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55
VEL Quote, Financials, Valuation and Earnings
Last price:
$19.75
Seasonality move
:
-3.82%
Day range:
$19.52 - $19.96
52-week range:
$16.12 - $21.40
Dividend yield:
0%
P/E ratio:
8.25x
P/S ratio:
1.30x
P/B ratio:
1.21x
Volume:
142.9K
Avg. volume:
131.5K
1-year change:
6.35%
Market cap:
$768.7M
Revenue:
$451M
EPS (TTM):
$2.40
Analysts' Opinion
-
Consensus RatingVelocity Financial, Inc. has received a consensus rating of No Consensus. The company's average rating is a No Consensus based on 1 Buy rating, 0 Hold ratings, and 1 Sell rating.
-
Price Target UpsideAccording to analysts' consensus price target of $21.67, Velocity Financial, Inc. has an estimated upside of 9.65% from its current price of $19.76.
-
Price Target DownsideAccording to analysts, the lowest downside price target is $20.00 representing 100% downside risk from its current price of $19.76.
Fair Value
-
According to the consensus of 2 analysts, Velocity Financial, Inc. has 9.65% upside to fair value with a price target of $21.67 per share.
VEL vs. S&P 500
-
Over the past 5 trading days, Velocity Financial, Inc. has underperformed the S&P 500 by -2.16% suggesting its relative strength compared to the major market average is weak at this time.
Share Buyback
-
Velocity Financial, Inc. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.
Revenue Growth
-
Velocity Financial, Inc. has grown year-over-year revenues for 18 quarters straight. In the most recent quarter Velocity Financial, Inc. reported revenues of $159.4M.
Earnings Growth
-
Velocity Financial, Inc. has grown year-over-year earnings for 15 quarters straight. In the most recent quarter Velocity Financial, Inc. reported earnings per share of $0.64.
Enterprise value:
6.8B
EV / Invested capital:
--
Price / LTM sales:
1.30x
EV / EBIT:
14.02x
EV / Revenue:
12.00x
PEG ratio (5yr expected):
0.26x
EV / Free cash flow:
183.04x
Price / Operating cash flow:
19.87x
Enterprise value / EBITDA:
13.97x
Gross Profit (TTM):
$505.8M
Return On Assets:
1.49%
Net Income Margin (TTM):
15.85%
Return On Equity:
15.98%
Return On Invested Capital:
1.53%
Operating Margin:
86.8%
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-09-30 | 2024-09-30 | 2025-09-30 | 2024-09-30 | 2025-09-30 | |
| Income Statement | ||||||
| Revenue | $312.8M | $414.8M | $567.1M | $115.4M | $159.4M | |
| Gross Profit | $284.2M | $377.1M | $505.8M | $105.9M | $144.9M | |
| Operating Income | $257.6M | $347.7M | $481.6M | $93.2M | $138.3M | |
| EBITDA | $260.3M | $352.1M | $487.1M | $93.8M | $139.1M | |
| Diluted EPS | $1.25 | $1.82 | $2.40 | $0.43 | $0.64 | |
| Period Ending | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 | |
|---|---|---|---|---|---|---|
| Balance Sheet | ||||||
| Current Assets | $132.9M | $141.4M | $171.5M | $260.5M | $412.6M | |
| Total Assets | $2.5B | $3.6B | $4.1B | $5.2B | $7B | |
| Current Liabilities | $79.4M | $415.2M | $313M | $574.6M | $503M | |
| Total Liabilities | $2.2B | $3.3B | $3.7B | $4.7B | $6.3B | |
| Total Equity | $242.2M | $370.7M | $420M | $487.7M | $637.5M | |
| Total Debt | $2.1B | $2.9B | $3.4B | $4.1B | $5.8B | |
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-09-30 | 2024-09-30 | 2025-09-30 | 2024-09-30 | 2025-09-30 | |
| Cash Flow Statement | ||||||
| Cash Flow Operations | $80.1M | $43.5M | $37.5M | $1.4M | $13.5M | |
| Cash From Investing | -$467.3M | -$925.8M | -$1.6B | -$298.7M | -$431.1M | |
| Cash From Financing | $393.5M | $902.5M | $1.6B | $284.9M | $438.2M | |
| Free Cash Flow | $79.9M | $43.2M | $37.2M | $1.3M | $13.5M | |
VEL
Sector
Market Cap
$768.7M
$520.8M
Price % of 52-Week High
92.36%
91.24%
Dividend Yield
0%
1.48%
Shareholder Yield
-60.84%
3.03%
