Financhill
Buy
56

ALLY Quote, Financials, Valuation and Earnings

Last price:
$37.45
Seasonality move :
2.38%
Day range:
$36.81 - $38.18
52-week range:
$31.95 - $45.46
Dividend yield:
3.2%
P/E ratio:
14.40x
P/S ratio:
1.31x
P/B ratio:
0.99x
Volume:
6.2M
Avg. volume:
4.3M
1-year change:
-7.74%
Market cap:
$11.5B
Revenue:
$8.9B
EPS (TTM):
$2.60

Analysts' Opinion

  • Consensus Rating
    Ally Financial has received a consensus rating of Hold. The company's average rating is a Hold based on 5 Buy ratings, 7 Hold ratings, and 2 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $43.82, Ally Financial has an estimated upside of 17.02% from its current price of $37.45.
  • Price Target Downside
    According to analysts, the lowest downside price target is $30.00 representing 19.89% downside risk from its current price of $37.45.

Fair Value

  • According to the consensus of 14 analysts, Ally Financial has 17.02% upside to fair value with a price target of $43.82 per share.

ALLY vs. S&P 500

  • Over the past 5 trading days, Ally Financial has overperformed the S&P 500 by 4.37% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • Ally Financial does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Ally Financial revenues have been falling on a year-over-year basis for 1 quarter in a row. In the most recent quarter Ally Financial reported revenues of $2.2B.

Earnings Growth

  • Ally Financial has grown year-over-year earnings for 2 quarters straight. In the most recent quarter Ally Financial reported earnings per share of $0.26.
Enterprise value:
3.6B
EV / Invested capital:
--
Price / LTM sales:
1.31x
EV / EBIT:
0.44x
EV / Revenue:
0.41x
PEG ratio (5yr expected):
--
EV / Free cash flow:
3.41x
Price / Operating cash flow:
10.88x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.35%
Net Income Margin (TTM):
7.51%
Return On Equity:
4.78%
Return On Invested Capital:
2.06%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2022-12-31 2023-12-31 2024-12-31 2023-12-31 2024-12-31
Income Statement
Revenue $9.2B $9.1B $8.9B $2.3B $2.2B
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $4.97 $2.99 $2.60 $0.16 $0.26
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Balance Sheet
Current Assets $46.2B $39.2B $32.2B $27.8B $30.5B
Total Assets $182.2B $182.1B $191.8B $196.3B $191.8B
Current Liabilities $3.2B $794M $3.2B $4.7B $3B
Total Liabilities $167.5B $165.1B $179B $182.6B $177.9B
Total Equity $14.7B $17.1B $12.9B $13.7B $13.9B
Total Debt $24.1B $17B $19.7B $20.1B $19.1B
Trailing 12 Months Fiscal Quarters
Period Ending 2022-12-31 2023-12-31 2024-12-31 2023-12-31 2024-12-31
Cash Flow Statement
Cash Flow Operations $6.2B $4.6B $4.5B -$123M $620M
Cash From Investing -$17.3B -$7.2B $5B -$3B $1.5B
Cash From Financing $11.6B $3.8B -$5.6B $1.4B -$72M
Free Cash Flow $2.7B $1.8B $1.1B -$708M -$297M
ALLY
Sector
Market Cap
$11.5B
$625.8M
Price % of 52-Week High
82.38%
86.55%
Dividend Yield
3.2%
1.95%
Shareholder Yield
8.5%
3.76%
1-Year Price Total Return
-7.74%
9.43%
Beta (5-Year)
1.399
0.712
Dividend yield:
3.2%
Annualized payout:
$1.20
Payout ratio:
72.16%
Growth streak:
0 years

Technicals

8-day SMA
Buy
Level $36.86
200-day SMA
Sell
Level $37.92
Bollinger Bands (100)
Buy
Level 35.24 - 38.6
Chaikin Money Flow
Sell
Level -108.7M
20-day SMA
Buy
Level $35.54
Relative Strength Index (RSI14)
Buy
Level 57.98
ADX Line
Buy
Level 20.35
Williams %R
Sell
Level -13.2246
50-day SMA
Buy
Level $37.10
MACD (12, 26)
Buy
Level 0.13
25-day Aroon Oscillator
Buy
Level 44
On Balance Volume
Neutral
Level 314.7M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.4083)
Sell
CA Score (Annual)
Level (-2.2241)
--
Beneish M-Score (Annual)
Level (--)
Sell
Momentum Score
Level (6)
Sell
Ohlson Score
Level (1.1028)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Buy
Fundamental Score
Level (8)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending, with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model, which includes brokerage services.

Stock Forecast FAQ

In the current month, ALLY has received 5 Buy ratings 7 Hold ratings, and 2 Sell ratings. The ALLY average analyst price target in the past 3 months is $43.82.

  • Where Will Ally Financial Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Ally Financial share price will rise to $43.82 per share over the next 12 months.

  • What Do Analysts Say About Ally Financial?

    Analysts are divided on their view about Ally Financial share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Ally Financial is a Sell and believe this share price will drop from its current level to $30.00.

  • What Is Ally Financial's Price Target?

    The price target for Ally Financial over the next 1-year time period is forecast to be $43.82 according to 14 Wall Street analysts, 5 of them rate the stock a Buy, 2 rate the stock a Sell, and 7 analysts rate the stock a Hold.

  • Is ALLY A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Ally Financial is a Hold. 7 of 14 analysts rate the stock a Hold at this time.

  • How Can I Buy Shares Of ALLY?

    You can purchase shares of Ally Financial via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, tastytrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Ally Financial shares.

  • What Is The Ally Financial Share Price Today?

    Ally Financial was last trading at $37.45 per share. This represents the most recent stock quote for Ally Financial. Yesterday, Ally Financial closed at $37.45 per share.

  • How To Buy Ally Financial Stock Online?

    In order to purchase Ally Financial stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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