CHMG Quote, Financials, Valuation and Earnings

Bar Harbor Bankshares has a net margin of 23.88% compared to Chemung Financial's net margin of 31.58%. Chemung Financial's return on equity of 10.95% beat Bar Harbor Bankshares's return on equity of 9.79%.

Chemung Financial has a consensus price target of $57.00, signalling upside risk potential of 21.02%. On the other hand Bar Harbor Bankshares has an analysts' consensus of $35.00 which suggests that it could grow by 15.4%. Given that Chemung Financial has higher upside potential than Bar Harbor Bankshares, analysts believe Chemung Financial is more attractive than Bar Harbor Bankshares.

Chemung Financial has a beta of 0.188, which suggesting that the stock is 81.19% less volatile than S&P 500. In comparison Bar Harbor Bankshares has a beta of 0.729, suggesting its less volatile than the S&P 500 by 27.076%.

Chemung Financial has a quarterly dividend of $0.31 per share corresponding to a yield of 2.63%. Bar Harbor Bankshares offers a yield of 3.89% to investors and pays a quarterly dividend of $0.30 per share. Chemung Financial pays 23.36% of its earnings as a dividend. Bar Harbor Bankshares pays out 36.94% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Chemung Financial quarterly revenues are $24M, which are smaller than Bar Harbor Bankshares quarterly revenues of $38.6M. Chemung Financial's net income of $5.7M is lower than Bar Harbor Bankshares's net income of $12.2M. Notably, Chemung Financial's price-to-earnings ratio is 10.42x while Bar Harbor Bankshares's PE ratio is 10.91x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Chemung Financial is 2.38x versus 3.07x for Bar Harbor Bankshares. Usually stocks with elevated PS ratios are considered overvalued.

Evans Bancorp has a net margin of 23.88% compared to Chemung Financial's net margin of 16.32%. Chemung Financial's return on equity of 10.95% beat Evans Bancorp's return on equity of 10.61%.

Chemung Financial has a consensus price target of $57.00, signalling upside risk potential of 21.02%. On the other hand Evans Bancorp has an analysts' consensus of $50.05 which suggests that it could grow by 16.97%. Given that Chemung Financial has higher upside potential than Evans Bancorp, analysts believe Chemung Financial is more attractive than Evans Bancorp.

Chemung Financial has a beta of 0.188, which suggesting that the stock is 81.19% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.927, suggesting its less volatile than the S&P 500 by 7.33%.

Chemung Financial has a quarterly dividend of $0.31 per share corresponding to a yield of 2.63%. Evans Bancorp offers a yield of 3.09% to investors and pays a quarterly dividend of $0.66 per share. Chemung Financial pays 23.36% of its earnings as a dividend. Evans Bancorp pays out 29.45% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Chemung Financial quarterly revenues are $24M, which are larger than Evans Bancorp quarterly revenues of $18M. Chemung Financial's net income of $5.7M is higher than Evans Bancorp's net income of $2.9M. Notably, Chemung Financial's price-to-earnings ratio is 10.42x while Evans Bancorp's PE ratio is 12.85x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Chemung Financial is 2.38x versus 2.83x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Park National has a net margin of 23.88% compared to Chemung Financial's net margin of 27.77%. Chemung Financial's return on equity of 10.95% beat Park National's return on equity of 11.8%.

Chemung Financial has a consensus price target of $57.00, signalling upside risk potential of 21.02%. On the other hand Park National has an analysts' consensus of $181.00 which suggests that it could grow by 4.96%. Given that Chemung Financial has higher upside potential than Park National, analysts believe Chemung Financial is more attractive than Park National.

Chemung Financial has a beta of 0.188, which suggesting that the stock is 81.19% less volatile than S&P 500. In comparison Park National has a beta of 0.739, suggesting its less volatile than the S&P 500 by 26.053%.

Chemung Financial has a quarterly dividend of $0.31 per share corresponding to a yield of 2.63%. Park National offers a yield of 2.46% to investors and pays a quarterly dividend of $1.56 per share. Chemung Financial pays 23.36% of its earnings as a dividend. Park National pays out 54.41% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Chemung Financial quarterly revenues are $24M, which are smaller than Park National quarterly revenues of $137.6M. Chemung Financial's net income of $5.7M is lower than Park National's net income of $38.2M. Notably, Chemung Financial's price-to-earnings ratio is 10.42x while Park National's PE ratio is 20.41x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Chemung Financial is 2.38x versus 5.63x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial has a net margin of 23.88% compared to Chemung Financial's net margin of 24.66%. Chemung Financial's return on equity of 10.95% beat Tompkins Financial's return on equity of 9.88%.

Chemung Financial has a consensus price target of $57.00, signalling upside risk potential of 21.02%. On the other hand Tompkins Financial has an analysts' consensus of $83.00 which suggests that it could grow by 23.77%. Given that Tompkins Financial has higher upside potential than Chemung Financial, analysts believe Tompkins Financial is more attractive than Chemung Financial.

Chemung Financial has a beta of 0.188, which suggesting that the stock is 81.19% less volatile than S&P 500. In comparison Tompkins Financial has a beta of 0.735, suggesting its less volatile than the S&P 500 by 26.471%.

Chemung Financial has a quarterly dividend of $0.31 per share corresponding to a yield of 2.63%. Tompkins Financial offers a yield of 3.64% to investors and pays a quarterly dividend of $0.62 per share. Chemung Financial pays 23.36% of its earnings as a dividend. Tompkins Financial pays out 363.09% of its earnings as a dividend. Chemung Financial's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future, but Tompkins Financial's is not.

Chemung Financial quarterly revenues are $24M, which are smaller than Tompkins Financial quarterly revenues of $75.6M. Chemung Financial's net income of $5.7M is lower than Tompkins Financial's net income of $18.6M. Notably, Chemung Financial's price-to-earnings ratio is 10.42x while Tompkins Financial's PE ratio is 14.48x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Chemung Financial is 2.38x versus 3.31x for Tompkins Financial. Usually stocks with elevated PS ratios are considered overvalued.