CARE Quote, Financials, Valuation and Earnings

Evans Bancorp has a net margin of 24.68% compared to Carter Bankshares's net margin of 20.42%. Carter Bankshares's return on equity of 6.64% beat Evans Bancorp's return on equity of 6.65%.

Carter Bankshares has a consensus price target of $22.67, signalling upside risk potential of 51.11%. On the other hand Evans Bancorp has an analysts' consensus of $45.50 which suggests that it could grow by 23.34%. Given that Carter Bankshares has higher upside potential than Evans Bancorp, analysts believe Carter Bankshares is more attractive than Evans Bancorp.

Carter Bankshares has a beta of 0.625, which suggesting that the stock is 37.451% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.745, suggesting its less volatile than the S&P 500 by 25.462%.

Carter Bankshares has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Evans Bancorp offers a yield of 3.58% to investors and pays a quarterly dividend of $0.66 per share. Carter Bankshares pays -- of its earnings as a dividend. Evans Bancorp pays out 60.97% of its earnings as a dividend. Evans Bancorp's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Carter Bankshares quarterly revenues are $33.5M, which are larger than Evans Bancorp quarterly revenues of $18.3M. Carter Bankshares's net income of $8.3M is higher than Evans Bancorp's net income of $3.7M. Notably, Carter Bankshares's price-to-earnings ratio is 14.15x while Evans Bancorp's PE ratio is 17.16x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Carter Bankshares is 2.59x versus 2.95x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

First Bank has a net margin of 24.68% compared to Carter Bankshares's net margin of 31.08%. Carter Bankshares's return on equity of 6.64% beat First Bank's return on equity of 10.79%.

Carter Bankshares has a consensus price target of $22.67, signalling upside risk potential of 51.11%. On the other hand First Bank has an analysts' consensus of $17.67 which suggests that it could grow by 27.1%. Given that Carter Bankshares has higher upside potential than First Bank, analysts believe Carter Bankshares is more attractive than First Bank.

Carter Bankshares has a beta of 0.625, which suggesting that the stock is 37.451% less volatile than S&P 500. In comparison First Bank has a beta of 0.763, suggesting its less volatile than the S&P 500 by 23.73%.

Carter Bankshares has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. First Bank offers a yield of 1.73% to investors and pays a quarterly dividend of $0.06 per share. Carter Bankshares pays -- of its earnings as a dividend. First Bank pays out 14.27% of its earnings as a dividend. First Bank's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Carter Bankshares quarterly revenues are $33.5M, which are smaller than First Bank quarterly revenues of $33.8M. Carter Bankshares's net income of $8.3M is lower than First Bank's net income of $10.5M. Notably, Carter Bankshares's price-to-earnings ratio is 14.15x while First Bank's PE ratio is 8.32x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Carter Bankshares is 2.59x versus 2.71x for First Bank. Usually stocks with elevated PS ratios are considered overvalued.

Park National has a net margin of 24.68% compared to Carter Bankshares's net margin of 28.72%. Carter Bankshares's return on equity of 6.64% beat Park National's return on equity of 12.67%.

Carter Bankshares has a consensus price target of $22.67, signalling upside risk potential of 51.11%. On the other hand Park National has an analysts' consensus of $170.00 which suggests that it could grow by 10.66%. Given that Carter Bankshares has higher upside potential than Park National, analysts believe Carter Bankshares is more attractive than Park National.

Carter Bankshares has a beta of 0.625, which suggesting that the stock is 37.451% less volatile than S&P 500. In comparison Park National has a beta of 0.722, suggesting its less volatile than the S&P 500 by 27.76%.

Carter Bankshares has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Park National offers a yield of 2.77% to investors and pays a quarterly dividend of $1.07 per share. Carter Bankshares pays -- of its earnings as a dividend. Park National pays out 51.18% of its earnings as a dividend. Park National's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Carter Bankshares quarterly revenues are $33.5M, which are smaller than Park National quarterly revenues of $134.5M. Carter Bankshares's net income of $8.3M is lower than Park National's net income of $38.6M. Notably, Carter Bankshares's price-to-earnings ratio is 14.15x while Park National's PE ratio is 16.50x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Carter Bankshares is 2.59x versus 4.79x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

Univest Financial has a net margin of 24.68% compared to Carter Bankshares's net margin of 24.66%. Carter Bankshares's return on equity of 6.64% beat Univest Financial's return on equity of 8.83%.

Carter Bankshares has a consensus price target of $22.67, signalling upside risk potential of 51.11%. On the other hand Univest Financial has an analysts' consensus of $31.33 which suggests that it could grow by 16.48%. Given that Carter Bankshares has higher upside potential than Univest Financial, analysts believe Carter Bankshares is more attractive than Univest Financial.

Carter Bankshares has a beta of 0.625, which suggesting that the stock is 37.451% less volatile than S&P 500. In comparison Univest Financial has a beta of 0.724, suggesting its less volatile than the S&P 500 by 27.618%.

Carter Bankshares has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Univest Financial offers a yield of 3.12% to investors and pays a quarterly dividend of $0.21 per share. Carter Bankshares pays -- of its earnings as a dividend. Univest Financial pays out 32.72% of its earnings as a dividend. Univest Financial's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Carter Bankshares quarterly revenues are $33.5M, which are smaller than Univest Financial quarterly revenues of $76.8M. Carter Bankshares's net income of $8.3M is lower than Univest Financial's net income of $18.9M. Notably, Carter Bankshares's price-to-earnings ratio is 14.15x while Univest Financial's PE ratio is 10.39x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Carter Bankshares is 2.59x versus 2.64x for Univest Financial. Usually stocks with elevated PS ratios are considered overvalued.