Financhill
Sell
29

DGICA Quote, Financials, Valuation and Earnings

Last price:
$18.79
Seasonality move :
1.21%
Day range:
$18.64 - $19.17
52-week range:
$14.25 - $21.12
Dividend yield:
3.8%
P/E ratio:
7.81x
P/S ratio:
0.68x
P/B ratio:
1.11x
Volume:
177.3K
Avg. volume:
109.4K
1-year change:
26.6%
Market cap:
$694M
Revenue:
$989.6M
EPS (TTM):
$2.43

Analysts' Opinion

  • Consensus Rating
    Donegal Group, Inc. has received a consensus rating of Hold. The company's average rating is a Hold based on 0 Buy ratings, 1 Hold rating, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $21.00, Donegal Group, Inc. has an estimated upside of 10.88% from its current price of $18.80.
  • Price Target Downside
    According to analysts, the lowest downside price target is $21.00 representing 100% downside risk from its current price of $18.80.

Fair Value

  • According to the consensus of 1 analyst, Donegal Group, Inc. has 10.88% upside to fair value with a price target of $21.00 per share.

DGICA vs. S&P 500

  • Over the past 5 trading days, Donegal Group, Inc. has overperformed the S&P 500 by 2.35% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • Donegal Group, Inc. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Donegal Group, Inc. revenues have been falling on a year-over-year basis for 1 quarter in a row. In the most recent quarter Donegal Group, Inc. reported revenues of $245.9M.

Earnings Growth

  • Donegal Group, Inc. has grown year-over-year earnings for 7 quarters straight. In the most recent quarter Donegal Group, Inc. reported earnings per share of $0.55.
Enterprise value:
729M
EV / Invested capital:
--
Price / LTM sales:
0.68x
EV / EBIT:
6.86x
EV / Revenue:
0.74x
PEG ratio (5yr expected):
0.04x
EV / Free cash flow:
8.24x
Price / Operating cash flow:
7.63x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
4.83%
Net Income Margin (TTM):
8.72%
Return On Equity:
14.97%
Return On Invested Capital:
14.12%
Operating Margin:
10.33%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $911.3M $979M $988.2M $251.7M $245.9M
Gross Profit -- -- -- -- --
Operating Income $12.2M $30.9M $107.6M $20.8M $25.4M
EBITDA -- -- -- -- --
Diluted EPS $0.31 $0.75 $2.43 $0.51 $0.55
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $329.6M $320M $251.2M $331.4M $345.3M
Total Assets $1.6B $1.6B $1.6B $1.7B $1.8B
Current Liabilities $651.2M $664.5M $688.2M $707.2M $723.9M
Total Liabilities $1.1B $1.1B $1.2B $1.2B $1.2B
Total Equity $538.1M $481.2M $473.3M $513.4M $627.4M
Total Debt $35M $35M $35M $35M $35M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $43.2M $41.8M $88.4M $12.7M $22.4M
Cash From Investing -$35.4M -$21.5M -$96.2M -$6.7M -$37.2M
Cash From Financing -$10.8M -$15.4M $17.7M -$1.6M -$4M
Free Cash Flow $43.2M $41.8M $88.4M $12.7M $22.4M
DGICA
Sector
Market Cap
$694M
$538.4M
Price % of 52-Week High
89.68%
92.41%
Dividend Yield
3.8%
1.48%
Shareholder Yield
-2.34%
3.01%
1-Year Price Total Return
27.71%
8.6%
Beta (5-Year)
0.040
0.453
Dividend yield:
3.8%
Annualized payout:
$0.69
Payout ratio:
33.13%
Growth streak:
19 years

Technicals

8-day SMA
Buy
Level $18.50
200-day SMA
Sell
Level $19.13
Bollinger Bands (100)
Sell
Level 18.89 - 20.05
Chaikin Money Flow
Buy
Level 228.5K
20-day SMA
Sell
Level $19.08
Relative Strength Index (RSI14)
Sell
Level 44.70
ADX Line
Buy
Level 25.65
Williams %R
Neutral
Level -54.7624
50-day SMA
Sell
Level $19.67
MACD (12, 26)
Buy
Level 4.17
25-day Aroon Oscillator
Sell
Level -84
On Balance Volume
Neutral
Level 291.3K

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.8882)
Sell
CA Score (Annual)
Level (-0.9994)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (8)
Sell
Ohlson Score
Level (1.4004)
Buy
Piotroski F Score (Annual)
Level (8)
Buy
Quality Ratio Score
Level (3)
Buy
Fundamental Score
Level (6)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Donegal Group, Inc. is an insurance holding company, which engages in the provision of property and casualty insurance to businesses and individuals. It operates through the following segments: Investment Function, Personal Lines of Insurance, and Commercial Lines of Insurance. The Investment Function segment covers investment activities. The Personal Lines of Insurance segment consists of homeowners and private passenger automobile policies. The Commercial Lines of Insurance segment includes commercial automobile, commercial multi-peril, and workers compensation policies. The company was founded on August 26, 1986 and is headquartered in Marietta, PA.

Stock Forecast FAQ

In the current month, DGICA has received 0 Buy ratings 1 Hold ratings, and 0 Sell ratings. The DGICA average analyst price target in the past 3 months is $21.00.

  • Where Will Donegal Group, Inc. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Donegal Group, Inc. share price will rise to $21.00 per share over the next 12 months.

  • What Do Analysts Say About Donegal Group, Inc.?

    Analysts are divided on their view about Donegal Group, Inc. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Donegal Group, Inc. is a Sell and believe this share price will drop from its current level to $21.00.

  • What Is Donegal Group, Inc.'s Price Target?

    The price target for Donegal Group, Inc. over the next 1-year time period is forecast to be $21.00 according to 1 Wall Street analyst, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 1 analyst rates the stock a Hold.

  • Is DGICA A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Donegal Group, Inc. is a Hold. 1 of 1 analysts rates the stock a Hold at this time.

  • How Can I Buy Shares Of DGICA?

    You can purchase shares of Donegal Group, Inc. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Donegal Group, Inc. shares.

  • What Is The Donegal Group, Inc. Share Price Today?

    Donegal Group, Inc. was last trading at $18.79 per share. This represents the most recent stock quote for Donegal Group, Inc.. Yesterday, Donegal Group, Inc. closed at $18.80 per share.

  • How To Buy Donegal Group, Inc. Stock Online?

    In order to purchase Donegal Group, Inc. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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