1-Year Price Total Return
6.35%
8.16%
Beta (5-Year)
0.808
0.450
Dividend yield:
0%
Annualized payout:
$0.00
Payout ratio:
--
Growth streak:
0 years
Technicals
8-day SMA
Sell
Level
$20.15
200-day SMA
Buy
Level
$18.46
Bollinger Bands (100)
Buy
Level
18.27 - 19.77
Chaikin Money Flow
Sell
Level
-115.7K
20-day SMA
Sell
Level
$20.03
Relative Strength Index (RSI14)
Sell
Level
48.41
ADX Line
Sell
Level
13.25
Williams %R
Buy
Level
-80.1325
50-day SMA
Buy
Level
$19.57
MACD (12, 26)
Buy
Level
5.37
25-day Aroon Oscillator
Buy
Level
40
On Balance Volume
Neutral
Level
116.8K
Financial Scores
Sell
Altman Z-Score
(Annual)
Level (0.3882)
Sell
CA Score
(Annual)
Level (-1.9524)
Buy
Beneish M-Score
(Annual)
Level (-2.9177)
Sell
Momentum Score
Level (4)
Sell
Ohlson Score
Level (2.3962)
Buy
Piotroski F Score
(Annual)
Level (6)
Buy
Quality Ratio Score
Level (5)
Buy
Fundamental Score
Level (7)
Revenue Forecast
Earnings per Share Forecast
Company Profile
Velocity Financial, Inc. operates a real estate finance company, which originates and manages investor loans secured by residential rental and small commercial properties. The company was founded by Christopher D. Farrar and Jeffrey T. Taylor in 2004 and is headquartered in Westlake Village, CA.
Stock Forecast FAQ
In the current month, VEL has received 1 Buy ratings 0 Hold ratings, and 1 Sell ratings. The VEL average analyst price target in the past 3 months is $21.67.
-
Where Will Velocity Financial, Inc. Stock Be In 1 Year?
According to analysts, the consensus estimate is that Velocity Financial, Inc. share price will rise to $21.67 per share over the next 12 months.
-
What Do Analysts Say About Velocity Financial, Inc.?
Analysts are divided on their view about Velocity Financial, Inc. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Velocity Financial, Inc. is a Sell and believe this share price will drop from its current level to $20.00.
-
What Is Velocity Financial, Inc.'s Price Target?
The price target for Velocity Financial, Inc. over the next 1-year time period is forecast to be $21.67 according to 2 Wall Street analysts, 1 of them rates the stock a Buy, 1 rates the stock a Sell, and 0 analysts rate the stock a Hold.
-
Is VEL A Buy, Sell Or Hold?
According to Wall Street analysts, the consensus rating for Velocity Financial, Inc. is a No Consensus. 1 of 2 analysts rates the stock a No Consensus at this time.
-
How Can I Buy Shares Of VEL?
You can purchase shares of Velocity Financial, Inc. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Velocity Financial, Inc. shares.
-
What Is The Velocity Financial, Inc. Share Price Today?
Velocity Financial, Inc. was last trading at $19.75 per share. This represents the most recent stock quote for Velocity Financial, Inc.. Yesterday, Velocity Financial, Inc. closed at $19.76 per share.
-
How To Buy Velocity Financial, Inc. Stock Online?
In order to purchase Velocity Financial, Inc. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.
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Financial Ratios
VEL
Sector
P/E ratio
8.25x
12.49x
PEG ratio
0.26x
0.32x
P/B ratio
1.21x
1.14x
Price / LTM sales
1.30x
1.85x
Growth Metrics
VEL
Sector
Revenue growth
38.13%
5.46%
Earnings growth
48.29%
10.33%
Revenue (5-year growth)
23.41%
8.67%
Earnings forecast
$0.67
$0.64
Profitability
VEL
Sector
Profitability FY 2024
$407.2M
--
Return on invested capital
1.53%
5.19%
Return on assets
1.49%
1.03%
Return on equity
15.98%
9.9%
Earnings Date
Last Earnings Date
Nov
6
Next Earnings Date
Mar
11
Estimated Next Earnings Date
Feb
5
Balance Sheet
VEL
Sector
Total cash
$117.8M
$406.5M
Short term investments
--
$190.5M
Total assets
$5.5B
$3.1B
Long term debt
$5.8B
$55.5M
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