Will UnitedHealth Stock Recover?
Shares of embattled health insurance giant UnitedHealth (NYSE:UNH) plummeted by…
| Period Ending | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | |
|---|---|---|---|---|---|---|
| Revenue | $4.6B | $7.3B | $14.1B | $6B | $4.3B | |
| Revenue Growth (YoY) | -46.02% | 58.24% | 93.44% | -57.25% | -29.53% | |
| Cost of Revenues | $5B | $4.9B | $7.8B | $5.4B | $4.5B | |
| Gross Profit | -$403M | $2.4B | $6.4B | $609M | -$242M | |
| Gross Profit Margin | -8.73% | 33.15% | 45.01% | 10.09% | -5.69% | |
| R&D Expenses | -- | -- | -- | -- | -- | |
| Selling, General & Admin | $267M | $118M | $142M | $127M | $186M | |
| Other Inc / (Exp) | -$9B | -- | $84M | $853M | -$21M | |
| Operating Expenses | $267M | $95M | $191M | $145M | $518M | |
| Operating Income | -$670M | $2.3B | $6.2B | $464M | -$760M | |
| Net Interest Expenses | $331M | $84M | $160M | $104M | $123M | |
| EBT. Incl. Unusual Items | -$9.8B | $6.2B | $3.7B | $3.1B | -$841M | |
| Earnings of Discontinued Ops. | -- | -- | -- | -- | -- | |
| Income Tax Expense | -$19M | -$106M | -$1.3B | $698M | -$127M | |
| Net Income to Company | -$9.8B | $6.3B | $4.9B | $2.4B | -$714M | |
| Minority Interest in Earnings | -$16M | -- | -- | -- | -- | |
| Net Income to Common Excl Extra Items | -$9.8B | $6.3B | $4.9B | $2.4B | -$714M | |
| Basic EPS (Cont. Ops) | -$998.26 | $53.66 | $38.71 | $18.21 | -$4.55 | |
| Diluted EPS (Cont. Ops) | -$998.26 | $53.66 | $33.36 | $16.92 | -$4.55 | |
| Weighted Average Basic Share | $9.8M | $117.9M | $125.8M | $132.8M | $157M | |
| Weighted Average Diluted Share | $9.8M | $117.9M | $146M | $143M | $157M | |
| EBITDA | $845M | $3.3B | $7.9B | $2B | $969M | |
| EBIT | -$670M | $2.3B | $6.2B | $464M | -$760M | |
| Revenue (Reported) | $4.6B | $7.3B | $14.1B | $6B | $4.3B | |
| Operating Income (Reported) | -$670M | $2.3B | $6.2B | $464M | -$760M | |
| Operating Income (Adjusted) | -$670M | $2.3B | $6.2B | $464M | -$760M | |
| Period Ending | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 | |
|---|---|---|---|---|---|---|
| Revenue | $1.6B | $4.2B | $1.4B | $585M | $2.5B | |
| Revenue Growth (YoY) | 45.89% | 156.61% | -66.47% | -58.39% | 330.09% | |
| Cost of Revenues | $1.2B | $2.1B | $1.4B | $742M | $1.6B | |
| Gross Profit | $439M | $2.1B | $5M | -$157M | $947M | |
| Gross Profit Margin | 26.87% | 49.54% | 0.36% | -26.84% | 37.64% | |
| R&D Expenses | -- | -- | -- | -- | -- | |
| Selling, General & Admin | $30M | $40M | $29M | $39M | $704M | |
| Other Inc / (Exp) | $3M | -$65M | -$12M | $8M | -- | |
| Operating Expenses | $33M | $41M | $32M | $61M | $667M | |
| Operating Income | $406M | $2B | -$27M | -$218M | $280M | |
| Net Interest Expenses | $17M | $52M | $23M | $20M | $57M | |
| EBT. Incl. Unusual Items | -$355M | $957M | $71M | -$158M | $686M | |
| Earnings of Discontinued Ops. | -- | -- | -- | -- | -- | |
