Why Did SoFi Stock Drop?
Fintech platform SoFi (NASDAQ:SOFI) has stumbled in recent days, selling…
| Period Ending | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | |
|---|---|---|---|---|---|---|
| Revenue | $12.3B | $13.9B | $14.9B | $16B | $17.3B | |
| Revenue Growth (YoY) | 0.04% | 12.82% | 7.54% | 7.26% | 8.35% | |
| Cost of Revenues | -- | $11.9B | $12.8B | $13.6B | $14.7B | |
| Gross Profit | -- | $1.9B | $2.2B | $2.4B | $2.6B | |
| Gross Profit Margin | -- | 13.95% | 14.52% | 14.9% | 15.1% | |
| R&D Expenses | -- | -- | -- | -- | -- | |
| Selling, General & Admin | -- | -- | -- | -- | -- | |
| Other Inc / (Exp) | -- | -- | -- | -- | -- | |
| Operating Expenses | $10.7B | -- | -- | -- | -- | |
| Operating Income | $1.6B | $1.9B | $2.2B | $2.4B | $2.6B | |
| Net Interest Expenses | $231.8M | $218.7M | $215.4M | $215.1M | $222.8M | |
| EBT. Incl. Unusual Items | $877.1M | $1.6B | $1.7B | $1.9B | $2.4B | |
| Earnings of Discontinued Ops. | -- | -- | -- | -- | -- | |
| Income Tax Expense | $223.8M | $362.9M | $453M | $448.7M | $593.8M | |
| Net Income to Company | $652.1M | $1.2B | $1.3B | $1.4B | $1.8B | |
| Minority Interest in Earnings | $5.7M | $10.6M | -- | $10.8M | $9.7M | |
| Net Income to Common Excl Extra Items | $657.8M | $1.2B | $1.3B | $1.4B | $1.8B | |
| Basic EPS (Cont. Ops) | $2.74 | $4.88 | $5.12 | $5.66 | $7.16 | |
| Diluted EPS (Cont. Ops) | $2.72 | $4.82 | $5.06 | $5.58 | $7.08 | |
| Weighted Average Basic Share | $239.8M | $248.6M | $251M | $250.7M | $250.7M | |
| Weighted Average Diluted Share | $241.9M | $251.7M | $253.6M | $254M | $253.6M | |
| EBITDA | $2.5B | $2.8B | $3B | $3.2B | $3.4B | |
| EBIT | $1.2B | $1.9B | $2.2B | $2.4B | $2.6B | |
| Revenue (Reported) | $12.3B | $13.9B | $14.9B | $16B | $17.3B | |
| Operating Income (Reported) | $1.6B | $1.9B | $2.2B | $2.4B | $2.6B | |
| Operating Income (Adjusted) | $1.2B | $1.9B | $2.2B | $2.4B | $2.6B | |
| Period Ending | 2020-09-30 | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | |
|---|---|---|---|---|---|---|
| Revenue | -- | -- | -- | -- | $3.8B | |
| Revenue Growth (YoY) | -- | -- | -- | -- | 161.24% | |
| Cost of Revenues | -- | -- | -- | -- | -- | |
| Gross Profit | -- | -- | -- | -- | -- | |
| Gross Profit Margin | -- | -- | -- | -- | -- | |
| R&D Expenses | -- | -- | -- | -- | -- | |
| Selling, General & Admin | -- | -- | -- | -- | -- | |
| Other Inc / (Exp) | -- | -- | -- | -- | -- | |
| Operating Expenses | -- | -- | -- | -- | -- | |
| Operating Income | -- | -- | -- | -- | -- | |
| Net Interest Expenses | -- | -- | -- | -- | -- | |
| EBT. Incl. Unusual Items | -- | -- | -- | -- | -- | |
| Earnings of Discontinued Ops. | -- | -- | -- | -- | -- | |
| Income Tax Expense | -- | -- | -- | -- | -- | |
| Net Income to Company | -- | -- | -- | -- | -- | |
| Minority Interest in Earnings | -- | -- | -- | -- | -- | |
