp., analysts believe Farmers & Merchants Bancorp, Inc. (Ohio) is more attractive than Tompkins Financial Corp..

    Company Buy Ratings Hold Ratings Sell Ratings
    FMAO
    Farmers & Merchants Bancorp, Inc. (Ohio)
    0 3 0
    TMP
    Tompkins Financial Corp.
    0 1 0
  • Is FMAO or TMP More Risky?

    Farmers & Merchants Bancorp, Inc. (Ohio) has a beta of 0.839, which suggesting that the stock is 16.138% less volatile than S&P 500. In comparison Tompkins Financial Corp. has a beta of 0.799, suggesting its less volatile than the S&P 500 by 20.13%.

  • Which is a Better Dividend Stock FMAO or TMP?

    Farmers & Merchants Bancorp, Inc. (Ohio) has a quarterly dividend of $0.23 per share corresponding to a yield of 3.56%. Tompkins Financial Corp. offers a yield of 3.3% to investors and pays a quarterly dividend of $0.65 per share. Farmers & Merchants Bancorp, Inc. (Ohio) pays 46.56% of its earnings as a dividend. Tompkins Financial Corp. pays out 49.14% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios FMAO or TMP?

    Farmers & Merchants Bancorp, Inc. (Ohio) quarterly revenues are $48.3M, which are smaller than Tompkins Financial Corp. quarterly revenues of $121.7M. Farmers & Merchants Bancorp, Inc. (Ohio)'s net income of $8.7M is lower than Tompkins Financial Corp.'s net income of $23.7M. Notably, Farmers & Merchants Bancorp, Inc. (Ohio)'s price-to-earnings ratio is 10.98x while Tompkins Financial Corp.'s PE ratio is 12.91x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Farmers & Merchants Bancorp, Inc. (Ohio) is 1.85x versus 2.35x for Tompkins Financial Corp.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    FMAO
    Farmers & Merchants Bancorp, Inc. (Ohio)
    1.85x 10.98x $48.3M $8.7M
    TMP
    Tompkins Financial Corp.
    2.35x 12.91x $121.7M $23.7M

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