FGBI Quote, Financials, Valuation and Earnings

OptimumBank Holdings, Inc. has a net margin of -81.31% compared to First Guaranty Bancshares, Inc.'s net margin of 23.62%. First Guaranty Bancshares, Inc.'s return on equity of -23.04% beat OptimumBank Holdings, Inc.'s return on equity of 14.8%.

First Guaranty Bancshares, Inc. has a consensus price target of $7.00, signalling downside risk potential of -12.94%. On the other hand OptimumBank Holdings, Inc. has an analysts' consensus of $5.00 which suggests that it could grow by 4.82%. Given that OptimumBank Holdings, Inc. has higher upside potential than First Guaranty Bancshares, Inc., analysts believe OptimumBank Holdings, Inc. is more attractive than First Guaranty Bancshares, Inc..

First Guaranty Bancshares, Inc. has a beta of 0.326, which suggesting that the stock is 67.367% less volatile than S&P 500. In comparison OptimumBank Holdings, Inc. has a beta of 0.272, suggesting its less volatile than the S&P 500 by 72.848%.

First Guaranty Bancshares, Inc. has a quarterly dividend of $0.01 per share corresponding to a yield of 0.5%. OptimumBank Holdings, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. First Guaranty Bancshares, Inc. pays 50.66% of its earnings as a dividend. OptimumBank Holdings, Inc. pays out -- of its earnings as a dividend. First Guaranty Bancshares, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

First Guaranty Bancshares, Inc. quarterly revenues are $55.3M, which are larger than OptimumBank Holdings, Inc. quarterly revenues of $18.3M. First Guaranty Bancshares, Inc.'s net income of -$45M is lower than OptimumBank Holdings, Inc.'s net income of $4.3M. Notably, First Guaranty Bancshares, Inc.'s price-to-earnings ratio is 61.92x while OptimumBank Holdings, Inc.'s PE ratio is 4.15x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Guaranty Bancshares, Inc. is 0.47x versus 1.03x for OptimumBank Holdings, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

Park National Corp. has a net margin of -81.31% compared to First Guaranty Bancshares, Inc.'s net margin of 27.82%. First Guaranty Bancshares, Inc.'s return on equity of -23.04% beat Park National Corp.'s return on equity of 13.78%.

First Guaranty Bancshares, Inc. has a consensus price target of $7.00, signalling downside risk potential of -12.94%. On the other hand Park National Corp. has an analysts' consensus of $180.33 which suggests that it could grow by 11.52%. Given that Park National Corp. has higher upside potential than First Guaranty Bancshares, Inc., analysts believe Park National Corp. is more attractive than First Guaranty Bancshares, Inc..

First Guaranty Bancshares, Inc. has a beta of 0.326, which suggesting that the stock is 67.367% less volatile than S&P 500. In comparison Park National Corp. has a beta of 0.733, suggesting its less volatile than the S&P 500 by 26.676%.

First Guaranty Bancshares, Inc. has a quarterly dividend of $0.01 per share corresponding to a yield of 0.5%. Park National Corp. offers a yield of 2.65% to investors and pays a quarterly dividend of $2.32 per share. First Guaranty Bancshares, Inc. pays 50.66% of its earnings as a dividend. Park National Corp. pays out 45.49% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Guaranty Bancshares, Inc. quarterly revenues are $55.3M, which are smaller than Park National Corp. quarterly revenues of $169.5M. First Guaranty Bancshares, Inc.'s net income of -$45M is lower than Park National Corp.'s net income of $47.2M. Notably, First Guaranty Bancshares, Inc.'s price-to-earnings ratio is 61.92x while Park National Corp.'s PE ratio is 14.90x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Guaranty Bancshares, Inc. is 0.47x versus 3.97x for Park National Corp.. Usually stocks with elevated PS ratios are considered overvalued.

Renasant Corp. has a net margin of -81.31% compared to First Guaranty Bancshares, Inc.'s net margin of 15.11%. First Guaranty Bancshares, Inc.'s return on equity of -23.04% beat Renasant Corp.'s return on equity of 4.69%.

First Guaranty Bancshares, Inc. has a consensus price target of $7.00, signalling downside risk potential of -12.94%. On the other hand Renasant Corp. has an analysts' consensus of $42.57 which suggests that it could grow by 16.38%. Given that Renasant Corp. has higher upside potential than First Guaranty Bancshares, Inc., analysts believe Renasant Corp. is more attractive than First Guaranty Bancshares, Inc..

First Guaranty Bancshares, Inc. has a beta of 0.326, which suggesting that the stock is 67.367% less volatile than S&P 500. In comparison Renasant Corp. has a beta of 0.971, suggesting its less volatile than the S&P 500 by 2.863%.

First Guaranty Bancshares, Inc. has a quarterly dividend of $0.01 per share corresponding to a yield of 0.5%. Renasant Corp. offers a yield of 2.43% to investors and pays a quarterly dividend of $0.23 per share. First Guaranty Bancshares, Inc. pays 50.66% of its earnings as a dividend. Renasant Corp. pays out 26.9% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Guaranty Bancshares, Inc. quarterly revenues are $55.3M, which are smaller than Renasant Corp. quarterly revenues of $395.7M. First Guaranty Bancshares, Inc.'s net income of -$45M is lower than Renasant Corp.'s net income of $59.8M. Notably, First Guaranty Bancshares, Inc.'s price-to-earnings ratio is 61.92x while Renasant Corp.'s PE ratio is 18.43x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Guaranty Bancshares, Inc. is 0.47x versus 2.23x for Renasant Corp.. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial Corp. has a net margin of -81.31% compared to First Guaranty Bancshares, Inc.'s net margin of 19.46%. First Guaranty Bancshares, Inc.'s return on equity of -23.04% beat Tompkins Financial Corp.'s return on equity of 11.34%.

First Guaranty Bancshares, Inc. has a consensus price target of $7.00, signalling downside risk potential of -12.94%. On the other hand Tompkins Financial Corp. has an analysts' consensus of $78.00 which suggests that it could grow by 2.43%. Given that Tompkins Financial Corp. has higher upside potential than First Guaranty Bancshares, Inc., analysts believe Tompkins Financial Corp. is more attractive than First Guaranty Bancshares, Inc..

First Guaranty Bancshares, Inc. has a beta of 0.326, which suggesting that the stock is 67.367% less volatile than S&P 500. In comparison Tompkins Financial Corp. has a beta of 0.799, suggesting its less volatile than the S&P 500 by 20.13%.

First Guaranty Bancshares, Inc. has a quarterly dividend of $0.01 per share corresponding to a yield of 0.5%. Tompkins Financial Corp. offers a yield of 3.3% to investors and pays a quarterly dividend of $0.65 per share. First Guaranty Bancshares, Inc. pays 50.66% of its earnings as a dividend. Tompkins Financial Corp. pays out 49.14% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Guaranty Bancshares, Inc. quarterly revenues are $55.3M, which are smaller than Tompkins Financial Corp. quarterly revenues of $121.7M. First Guaranty Bancshares, Inc.'s net income of -$45M is lower than Tompkins Financial Corp.'s net income of $23.7M. Notably, First Guaranty Bancshares, Inc.'s price-to-earnings ratio is 61.92x while Tompkins Financial Corp.'s PE ratio is 12.91x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Guaranty Bancshares, Inc. is 0.47x versus 2.35x for Tompkins Financial Corp.. Usually stocks with elevated PS ratios are considered overvalued.