| Net Income to Common Excl Extra Items | -- | -- | -- | -- | -- | |
| Basic EPS (Cont. Ops) | -- | -- | -- | -- | -- | |
| Diluted EPS (Cont. Ops) | -- | -- | -- | -- | -- | |
| Weighted Average Basic Share | -- | -- | -- | -- | $251M | |
| Weighted Average Diluted Share | -- | -- | -- | -- | $251M | |
| EBITDA | -- | -- | -- | -- | -- | |
| EBIT | -- | -- | -- | -- | -- | |
| Revenue (Reported) | -- | -- | -- | -- | $3.8B | |
| Operating Income (Reported) | -- | -- | -- | -- | -- | |
| Operating Income (Adjusted) | -- | -- | -- | -- | -- | |
| Period Ending | 2021-06-30 | 2022-06-30 | 2023-06-30 | 2024-06-30 | 2025-06-30 | |
|---|---|---|---|---|---|---|
| Revenue | $13.2B | $14.4B | $15.4B | $16.6B | $18.3B | |
| Revenue Growth (YoY) | -- | -- | -- | -- | -- | |
| Cost of Revenues | -- | $12.3B | $13.2B | $14.1B | $15.6B | |
| Gross Profit | -- | $2.1B | $2.2B | $2.5B | $2.8B | |
| Gross Profit Margin | -- | -- | -- | -- | -- | |
| R&D Expenses | -- | -- | -- | -- | -- | |
| Selling, General & Admin | -- | -- | -- | -- | -- | |
| Other Inc / (Exp) | -- | -- | -- | -- | -- | |
| Operating Expenses | -- | -- | -- | -- | -- | |
| Operating Income | -- | $2.1B | $2.2B | $2.5B | $2.8B | |
| Net Interest Expenses | -- | $221.7M | $211.3M | $220.6M | $222.9M | |
| EBT. Incl. Unusual Items | -- | $1.7B | $1.8B | $2.1B | $2.5B | |
| Earnings of Discontinued Ops. | -- | -- | -- | -- | -- | |
| Income Tax Expense | -- | $406.1M | $466.7M | $503.8M | $607.7M | |
| Net Income to Company | -- | $1.3B | $1.4B | $1.6B | $1.9B | |
| Minority Interest in Earnings | -- | $13M | $9.5M | $9.7M | $14.2M | |
| Net Income to Common Excl Extra Items | -- | $1.3B | $1.4B | $1.6B | $1.9B | |
| Basic EPS (Cont. Ops) | -- | $5.19 | $5.44 | $6.31 | $7.41 | |
| Diluted EPS (Cont. Ops) | -- | $5.12 | $5.38 | $6.23 | $7.33 | |
| Weighted Average Basic Share | ||||||
| Weighted Average Diluted Share | ||||||
| EBITDA | -- | $3B | $3.1B | $3.3B | $3.6B | |
| EBIT | -- | $2.1B | $2.2B | $2.5B | $2.8B | |
| Revenue (Reported) | $13.2B | $14.4B | $15.4B | $16.6B | $18.3B | |
| Operating Income (Reported) | -- | $2.1B | $2.2B | $2.5B | $2.8B | |
| Operating Income (Adjusted) | -- | $2.1B | $2.2B | $2.5B | $2.8B | |
| Period Ending | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 | |
|---|---|---|---|---|---|---|
| Revenue | -- | -- | -- | $3.8B | -- | |
| Revenue Growth (YoY) | -- | -- | -- | -- | -- | |
| Cost of Revenues | -- | -- | -- | -- | -- | |
| Gross Profit | -- | -- | -- | -- | -- | |
| Gross Profit Margin | -- | -- | -- | -- | -- | |
| R&D Expenses | -- | -- | -- | -- | -- | |
| Selling, General & Admin | -- | -- | -- | -- | -- | |
| Other Inc / (Exp) | -- | -- | -- | -- | -- | |
| Operating Expenses | -- | -- | -- | -- | -- | |
| Operating Income | -- | -- | -- | -- | -- | |
| Net Interest Expenses | -- | -- | -- | -- | -- | |
| EBT. Incl. Unusual Items | -- | -- | -- | -- | -- | |