| Income Tax Expense | -$10M | $74M | $1M | -$44M | $139M | |
| Net Income to Company | -$345M | $883M | $70M | -$114M | $547M | |
| Minority Interest in Earnings | -- | -- | -- | -- | -- | |
| Net Income to Common Excl Extra Items | -$345M | $883M | $70M | -$114M | $547M | |
| Basic EPS (Cont. Ops) | -$3.51 | $7.29 | $0.53 | -$0.85 | $2.30 | |
| Diluted EPS (Cont. Ops) | -$3.51 | $6.12 | $0.49 | -$0.85 | $2.28 | |
| Weighted Average Basic Share | $98.2M | $121.2M | $132.2M | $133.8M | $238.2M | |
| Weighted Average Diluted Share | $98.2M | $144.4M | $142.3M | $133.8M | $239.9M | |
| EBITDA | $634M | $2.5B | $355M | $117M | $1B | |
| EBIT | $406M | $2B | -$27M | -$218M | $280M | |
| Revenue (Reported) | $1.6B | $4.2B | $1.4B | $585M | $2.5B | |
| Operating Income (Reported) | $406M | $2B | -$27M | -$218M | $280M | |
| Operating Income (Adjusted) | $406M | $2B | -$27M | -$218M | $280M | |
| Period Ending | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 | |
|---|---|---|---|---|---|---|
| Revenue | $5.7B | $13.8B | $7.9B | $3.1B | $10.8B | |
| Revenue Growth (YoY) | -- | -- | -- | -- | -- | |
| Cost of Revenues | $4.3B | $7.5B | $6.1B | $3.6B | $6.7B | |
| Gross Profit | $1.4B | $6.3B | $1.8B | -$514M | $4.1B | |
| Gross Profit Margin | -- | -- | -- | -- | -- | |
| R&D Expenses | -- | -- | -- | -- | -- | |
| Selling, General & Admin | $128M | $130M | $135M | $165M | $2.6B | |
| Other Inc / (Exp) | -$923M | $260M | $700M | $124M | -- | |
| Operating Expenses | $50M | $150M | $167M | $223M | $2.9B | |
| Operating Income | $1.3B | $6.1B | $1.7B | -$737M | $1.3B | |
| Net Interest Expenses | $82M | $146M | $122M | $81M | $240M | |
| EBT. Incl. Unusual Items | $4.4B | $2.9B | $4.6B | $315M | $1.2B | |
| Earnings of Discontinued Ops. | -- | -- | -- | -- | -- | |
| Income Tax Expense | -$73M | $66M | -$858M | $61M | $307M | |
| Net Income to Company | $4.5B | $2.8B | $5.4B | $254M | $867M | |
| Minority Interest in Earnings | -- | -- | -- | -- | -- | |
| Net Income to Common Excl Extra Items | $4.5B | $2.8B | $5.4B | $254M | $867M | |
| Basic EPS (Cont. Ops) | $7.47 | $22.88 | $39.93 | $1.96 | $3.58 | |
| Diluted EPS (Cont. Ops) | $7.47 | $20.22 | $36.82 | $1.62 | $3.52 | |
| Weighted Average Basic Share | ||||||
| Weighted Average Diluted Share | ||||||
| EBITDA | $2.6B | $7.8B | $3.3B | $724M | $4.1B | |
| EBIT | $1.3B | $6.1B | $1.7B | -$737M | $1.3B | |
| Revenue (Reported) | $5.7B | $13.8B | $7.9B | $3.1B | $10.8B | |
| Operating Income (Reported) | $1.3B | $6.1B | $1.7B | -$737M | $1.3B | |
| Operating Income (Adjusted) | $1.3B | $6.1B | $1.7B | -$737M | $1.3B | |
| Period Ending | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 | 2026-09-30 | |
|---|---|---|---|---|---|---|
| Revenue | $11B | $4.8B | $2B | $8.5B | -- | |
| Revenue Growth (YoY) | -- | -- | -- | -- | -- | |
| Cost of Revenues | $5.9B | $4.2B | $2.4B | $4.6B | -- | |
