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DGICA Quote, Financials, Valuation and Earnings

Last price:
$20.26
Seasonality move :
-3.04%
Day range:
$20.18 - $20.31
52-week range:
$14.17 - $21.12
Dividend yield:
3.56%
P/E ratio:
8.34x
P/S ratio:
0.73x
P/B ratio:
1.18x
Volume:
36.8K
Avg. volume:
115.4K
1-year change:
30.24%
Market cap:
$741.6M
Revenue:
$989.6M
EPS (TTM):
$2.43
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $777.8M $816.5M $847.7M $927.3M $989.6M
Revenue Growth (YoY) -4.23% 4.97% 3.83% 9.39% 6.72%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $434.1K $430.8K $383.5K $346.4K $313.8K
Operating Expenses -$64.5M -$31.2M $3.5M -$5.7M -$63.3M
Operating Income $64.5M $31.2M -$3.5M $5.7M $63.3M
 
Net Interest Expenses $1.2M $895.6K $620.6K $619.8K $946K
EBT. Incl. Unusual Items $63.3M $30.3M -$3.6M $5.1M $62.3M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $10.5M $5.1M -$1.7M $638K $11.5M
Net Income to Company $52.8M $25.3M -$2M $4.4M $50.9M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $52.8M $25.3M -$2M $4.4M $50.9M
 
Basic EPS (Cont. Ops) $1.96 $0.83 -$0.06 $0.14 $1.53
Diluted EPS (Cont. Ops) $1.83 $0.83 -$0.06 $0.14 $1.53
Weighted Average Basic Share $26.9M $30.4M $31.4M $32.5M $33.2M
Weighted Average Diluted Share $28.9M $30.6M $31.4M $32.6M $33.3M
 
EBITDA -- -- -- -- --
EBIT $63.3M $30.3M -$3.6M $5.1M $62.3M
 
Revenue (Reported) $777.8M $816.5M $847.7M $927.3M $989.6M
Operating Income (Reported) $64.5M $31.2M -$3.5M $5.7M $63.3M
Operating Income (Adjusted) $63.3M $30.3M -$3.6M $5.1M $62.3M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $203.1M $212.8M $233.9M $251.7M $245.9M
Revenue Growth (YoY) 3.36% 4.79% 9.91% 7.61% -2.31%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $108K $91.7K $85.7K $77.3K --
Operating Expenses $8.4M $13.3M $848.6K -$20.8M -$25.4M
Operating Income -$8.4M -$13.3M -$848.6K $20.8M $25.4M
 
Net Interest Expenses $209.5K $71.4K $156.3K $367.6K $340.4K
EBT. Incl. Unusual Items -$8.6M -$13.4M -$1M $20.4M $25M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense -$1.9M -$3M -$199.6K $3.7M $5M
Net Income to Company -$6.7M -$10.4M -$805.3K $16.8M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items -$6.7M -$10.4M -$805.3K $16.8M $20.1M
 
Basic EPS (Cont. Ops) -$0.22 -$0.33 -$0.02 $0.51 $0.56
Diluted EPS (Cont. Ops) -$0.22 -$0.33 -$0.02 $0.51 $0.55
Weighted Average Basic Share $30.7M $31.8M $32.6M $33M $36M
Weighted Average Diluted Share $30.7M $31.8M $32.6M $33.1M $36.5M
 
EBITDA -- -- -- -- --
EBIT -$8.6M -$13.4M -$1M $20.4M $25M
 
Revenue (Reported) $203.1M $212.8M $233.9M $251.7M $245.9M
Operating Income (Reported) -$8.4M -$13.3M -$848.6K $20.8M $25.4M
Operating Income (Adjusted) -$8.6M -$13.4M -$1M $20.4M $25M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $803.7M $835M $911.3M $979M $988.2M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $431.5K $401.5K $350.6K $321.4K --
Operating Expenses -$43.3M $580.9K -$12.2M -$30.9M -$107.6M
Operating Income $43.3M -$580.9K $12.2M $30.9M $107.6M
 
Net Interest Expenses $1.1M $620.1K $619.9K $832.8K $1.3M
EBT. Incl. Unusual Items $42.3M -$1.2M $11.6M $30.2M $106.3M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $7.7M -$1M $1.8M $5.3M $20.1M
Net Income to Company $34.6M -$166.3K $9.9M $24.9M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $34.5M -$166.6K $9.9M $24.9M $86.2M
 
Basic EPS (Cont. Ops) $1.16 $0.01 $0.31 $0.76 $2.45
Diluted EPS (Cont. Ops) $1.15 $0.01 $0.31 $0.75 $2.43
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $42.3M -$1.2M $11.6M $30.2M $106.3M
 