| Earnings of Discontinued Ops. | -- | -- | -- | -- | -- | |
| Income Tax Expense | -- | -- | -- | -- | -- | |
| Net Income to Company | -- | -- | -- | -- | -- | |
| Minority Interest in Earnings | -- | -- | -- | -- | -- | |
| Net Income to Common Excl Extra Items | -- | -- | -- | -- | -- | |
| Basic EPS (Cont. Ops) | -- | -- | -- | -- | -- | |
| Diluted EPS (Cont. Ops) | -- | -- | -- | -- | -- | |
| Weighted Average Basic Share | -- | -- | -- | $251M | -- | |
| Weighted Average Diluted Share | -- | -- | -- | $251M | -- | |
| EBITDA | -- | -- | -- | -- | -- | |
| EBIT | -- | -- | -- | -- | -- | |
| Revenue (Reported) | -- | -- | -- | $3.8B | -- | |
| Operating Income (Reported) | -- | -- | -- | -- | -- | |
| Operating Income (Adjusted) | -- | -- | -- | -- | -- | |
| Period Ending | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | |
|---|---|---|---|---|---|---|
| Cash and Equivalents | $4.6B | $4.2B | $4.9B | $5.1B | $3.8B | |
| Short Term Investments | -- | -- | -- | $467.6M | $183.1M | |
| Accounts Receivable, Net | $11.7B | $14B | $14.1B | $16.2B | $17.6B | |
| Inventory | $282.9M | $585.7M | $601.9M | $629.7M | $556.1M | |
| Prepaid Expenses | $194.3M | $167.2M | $185.7M | $249.7M | $165.7M | |
| Other Current Assets | -- | -- | -- | -- | -- | |
| Total Current Assets | $18.6B | $19.5B | $20.4B | $22.7B | $22.8B | |
| Property Plant And Equipment | $2.8B | $2.4B | $2.5B | $2.4B | $2.4B | |
| Long-Term Investments | -- | $342.3M | $428M | $313.7M | $302.4M | |
| Goodwill | $13.4B | $13.3B | $13.5B | $13.7B | $14.4B | |
| Other Intangibles | $1.9B | $1.6B | $1.3B | $1.1B | $1.1B | |
| Other Long-Term Assets | -- | -- | -$1.1M | -- | -- | |
| Total Assets | $37.1B | $37.4B | $38.3B | $40.6B | $41.3B | |
| Accounts Payable | $15.9B | $16.5B | $16.7B | $18.9B | $20.1B | |
| Accrued Expenses | -- | -- | -- | -- | -- | |
| Current Portion Of Long-Term Debt | -- | -- | -- | -- | -- | |
| Current Portion Of Capital Lease Obligations | $359.1M | $326.1M | $386.1M | $397.9M | $375.6M | |
| Other Current Liabilities | $651.9M | $760.9M | $626.3M | $925.2M | $564M | |
| Total Current Liabilities | $20.6B | $20.7B | $21.8B | $24.1B | $25B | |
| Long-Term Debt | $4.5B | $6B | $5.5B | $4.9B | $4.1B | |
| Capital Leases | -- | -- | -- | -- | -- | |
| Total Liabilities | $28.3B | $27.6B | $28.1B | $29.8B | $29.8B | |
| Common Stock | $121.8M | $114.9M | $108.9M | $112.7M | $105.6M | |
| Other Common Equity Adj | -- | -- | -- | -- | -- | |
| Common Equity | $8.8B | $9.8B | $10.3B | $10.8B | $11.5B | |
| Total Preferred Equity | -- | -- | -- | -- | -- | |
| Minority Interest, Total | -$27.1M | -$37.5M | -$37.4M | -$44.2M | -$24.9M | |
| Total Equity | $8.8B | $9.7B | $10.2B | $10.8B | $11.4B | |
| Total Liabilities and Equity | $37.1B | $37.4B | $38.3B | $40.6B | $41.3B | |
| Cash and Short Terms | $4.6B | $4.2B | $4.9B | $5.1B | $3.8B | |