| Gross Profit | $5.1B | $527M | -$419M | $3.9B | -- | |
| Gross Profit Margin | -- | -- | -- | -- | -- | |
| R&D Expenses | -- | -- | -- | -- | -- | |
| Selling, General & Admin | $102M | $95M | $133M | $2.5B | -- | |
| Other Inc / (Exp) | $260M | $756M | -$13M | -$66M | -- | |
| Operating Expenses | $134M | $110M | $188M | $2.5B | -- | |
| Operating Income | $4.9B | $417M | -$607M | $1.4B | -- | |
| Net Interest Expenses | $120M | $82M | $59M | $176M | -- | |
| EBT. Incl. Unusual Items | $1.5B | $2.4B | -$420M | $1.6B | -- | |
| Earnings of Discontinued Ops. | -- | -- | -- | -- | -- | |
| Income Tax Expense | $105M | $532M | -$105M | $329M | -- | |
| Net Income to Company | $1.4B | $1.9B | -$315M | $1.3B | -- | |
| Minority Interest in Earnings | -- | -- | -- | -- | -- | |
| Net Income to Common Excl Extra Items | $1.4B | $1.9B | -$315M | $1.3B | -- | |
| Basic EPS (Cont. Ops) | $10.72 | $13.77 | -$2.38 | $5.30 | -- | |
| Diluted EPS (Cont. Ops) | $8.06 | $12.82 | -$2.40 | $5.24 | -- | |
| Weighted Average Basic Share | $368.8M | $400.4M | $395.9M | $710.6M | -- | |
| Weighted Average Diluted Share | $414.7M | $430.3M | $406.7M | $714.9M | -- | |
| EBITDA | $6.2B | $1.6B | $475M | $3.6B | -- | |
| EBIT | $4.9B | $417M | -$607M | $1.4B | -- | |
| Revenue (Reported) | $11B | $4.8B | $2B | $8.5B | -- | |
| Operating Income (Reported) | $4.9B | $417M | -$607M | $1.4B | -- | |
| Operating Income (Adjusted) | $4.9B | $417M | -$607M | $1.4B | -- | |
| Period Ending | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | |
|---|---|---|---|---|---|---|
| Cash and Equivalents | $298M | $919M | $226M | $1.8B | $479M | |
| Short Term Investments | -- | -- | -- | -- | -- | |
| Accounts Receivable, Net | $678M | $1.1B | $1.4B | $585M | $1.2B | |
| Inventory | -- | -- | -- | -- | -- | |
| Prepaid Expenses | -- | -- | -- | -- | -- | |
| Other Current Assets | $64M | $69M | $47M | $226M | $292M | |
| Total Current Assets | $1.1B | $2.1B | $2.7B | $2.6B | $2B | |
| Property Plant And Equipment | $5.3B | $8.8B | $11.2B | $10.1B | $24.3B | |
| Long-Term Investments | -- | -- | $47M | $312M | $308M | |
| Goodwill | -- | -- | -- | -- | -- | |
| Other Intangibles | -- | -- | -- | -- | -- | |
| Other Long-Term Assets | $234M | $104M | $185M | $663M | $1B | |
| Total Assets | $6.6B | $11B | $15.7B | $14.9B | $27.9B | |
| Accounts Payable | $346M | $308M | $603M | $425M | $777M | |
| Accrued Expenses | $114M | $293M | $295M | $250M | $396M | |
| Current Portion Of Long-Term Debt | $1.9B | -- | -- | -- | $389M | |
| Current Portion Of Capital Lease Obligations | $24M | $29M | $86M | $84M | $71M | |
| Other Current Liabilities | $296M | $1B | $796M | $39M | $193M | |
| Total Current Liabilities | $3.1B | $2.4B | $2.7B | $1.3B | $3.1B | |
| Long-Term Debt | -- | $2.3B | $3.1B | $2B | $5.3B | |
| Capital Leases | -- | -- | -- | -- | -- | |