Revenue (Reported) $803.7M $835M $911.3M $979M $988.2M
Operating Income (Reported) $43.3M -$580.9K $12.2M $30.9M $107.6M
Operating Income (Adjusted) $42.3M -$1.2M $11.6M $30.2M $106.3M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $606.2M $624.8M $687.9M $739.6M $738.2M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $323.8K $294.5K $261.7K $236.7K $521.9K
Operating Expenses -$24.6M $7.3M -$8M -$33.3M -$77.6M
Operating Income $24.6M -$7.3M $8M $33.3M $77.6M
 
Net Interest Expenses $739.1K $464.1K $463.9K $676.8K $1M
EBT. Incl. Unusual Items $23.8M -$7.7M $7.5M $32.7M $76.6M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $3.8M -$2.3M $1.1M $5.8M $14.5M
Net Income to Company $20M -$5.4M $6.4M $26.9M $42.1M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $20M -$5.4M $6.4M $26.9M $62.2M
 
Basic EPS (Cont. Ops) $0.67 -$0.16 $0.20 $0.82 $1.75
Diluted EPS (Cont. Ops) $0.66 -$0.16 $0.20 $0.81 $1.73
Weighted Average Basic Share $90.8M $93.7M $97.2M $98.7M $106.8M
Weighted Average Diluted Share $91.2M $93.7M $97.5M $98.8M $108.3M
 
EBITDA -- -- -- -- --
EBIT $23.8M -$7.7M $7.5M $32.7M $76.6M
 
Revenue (Reported) $606.2M $624.8M $687.9M $739.6M $738.2M
Operating Income (Reported) $24.6M -$7.3M $8M $33.3M $77.6M
Operating Income (Adjusted) $23.8M -$7.7M $7.5M $32.7M $76.6M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $103.1M $57.7M $25.1M $23.8M $52.9M
Short Term Investments $576M $545.3M $581.1M $621.7M $349M
Accounts Receivable, Net $578.6M $624.3M $630.4M $622.5M $601.9M
Inventory -- -- -- -- --
Prepaid Expenses $169.4M $176.9M $160.6M $168.7M $176.2M
Other Current Assets -- -- -- -- --
Total Current Assets $377.9M $321.6M $312.8M $311.5M $334.3M
 
Property Plant And Equipment $4.4M $3M $2.8M $2.6M $2.5M
Long-Term Investments -- -- -- -- --
Goodwill $5.6M $5.6M $5.6M $5.6M $5.6M
Other Intangibles $958K $958K $958K $958K $958K
Other Long-Term Assets -- -- -- -- --
Total Assets $1.6B $1.6B $1.6B $1.7B $1.8B
 
Accounts Payable $3.2M $22.1M $3.5M $8.8M $4.3M
Accrued Expenses $29.1M $4M $4.2M $3.9M $2.9M
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $650.2M $653.2M $682.7M $703M $713.9M
 
Long-Term Debt $40M $35M $35M $35M $35M
Capital Leases -- -- -- -- --
Total Liabilities $1.1B $1.1B $1.2B $1.2B $1.2B
 
Common Stock $333K $344.1K $357.7K $364.1K $386K
Other Common Equity Adj $11.1M $3.3M -$41.7M -$32.9M -$28.2M
Common Equity $517.8M $531M $483.6M $479.7M $545.8M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $517.8M $531M $483.6M $479.7M $545.8M
 
Total Liabilities and Equity $1.6B $1.6B $1.6B $1.7B $1.8B
Cash and Short Terms $679.1M $603M $606.2M $645.4M $401.9M
Total Debt $90M $35M $35M $35M $35M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Cash and Equivalents $68.9M $26.7M $23.7M $28.7M $38.6M
Short Term Investments $525.2M $537.6M $315.6M $348M --
Accounts Receivable, Net $638.3M $633.6M $626.5M $628.3M --
Inventory -- -- -- -- --
Prepaid Expenses $184.4M $165.7M $173.1M $185.4M --
Other Current Assets -- -- -- -- --
Total Current Assets $329.6M $320M $251.2M $331.4M $345.3M
 
Property Plant And Equipment $3.3M $2.8M $2.7M $2.5M $2.4M
Long-Term Investments -- -- -- -- --
Goodwill $5.6M $5.6M $5.6M $5.6M --
Other Intangibles $958K $958K $958K $958K --
Other Long-Term Assets -- -- -- -- --
Total Assets $1.6B $1.6B $1.6B $1.7B $1.8B
 
Accounts Payable $6M $3.9M $7.5M $3.4M $10.9M
Accrued Expenses $10.3M $4.3M $4.1M $3M --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $651.2M $664.5M $688.2M $707.2M $723.9M
 
Long-Term Debt -- $35M $35M $35M $35M
Capital Leases -- -- -- -- --
Total Liabilities $1.1B $1.1B $1.2B $1.2B $1.2B
 
Common Stock $343.5K $354.9K $362.8K $368K $396.9K
Other Common Equity Adj $6.8M -$47M -$50.3M -$21M --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $538.1M $481.2M $473.3M $513.4M $627.4M
 