| Total Debt | $5.5B | $6.3B | $5.9B | $5.3B | $4.5B | |
| Period Ending | 2021-06-30 | 2022-06-30 | 2023-06-30 | 2024-06-30 | 2025-06-30 | |
|---|---|---|---|---|---|---|
| Cash and Equivalents | $3.5B | $3.5B | $4B | $3.3B | $2.6B | |
| Short Term Investments | -- | -- | -- | -- | $153.6M | |
| Accounts Receivable, Net | $10.5B | $11.3B | $11.7B | $13.8B | $16.3B | |
| Inventory | $329.6M | $342.6M | $346.7M | $516.7M | $688.3M | |
| Prepaid Expenses | -- | -- | -- | -- | -- | |
| Other Current Assets | -- | -- | -- | -- | -- | |
| Total Current Assets | $16.5B | $17.7B | $18.6B | $20.8B | $22.7B | |
| Property Plant And Equipment | $2.6B | $2.7B | $2.4B | $2.4B | $2.6B | |
| Long-Term Investments | -- | -- | -- | -- | -- | |
| Goodwill | $13.3B | $13.4B | $13.7B | $13.7B | $15.3B | |
| Other Intangibles | $1.7B | $1.5B | $1.2B | $965.8M | $1.1B | |
| Other Long-Term Assets | -- | -- | $1.1M | -- | -- | |
| Total Assets | $34.6B | $35.9B | $36.6B | $38.5B | $42.3B | |
| Accounts Payable | $13.5B | $14.7B | $15.1B | $17.1B | $19.2B | |
| Accrued Expenses | -- | -- | -- | -- | -- | |
| Current Portion Of Long-Term Debt | -- | -- | -- | -- | -- | |
| Current Portion Of Capital Lease Obligations | $351.1M | $374M | $383.6M | $398.7M | $415.1M | |
| Other Current Liabilities | -- | -- | -- | -- | -- | |
| Total Current Liabilities | $18.4B | $19.4B | $20.2B | $23.3B | $24.5B | |
| Long-Term Debt | $4B | $3.5B | $3.4B | $1.8B | $3.5B | |
| Capital Leases | -- | -- | -- | -- | -- | |
| Total Liabilities | $25.5B | $26.2B | $26.7B | $27.9B | $31.1B | |
| Common Stock | $120.2M | $106.5M | $110.8M | $109.3M | $119.6M | |
| Other Common Equity Adj | -- | -- | -- | -- | -- | |
| Common Equity | -- | -- | -- | -- | -- | |
| Total Preferred Equity | -- | -- | -- | -- | -- | |
| Minority Interest, Total | -$54.7M | -$35.5M | -$47.8M | -$43.9M | -$31.7M | |
| Total Equity | $9.1B | $9.7B | $9.9B | $10.6B | $11.3B | |
| Total Liabilities and Equity | $34.6B | $35.9B | $36.6B | $38.5B | $42.3B | |
| Cash and Short Terms | $3.5B | $3.5B | $4B | $3.3B | $2.7B | |
| Total Debt | -- | -- | -- | -- | -- | |
| Period Ending | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | |
|---|---|---|---|---|---|---|
| Net Income to Stockholders | $652.1M | $1.2B | $1.3B | $1.4B | $1.8B | |
| Depreciation & Amoritzation | $1.3B | $866.4M | $863.9M | $810.8M | $788.6M | |
| Stock-Based Compensation | $62.8M | $61.5M | $67.3M | $91.9M | $98.4M | |
| Change in Accounts Receivable | -$27.4M | -$1.4B | -$746.2M | -$2.5B | -$1.1B | |
| Change in Inventories | $158.7M | -$27.2M | -$48.3M | -$23.8M | -$36.8M | |
| Cash From Operations | $3.4B | $2B | $2.5B | $2.3B | $2.6B | |
| Capital Expenditures | $190.7M | $164.3M | $208.1M | $194.6M | $257.4M | |
| Cash Acquisitions | -$165.6M | $342.8M | $598M | $214.1M | $998.4M | |
