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STEL Quote, Financials, Valuation and Earnings

Last price:
$32.47
Seasonality move :
-10.19%
Day range:
$32.41 - $32.85
52-week range:
$24.13 - $32.85
Dividend yield:
1.76%
P/E ratio:
16.27x
P/S ratio:
2.83x
P/B ratio:
1.01x
Volume:
149.8K
Avg. volume:
245.6K
1-year change:
16.72%
Market cap:
$1.7B
Revenue:
$625.4M
EPS (TTM):
$2.00

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
STEL
Stellar Bancorp, Inc.
$105.7M $0.46 -30.42% -1.19% $32.40
ABCB
Ameris Bancorp
$306.7M $1.49 -25.24% 15.42% $83.29
CADE
Cadence Bank
$525.3M $0.81 -24.59% 15.65% $43.11
FIBK
First Interstate BancSystem, Inc.
$243.4M $0.59 -29.4% 21.08% $37.38
SBCF
Seacoast Banking Corp. of Florida
$205M $0.58 -0.82% 18.45% $34.08
TBBK
The Bancorp, Inc. (Delaware)
$100.4M $1.50 -25.86% 27.02% $76.50
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
STEL
Stellar Bancorp, Inc.
$32.46 $32.40 $1.7B 16.27x $0.15 1.76% 2.83x
ABCB
Ameris Bancorp
$79.96 $83.29 $5.5B 13.83x $0.20 1% 3.39x
CADE
Cadence Bank
$44.50 $43.11 $8.3B 16.06x $0.28 2.47% 2.81x
FIBK
First Interstate BancSystem, Inc.
$36.85 $37.38 $3.8B 15.52x $0.47 5.1% 2.74x
SBCF
Seacoast Banking Corp. of Florida
$33.83 $34.08 $3.3B 20.08x $0.19 2.16% 3.40x
TBBK
The Bancorp, Inc. (Delaware)
$69.67 $76.50 $3.1B 14.54x $0.00 0% 3.85x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
STEL
Stellar Bancorp, Inc.
5.02% 0.858 5.62% 0.00x
ABCB
Ameris Bancorp
10.49% 1.166 9.37% 0.00x
CADE
Cadence Bank
27.31% 1.058 31.91% 0.00x
FIBK
First Interstate BancSystem, Inc.
18.72% 1.059 23.98% 0.00x
SBCF
Seacoast Banking Corp. of Florida
30.3% 1.377 38.67% 0.00x
TBBK
The Bancorp, Inc. (Delaware)
35.23% 1.552 12.69% 0.00x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
STEL
Stellar Bancorp, Inc.
-- $32.2M 5.92% 6.45% 51.17% $60.8M
ABCB
Ameris Bancorp
-- $137M 9.24% 10.37% 60.59% $100.5M
CADE
Cadence Bank
-- $189.2M 6.81% 9.19% 55.63% $173.4M
FIBK
First Interstate BancSystem, Inc.
-- $92.6M 4.72% 7.26% 52.96% $84.3M
SBCF
Seacoast Banking Corp. of Florida
-- $57.7M 4.74% 6.43% 51.21% $28.6M
TBBK
The Bancorp, Inc. (Delaware)
-- $74.6M 22.12% 27.97% 53.2% $77.6M

Stellar Bancorp, Inc. vs. Competitors

  • Which has Higher Returns STEL or ABCB?

    Ameris Bancorp has a net margin of 17.07% compared to Stellar Bancorp, Inc.'s net margin of 25.28%. Stellar Bancorp, Inc.'s return on equity of 6.45% beat Ameris Bancorp's return on equity of 10.37%.

    Company Gross Margin Earnings Per Share Invested Capital
    STEL
    Stellar Bancorp, Inc.
    -- $0.50 $1.7B
    ABCB
    Ameris Bancorp
    -- $1.54 $4.5B
  • What do Analysts Say About STEL or ABCB?

    Stellar Bancorp, Inc. has a consensus price target of $32.40, signalling downside risk potential of -0.19%. On the other hand Ameris Bancorp has an analysts' consensus of $83.29 which suggests that it could grow by 4.16%. Given that Ameris Bancorp has higher upside potential than Stellar Bancorp, Inc., analysts believe Ameris Bancorp is more attractive than Stellar Bancorp, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    STEL
    Stellar Bancorp, Inc.
    0 4 0
    ABCB
    Ameris Bancorp
    2 2 0
  • Is STEL or ABCB More Risky?