Total Liabilities and Equity $1.6B $1.6B $1.6B $1.7B $1.8B
Cash and Short Terms $594.1M $564.2M $339.4M $376.7M --
Total Debt $35M $35M $35M $35M $35M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $52.8M $25.3M -$2M $4.4M $50.9M
Depreciation & Amoritzation $6.7M $5.8M $4.8M $4.3M $3.9M
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -$45.8M -$45.8M -$6.1M $8.2M $19.2M
Change in Inventories -- -- -- -- --
Cash From Operations $101.1M $76.7M $67.1M $28.6M $67.4M
 
Capital Expenditures $89.7K -- -- $44.7K --
Cash Acquisitions -- -- -- -- --
Cash From Investing -$99.7M -$62.2M -$98.5M -$16.7M -$48M
 
Dividends Paid (Ex Special Dividend) $17M $19.1M $20.5M $21.9M $22.7M
Special Dividend Paid
Long-Term Debt Issued $50M -- -- -- --
Long-Term Debt Repaid -- -$55M -- -- --
Repurchase of Common Stock -- -- -- -- --
Other Financing Activities -- -- -- -- --
Cash From Financing $52.3M -$59.9M -$1.2M -$13.2M $9.7M
 
Beginning Cash (CF) $103.1M $57.7M $25.1M $23.8M $52.9M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $53.8M -$45.4M -$32.6M -$1.3M $29.1M
Ending Cash (CF) $156.9M $12.3M -$7.5M $22.5M $82.1M
 
Levered Free Cash Flow $101M $76.7M $67.1M $28.6M $67.4M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders -$6.7M -$10.4M -$805.3K $16.8M --
Depreciation & Amoritzation $1.4M $1.1M $1M $980.1K $717.3K
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -$42.5M $2.3M $26.8M $8.8M --
Change in Inventories -- -- -- -- --
Cash From Operations -$711.3K $14.9M $13M $12.7M $22.4M
 
Capital Expenditures -- -- -- -- --
Cash Acquisitions -- -- -- -- --
Cash From Investing -$9.5M -$8M -$9.7M -$6.7M -$37.2M
 
Dividends Paid (Ex Special Dividend) $4.9M $5.2M $5.5M $5.7M $6.6M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -$5M -- -- -- --
Repurchase of Common Stock -- -- -- -- --
Other Financing Activities -- -- -- -- --
Cash From Financing -$8.8M -$2.1M -$4.3M -$1.6M -$4M
 
Beginning Cash (CF) $68.9M $26.7M $23.7M $28.7M $38.6M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$19.1M $4.9M -$1M $4.4M -$18.9M
Ending Cash (CF) $49.8M $31.5M $22.7M $33.1M $19.7M
 
Levered Free Cash Flow -$711.3K $14.9M $13M $12.7M $22.4M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $34.6M -$166.3K $9.9M $24.9M --
Depreciation & Amoritzation $6.1M $5.1M $4.3M $4M $3.6M
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -$60.6M $8.6M $2M -$13.3M --
Change in Inventories -- -- -- -- --
Cash From Operations $91.1M $68.2M $43.2M $41.8M $88.4M
 
Capital Expenditures $16K -- $44.7K -- $100
Cash Acquisitions -- -- -- -- --
Cash From Investing -$56.9M -$106.3M -$35.4M -$21.5M -$96.2M
 
Dividends Paid (Ex Special Dividend) $18.6M $20.2M $21.6M $22.5M $24.9M
Special Dividend Paid
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -$55M -- -- -- --
Repurchase of Common Stock -- -- -- -- --
Other Financing Activities -- -- -- -- --
Cash From Financing -$53.2M -$4.1M -$10.8M -$15.4M $17.7M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$19M -$42.2M -$2.9M $4.9M $9.9M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $91.1M $68.2M $43.2M $41.8M $88.4M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $20M -$5.4M $6.4M $26.9M $42.1M
Depreciation & Amoritzation $4.5M $3.7M $3.2M $2.9M $2.6M
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -$63.7M -$9.3M -$1.3M -$22.8M -$6.6M
Change in Inventories -- -- -- -- --
Cash From Operations $58.5M $49.9M $26M $39.2M $60.2M
 
Capital Expenditures -- -- $44.7K -- $100
Cash Acquisitions -- -- -- -- --
Cash From Investing -$36.9M -$81.1M -$17.9M -$22.7M -$70.9M
 
Dividends Paid (Ex Special Dividend) $14.2M $15.2M $16.3M $16.9M $19.1M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -$55M -- -- -- --
Repurchase of Common Stock -- -- -- -- --
Other Financing Activities -- -- -- -- --
Cash From Financing -$55.7M $105.4K -$9.5M -$11.7M -$3.7M
 
Beginning Cash (CF) $259.3M $104.5M $71.3M $72.7M $160.3M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$34.2M -$31M -$1.4M $4.9M -$14.4M
Ending Cash (CF) $225.1M $73.5M $69.9M $77.5M $146M
 
Levered Free Cash Flow $58.5M $49.9M $26M $39.2M $60.2M

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