Financhill
Buy
75

SSBK Quote, Financials, Valuation and Earnings

Last price:
$33.52
Seasonality move :
7.29%
Day range:
$33.17 - $33.80
52-week range:
$23.67 - $39.16
Dividend yield:
1.07%
P/E ratio:
8.88x
P/S ratio:
3.18x
P/B ratio:
1.15x
Volume:
22.1K
Avg. volume:
47.9K
1-year change:
33.7%
Market cap:
$335M
Revenue:
$99.1M
EPS (TTM):
$3.80

Analysts' Opinion

  • Consensus Rating
    Southern States Bancshares has received a consensus rating of Leans Bullish. The company's average rating is a Leans Bullish based on 1 Buy rating, 1 Hold rating, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $40.50, Southern States Bancshares has an estimated upside of 19.97% from its current price of $33.76.
  • Price Target Downside
    According to analysts, the lowest downside price target is $39.00 representing 100% downside risk from its current price of $33.76.

Fair Value

  • According to the consensus of 2 analysts, Southern States Bancshares has 19.97% upside to fair value with a price target of $40.50 per share.

SSBK vs. S&P 500

  • Over the past 5 trading days, Southern States Bancshares has overperformed the S&P 500 by 3.99% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • Southern States Bancshares does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Southern States Bancshares has grown year-over-year revenues for 3 quarters straight. In the most recent quarter Southern States Bancshares reported revenues of $26.5M.

Earnings Growth

  • Southern States Bancshares has grown year-over-year earnings for 3 quarters straight. In the most recent quarter Southern States Bancshares reported earnings per share of $1.03.
Enterprise value:
94.4M
EV / Invested capital:
0.24x
Price / LTM sales:
3.18x
EV / EBIT:
0.74x
EV / Revenue:
0.91x
PEG ratio (5yr expected):
1.60x
EV / Free cash flow:
2.48x
Price / Operating cash flow:
7.97x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
1.36%
Net Income Margin (TTM):
35.84%
Return On Equity:
14.33%
Return On Invested Capital:
9.55%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2023-03-31 2024-03-31 2025-03-31 2024-03-31 2025-03-31
Income Statement
Revenue $85.4M $89.8M $103.5M $22.1M $26.5M
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $3.37 $3.60 $3.80 $0.90 $1.03
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Balance Sheet
Current Assets $281M $364.3M $363.4M $424.1M $438.7M
Total Assets $1.5B $1.8B $2.1B $2.5B $2.9B
Current Liabilities $8.3M $107K $844K $1.8M $1.6M
Total Liabilities $1.3B $1.6B $1.9B $2.3B $2.6B
Total Equity $144.6M $169.2M $189.7M $222.9M $290.2M
Total Debt $44.4M $73.1M $131.4M $146.8M $111.4M
Trailing 12 Months Fiscal Quarters
Period Ending 2022-12-31 2023-12-31 2024-12-31 2023-12-31 2024-12-31
Cash Flow Statement
Cash Flow Operations $38.9M $39.4M $39.5M $7.9M $10.9M
Cash From Investing -$387.2M -$318.8M -$54.9M -$111.5M -$28.6M
Cash From Financing $232.8M $361.6M $24.9M $138.1M $101K
Free Cash Flow $36.3M $39.1M $38.1M $7.8M $10.9M
SSBK
Sector
Market Cap
$335M
$603.7M
Price % of 52-Week High
86.21%
84.45%
Dividend Yield
1.07%
2.05%
Shareholder Yield
4.96%
3.98%
1-Year Price Total Return
33.7%
9.07%
Beta (5-Year)
--
0.555
Dividend yield:
1.07%
Annualized payout:
$0.36
Payout ratio:
6.77%
Growth streak:
0 years

Technicals

8-day SMA
Buy
Level $32.61
200-day SMA
Buy
Level $32.36
Bollinger Bands (100)
Buy
Level 31.61 - 34.63
Chaikin Money Flow
Buy
Level 260K
20-day SMA
Buy
Level $32.57
Relative Strength Index (RSI14)
Buy
Level 56.92
ADX Line
Buy
Level 18.38
Williams %R
Sell
Level -6.2687
50-day SMA
Buy
Level $32.38
MACD (12, 26)
Buy
Level 0.14
25-day Aroon Oscillator
Sell
Level -8
On Balance Volume
Neutral
Level 1.8M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.4669)
Sell
CA Score (Annual)
Level (-2.1072)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (9)
Sell
Ohlson Score
Level (2.3852)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Buy
Fundamental Score
Level (8)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Southern States Bancshares Inc is a full-service community banking institution, that offers an array of deposit, loan, and other banking-related products and services to businesses and individuals in communities. The company is focused on personalized, relationship-driven service combined with local market management and expertise to serve small and medium size businesses and individuals. It has three portfolio segments Real estate, Commercial and industrial, Consumer and other.

Stock Forecast FAQ

In the current month, SSBK has received 1 Buy ratings 1 Hold ratings, and 0 Sell ratings. The SSBK average analyst price target in the past 3 months is $40.50.

  • Where Will Southern States Bancshares Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Southern States Bancshares share price will rise to $40.50 per share over the next 12 months.

  • What Do Analysts Say About Southern States Bancshares?

    Analysts are divided on their view about Southern States Bancshares share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Southern States Bancshares is a Sell and believe this share price will drop from its current level to $39.00.

  • What Is Southern States Bancshares's Price Target?

    The price target for Southern States Bancshares over the next 1-year time period is forecast to be $40.50 according to 2 Wall Street analysts, 1 of them rates the stock a Buy, 0 rate the stock a Sell, and 1 analyst rates the stock a Hold.

  • Is SSBK A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Southern States Bancshares is a Leans Bullish. 1 of 2 analysts rates the stock a Leans Bullish at this time.

  • How Can I Buy Shares Of SSBK?

    You can purchase shares of Southern States Bancshares via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, tastytrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Southern States Bancshares shares.

  • What Is The Southern States Bancshares Share Price Today?

    Southern States Bancshares was last trading at $33.52 per share. This represents the most recent stock quote for Southern States Bancshares. Yesterday, Southern States Bancshares closed at $33.76 per share.

  • How To Buy Southern States Bancshares Stock Online?

    In order to purchase Southern States Bancshares stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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