    Stellar Bancorp, Inc. has a beta of 0.770, which suggesting that the stock is 22.98% less volatile than S&P 500. In comparison Ameris Bancorp has a beta of 0.985, suggesting its less volatile than the S&P 500 by 1.476%.

  • Which is a Better Dividend Stock STEL or ABCB?

    Stellar Bancorp, Inc. has a quarterly dividend of $0.15 per share corresponding to a yield of 1.76%. Ameris Bancorp offers a yield of 1% to investors and pays a quarterly dividend of $0.20 per share. Stellar Bancorp, Inc. pays 24.66% of its earnings as a dividend. Ameris Bancorp pays out 12.52% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios STEL or ABCB?

    Stellar Bancorp, Inc. quarterly revenues are $150.4M, which are smaller than Ameris Bancorp quarterly revenues of $419.4M. Stellar Bancorp, Inc.'s net income of $25.7M is lower than Ameris Bancorp's net income of $106M. Notably, Stellar Bancorp, Inc.'s price-to-earnings ratio is 16.27x while Ameris Bancorp's PE ratio is 13.83x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Stellar Bancorp, Inc. is 2.83x versus 3.39x for Ameris Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    STEL
    Stellar Bancorp, Inc.
    2.83x 16.27x $150.4M $25.7M
    ABCB
    Ameris Bancorp
    3.39x 13.83x $419.4M $106M
  • Which has Higher Returns STEL or CADE?

    Cadence Bank has a net margin of 17.07% compared to Stellar Bancorp, Inc.'s net margin of 16.2%. Stellar Bancorp, Inc.'s return on equity of 6.45% beat Cadence Bank's return on equity of 9.19%.

    Company Gross Margin Earnings Per Share Invested Capital
    STEL
    Stellar Bancorp, Inc.
    -- $0.50 $1.7B
    CADE
    Cadence Bank
    -- $0.67 $8.4B
  • What do Analysts Say About STEL or CADE?

    Stellar Bancorp, Inc. has a consensus price target of $32.40, signalling downside risk potential of -0.19%. On the other hand Cadence Bank has an analysts' consensus of $43.11 which suggests that it could fall by -3.12%. Given that Cadence Bank has more downside risk than Stellar Bancorp, Inc., analysts believe Stellar Bancorp, Inc. is more attractive than Cadence Bank.

    Company Buy Ratings Hold Ratings Sell Ratings
    STEL
    Stellar Bancorp, Inc.
    0 4 0
    CADE
    Cadence Bank
    1 8 0
  • Is STEL or CADE More Risky?

    Stellar Bancorp, Inc. has a beta of 0.770, which suggesting that the stock is 22.98% less volatile than S&P 500. In comparison Cadence Bank has a beta of 0.945, suggesting its less volatile than the S&P 500 by 5.459%.

  • Which is a Better Dividend Stock STEL or CADE?

    Stellar Bancorp, Inc. has a quarterly dividend of $0.15 per share corresponding to a yield of 1.76%. Cadence Bank offers a yield of 2.47% to investors and pays a quarterly dividend of $0.28 per share. Stellar Bancorp, Inc. pays 24.66% of its earnings as a dividend. Cadence Bank pays out 36.1% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios STEL or CADE?

    Stellar Bancorp, Inc. quarterly revenues are $150.4M, which are smaller than Cadence Bank quarterly revenues of $801.6M. Stellar Bancorp, Inc.'s net income of $25.7M is lower than Cadence Bank's net income of $129.8M. Notably, Stellar Bancorp, Inc.'s price-to-earnings ratio is 16.27x while Cadence Bank's PE ratio is 16.06x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Stellar Bancorp, Inc. is 2.83x versus 2.81x for Cadence Bank. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    STEL
    Stellar Bancorp, Inc.
    2.83x 16.27x $150.4M $25.7M
    CADE
    Cadence Bank
    2.81x 16.06x $801.6M $129.8M
  • Which has Higher Returns STEL or FIBK?