| Cash From Investing | -$352.9M | -$495.3M | -$790.3M | -$380.6M | -$1.2B | |
| Dividends Paid (Ex Special Dividend) | -$116.5M | $268.3M | $633.7M | $784.9M | $922.7M | |
| Special Dividend Paid | ||||||
| Long-Term Debt Issued | $2.3M | $10.6M | -- | $5.4M | $1.1M | |
| Long-Term Debt Repaid | -$1.5B | -$1B | -$10.5M | -$543.5M | -$652.7M | |
| Repurchase of Common Stock | -- | $150.1M | -- | $204.3M | $160.1M | |
| Other Financing Activities | $69.7M | $14.2M | $85.4M | $203.5M | $179.7M | |
| Cash From Financing | -$2.3B | -$1.9B | -$1B | -$2B | -$2.2B | |
| Beginning Cash (CF) | $3.9B | $4.2B | $4.9B | $5.1B | $3.8B | |
| Foreign Exchange Rate Adjustment | -- | -- | -- | -- | -- | |
| Additions / Reductions | $764M | -$59.1M | $1B | -$395.7M | -$656.6M | |
| Ending Cash (CF) | $4.2B | $4.4B | $6.3B | $4.3B | $3.3B | |
| Levered Free Cash Flow | $3.2B | $1.9B | $2.3B | $2.1B | $2.3B | |
| Period Ending | 2003-06-30 | 2004-06-30 | 2005-06-30 | 2006-06-30 | 2007-06-30 | |
|---|---|---|---|---|---|---|
| Net Income to Stockholders | $87M | $114.5M | $179.8M | $264.8M | $284.9M | |
| Depreciation & Amoritzation | $154.2M | $166.9M | $82.1M | $81.7M | $94.6M | |
| Stock-Based Compensation | -- | -- | -- | -- | -- | |
| Change in Accounts Receivable | -- | -- | -$424.1M | -$491.2M | -$80.7M | |
| Change in Inventories | -- | -- | $97.7M | -$26.6M | -$129.5M | |
| Cash From Operations | -$105.8M | $29.6M | -$408.5M | $4.9M | $178.3M | |
| Capital Expenditures | $53.4M | $75M | $42.6M | $45.3M | $46.8M | |
| Cash Acquisitions | -$33.6M | -$97.8M | -$43.7M | -$40.4M | -$1.1B | |
| Cash From Investing | -$78.1M | -$176.7M | -$85.2M | -$89.6M | -$1.1B | |
| Dividends Paid (Ex Special Dividend) | -$72.2M | -$68.1M | -- | -- | -- | |
| Special Dividend Paid | -- | -- | -- | -- | -- | |
| Long-Term Debt Issued | -- | -- | -- | -- | -- | |
| Long-Term Debt Repaid | -- | -- | -- | -- | -- | |
| Repurchase of Common Stock | -- | -- | -- | -$265.8M | -$38.8M | |
| Other Financing Activities | -$988.6K | -- | -$15.6M | -$14.8M | -$16.9M | |
| Cash From Financing | -$203.7M | -$343.6M | $372.1M | -$337.6M | -$72.7M | |
| Beginning Cash (CF) | $811.6M | $1.2B | $1.3B | $2.4B | $2.5B | |
| Foreign Exchange Rate Adjustment | -$23.7M | $22.7M | $83.2M | -$41.3M | -$996.1K | |
| Additions / Reductions | -$387.5M | -$490.7M | -$121.6M | -$422.3M | -$1B | |
| Ending Cash (CF) | $400.4M | $692.2M | $1.2B | $1.9B | $1.5B | |
| Levered Free Cash Flow | -$159.2M | -$45.4M | -$451.1M | -$40.4M | $131.5M | |
| Period Ending | 2021-06-30 | 2022-06-30 | 2023-06-30 | 2024-06-30 | 2025-06-30 | |
|---|---|---|---|---|---|---|
| Net Income to Stockholders | -- | $1.3B | $1.4B | $1.6B | $1.9B | |
| Depreciation & Amoritzation | -- | $872.9M | $836.5M | $789.3M | $794.4M | |
| Stock-Based Compensation | -- | $64.1M | $78.8M | $97.3M | $107.8M | |
| Change in Accounts Receivable | -- | -$1.7B | -- | -- | -$1.5B | |
