Financhill
Sell
44

CPSS Quote, Financials, Valuation and Earnings

Last price:
$10.64
Seasonality move :
10.98%
Day range:
$10.47 - $10.67
52-week range:
$7.03 - $12.04
Dividend yield:
0%
P/E ratio:
12.16x
P/S ratio:
1.29x
P/B ratio:
0.79x
Volume:
4.5K
Avg. volume:
28.9K
1-year change:
5.98%
Market cap:
$226.5M
Revenue:
$205.4M
EPS (TTM):
$0.87

Analysts' Opinion

  • Consensus Rating
    Consumer Portfolio Services has received a consensus rating of --. The company's average rating is a -- based on 0 Buy ratings, 0 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of --, Consumer Portfolio Services has an estimated upside of 70.13% from its current price of $10.64.
  • Price Target Downside
    According to analysts, the lowest downside price target is -- representing 100% downside risk from its current price of $10.64.

Fair Value

  • According to the consensus of 0 analysts, Consumer Portfolio Services has 70.13% upside to fair value with a price target of -- per share.

CPSS vs. S&P 500

  • Over the past 5 trading days, Consumer Portfolio Services has underperformed the S&P 500 by -6.06% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Consumer Portfolio Services does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Consumer Portfolio Services revenues have been falling on a year-over-year basis for 1 quarter in a row. In the most recent quarter Consumer Portfolio Services reported revenues of $50.5M.

Earnings Growth

  • Consumer Portfolio Services earnings have been falling on a year-over-year basis for 8 quarters in a row. In the most recent quarter Consumer Portfolio Services reported earnings per share of $0.20.
Enterprise value:
3.3B
EV / Invested capital:
0.98x
Price / LTM sales:
1.29x
EV / EBIT:
15.91x
EV / Revenue:
16.52x
PEG ratio (5yr expected):
--
EV / Free cash flow:
15.03x
Price / Operating cash flow:
1.17x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.68%
Net Income Margin (TTM):
10.56%
Return On Equity:
7.67%
Return On Invested Capital:
0.7%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Income Statement
Revenue $240.4M $207.8M $201.2M $54.2M $50.5M
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $3.32 $2.09 $0.87 $0.41 $0.20
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Balance Sheet
Current Assets $17.5M $31.7M $13.7M $8.3M $8.1M
Total Assets $2.3B $2.1B $2.7B $2.9B $3.5B
Current Liabilities $80.3M $149.7M $298.4M $302.7M $178.4M
Total Liabilities $2.2B $1.9B $2.4B $2.6B $3.2B
Total Equity $128.6M $161.4M $218.2M $265.9M $285.1M
Total Debt $2.1B $1.9B $2.4B $2.6B $3.1B
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Cash Flow Statement
Cash Flow Operations $199.9M $233.1M $221.8M $61.3M $69.8M
Cash From Investing -$631.7M -$423.1M -$620.6M -$82.7M -$219M
Cash From Financing $430.8M $159.4M $535.8M $8.4M $161.7M
Free Cash Flow $197.7M $232.5M $221.2M $61M $69.7M
CPSS
Sector
Market Cap
$226.5M
$700.3M
Price % of 52-Week High
87.87%
88.31%
Dividend Yield
0%
2.2%
Shareholder Yield
-49.18%
3.87%
1-Year Price Total Return
7.85%
7.75%
Beta (5-Year)
1.992
0.737
Dividend yield:
0%
Annualized payout:
$0.00
Payout ratio:
--
Growth streak:
0 years

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Technicals

8-day SMA
Sell
Level $10.68
200-day SMA
Buy
Level $9.25
Bollinger Bands (100)
Buy
Level 8.84 - 10.58
Chaikin Money Flow
Sell
Level -3.8M
20-day SMA
Sell
Level $10.66
Relative Strength Index (RSI14)
Buy
Level 51.49
ADX Line
Sell
Level 18.65
Williams %R
Neutral
Level -71.4286
50-day SMA
Buy
Level $10.41
MACD (12, 26)
Buy
Level 0.06
25-day Aroon Oscillator
Buy
Level 48
On Balance Volume
Neutral
Level 19.2M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.3516)
Sell
CA Score (Annual)
Level (-1.9936)
--
Beneish M-Score (Annual)
Level (--)
Sell
Momentum Score
Level (5)
Sell
Ohlson Score
Level (6.849)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Sell
Fundamental Score
Level (5)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Consumer Portfolio Services Inc is a U.S.-based company operating in the specialty finance sector. Its business is to purchase and service retail automobile contracts originated by franchised automobile dealers and, to a lesser extent, by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, the company provides indirect financing to the customers of dealers having limited credit histories, low incomes, or past credit problems, who it refers to as sub-prime customers. It serves as an alternative source of financing for dealers, facilitating sales to customers.

Stock Forecast FAQ

In the current month, CPSS has received 0 Buy ratings 0 Hold ratings, and 0 Sell ratings. The CPSS average analyst price target in the past 3 months is --.

  • Where Will Consumer Portfolio Services Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Consumer Portfolio Services share price will rise to -- per share over the next 12 months.

  • What Do Analysts Say About Consumer Portfolio Services?

    Analysts are divided on their view about Consumer Portfolio Services share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Consumer Portfolio Services is a Sell and believe this share price will drop from its current level to --.

  • What Is Consumer Portfolio Services's Price Target?

    The price target for Consumer Portfolio Services over the next 1-year time period is forecast to be -- according to 0 Wall Street analysts, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.

  • Is CPSS A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Consumer Portfolio Services is a --. 0 of 0 analysts rate the stock a -- at this time.

  • How Can I Buy Shares Of CPSS?

    You can purchase shares of Consumer Portfolio Services via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, TastyTrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Consumer Portfolio Services shares.

  • What Is The Consumer Portfolio Services Share Price Today?

    Consumer Portfolio Services was last trading at $10.64 per share. This represents the most recent stock quote for Consumer Portfolio Services. Yesterday, Consumer Portfolio Services closed at $10.64 per share.

  • How To Buy Consumer Portfolio Services Stock Online?

    In order to purchase Consumer Portfolio Services stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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