FCCO Quote, Financials, Valuation and Earnings

OptimumBank Holdings has a net margin of 21.76% compared to First Community's net margin of 36.31%. First Community's return on equity of 10.85% beat OptimumBank Holdings's return on equity of 15.42%.

First Community has a consensus price target of $29.67, signalling upside risk potential of 23.82%. On the other hand OptimumBank Holdings has an analysts' consensus of $5.50 which suggests that it could grow by 19.31%. Given that First Community has higher upside potential than OptimumBank Holdings, analysts believe First Community is more attractive than OptimumBank Holdings.

First Community has a beta of 0.358, which suggesting that the stock is 64.244% less volatile than S&P 500. In comparison OptimumBank Holdings has a beta of 0.455, suggesting its less volatile than the S&P 500 by 54.491%.

First Community has a quarterly dividend of $0.15 per share corresponding to a yield of 2.5%. OptimumBank Holdings offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. First Community pays 31.64% of its earnings as a dividend. OptimumBank Holdings pays out -- of its earnings as a dividend. First Community's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

First Community quarterly revenues are $18.4M, which are larger than OptimumBank Holdings quarterly revenues of $10.7M. First Community's net income of $4M is higher than OptimumBank Holdings's net income of $3.9M. Notably, First Community's price-to-earnings ratio is 12.10x while OptimumBank Holdings's PE ratio is 3.44x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Community is 2.83x versus 1.22x for OptimumBank Holdings. Usually stocks with elevated PS ratios are considered overvalued.

Park National has a net margin of 21.76% compared to First Community's net margin of 32.4%. First Community's return on equity of 10.85% beat Park National's return on equity of 12.97%.

First Community has a consensus price target of $29.67, signalling upside risk potential of 23.82%. On the other hand Park National has an analysts' consensus of $169.00 which suggests that it could grow by 3.75%. Given that First Community has higher upside potential than Park National, analysts believe First Community is more attractive than Park National.

First Community has a beta of 0.358, which suggesting that the stock is 64.244% less volatile than S&P 500. In comparison Park National has a beta of 0.786, suggesting its less volatile than the S&P 500 by 21.434%.

First Community has a quarterly dividend of $0.15 per share corresponding to a yield of 2.5%. Park National offers a yield of 2.61% to investors and pays a quarterly dividend of $1.07 per share. First Community pays 31.64% of its earnings as a dividend. Park National pays out 51.18% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Community quarterly revenues are $18.4M, which are smaller than Park National quarterly revenues of $130.1M. First Community's net income of $4M is lower than Park National's net income of $42.2M. Notably, First Community's price-to-earnings ratio is 12.10x while Park National's PE ratio is 16.72x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Community is 2.83x versus 5.01x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial has a net margin of 21.76% compared to First Community's net margin of 24.09%. First Community's return on equity of 10.85% beat Tompkins Financial's return on equity of 10.46%.

First Community has a consensus price target of $29.67, signalling upside risk potential of 23.82%. On the other hand Tompkins Financial has an analysts' consensus of $72.50 which suggests that it could grow by 17.26%. Given that First Community has higher upside potential than Tompkins Financial, analysts believe First Community is more attractive than Tompkins Financial.

First Community has a beta of 0.358, which suggesting that the stock is 64.244% less volatile than S&P 500. In comparison Tompkins Financial has a beta of 0.888, suggesting its less volatile than the S&P 500 by 11.218%.

First Community has a quarterly dividend of $0.15 per share corresponding to a yield of 2.5%. Tompkins Financial offers a yield of 4% to investors and pays a quarterly dividend of $0.62 per share. First Community pays 31.64% of its earnings as a dividend. Tompkins Financial pays out 49.47% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Community quarterly revenues are $18.4M, which are smaller than Tompkins Financial quarterly revenues of $81.7M. First Community's net income of $4M is lower than Tompkins Financial's net income of $19.7M. Notably, First Community's price-to-earnings ratio is 12.10x while Tompkins Financial's PE ratio is 12.03x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Community is 2.83x versus 2.90x for Tompkins Financial. Usually stocks with elevated PS ratios are considered overvalued.