CARE Quote, Financials, Valuation and Earnings

Blue Ridge Bankshares, Inc. (Virginia) has a net margin of 8.29% compared to Carter Bankshares, Inc.'s net margin of 14.05%. Carter Bankshares, Inc.'s return on equity of 7.74% beat Blue Ridge Bankshares, Inc. (Virginia)'s return on equity of 1.31%.

Carter Bankshares, Inc. has a consensus price target of $22.88, signalling upside risk potential of 14.32%. On the other hand Blue Ridge Bankshares, Inc. (Virginia) has an analysts' consensus of -- which suggests that it could fall by --. Given that Carter Bankshares, Inc. has higher upside potential than Blue Ridge Bankshares, Inc. (Virginia), analysts believe Carter Bankshares, Inc. is more attractive than Blue Ridge Bankshares, Inc. (Virginia).

Carter Bankshares, Inc. has a beta of 0.590, which suggesting that the stock is 41.007% less volatile than S&P 500. In comparison Blue Ridge Bankshares, Inc. (Virginia) has a beta of 0.855, suggesting its less volatile than the S&P 500 by 14.509%.

Carter Bankshares, Inc. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Blue Ridge Bankshares, Inc. (Virginia) offers a yield of 0% to investors and pays a quarterly dividend of $0.25 per share. Carter Bankshares, Inc. pays -- of its earnings as a dividend. Blue Ridge Bankshares, Inc. (Virginia) pays out -- of its earnings as a dividend.

Carter Bankshares, Inc. quarterly revenues are $64.5M, which are larger than Blue Ridge Bankshares, Inc. (Virginia) quarterly revenues of $39.9M. Carter Bankshares, Inc.'s net income of $5.4M is lower than Blue Ridge Bankshares, Inc. (Virginia)'s net income of $5.6M. Notably, Carter Bankshares, Inc.'s price-to-earnings ratio is 14.77x while Blue Ridge Bankshares, Inc. (Virginia)'s PE ratio is 104.93x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Carter Bankshares, Inc. is 1.80x versus 2.44x for Blue Ridge Bankshares, Inc. (Virginia). Usually stocks with elevated PS ratios are considered overvalued.

OptimumBank Holdings, Inc. has a net margin of 8.29% compared to Carter Bankshares, Inc.'s net margin of 23.62%. Carter Bankshares, Inc.'s return on equity of 7.74% beat OptimumBank Holdings, Inc.'s return on equity of 14.8%.

Carter Bankshares, Inc. has a consensus price target of $22.88, signalling upside risk potential of 14.32%. On the other hand OptimumBank Holdings, Inc. has an analysts' consensus of $5.00 which suggests that it could grow by 14.68%. Given that OptimumBank Holdings, Inc. has higher upside potential than Carter Bankshares, Inc., analysts believe OptimumBank Holdings, Inc. is more attractive than Carter Bankshares, Inc..

Carter Bankshares, Inc. has a beta of 0.590, which suggesting that the stock is 41.007% less volatile than S&P 500. In comparison OptimumBank Holdings, Inc. has a beta of 0.272, suggesting its less volatile than the S&P 500 by 72.848%.

Carter Bankshares, Inc. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. OptimumBank Holdings, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Carter Bankshares, Inc. pays -- of its earnings as a dividend. OptimumBank Holdings, Inc. pays out -- of its earnings as a dividend.

Carter Bankshares, Inc. quarterly revenues are $64.5M, which are larger than OptimumBank Holdings, Inc. quarterly revenues of $18.3M. Carter Bankshares, Inc.'s net income of $5.4M is higher than OptimumBank Holdings, Inc.'s net income of $4.3M. Notably, Carter Bankshares, Inc.'s price-to-earnings ratio is 14.77x while OptimumBank Holdings, Inc.'s PE ratio is 3.80x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Carter Bankshares, Inc. is 1.80x versus 0.94x for OptimumBank Holdings, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

Park National Corp. has a net margin of 8.29% compared to Carter Bankshares, Inc.'s net margin of 27.82%. Carter Bankshares, Inc.'s return on equity of 7.74% beat Park National Corp.'s return on equity of 13.78%.

Carter Bankshares, Inc. has a consensus price target of $22.88, signalling upside risk potential of 14.32%. On the other hand Park National Corp. has an analysts' consensus of $180.33 which suggests that it could grow by 15.22%. Given that Park National Corp. has higher upside potential than Carter Bankshares, Inc., analysts believe Park National Corp. is more attractive than Carter Bankshares, Inc..

Carter Bankshares, Inc. has a beta of 0.590, which suggesting that the stock is 41.007% less volatile than S&P 500. In comparison Park National Corp. has a beta of 0.733, suggesting its less volatile than the S&P 500 by 26.676%.

Carter Bankshares, Inc. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Park National Corp. offers a yield of 2.74% to investors and pays a quarterly dividend of $2.32 per share. Carter Bankshares, Inc. pays -- of its earnings as a dividend. Park National Corp. pays out 45.49% of its earnings as a dividend. Park National Corp.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Carter Bankshares, Inc. quarterly revenues are $64.5M, which are smaller than Park National Corp. quarterly revenues of $169.5M. Carter Bankshares, Inc.'s net income of $5.4M is lower than Park National Corp.'s net income of $47.2M. Notably, Carter Bankshares, Inc.'s price-to-earnings ratio is 14.77x while Park National Corp.'s PE ratio is 14.42x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Carter Bankshares, Inc. is 1.80x versus 3.84x for Park National Corp.. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial Corp. has a net margin of 8.29% compared to Carter Bankshares, Inc.'s net margin of 19.46%. Carter Bankshares, Inc.'s return on equity of 7.74% beat Tompkins Financial Corp.'s return on equity of 11.34%.

Carter Bankshares, Inc. has a consensus price target of $22.88, signalling upside risk potential of 14.32%. On the other hand Tompkins Financial Corp. has an analysts' consensus of $78.00 which suggests that it could grow by 5.33%. Given that Carter Bankshares, Inc. has higher upside potential than Tompkins Financial Corp., analysts believe Carter Bankshares, Inc. is more attractive than Tompkins Financial Corp..

Carter Bankshares, Inc. has a beta of 0.590, which suggesting that the stock is 41.007% less volatile than S&P 500. In comparison Tompkins Financial Corp. has a beta of 0.799, suggesting its less volatile than the S&P 500 by 20.13%.

Carter Bankshares, Inc. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Tompkins Financial Corp. offers a yield of 3.39% to investors and pays a quarterly dividend of $0.65 per share. Carter Bankshares, Inc. pays -- of its earnings as a dividend. Tompkins Financial Corp. pays out 49.14% of its earnings as a dividend. Tompkins Financial Corp.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Carter Bankshares, Inc. quarterly revenues are $64.5M, which are smaller than Tompkins Financial Corp. quarterly revenues of $121.7M. Carter Bankshares, Inc.'s net income of $5.4M is lower than Tompkins Financial Corp.'s net income of $23.7M. Notably, Carter Bankshares, Inc.'s price-to-earnings ratio is 14.77x while Tompkins Financial Corp.'s PE ratio is 12.56x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Carter Bankshares, Inc. is 1.80x versus 2.28x for Tompkins Financial Corp.. Usually stocks with elevated PS ratios are considered overvalued.