Financhill
Buy
61

ACNB Quote, Financials, Valuation and Earnings

Last price:
$49.48
Seasonality move :
-0.05%
Day range:
$48.50 - $49.19
52-week range:
$35.70 - $49.85
Dividend yield:
2.81%
P/E ratio:
15.00x
P/S ratio:
2.72x
P/B ratio:
1.25x
Volume:
19.1K
Avg. volume:
19.8K
1-year change:
6.27%
Market cap:
$510.5M
Revenue:
$132.2M
EPS (TTM):
$3.28
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $105.4M $100.9M $108.9M $115.1M $132.2M
Revenue Growth (YoY) 20.14% -4.22% 7.85% 5.72% 14.87%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -$193K $439K -$111K -$5.2M $60K
Operating Expenses -$28.7M -$35M -$45M -$39.8M -$42.5M
Operating Income $28.7M $35M $45M $39.8M $42.5M
 
Net Interest Expenses $1.8M $1.9M $986K $4.6M $12.7M
EBT. Incl. Unusual Items $22.7M $35M $45M $39.8M $40.4M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $4.3M $7.2M $9.2M $8.2M $8.6M
Net Income to Company $18.4M $27.8M $35.8M $31.7M $31.8M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $18.4M $27.8M $35.8M $31.7M $31.8M
 
Basic EPS (Cont. Ops) $2.13 $3.19 $4.15 $3.72 $3.75
Diluted EPS (Cont. Ops) $2.13 $3.19 $4.15 $3.71 $3.73
Weighted Average Basic Share $8.6M $8.7M $8.6M $8.5M $8.5M
Weighted Average Diluted Share $8.6M $8.7M $8.6M $8.5M $8.5M
 
EBITDA -- -- -- -- --
EBIT $34.9M $41.9M $48.6M $48.2M $64.3M
 
Revenue (Reported) $105.4M $100.9M $108.9M $115.1M $132.2M
Operating Income (Reported) $28.7M $35M $45M $39.8M $42.5M
Operating Income (Adjusted) $34.9M $41.9M $48.6M $48.2M $64.3M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $24.8M $29.2M $30.6M $34M $50.9M
Revenue Growth (YoY) -5.98% 17.66% 4.54% 11.41% 49.48%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -- -$88K -$27K $28K --
Operating Expenses -$9.3M -$13M -$11.6M -$10.5M -$19.1M
Operating Income $9.3M $13M $11.6M $10.5M $19.1M
 
Net Interest Expenses $387K $234K $1.6M $3.2M $3.5M
EBT. Incl. Unusual Items $9.3M $13M $11.6M $9.4M $18.9M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $1.9M $2.7M $2.6M $2.2M $4M
Net Income to Company $7.4M $10.3M $9M $7.2M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $7.4M $10.3M $9M $7.2M $14.9M
 
Basic EPS (Cont. Ops) $0.84 $1.20 $1.06 $0.85 $1.43
Diluted EPS (Cont. Ops) $0.84 $1.20 $1.06 $0.84 $1.42
Weighted Average Basic Share $8.7M $8.6M $8.5M $8.5M $10.4M
Weighted Average Diluted Share $8.7M $8.6M $8.6M $8.5M $10.5M
 
EBITDA -- -- -- -- --
EBIT $10.8M $13.9M $14.1M $15.7M $29.3M
 
Revenue (Reported) $24.8M $29.2M $30.6M $34M $50.9M
Operating Income (Reported) $9.3M $13M $11.6M $10.5M $19.1M
Operating Income (Adjusted) $10.8M $13.9M $14.1M $15.7M $29.3M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $104.9M $102.8M $119.2M $125.2M $177.8M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $667K -$283K -$948K -$4.4M --
Operating Expenses -$38.3M -$37.7M -$47.9M -$38.1M -$52.5M
Operating Income $38.3M $37.7M $47.9M $38.1M $52.5M
 
Net Interest Expenses $1.9M $1.1M $2.9M $11.7M $13M
EBT. Incl. Unusual Items $38.3M $37.7M $47.9M $36.9M $41.5M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $7.9M $7.6M $10.1M $7.6M $8.7M
Net Income to Company $30.4M $30M $37.8M $29.3M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $30.4M $30M $37.8M $29.3M $32.8M
 
Basic EPS (Cont. Ops) $3.49 $3.47 $4.44 $3.45 $3.29
Diluted EPS (Cont. Ops) $3.49 $3.47 $4.43 $3.44 $3.28
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $46.4M $41.8M $53.3M $58.3M $77.9M
 
Revenue (Reported) $104.9M $102.8M $119.2M $125.2M $177.8M
Operating Income (Reported) $38.3M $37.7M $47.9M $38.1M $52.5M
Operating Income (Adjusted) $46.4M $41.8M $53.3M $58.3M $77.9M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $76.7M $78.5M $88.9M $99M $144.6M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $377K -$345K -$761K $88K $39K
Operating Expenses -$29.5M -$32.2M -$35.1M -$33.3M -$43.4M
Operating Income $29.5M $32.2M $35.1M $33.3M $43.4M
 
