CZWI Quote, Financials, Valuation and Earnings

Arrow Financial Corp. has a net margin of 17.48% compared to Citizens Community Bancorp, Inc. (Wisconsin)'s net margin of 22.29%. Citizens Community Bancorp, Inc. (Wisconsin)'s return on equity of 7.86% beat Arrow Financial Corp.'s return on equity of 10.65%.

Citizens Community Bancorp, Inc. (Wisconsin) has a consensus price target of $21.25, signalling upside risk potential of 12.52%. On the other hand Arrow Financial Corp. has an analysts' consensus of $34.50 which suggests that it could fall by -0.49%. Given that Citizens Community Bancorp, Inc. (Wisconsin) has higher upside potential than Arrow Financial Corp., analysts believe Citizens Community Bancorp, Inc. (Wisconsin) is more attractive than Arrow Financial Corp..

Citizens Community Bancorp, Inc. (Wisconsin) has a beta of 0.658, which suggesting that the stock is 34.202% less volatile than S&P 500. In comparison Arrow Financial Corp. has a beta of 0.820, suggesting its less volatile than the S&P 500 by 18.047%.

Citizens Community Bancorp, Inc. (Wisconsin) has a quarterly dividend of $0.11 per share corresponding to a yield of 0.56%. Arrow Financial Corp. offers a yield of 3.35% to investors and pays a quarterly dividend of $0.30 per share. Citizens Community Bancorp, Inc. (Wisconsin) pays 24.66% of its earnings as a dividend. Arrow Financial Corp. pays out 43.02% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Citizens Community Bancorp, Inc. (Wisconsin) quarterly revenues are $24.4M, which are smaller than Arrow Financial Corp. quarterly revenues of $62.9M. Citizens Community Bancorp, Inc. (Wisconsin)'s net income of $4.3M is lower than Arrow Financial Corp.'s net income of $14M. Notably, Citizens Community Bancorp, Inc. (Wisconsin)'s price-to-earnings ratio is 12.95x while Arrow Financial Corp.'s PE ratio is 13.02x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Citizens Community Bancorp, Inc. (Wisconsin) is 1.92x versus 2.36x for Arrow Financial Corp.. Usually stocks with elevated PS ratios are considered overvalued.

Associated Banc-Corp has a net margin of 17.48% compared to Citizens Community Bancorp, Inc. (Wisconsin)'s net margin of 21.85%. Citizens Community Bancorp, Inc. (Wisconsin)'s return on equity of 7.86% beat Associated Banc-Corp's return on equity of 9.88%.

Citizens Community Bancorp, Inc. (Wisconsin) has a consensus price target of $21.25, signalling upside risk potential of 12.52%. On the other hand Associated Banc-Corp has an analysts' consensus of $30.20 which suggests that it could grow by 8.44%. Given that Citizens Community Bancorp, Inc. (Wisconsin) has higher upside potential than Associated Banc-Corp, analysts believe Citizens Community Bancorp, Inc. (Wisconsin) is more attractive than Associated Banc-Corp.

Citizens Community Bancorp, Inc. (Wisconsin) has a beta of 0.658, which suggesting that the stock is 34.202% less volatile than S&P 500. In comparison Associated Banc-Corp has a beta of 0.806, suggesting its less volatile than the S&P 500 by 19.4%.

Citizens Community Bancorp, Inc. (Wisconsin) has a quarterly dividend of $0.11 per share corresponding to a yield of 0.56%. Associated Banc-Corp offers a yield of 3.34% to investors and pays a quarterly dividend of $0.24 per share. Citizens Community Bancorp, Inc. (Wisconsin) pays 24.66% of its earnings as a dividend. Associated Banc-Corp pays out 33.61% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Citizens Community Bancorp, Inc. (Wisconsin) quarterly revenues are $24.4M, which are smaller than Associated Banc-Corp quarterly revenues of $624.7M. Citizens Community Bancorp, Inc. (Wisconsin)'s net income of $4.3M is lower than Associated Banc-Corp's net income of $136.5M. Notably, Citizens Community Bancorp, Inc. (Wisconsin)'s price-to-earnings ratio is 12.95x while Associated Banc-Corp's PE ratio is 10.07x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Citizens Community Bancorp, Inc. (Wisconsin) is 1.92x versus 1.89x for Associated Banc-Corp. Usually stocks with elevated PS ratios are considered overvalued.