| Change in Inventories | -- | -$32.2M | -- | -- | -$173.6M | |
| Cash From Operations | $3.2B | $2.6B | $2.2B | $1.8B | $2.5B | |
| Capital Expenditures | -- | $195M | $196.6M | $243.3M | $254.6M | |
| Cash Acquisitions | -- | $726.4M | $300.6M | $296.2M | $1.2B | |
| Cash From Investing | -- | -$892.7M | -$513M | -$485.4M | -$1.5B | |
| Dividends Paid (Ex Special Dividend) | -- | $263.5M | $611M | $785.3M | $923.4M | |
| Special Dividend Paid | ||||||
| Long-Term Debt Issued | -- | $14.5M | -$750.9K | $1.1M | $1.4B | |
| Long-Term Debt Repaid | -- | -$779.2M | -- | -$546M | -$1.5B | |
| Repurchase of Common Stock | -- | $147.4M | $208.6M | $124.3M | $194.3M | |
| Other Financing Activities | -- | $26.9M | $171.5M | $191.7M | $144.6M | |
| Cash From Financing | -- | -$1.7B | -$1.2B | -$1.9B | -$1.7B | |
| Beginning Cash (CF) | -- | -- | -- | -- | -- | |
| Foreign Exchange Rate Adjustment | -- | -- | -- | -- | -- | |
| Additions / Reductions | -- | $455.8M | $294.8M | -$649.2M | -$963M | |
| Ending Cash (CF) | -- | -- | -- | -- | -- | |
| Levered Free Cash Flow | -- | $2.4B | $2B | $1.5B | $2.3B | |
| Period Ending | 2021-12-09 | 2022-12-09 | 2023-12-09 | 2024-12-09 | ||
|---|---|---|---|---|---|---|
| Net Income to Stockholders | -- | -- | -- | -- | -- | |
| Depreciation & Amoritzation | -- | -- | -- | -- | -- | |
| Stock-Based Compensation | -- | -- | -- | -- | -- | |
| Change in Accounts Receivable | -- | -- | -- | -- | -- | |
| Change in Inventories | -- | -- | -- | -- | -- | |
| Cash From Operations | -- | -- | -- | -- | -- | |
| Capital Expenditures | -- | -- | -- | -- | -- | |
| Cash Acquisitions | -- | -- | -- | -- | -- | |
| Cash From Investing | -- | -- | -- | -- | -- | |
| Dividends Paid (Ex Special Dividend) | -- | -- | -- | -- | -- | |
| Special Dividend Paid | -- | -- | -- | -- | -- | |
| Long-Term Debt Issued | -- | -- | -- | -- | -- | |
| Long-Term Debt Repaid | -- | -- | -- | -- | -- | |
| Repurchase of Common Stock | -- | -- | -- | -- | -- | |
| Other Financing Activities | -- | -- | -- | -- | -- | |
| Cash From Financing | -- | -- | -- | -- | -- | |
| Beginning Cash (CF) | -- | -- | -- | -- | -- | |
| Foreign Exchange Rate Adjustment | -- | -- | -- | -- | -- | |
| Additions / Reductions | -- | -- | -- | -- | -- | |
| Ending Cash (CF) | -- | -- | -- | -- | -- | |
| Levered Free Cash Flow | -- | -- | -- | -- | -- | |
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Fintech platform SoFi (NASDAQ:SOFI) has stumbled in recent days, selling…
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Market Cap: $4.4T
P/E Ratio: 62x
Market Cap: $4.1T
P/E Ratio: 37x
Market Cap: $3.9T
P/E Ratio: 40x
SMX (Security Matters) Plc [SMX] is down 59.64% over the past day.
Kymera Therapeutics, Inc. [KYMR] is up 41.67% over the past day.
Praxis Precision Medicines, Inc. [PRAX] is up 9.18% over the past day.