Net Interest Expenses $1.5M $729K $2.6M $9.7M $10M
EBT. Incl. Unusual Items $29.5M $32.2M $35.1M $32.2M $33.3M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $6.2M $6.6M $7.5M $6.9M $7M
Net Income to Company $23.3M $25.6M $27.6M $25.3M $11.4M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $23.3M $25.6M $27.6M $25.3M $26.2M
 
Basic EPS (Cont. Ops) $2.68 $2.95 $3.24 $2.97 $2.51
Diluted EPS (Cont. Ops) $2.68 $2.95 $3.23 $2.96 $2.51
Weighted Average Basic Share $26.1M $26M $25.5M $25.5M $30.7M
Weighted Average Diluted Share $26.1M $26M $25.6M $25.6M $30.7M
 
EBITDA -- -- -- -- --
EBIT $35.1M $34.9M $39.6M $49.8M $63.4M
 
Revenue (Reported) $76.7M $78.5M $88.9M $99M $144.6M
Operating Income (Reported) $29.5M $32.2M $35.1M $33.3M $43.4M
Operating Income (Adjusted) $35.1M $34.9M $39.6M $49.8M $63.4M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $23.7M $14.9M $40.1M $21.4M $16.4M
Short Term Investments $337.7M $437.1M $553.6M $451.7M $17.6M
Accounts Receivable, Net -- -- -- -- --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $399.4M $711.2M $172M $66.4M $47.7M
 
Property Plant And Equipment $36.2M $34.3M $30.2M $28.9M $28.1M
Long-Term Investments $391M $701M $131M $55.5M $43.1M
Goodwill $42.1M $42.1M $44.2M $44.2M $44.2M
Other Intangibles $7.3M $6.1M $10.3M $9.1M $7.8M
Other Long-Term Assets -- -- -- -- --
Total Assets $2.6B $2.8B $2.5B $2.4B $2.4B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- $26.9M $15.8M
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $909.9M $979.9M $1B $1.6B $1.5B
 
Long-Term Debt $33.4M $37.2M $23.2M $117.1M $257.4M
Capital Leases -- -- -- -- --
Total Liabilities $2.3B $2.5B $2.3B $2.1B $2.1B
 
Common Stock $21.9M $22M $22.1M $22.2M $22.4M
Other Common Equity Adj -$5.6M -$9.5M -$58M -$44.9M -$41.7M
Common Equity $258M $272.1M $245M $277.5M $303.3M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $258M $272.1M $245M $277.5M $303.3M
 
Total Liabilities and Equity $2.6B $2.8B $2.5B $2.4B $2.4B
Cash and Short Terms $737.1M $1.1B $721.7M $517.7M $64.9M
Total Debt $56.1M $37.2M $23.2M $197.1M $257.4M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Cash and Equivalents $22.5M $24.7M $22.8M $24.6M $30.5M
Short Term Investments $411.7M $503.2M $435.6M $418.1M --
Accounts Receivable, Net -- -- -- -- --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $722.8M $360.9M $64.5M $58.5M $102.4M
 
Property Plant And Equipment $35.1M $30.4M $28.5M $27.7M $35.5M
Long-Term Investments $707.9M $335.2M $47.8M $46.3M $108.9M
Goodwill $42.1M $44.2M $44.2M $44.2M --
Other Intangibles $6.4M $10.7M $9.4M $8.1M --
Other Long-Term Assets -- -- -- -- --
Total Assets $2.8B $2.7B $2.4B $2.4B $3.3B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $655.4M $631.1M $742.2M $1.3B $2.2B
 
Long-Term Debt $45.1M $27.4M $123.1M $257.4M $180.1M
Capital Leases -- -- -- -- --
Total Liabilities $2.5B $2.4B $2.1B $2.1B $2.8B
 
Common Stock $22M $22.1M $22.2M $22.3M $27.6M
Other Common Equity Adj -$10.5M -$62.7M -$64.8M -$33.8M --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $269.8M $232.4M $255.6M $306.8M $408.6M
 
Total Liabilities and Equity $2.8B $2.7B $2.4B $2.4B $3.3B
Cash and Short Terms $1.1B $860.2M $499.6M $476.2M --
Total Debt $45.1M $27.4M $123.1M $257.4M $260.1M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $18.4M $27.8M $35.8M $31.7M $31.8M
Depreciation & Amoritzation $3.7M $3.4M $3.8M $3.4M $3M
Stock-Based Compensation $428K $362K $729K $1M $1.3M
Change in Accounts Receivable -$1.6M $1.4M -$1.4M -$1.2M -$109K
Change in Inventories -- -- -- -- --
Cash From Operations $27.7M $29.9M $36.6M $40.7M $39.6M
 
Capital Expenditures $1.4M $1.6M $14M $1.2M $960K
Cash Acquisitions $542K -- $7.8M $174K --
Cash From Investing -$117.1M $72.8M -$329.2M $15.3M $2.6M
 