| Total Liabilities | $11.9B | $5.3B | $6.6B | $4.1B | $10.3B | |
| Common Stock | -- | $1M | $1M | $1M | $2M | |
| Other Common Equity Adj | -- | -- | -- | -- | -- | |
| Common Equity | -$7B | $5.7B | $9.1B | $10.7B | $17.6B | |
| Total Preferred Equity | -- | -- | -- | -- | -- | |
| Minority Interest, Total | -- | -- | -- | -- | -- | |
| Total Equity | -$5.3B | $5.7B | $9.1B | $10.7B | $17.6B | |
| Total Liabilities and Equity | $6.6B | $11B | $15.7B | $14.9B | $27.9B | |
| Cash and Short Terms | $298M | $919M | $226M | $1.8B | $479M | |
| Total Debt | $1.9B | $2.3B | $3.1B | $2B | $5.7B | |
| Period Ending | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 | |
|---|---|---|---|---|---|---|
| Cash and Equivalents | $858M | $134M | $1.1B | $1.3B | $848M | |
| Short Term Investments | -- | -- | -- | -- | -- | |
| Accounts Receivable, Net | $774M | $1.7B | $679M | $255M | $988M | |
| Inventory | -- | -- | -- | -- | -- | |
| Prepaid Expenses | -- | -- | -- | -- | -- | |
| Other Current Assets | $61M | $168M | $163M | $217M | -- | |
| Total Current Assets | $1.7B | $2.1B | $2.5B | $1.8B | $2.2B | |
| Property Plant And Equipment | $5.5B | $12B | $10.1B | $10B | $24.2B | |
| Long-Term Investments | -- | -- | $196M | $317M | $327M | |
| Goodwill | -- | -- | -- | -- | -- | |
| Other Intangibles | -- | -- | -- | -- | -- | |
| Other Long-Term Assets | $84M | $77M | $565M | $588M | -- | |
| Total Assets | $7.3B | $14.1B | $14.2B | $13.4B | $27.6B | |
| Accounts Payable | $257M | $539M | $540M | $264M | $830M | |
| Accrued Expenses | $106M | $478M | $235M | $173M | -- | |
| Current Portion Of Long-Term Debt | -- | -- | -- | -- | -- | |
| Current Portion Of Capital Lease Obligations | $11M | $36M | $75M | $30M | -- | |
| Other Current Liabilities | $1.5B | $2B | $91M | $54M | -- | |
| Total Current Liabilities | $2.5B | $4.2B | $1.6B | $899M | $2.8B | |
| Long-Term Debt | $1.3B | $2.7B | $2B | $2B | $5B | |
| Capital Leases | -- | -- | -- | -- | -- | |
| Total Liabilities | $4.3B | $7.7B | $4B | $3.2B | $9.5B | |
| Common Stock | $1M | $1M | $1M | $1M | $2M | |
| Other Common Equity Adj | -- | -- | -- | -- | -- | |
| Common Equity | -- | -- | -- | -- | -- | |
| Total Preferred Equity | -- | -- | -- | -- | -- | |
| Minority Interest, Total | -- | -- | -- | -- | -- | |
| Total Equity | $3B | $6.3B | $10.3B | $10.2B | $18.2B | |
| Total Liabilities and Equity | $7.3B | $14.1B | $14.2B | $13.4B | $27.6B | |
| Cash and Short Terms | $858M | $134M | $1.1B | $1.3B | $848M | |
| Total Debt | $1.3B | $2.7B | $2B | $2B | $5B | |
| Period Ending | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | |
|---|---|---|---|---|---|---|
| Net Income to Stockholders | -$9.8B | $6.3B | $4.9B | $2.4B | -$714M | |
| Depreciation & Amoritzation | $1.1B | $991M | $1.8B | $1.5B | $1.7B | |
| Stock-Based Compensation | $21M | $12M | $22M | $33M | $38M | |