    First Interstate BancSystem, Inc. has a net margin of 17.07% compared to Stellar Bancorp, Inc.'s net margin of 21.27%. Stellar Bancorp, Inc.'s return on equity of 6.45% beat First Interstate BancSystem, Inc.'s return on equity of 7.26%.

    Company Gross Margin Earnings Per Share Invested Capital
    STEL
    Stellar Bancorp, Inc.
    -- $0.50 $1.7B
    FIBK
    First Interstate BancSystem, Inc.
    -- $0.69 $4.2B
  • What do Analysts Say About STEL or FIBK?

    Stellar Bancorp, Inc. has a consensus price target of $32.40, signalling downside risk potential of -0.19%. On the other hand First Interstate BancSystem, Inc. has an analysts' consensus of $37.38 which suggests that it could grow by 1.43%. Given that First Interstate BancSystem, Inc. has higher upside potential than Stellar Bancorp, Inc., analysts believe First Interstate BancSystem, Inc. is more attractive than Stellar Bancorp, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    STEL
    Stellar Bancorp, Inc.
    0 4 0
    FIBK
    First Interstate BancSystem, Inc.
    2 3 1
  • Is STEL or FIBK More Risky?

    Stellar Bancorp, Inc. has a beta of 0.770, which suggesting that the stock is 22.98% less volatile than S&P 500. In comparison First Interstate BancSystem, Inc. has a beta of 0.807, suggesting its less volatile than the S&P 500 by 19.278%.

  • Which is a Better Dividend Stock STEL or FIBK?

    Stellar Bancorp, Inc. has a quarterly dividend of $0.15 per share corresponding to a yield of 1.76%. First Interstate BancSystem, Inc. offers a yield of 5.1% to investors and pays a quarterly dividend of $0.47 per share. Stellar Bancorp, Inc. pays 24.66% of its earnings as a dividend. First Interstate BancSystem, Inc. pays out 85.84% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios STEL or FIBK?

    Stellar Bancorp, Inc. quarterly revenues are $150.4M, which are smaller than First Interstate BancSystem, Inc. quarterly revenues of $335.7M. Stellar Bancorp, Inc.'s net income of $25.7M is lower than First Interstate BancSystem, Inc.'s net income of $71.4M. Notably, Stellar Bancorp, Inc.'s price-to-earnings ratio is 16.27x while First Interstate BancSystem, Inc.'s PE ratio is 15.52x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Stellar Bancorp, Inc. is 2.83x versus 2.74x for First Interstate BancSystem, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    STEL
    Stellar Bancorp, Inc.
    2.83x 16.27x $150.4M $25.7M
    FIBK
    First Interstate BancSystem, Inc.
    2.74x 15.52x $335.7M $71.4M
  • Which has Higher Returns STEL or SBCF?

    Seacoast Banking Corp. of Florida has a net margin of 17.07% compared to Stellar Bancorp, Inc.'s net margin of 16.07%. Stellar Bancorp, Inc.'s return on equity of 6.45% beat Seacoast Banking Corp. of Florida's return on equity of 6.43%.

    Company Gross Margin Earnings Per Share Invested Capital
    STEL
    Stellar Bancorp, Inc.
    -- $0.50 $1.7B
    SBCF
    Seacoast Banking Corp. of Florida
    -- $0.42 $3.4B
  • What do Analysts Say About STEL or SBCF?

    Stellar Bancorp, Inc. has a consensus price target of $32.40, signalling downside risk potential of -0.19%. On the other hand Seacoast Banking Corp. of Florida has an analysts' consensus of $34.08 which suggests that it could grow by 0.76%. Given that Seacoast Banking Corp. of Florida has higher upside potential than Stellar Bancorp, Inc., analysts believe Seacoast Banking Corp. of Florida is more attractive than Stellar Bancorp, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    STEL
    Stellar Bancorp, Inc.
    0 4 0
    SBCF
    Seacoast Banking Corp. of Florida
    0 4 0
  • Is STEL or SBCF More Risky?

    Stellar Bancorp, Inc. has a beta of 0.770, which suggesting that the stock is 22.98% less volatile than S&P 500. In comparison Seacoast Banking Corp. of Florida has a beta of 0.920, suggesting its less volatile than the S&P 500 by 8.033%.