Dividends Paid (Ex Special Dividend) $8.7M $9M $9.1M $9.7M $10.7M
Special Dividend Paid
Long-Term Debt Issued -- $15M $1.5M $175M $60M
Long-Term Debt Repaid -$22M -$34M -$15.2M -- --
Repurchase of Common Stock -- $1.5M $6.7M $2M $249K
Other Financing Activities -- -- -- -- --
Cash From Financing $374.4M $208.1M -$249.4M -$158.2M -$60.9M
 
Beginning Cash (CF) $114.4M $399.4M $710.1M $168.2M $66M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $285M $310.8M -$542M -$102.2M -$18.7M
Ending Cash (CF) $399.4M $710.1M $168.2M $66M $47.3M
 
Levered Free Cash Flow $26.3M $28.3M $22.6M $39.5M $38.7M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $7.4M $10.3M $9M $7.2M --
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation -- -- -- $244K $301K
Change in Accounts Receivable $164K -$384K -$1M $494K --
Change in Inventories -- -- -- -- --
Cash From Operations $9.6M $12.6M $7.5M $12.7M $22.1M
 
Capital Expenditures $277K $12.7M $68K $222K $430K
Cash Acquisitions -- -- $174K -- --
Cash From Investing $41.5M -$29.9M -$32.8M $20.2M $4.1M
 
Dividends Paid (Ex Special Dividend) $2.2M $2.2M $2.4M $2.7M $3.5M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued $6.1M -- $40M -- --
Long-Term Debt Repaid -$4.3M -$600K -$8.8M -$19.1M --
Repurchase of Common Stock $420K $3.8M $1.5M -$135K $2.4M
Other Financing Activities -- -- -- -- --
Cash From Financing $78.8M -$21.3M $5.2M -$61.1M -$27.2M
 
Beginning Cash (CF) $592.9M $395.6M $84M $86.3M --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $129.9M -$38.6M -$20M -$28.2M -$970K
Ending Cash (CF) $722.8M $357M $64M $58.1M --
 
Levered Free Cash Flow $9.3M -$114K $7.5M $12.5M $21.7M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $30.4M $30M $37.8M $29.3M --
Depreciation & Amoritzation $3.5M $3.6M $3.6M $3.1M --
Stock-Based Compensation $362K $243K $803K $1.7M $1.4M
Change in Accounts Receivable $1.6M -$676K -$1.3M -$260K --
Change in Inventories -- -- -- -- --
Cash From Operations $31.5M $32.5M $41.7M $43.5M $45.9M
 
Capital Expenditures $956K $14.5M $779K $1.6M $1.3M
Cash Acquisitions -- $7.8M $174K -- --
Cash From Investing $122.3M -$280.5M -$27.3M -$18.2M $83.9M
 
Dividends Paid (Ex Special Dividend) $8.9M $9M $9.5M $10.5M $13.2M
Special Dividend Paid
Long-Term Debt Issued $21.1M -$4.6M $100M $135M --
Long-Term Debt Repaid -$30.4M -$19.2M -$11.9M -$10.3M --
Repurchase of Common Stock $420K $7.8M $1.6M $512K $8.5M
Other Financing Activities -- -- -- -- --
Cash From Financing $269.4M -$117.7M -$307.3M -$31.2M -$85.7M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $423.1M -$365.8M -$293M -$5.9M $44M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $30.6M $18M $40.9M $42M $44.6M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $23.3M $25.6M $27.6M $25.3M $11.4M
Depreciation & Amoritzation $866K $879K $883K $766K $3.2M
Stock-Based Compensation $362K $243K $317K $1M $1.2M
Change in Accounts Receivable $1.2M -$902K -$812K $93K -$72K
Change in Inventories -- -- -- -- --
Cash From Operations $24.2M $26.8M $31.8M $34.7M $40.9M
 
Capital Expenditures $530K $13.4M $174K $587K $904K
Cash Acquisitions -- $7.8M $174K -- --
Cash From Investing $80.2M -$273.1M $28.7M -$4.9M $76.4M
 
Dividends Paid (Ex Special Dividend) $6.7M $6.7M $7.2M $8M $10.5M
Special Dividend Paid $20K -- -- -- --
Long-Term Debt Issued $21.1M $1.5M $100M $60M --
Long-Term Debt Repaid -$27M -$12.2M -$8.8M -$19.1M -$40.2M
Repurchase of Common Stock $420K $6.7M $1.6M $60K $8.3M
Other Financing Activities -- -- -- -- --
Cash From Financing $219M -$106.8M -$164.7M -$37.7M -$62.5M
 
Beginning Cash (CF) $1.5B $1.6B $366.3M $205.4M $170.8M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $323.4M -$353.1M -$104.1M -$7.9M $54.9M
Ending Cash (CF) $1.8B $1.2B $262.2M $197.5M $226.7M
 
Levered Free Cash Flow $23.7M $13.4M $31.7M $34.1M $40M

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