| Change in Accounts Receivable | -- | -- | -- | -- | -$168M | |
| Change in Inventories | -- | -- | -- | -- | -- | |
| Cash From Operations | $1.2B | $1.8B | $4.1B | $2.4B | $1.6B | |
| Capital Expenditures | $1.1B | $735M | $1.8B | $1.8B | $1.6B | |
| Cash Acquisitions | -- | $194M | $2B | -- | $459M | |
| Cash From Investing | -$992M | -$916M | -$3.4B | $473M | -$1.9B | |
| Dividends Paid (Ex Special Dividend) | $22M | $119M | $1.2B | $487M | $388M | |
| Special Dividend Paid | ||||||
| Long-Term Debt Issued | $3.7B | -- | $11.2B | $1.1B | $767M | |
| Long-Term Debt Repaid | -$3.5B | -- | -$10.4B | -$2.2B | -$787M | |
| Repurchase of Common Stock | -- | -- | $1.1B | $355M | -- | |
| Other Financing Activities | -$122M | -- | -$17M | -- | -$14M | |
| Cash From Financing | $101M | -$237M | -$1.4B | -$1.9B | -$408M | |
| Beginning Cash (CF) | $279M | $914M | $192M | $1.2B | $395M | |
| Foreign Exchange Rate Adjustment | -- | -- | -- | -- | -- | |
| Additions / Reductions | $273M | $635M | -$722M | $961M | -$758M | |
| Ending Cash (CF) | $552M | $1.5B | -$530M | $2.1B | -$363M | |
| Levered Free Cash Flow | $22M | $1.1B | $2.3B | $551M | -$3M | |
| Period Ending | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 | |
|---|---|---|---|---|---|---|
| Net Income to Stockholders | $1.4B | $3.6B | $569M | -$399M | -- | |
| Depreciation & Amoritzation | $340M | $453M | $379M | $647M | -- | |
| Stock-Based Compensation | $4M | $6M | $8M | $9M | -- | |
| Change in Accounts Receivable | -- | -- | -- | -- | -- | |
| Change in Inventories | -- | -- | -- | -- | -- | |
| Cash From Operations | $563M | $1.1B | $470M | $375M | -- | |
| Capital Expenditures | $265M | $524M | $379M | $536M | -- | |
| Cash Acquisitions | $194M | -- | -- | $459M | -- | |
| Cash From Investing | -$455M | -$544M | $105M | -$945M | -- | |
| Dividends Paid (Ex Special Dividend) | $52M | $424M | $75M | $134M | -- | |
| Special Dividend Paid | -- | $2.6M | -- | -- | -- | |
| Long-Term Debt Issued | -- | $3.9B | -- | $767M | -- | |
| Long-Term Debt Repaid | -- | -$3.5B | -- | -$787M | -- | |
| Repurchase of Common Stock | -- | $406M | $42M | -- | -- | |
| Other Financing Activities | -- | -- | -$91M | -$10M | -- | |
| Cash From Financing | -$52M | -$444M | -$208M | -$155M | -- | |
| Beginning Cash (CF) | $914M | $192M | $1.2B | $395M | -- | |
| Foreign Exchange Rate Adjustment | -- | -- | -- | -- | -- | |
| Additions / Reductions | $56M | $62M | $367M | -$725M | -- | |
| Ending Cash (CF) | $970M | $254M | $1.5B | -$330M | -- | |
| Levered Free Cash Flow | $298M | $526M | $91M | -$161M | -- | |
| Period Ending | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 | |
|---|---|---|---|---|---|---|
| Net Income to Stockholders | $4.5B | $2.8B | $5.4B | $254M | $867M | |
| Depreciation & Amoritzation | $817M | $1.6B | $1.6B | $1.5B | $2.9B | |