Northpointe Bancshares, Inc. has a net margin of 17.48% compared to Citizens Community Bancorp, Inc. (Wisconsin)'s net margin of 18.5%. Citizens Community Bancorp, Inc. (Wisconsin)'s return on equity of 7.86% beat Northpointe Bancshares, Inc.'s return on equity of 14.65%.

Citizens Community Bancorp, Inc. (Wisconsin) has a consensus price target of $21.25, signalling upside risk potential of 12.52%. On the other hand Northpointe Bancshares, Inc. has an analysts' consensus of $21.50 which suggests that it could grow by 22.23%. Given that Northpointe Bancshares, Inc. has higher upside potential than Citizens Community Bancorp, Inc. (Wisconsin), analysts believe Northpointe Bancshares, Inc. is more attractive than Citizens Community Bancorp, Inc. (Wisconsin).

Citizens Community Bancorp, Inc. (Wisconsin) has a beta of 0.658, which suggesting that the stock is 34.202% less volatile than S&P 500. In comparison Northpointe Bancshares, Inc. has a beta of 0.000, suggesting its less volatile than the S&P 500 by 100%.

Citizens Community Bancorp, Inc. (Wisconsin) has a quarterly dividend of $0.11 per share corresponding to a yield of 0.56%. Northpointe Bancshares, Inc. offers a yield of 0.57% to investors and pays a quarterly dividend of $0.03 per share. Citizens Community Bancorp, Inc. (Wisconsin) pays 24.66% of its earnings as a dividend. Northpointe Bancshares, Inc. pays out 3.56% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Citizens Community Bancorp, Inc. (Wisconsin) quarterly revenues are $24.4M, which are smaller than Northpointe Bancshares, Inc. quarterly revenues of $127.8M. Citizens Community Bancorp, Inc. (Wisconsin)'s net income of $4.3M is lower than Northpointe Bancshares, Inc.'s net income of $23.6M. Notably, Citizens Community Bancorp, Inc. (Wisconsin)'s price-to-earnings ratio is 12.95x while Northpointe Bancshares, Inc.'s PE ratio is 8.39x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Citizens Community Bancorp, Inc. (Wisconsin) is 1.92x versus 1.28x for Northpointe Bancshares, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

West Bancorporation, Inc. has a net margin of 17.48% compared to Citizens Community Bancorp, Inc. (Wisconsin)'s net margin of 15.37%. Citizens Community Bancorp, Inc. (Wisconsin)'s return on equity of 7.86% beat West Bancorporation, Inc.'s return on equity of 13.26%.

Citizens Community Bancorp, Inc. (Wisconsin) has a consensus price target of $21.25, signalling upside risk potential of 12.52%. On the other hand West Bancorporation, Inc. has an analysts' consensus of $26.00 which suggests that it could grow by 1.76%. Given that Citizens Community Bancorp, Inc. (Wisconsin) has higher upside potential than West Bancorporation, Inc., analysts believe Citizens Community Bancorp, Inc. (Wisconsin) is more attractive than West Bancorporation, Inc..

Citizens Community Bancorp, Inc. (Wisconsin) has a beta of 0.658, which suggesting that the stock is 34.202% less volatile than S&P 500. In comparison West Bancorporation, Inc. has a beta of 0.862, suggesting its less volatile than the S&P 500 by 13.752%.

Citizens Community Bancorp, Inc. (Wisconsin) has a quarterly dividend of $0.11 per share corresponding to a yield of 0.56%. West Bancorporation, Inc. offers a yield of 3.91% to investors and pays a quarterly dividend of $0.25 per share. Citizens Community Bancorp, Inc. (Wisconsin) pays 24.66% of its earnings as a dividend. West Bancorporation, Inc. pays out 52.08% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Citizens Community Bancorp, Inc. (Wisconsin) quarterly revenues are $24.4M, which are smaller than West Bancorporation, Inc. quarterly revenues of $48.3M. Citizens Community Bancorp, Inc. (Wisconsin)'s net income of $4.3M is lower than West Bancorporation, Inc.'s net income of $7.4M. Notably, Citizens Community Bancorp, Inc. (Wisconsin)'s price-to-earnings ratio is 12.95x while West Bancorporation, Inc.'s PE ratio is 13.40x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Citizens Community Bancorp, Inc. (Wisconsin) is 1.92x versus 2.19x for West Bancorporation, Inc.. Usually stocks with elevated PS ratios are considered overvalued.