Financhill
Buy
62

FGBI Quote, Financials, Valuation and Earnings

Last price:
$8.04
Seasonality move :
-4.77%
Day range:
$7.85 - $8.13
52-week range:
$4.31 - $10.85
Dividend yield:
0.5%
P/E ratio:
61.92x
P/S ratio:
0.47x
P/B ratio:
0.66x
Volume:
34.5K
Avg. volume:
27.4K
1-year change:
-24.08%
Market cap:
$123.4M
Revenue:
$245.6M
EPS (TTM):
-$4.13

Analysts' Opinion

  • Consensus Rating
    First Guaranty Bancshares, Inc. has received a consensus rating of Hold. The company's average rating is a Hold based on 0 Buy ratings, 1 Hold rating, and 0 Sell ratings.
  • Price Target Downside
    According to analysts' consensus price target of $7.00, First Guaranty Bancshares, Inc. has an estimated downside of -12.94% from its current price of $8.04.
  • Price Target Upside
    According to analysts, the highest upside price target is $7.00 representing -100% upside increase from its current price of $8.04.

Fair Value

  • According to the consensus of 1 analyst, First Guaranty Bancshares, Inc. has -12.94% downside to fair value with a price target of $7.00 per share.

FGBI vs. S&P 500

  • Over the past 5 trading days, First Guaranty Bancshares, Inc. has overperformed the S&P 500 by 6.19% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • First Guaranty Bancshares, Inc. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • First Guaranty Bancshares, Inc. revenues have been falling on a year-over-year basis for 1 quarter in a row. In the most recent quarter First Guaranty Bancshares, Inc. reported revenues of $55.3M.

Earnings Growth

  • First Guaranty Bancshares, Inc. earnings have been falling on a year-over-year basis for 4 quarters in a row. In the most recent quarter First Guaranty Bancshares, Inc. reported earnings per share of -$3.01.
Enterprise value:
353.9M
EV / Invested capital:
--
Price / LTM sales:
0.47x
EV / EBIT:
5.86x
EV / Revenue:
1.55x
PEG ratio (5yr expected):
0.39x
EV / Free cash flow:
10.40x
Price / Operating cash flow:
3.13x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
-1.47%
Net Income Margin (TTM):
-25.16%
Return On Equity:
-23.04%
Return On Invested Capital:
-12.72%
Operating Margin:
-74.19%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $181.2M $225.4M $228.4M $61.7M $55.3M
Gross Profit -- -- -- -- --
Operating Income $17.5M $16.7M -$57.2M $2.6M -$41.1M
EBITDA -- -- -- -- --
Diluted EPS $0.99 $0.84 -$4.13 $0.11 -$3.01
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $286.4M $123.1M $219.1M $386.7M $781.3M
Total Assets $2.8B $3.1B $3.4B $3.9B $3.8B
Current Liabilities $2B $2.1B $2.2B $2.1B $2B
Total Liabilities $2.6B $2.9B $3.2B $3.7B $3.6B
Total Equity $219.1M $231.4M $238.8M $256.4M $221.1M
Total Debt $44M $37.7M $190.3M $195.9M $189.9M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $12.2M $27.6M $35.5M $4.9M $29.4M
Cash From Investing -$226.1M -$337M $425.6M -$240.1M $136.1M
Cash From Financing $305.8M $475.7M -$74.6M $303.9M -$126.2M
Free Cash Flow $3.2M $18.2M $34M $5M $28.7M
FGBI
Sector
Market Cap
$123.4M
$537.2M
Price % of 52-Week High
74.1%
92.07%
Dividend Yield
0.5%
1.5%
Shareholder Yield
10.31%
3.06%
1-Year Price Total Return
-24.08%
8.37%
Beta (5-Year)
0.326
0.451
Dividend yield:
0.5%
Annualized payout:
$0.41
Payout ratio:
35.2%
Growth streak:
0 years

Technicals

8-day SMA
Buy
Level $7.65
200-day SMA
Buy
Level $7.81
Bollinger Bands (100)
Buy
Level 5.43 - 8.45
Chaikin Money Flow
Buy
Level 141.8K
20-day SMA
Buy
Level $6.33
Relative Strength Index (RSI14)
Buy
Level 83.28
ADX Line
Buy
Level 38.63
Williams %R
Sell
Level -2.8754
50-day SMA
Buy
Level $5.66
MACD (12, 26)
Buy
Level 0.70
25-day Aroon Oscillator
Buy
Level 96
On Balance Volume
Sell
Level -1.2M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (-0.1681)
Sell
CA Score (Annual)
Level (-2.2492)
--
Beneish M-Score (Annual)
Level (--)
Sell
Momentum Score
Level (1)
Sell
Ohlson Score
Level (3.3142)
Buy
Piotroski F Score (Annual)
Level (7)
Buy
Quality Ratio Score
Level (3)
Buy
Fundamental Score
Level (6)

Revenue Forecast

Earnings per Share Forecast

Company Profile

First Guaranty Bancshares, Inc. engages in the provision of personalized commercial banking services to businesses, professionals, and individuals. Its services include personal checking, money market, loans, courtesy sweep, business checking, cash management, courtesy pay, and digital. The company was founded on July 27, 2007 and is headquartered in Hammond, LA.

Stock Forecast FAQ

In the current month, FGBI has received 0 Buy ratings 1 Hold ratings, and 0 Sell ratings. The FGBI average analyst price target in the past 3 months is $7.00.

  • Where Will First Guaranty Bancshares, Inc. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that First Guaranty Bancshares, Inc. share price will drop to $7.00 per share over the next 12 months.

  • What Do Analysts Say About First Guaranty Bancshares, Inc.?

    Analysts are divided on their view about First Guaranty Bancshares, Inc. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that First Guaranty Bancshares, Inc. is a Sell and believe this share price will rise from its current level to $7.00.

  • What Is First Guaranty Bancshares, Inc.'s Price Target?

    The price target for First Guaranty Bancshares, Inc. over the next 1-year time period is forecast to be $7.00 according to 1 Wall Street analyst, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 1 analyst rates the stock a Hold.

  • Is FGBI A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for First Guaranty Bancshares, Inc. is a Hold. 1 of 1 analysts rates the stock a Hold at this time.

  • How Can I Buy Shares Of FGBI?

    You can purchase shares of First Guaranty Bancshares, Inc. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase First Guaranty Bancshares, Inc. shares.

  • What Is The First Guaranty Bancshares, Inc. Share Price Today?

    First Guaranty Bancshares, Inc. was last trading at $8.04 per share. This represents the most recent stock quote for First Guaranty Bancshares, Inc.. Yesterday, First Guaranty Bancshares, Inc. closed at $8.04 per share.

  • How To Buy First Guaranty Bancshares, Inc. Stock Online?

    In order to purchase First Guaranty Bancshares, Inc. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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