| Stock-Based Compensation | $13M | $20M | $31M | $37M | $43M | |
| Change in Accounts Receivable | -- | -- | -- | -- | -- | |
| Change in Inventories | -- | -- | -- | -- | -- | |
| Cash From Operations | $1.2B | $3.6B | $3B | $1.6B | $4B | |
| Capital Expenditures | $639M | $1.6B | $2B | $1.4B | $2.6B | |
| Cash Acquisitions | -- | $2.2B | -- | -- | $459M | |
| Cash From Investing | -$495M | -$3.3B | -$176M | -$854M | -$2.9B | |
| Dividends Paid (Ex Special Dividend) | $67M | $840M | $836M | $329M | $762M | |
| Special Dividend Paid | ||||||
| Long-Term Debt Issued | -- | -- | $5.1B | -- | -- | |
| Long-Term Debt Repaid | -- | -- | -$5.7B | -- | -- | |
| Repurchase of Common Stock | -- | $667M | $719M | $42M | $100M | |
| Other Financing Activities | -- | -- | -- | -- | -- | |
| Cash From Financing | -$187M | -$1.1B | -$2.1B | -$461M | -$1.5B | |
| Beginning Cash (CF) | -- | -- | -- | -- | -- | |
| Foreign Exchange Rate Adjustment | -- | -- | -- | -- | -- | |
| Additions / Reductions | $552M | -$728M | $656M | $334M | -$429M | |
| Ending Cash (CF) | -- | -- | -- | -- | -- | |
| Levered Free Cash Flow | $595M | $2.1B | $986M | $249M | $1.4B | |
| Period Ending | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 | 2026-12-31 | |
|---|---|---|---|---|---|---|
| Net Income to Stockholders | $4.9B | $2.4B | -$714M | $1.3B | -- | |
| Depreciation & Amoritzation | $1.8B | $1.5B | $1.7B | $2.2B | -- | |
| Stock-Based Compensation | $22M | $33M | $38M | $34M | -- | |
| Change in Accounts Receivable | -- | -- | -- | -- | -- | |
| Change in Inventories | -- | -- | -- | -- | -- | |
| Cash From Operations | $4.1B | $2.4B | $1.6B | $3.6B | -- | |
| Capital Expenditures | $1.8B | $1.8B | $1.6B | $2.1B | -- | |
| Cash Acquisitions | $2B | -- | $459M | -- | -- | |
| Cash From Investing | -$3.4B | $473M | -$1.9B | -$1.9B | -- | |
| Dividends Paid (Ex Special Dividend) | $1.2B | $487M | $388M | $628M | -- | |
| Special Dividend Paid | $7.6M | $1.4M | $140K | $890K | -- | |
| Long-Term Debt Issued | $11.2B | $1.1B | $767M | $825M | -- | |
| Long-Term Debt Repaid | -$10.4B | -$2.2B | -$787M | -$825M | -- | |
| Repurchase of Common Stock | $1.1B | $355M | -- | $100M | -- | |
| Other Financing Activities | -- | -- | -$14M | -$553M | -- | |
| Cash From Financing | -$1.4B | -$1.9B | -$408M | -$1.4B | -- | |
| Beginning Cash (CF) | $376M | $3.1B | $3.9B | $1.9B | -- | |
| Foreign Exchange Rate Adjustment | -- | -- | -- | -- | -- | |
| Additions / Reductions | -$722M | $961M | -$758M | $296M | -- | |
| Ending Cash (CF) | -$346M | $4.1B | $3.1B | $2.2B | -- | |
| Levered Free Cash Flow | $2.3B | $551M | -$3M | $1.6B | -- | |
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P/E Ratio: 65x
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P/E Ratio: 29x
Teradata Corp. [TDC] is down 11.64% over the past day.
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