  • Which is a Better Dividend Stock STEL or SBCF?

    Stellar Bancorp, Inc. has a quarterly dividend of $0.15 per share corresponding to a yield of 1.76%. Seacoast Banking Corp. of Florida offers a yield of 2.16% to investors and pays a quarterly dividend of $0.19 per share. Stellar Bancorp, Inc. pays 24.66% of its earnings as a dividend. Seacoast Banking Corp. of Florida pays out 50.61% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios STEL or SBCF?

    Stellar Bancorp, Inc. quarterly revenues are $150.4M, which are smaller than Seacoast Banking Corp. of Florida quarterly revenues of $226.9M. Stellar Bancorp, Inc.'s net income of $25.7M is lower than Seacoast Banking Corp. of Florida's net income of $36.5M. Notably, Stellar Bancorp, Inc.'s price-to-earnings ratio is 16.27x while Seacoast Banking Corp. of Florida's PE ratio is 20.08x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Stellar Bancorp, Inc. is 2.83x versus 3.40x for Seacoast Banking Corp. of Florida. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    STEL
    Stellar Bancorp, Inc.
    2.83x 16.27x $150.4M $25.7M
    SBCF
    Seacoast Banking Corp. of Florida
    3.40x 20.08x $226.9M $36.5M
  • Which has Higher Returns STEL or TBBK?

    The Bancorp, Inc. (Delaware) has a net margin of 17.07% compared to Stellar Bancorp, Inc.'s net margin of 25.33%. Stellar Bancorp, Inc.'s return on equity of 6.45% beat The Bancorp, Inc. (Delaware)'s return on equity of 27.97%.

    Company Gross Margin Earnings Per Share Invested Capital
    STEL
    Stellar Bancorp, Inc.
    -- $0.50 $1.7B
    TBBK
    The Bancorp, Inc. (Delaware)
    -- $1.18 $1.2B
  • What do Analysts Say About STEL or TBBK?

    Stellar Bancorp, Inc. has a consensus price target of $32.40, signalling downside risk potential of -0.19%. On the other hand The Bancorp, Inc. (Delaware) has an analysts' consensus of $76.50 which suggests that it could grow by 9.8%. Given that The Bancorp, Inc. (Delaware) has higher upside potential than Stellar Bancorp, Inc., analysts believe The Bancorp, Inc. (Delaware) is more attractive than Stellar Bancorp, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    STEL
    Stellar Bancorp, Inc.
    0 4 0
    TBBK
    The Bancorp, Inc. (Delaware)
    1 1 0
  • Is STEL or TBBK More Risky?

    Stellar Bancorp, Inc. has a beta of 0.770, which suggesting that the stock is 22.98% less volatile than S&P 500. In comparison The Bancorp, Inc. (Delaware) has a beta of 1.267, suggesting its more volatile than the S&P 500 by 26.745%.

  • Which is a Better Dividend Stock STEL or TBBK?

    Stellar Bancorp, Inc. has a quarterly dividend of $0.15 per share corresponding to a yield of 1.76%. The Bancorp, Inc. (Delaware) offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Stellar Bancorp, Inc. pays 24.66% of its earnings as a dividend. The Bancorp, Inc. (Delaware) pays out -- of its earnings as a dividend. Stellar Bancorp, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios STEL or TBBK?

    Stellar Bancorp, Inc. quarterly revenues are $150.4M, which are smaller than The Bancorp, Inc. (Delaware) quarterly revenues of $216.8M. Stellar Bancorp, Inc.'s net income of $25.7M is lower than The Bancorp, Inc. (Delaware)'s net income of $54.9M. Notably, Stellar Bancorp, Inc.'s price-to-earnings ratio is 16.27x while The Bancorp, Inc. (Delaware)'s PE ratio is 14.54x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Stellar Bancorp, Inc. is 2.83x versus 3.85x for The Bancorp, Inc. (Delaware). Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    STEL
    Stellar Bancorp, Inc.
    2.83x 16.27x $150.4M $25.7M
    TBBK
    The Bancorp, Inc. (Delaware)
    3.85x 14.54x $216.8M $54.9M

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